| Alabama | Insurers must give 30 days’ notice before cancellation. For cancellations due to non-payment, insurers must give 10 days’ notice. |
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| Alaska | For policies that have been in effect for less than 60 days, insurers can cancel for almost any reason. For policies that have been in effect for more than 60 days, insurers can only cancel for limited reasons. |
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| Arizona | Insurers must give 5 days’ notice before cancellation. For non-renewals, insurers must give 30 days’ notice. |
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| Arkansas | For policies that have been in effect for more than 60 days, insurers can only cancel for a limited number of reasons. Cancellation for non-payment only requires a 10-day notice. |
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| California | Policies that have been in force for more than 60 days can only be canceled for qualifying reasons. Insurers must give 20 days’ notice prior to the date of cancellation and 10 days’ notice for non-payment. |
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| Colorado | Insurers can only cancel policies after 30 days for limited reasons. Companies must give 30 days’ notice for cancellation due to qualifying reasons and 10 days’ notice for non-payment. |
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| Connecticut | Insurers must give 30 days’ notice prior to cancellation for qualifying reasons and 10 days’ notice for non-payment. |
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| Delaware | Insurance companies must provide 30 days’ notice for cancellation and 15 days for cancellation due to non-payment. |
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| Florida | Insurers are required to provide 120 days’ notice prior to cancellation. For non-payment cancellations, insurers must give 10 days’ notice. |
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| Georgia | Insurers are required to provide 30 days’ notice before cancellation and return any unused premiums to the policyholder. |
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| Hawaii | Insurance companies must give 10 days’ notice for cancellation and 30 days’ notice for non-renewal. |
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| Idaho | Insurance companies must give at least 30 days’ notice before cancellation. For non-payment, only 10 days’ notice is required. Insurers must notify policyholders 45 days before non-renewal. |
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| Illinois | Insurers must give 30 days’ notice prior to cancellation for qualifying reasons and 10 days’ notice for non-payment. |
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| Indiana | Insurance companies must provide at least 20 days’ notice when canceling policies that have been in effect for more than 60 days. Only 10 days’ notice is required for cancellation due to non-payment. For non-renewals, policyholders must be notified within 20 days before the policy terminates. |
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| Iowa | Insurers must give 30 days’ notice prior to cancellation and 10 days’ notice for non-payment. |
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| Kansas | Insurance companies must give 30 days’ notice before cancellation and 10 days’ notice for cancellation due to non-payment. Unused premiums must be returned to the policyholder. |
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| Kentucky | Insurers must give 14 days’ notice prior to canceling policies in effect for less than 60 days. For policies in effect for more than 60 days, the cancellation notice must be provided within 75 days. |
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| Louisiana | Insurance companies must give 30 days’ notice prior to cancellation. For cancellation due to non-payment, 10 days’ notice is required. |
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| Maine | Insurers are required to give 30 days’ notice prior to cancellation and 10 days’ notice for non-payment. |
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| Maryland | Insurance companies must provide 45 days’ notice before cancellation. Only 10 days’ notice is required for cancellation due to non-payment. |
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| Massachusetts | Insurers are required to give at least 5 days’ notice to the policyholder before cancellation and 10 days for non-payment. The insurer has 20 days to notify the insured’s mortgage company prior to cancellation. |
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| Michigan | Insurance companies are required to provide 30 days’ notice before canceling a policy. |
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| Minnesota | Insurers are required to give 60 days’ notice before cancellation or non-renewal. Unused premiums must be returned to the policyholder before the date of termination. |
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| Mississippi | Insurance companies must give 30 days’ notice before cancellation for specific reasons and 10 days’ notice for non-payment. |
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| Missouri | For cancellation or non-renewal, insurance companies must give 60 days’ notice. |
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| Montana | Insurance companies must give 45 days’ notice prior to cancellation or non-renewal. For cancellation due to non-payment, 20 days’ notice is required. |
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| Nebraska | For cancellation and non-renewal, insurers must give at least 60 days’ notice and 10 days’ notice for non-payment. |
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| Nevada | Insurance companies must give 30 days’ notice prior to cancellation or non-renewal. For cancellation due to non-payment, 10 days’ notice is required. |
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| New Hampshire | Insurance companies must give 60 days’ notice prior to cancellation and 10 days’ notice for non-payment. |
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| New Jersey | Insurers are required to provide 30 days’ notice before cancellation for qualifying reasons and 10 days’ notice for non-payment. |
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| New Mexico | Insurance companies are required to provide at least 10 days’ notice prior to cancellation. |
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| New York | Policies that have been in effect for less than 60 days can be canceled for specific reasons. Policies that have been in effect for more than 60 days can’t be non-renewed or canceled for three years, except in certain circumstances. Cancellation for non-payment is allowed and requires 10 days’ notice. |
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| North Carolina | Insurers must give 15 days’ notice prior to cancellation. For non-renewals, insurers must give 45 days’ notice. |
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| North Dakota | Insurance companies must give 30 days’ notice before cancellation. For non-payment, at least 10 days’ notice is required. |
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| Ohio | Insurers must give 30 days’ notice prior to cancellation. |
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| Oklahoma | Insurance companies are required to provide 30 days’ notice prior to cancellation or non-renewal. |
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| Oregon | Insurance companies must provide 30 days’ notice before cancellation due to qualifying reasons and 10 days’ notice for cancellation due to non-payment. |
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| Pennsylvania | Insurance companies must give 30 days’ notice prior to cancellation for any qualifying reason. |
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| Rhode Island | For policies that have been in effect for more than 60 days, insurers must give 30 days’ notice prior to cancellation. For non-payment, only 10 days’ notice is required. |
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| South Carolina | Insurance companies must give 30 days’ notice for cancellation and 60 days’ notice for non-renewals. |
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| South Dakota | Insurance companies must give 20 days’ notice prior to cancellation and 60 days’ notice prior to non-renewal. |
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| Tennessee | Insurers are required to give 20 days’ notice prior to cancellation except for non-payment, which requires 10 days’ notice. |
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| Texas | Insurance companies are required to notify policyholders at least 10 days before cancellation. |
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| Utah | Insurance companies must give 30 days’ notice before cancellation. For cancellation due to non-payment, only 10 days’ notice is required. |
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| Vermont | Insurers must give 45 days’ notice before cancellation. For non-payment, 15 days’ notice is required. |
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| Virginia | Insurance companies must give 30 days’ notice prior to cancellation and 10 days for non-payment. |
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| Washington | Insurance companies must give 45 days’ notice prior to cancellation or non-renewal and 10 days’ notice for non-payment. |
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| Washington, D.C. | Insurers must give 30 days’ notice before canceling a policy. |
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| West Virginia | Insurance companies must give 30 days’ notice prior to cancellation. |
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| Wisconsin | Insurers must give 60 days’ notice prior to canceling a policy. |
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| Wyoming | Insurance companies are required to provide 45 days’ notice before cancellation. For non-payment, insurers must give 10 days’ notice. |
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