Renters Insurance Knowledge

Insurify's insurance experts guide you through the basics of renters insurance insurance.

Do You Need Renters Insurance in College Dorms?

Do You Need Renters Insurance in College Dorms?

Your parents’ homeowners insurance usually covers your dorm, but the limits may be too low for adequate coverage.
By Miranda Marquit |March 13, 2025
How to File a Renters Insurance Claim

How to File a Renters Insurance Claim

Filing a renters insurance claim is typically a straightforward process. But you’ll need to document damage, file a police report, and submit your claim on time.
By Sarah Archambault|March 5, 2025
Survey: 98% of College Students Find Renters Insurance Beneficial

Survey: 98% of College Students Find Renters Insurance Beneficial

Most students with renters insurance (72%) were not required to have insurance — but chose to purchase it anyway, according to an Insurify survey.
By Matt Brannon|March 5, 2025
Renters Insurance for Mobile Homes

Renters Insurance for Mobile Homes

Mobile home renters coverage can help pay for your belongings and legal liabilities following unforeseen events.
By Anna Baluch|March 4, 2025
Does Renters Insurance Cover Bed Bugs?

Does Renters Insurance Cover Bed Bugs?

Renters insurance doesn’t cover bed bugs unless you add optional coverage to your policy.
By Daria Kelly Uhlig|February 21, 2025
Does Renters Insurance Cover Engagement Rings?

Does Renters Insurance Cover Engagement Rings?

While a standard renters insurance policy typically provides some coverage for your engagement ring, you’ll have to determine if you need more protection.
By Jessica Martel|February 21, 2025
Renters Insurance: How Much Coverage Do You Need?

Renters Insurance: How Much Coverage Do You Need?

The right amount of renters coverage for you depends on the value of your belongings and your rental’s location, liability risk, and more.
By Anna Baluch|February 20, 2025
Does Renters Insurance Cover Dog Bites?

Does Renters Insurance Cover Dog Bites?

If your dog bites someone and you’re liable for their injuries, your renters insurance policy may cover your legal expenses. But you should be aware of a few caveats.
By Lindsay Frankel|February 18, 2025
How Security Deposit Insurance Works

How Security Deposit Insurance Works

Security deposit insurance can help you afford those high move-in costs. But it’s non-refundable, and you may be liable for paying out claims.
By Lindsay VanSomeren|February 14, 2025
Does Renters Insurance Cover Mold?

Does Renters Insurance Cover Mold?

Renters insurance covers mold if a named peril caused the damage that led to the mold growth.
By Kim Porter|February 13, 2025
What Is an Additional Interest in Renters Insurance?

What Is an Additional Interest in Renters Insurance?

An additional interest on a renters policy is someone who has a financial stake in your apartment but doesn’t receive any coverage.
By Elizabeth Rivelli|February 7, 2025
Can Landlords Require Renters Insurance?

Can Landlords Require Renters Insurance?

No law requires renters insurance. But you could face eviction if your landlord requires it and you fail to acquire it.
By Jessica Martel|February 6, 2025
Do Renters Need Flood Insurance?

Do Renters Need Flood Insurance?

Renters insurance doesn’t cover flood damage. Renters can get affordable coverage for their belongings with a separate flood insurance policy.
By Lindsay Frankel|February 6, 2025
Does Renters Insurance Cover Water Damage?

Does Renters Insurance Cover Water Damage?

Renters insurance covers water damage when it’s sudden and accidental.
By Elizabeth Rivelli|February 5, 2025
What Is a Renters Insurance Declaration Page?

What Is a Renters Insurance Declaration Page?

A renters insurance declaration page contains key policy details, including your coverages, discounts, and more.
By Elizabeth Rivelli|February 4, 2025
Does Renters Insurance Cover Food Loss?

Does Renters Insurance Cover Food Loss?

Renters insurance covers your personal belongings, including food. If you have food loss, your coverage can help in several situations.
By Melanie Lockert|February 4, 2025
How Does Renters Insurance Work?

How Does Renters Insurance Work?

After buying renters insurance, you’ll pay a premium to keep the policy active and may submit claims for any covered losses. You may need to pay a deductible, too.
By Kim Porter|February 3, 2025
What Is a Renters Insurance Deductible?

What Is a Renters Insurance Deductible?

A renters insurance deductible is an amount your insurer deducts from your payout for a claim.
By Jamie Johnson|January 24, 2025