Homeowners Insurance Knowledge

Insurify's insurance experts guide you through the basics of home insurance insurance.

Can You Cancel or Withdraw a Home Insurance Claim?

Can You Cancel or Withdraw a Home Insurance Claim?

Most insurance companies allow you to withdraw a home insurance claim. But even a canceled claim can affect your future premiums.
By A.M. Steinbach|January 31, 2026
Flood Insurance in Florida: What to Know

Flood Insurance in Florida: What to Know

Flood insurance costs are rising. Florida homeowners in high-risk flood areas will see the biggest impact.
By Julia Taliesin|January 31, 2026
Landlord Insurance for Condos: What to Know

Landlord Insurance for Condos: What to Know

Landlord insurance covers damages and liability when you’re renting your property. Insuring your condo as a landlord is a little different since the entire structure isn’t yours to insure.
By Julia Taliesin|January 31, 2026
Virginia Flood Insurance: Complete Guide for Homeowners in 2026

Virginia Flood Insurance: Complete Guide for Homeowners in 2026

Flood insurance is essential for Virginia homeowners who want to protect their homes and property from flood damage.
By Janet Berry-Johnson|January 31, 2026
Condo Hazard Insurance: What It Is and How It Works

Condo Hazard Insurance: What It Is and How It Works

Condo hazard insurance can provide meaningful protection for your possessions, but it won’t cover every loss you may face.
By Miranda Marquit |January 31, 2026
How to Buy Home Insurance (2026)

How to Buy Home Insurance

When purchasing home insurance, consider how much coverage you need, what you can afford, and if there are any specific risks in your area.
By Sarah Archambault|January 31, 2026
Condo Insurance Guide: Coverage, Cost, and How It Works

Condo Insurance Guide: Coverage, Cost, and How It Works

Condo insurance (HO-6) protects your unit, belongings, and liability where your condo association’s master policy leaves off.
By Julia Taliesin|January 31, 2026
Does Homeowners Insurance Cover Fire Damage?

Does Homeowners Insurance Cover Fire Damage?

Most standard home insurance policies cover fire damage. But if you live in an area prone to wildfires, you may have trouble finding affordable coverage.
By Aly J. Yale|January 31, 2026
Guide to Flood Insurance in New Jersey

Guide to Flood Insurance in New Jersey

Flood insurance usually isn’t required for New Jersey homeowners. But if you live in a high-risk flood area, you might need to purchase flood insurance to qualify for a mortgage.
By Sarah Sharkey|January 31, 2026
Louisiana Flood Insurance: Complete Guide for Homeowners in 2026

Louisiana Flood Insurance: Complete Guide for Homeowners in 2026

To protect their homes from flood damage, Louisiana homeowners can purchase flood insurance through the NFIP or a private flood insurer.
By Elizabeth Rivelli|January 31, 2026
Florida Flood Insurance: Complete Guide for Homeowners in 2026

Florida Flood Insurance: Complete Guide for Homeowners in 2026

Florida homeowners in high-risk flood areas need flood insurance. You can buy coverage from private insurers or through the National Flood Insurance Program (NFIP).
By Julia Taliesin|January 31, 2026
Texas Windstorm Insurance and TWIA

Texas Windstorm Insurance and TWIA

The Texas Windstorm Insurance Association (TWIA) offers last-resort insurance to homeowners in some parts of Texas.
By Aly J. Yale|January 31, 2026
Earthquake Insurance for Utah Residents: Is It Worth It?

Earthquake Insurance for Utah Residents: Is It Worth It?

Earthquake insurance is an added cost, but it can save you money in the long run in an earthquake-prone state like Utah.
By Erin Gobler|January 31, 2026
Texas Flood Insurance: Complete Guide for Homeowners in 2026

Texas Flood Insurance: Complete Guide for Homeowners in 2026

Texans face flood risks from hurricanes and flash floods, but flood insurance from the NFIP and private insurers can provide crucial financial protection.
By Amy Beardsley|January 31, 2026
Houston Flood Insurance: Complete Guide for Homeowners in 2026

Houston Flood Insurance: Complete Guide for Homeowners in 2026

Flood insurance through the National Flood Insurance Program (NFIP) or a private insurer can protect your Houston home from flood damage.
By Anna Baluch|January 31, 2026
What Is HO-6 Insurance? Guide to HO-6 Condo Insurance Policies

What Is HO-6 Insurance? Guide to HO-6 Condo Insurance Policies

Your mortgage lender, condo board, or homeowners association may require you to purchase HO-6 insurance.
By Courtney Washington|January 31, 2026
Hurricane Insurance in Florida: What Homeowners Need to Know

Hurricane Insurance in Florida: What Homeowners Need to Know

Learn what hurricane insurance includes, what’s required, how deductibles work, and whether you have enough coverage to rebuild your house after a storm.
By Kat Tretina|January 31, 2026
Earthquake Insurance for Washington Residents: Is It Worth It?

Earthquake Insurance for Washington Residents: Is It Worth It?

Washington has the second-highest earthquake risk across the entire United States. Earthquake insurance can help protect your home and belongings against damage from an earthquake.
By Jessica Martel|January 31, 2026