Homeowners Insurance Knowledge

Insurify's insurance experts guide you through the basics of home insurance insurance.

Homeowners Insurance Facts and Statistics (2026)

Homeowners Insurance Facts and Statistics

Home insurance can help pay for damages to your home from covered perils, including severe weather, vandalism, and theft.
By Danny Smith|February 26, 2026
Best Birmingham Homeowners Insurance Quotes (2026)

Best Birmingham Homeowners Insurance Quotes

Allstate, Travelers, and Foremost offer the best homeowners insurance policies in Birmingham, Alabama.
By Melanie Lockert|February 26, 2026
Earthquake Insurance for Utah Residents: Is It Worth It?

Earthquake Insurance for Utah Residents: Is It Worth It?

Earthquake insurance is an added cost, but it can save you money in the long run in an earthquake-prone state like Utah.
By Erin Gobler|February 26, 2026
What Is HO-6 Insurance? Guide to HO-6 Condo Insurance Policies

What Is HO-6 Insurance? Guide to HO-6 Condo Insurance Policies

Your mortgage lender, condo board, or homeowners association may require you to purchase HO-6 insurance.
By Courtney Washington|February 26, 2026
Houston Flood Insurance: Complete Guide for Homeowners in 2026

Houston Flood Insurance: Complete Guide for Homeowners in 2026

Flood insurance through the National Flood Insurance Program (NFIP) or a private insurer can protect your Houston home from flood damage.
By Anna Baluch|February 26, 2026
What Is Windstorm Insurance, and Who Needs It?

What Is Windstorm Insurance, and Who Needs It?

Windstorm insurance protects your home and property from damage caused by high winds, including hurricanes and tornadoes.
By Janet Berry-Johnson|February 26, 2026
Does Homeowners Insurance Cover Fire Damage?

Does Homeowners Insurance Cover Fire Damage?

Most standard home insurance policies cover fire damage. But if you live in an area prone to wildfires, you may have trouble finding affordable coverage.
By Aly J. Yale|February 26, 2026
7 Ways to Lower Your Home Insurance Costs (2026)

7 Ways to Lower Your Home Insurance Costs

You can lower your home insurance costs by shopping around for coverage, saving with discounts, and increasing your deductible.
By Erin Gobler|February 26, 2026
Comprehensive List of Home Insurance Discounts (2026)

Comprehensive List of Home Insurance Discounts

Most insurance companies offer home insurance discounts. Here’s how to find the best deals for your property coverage.
By Christy Rakoczy|February 26, 2026
Cheapest Home Insurance Quotes (2026)

Cheapest Home Insurance Quotes

Metropolitan, American Family, and Cincinnati Insurance are the cheapest national home insurance companies.
By Danny Smith|February 26, 2026
Condo Insurance Guide: Coverage, Cost, and How It Works

Condo Insurance Guide: Coverage, Cost, and How It Works

Condo insurance (HO-6) protects your unit, belongings, and liability where your condo association’s master policy leaves off.
By Julia Taliesin|February 26, 2026
Hurricane Insurance in Florida: What Homeowners Need to Know

Hurricane Insurance in Florida: What Homeowners Need to Know

Learn what hurricane insurance includes, what’s required, how deductibles work, and whether you have enough coverage to rebuild your house after a storm.
By Kat Tretina|February 26, 2026
Georgia Flood Insurance: Complete Guide for Homeowners in 2026

Georgia Flood Insurance: Complete Guide for Homeowners in 2026

It’s a good idea to have flood insurance in Georgia, which you can purchase from the National Flood Insurance Program (NFIP) and private insurers.
By Anna Baluch|February 26, 2026
Average Cost of Homeowners Insurance (2026)

Average Cost of Homeowners Insurance

Homeowners in the U.S. pay an average of $2,544 per year for home insurance, but rates vary significantly by state, city, insurer, and coverage amount.
By Jessica Martel|February 26, 2026
Flood Insurance in Florida: What to Know

Flood Insurance in Florida: What to Know

Flood insurance costs are rising. Florida homeowners in high-risk flood areas will see the biggest impact.
By Julia Taliesin|February 26, 2026
Texas Flood Insurance: Complete Guide for Homeowners in 2026

Texas Flood Insurance: Complete Guide for Homeowners in 2026

Texans face flood risks from hurricanes and flash floods, but flood insurance from the NFIP and private insurers can provide crucial financial protection.
By Amy Beardsley|February 26, 2026
Does Homeowners Insurance Cover Wildfires?

Does Homeowners Insurance Cover Wildfires?

A standard homeowners insurance policy will typically cover losses due to fire, including wildfires, but you’ll need to check your policy for exclusions.
By Lindsay Frankel|February 26, 2026
What Is Coastal Home Insurance, and Who Needs It?

What Is Coastal Home Insurance, and Who Needs It?

Coastal home insurance is a comprehensive set of insurance policies and endorsements that financially protect homes located in a high-risk area on or near the coast.
By Daria Kelly Uhlig|February 26, 2026