Homebuyers typically purchase homeowners insurance that benefits the lender. An owner policy provides you with the protection you need if someone files a claim against your property.
Discover how wind mitigation can protect your home and lower your insurance costs. Learn state-specific mitigation programs available to Florida homeowners.
Hosting a party at home? Learn about liquor liability and how it could affect you if you’re providing alcohol. Find out if your homeowners insurance has you covered.
Homeowners insurance doesn’t usually cover sewer lines, but you can get a cheap endorsement to help protect against damage. Learn more.
The Zebra is an insurance-comparison site that allows users to compare quotes from multiple insurance companies side by side to find the lowest rate.
Nationally, 2,279 communities don't participate in the National Flood Insurance Program. Property owners in non-participating municipalities can buy federal flood insurance.
Changing weather patterns, population movement, and other factors affecting inland and coastal waters expose 3 in 10 people worldwide to significant flood risk, according to a recent report from data and insights company Moody’s.
Learn about which coverages North Carolina homeowners should purchase in order to stay protected in the event of a hurricane.
If you file a large claim, your mortgage company may receive the insurance check on your behalf. Learn how to get your lender to release the funds.
Sewer backup insurance protects your home from water damage caused by sewage system failures, sump pump failures, and invasive tree roots.
Most homebuyers pay homeowners insurance premiums and taxes into an escrow account as part of their monthly mortgage payment. Here’s how it works.
Hurricane insurance supplements your standard homeowners insurance policy, but it only covers certain types of hurricane damage.
Hurricanes are one of the most dangerous and costly weather-related disasters. Don’t wait until hurricane season to prepare.
Utah experiences earthquakes every year, making it a good idea for homeowners to consider earthquake insurance. Learn more here.
Learn how condo insurance differs from home insurance in this article so you can find the right coverage for your needs.
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