With Florida homeowners burdened by the highest property insurance costs in the country, the state legislature is considering a pair of bills aimed at reducing premiums by tying them to unpaid mortgage balances.
You must insure your home for at least 80% of the cost of replacing it or risk having the insurance company cover only a portion of your losses.
Climate catastrophes are driving insurers and homebuyers out of high-risk areas like Florida, but the American dream of homeownership lives on in less disaster-prone states.
State Farm home systems protection pays for sudden and accidental breakdowns to your home’s electrical and filtration systems.
FEMA provides federally backed flood insurance, but comparing your options with private insurers ensures you get the best rate.
File flood insurance claims as soon as you can. When it’s safe to document the damage, your adjuster will help you create a proof of loss statement.
Figuring out home insurance for new construction projects can be complex, but a good insurance broker can help you.
When an escrow balance falls below a minimum required level, there’s an escrow shortage. Find out what this means for you.
You have the right to appeal your home insurance claim if your insurer denies it. Learn more about the process here.
Contents insurance is the part of your home insurance that offers protection for your personal property up to the limits specified in your policy. Learn more here.
Home warranties protect your home’s appliances and systems. Home insurance covers your home’s structure, personal belongings, and liability risk.
Florida’s insurance crisis has triggered high rates and a spate of non-renewals. New laws and new insurers entering the market could undo some of the damage.
Everything you need to know about hurricane insurance in Florida.
Homeowners insurance on a $300,000 home costs $1,770 per year, on average. Learn about the factors that affect home insurance costs.
Looking to compare home insurance quotes? Discover your complete Insurify guide here to find the best policy for your needs.