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Mandatory Wildfire Insurance in Nevada Goes Up in Smoke
New law allows insurers to remove wildfire coverage from standard home insurance policies to reduce premiums.
|January 28, 2026
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Flood Insurance: What It Covers and Costs
Flood insurance costs $786 per year, on average, and can provide coverage for flood-related damages that traditional home insurance doesn’t cover.
|January 27, 2026
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Over 1.1 Million California Homeowners Face Property Insurance Rate Hike
Under state program, insurers pledge to cover more high-risk homes in exchange for rate increases.
|January 26, 2026
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Insurance Premium Pressure: 57% Have Made Financial Sacrifices to Afford Home Insurance
Most homeowners (59%) saw their insurance premiums increase in 2025. As costs rise, more than one quarter said they would drop home insurance if they could (28%).
|January 26, 2026
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Tariffs Could Raise Home Insurance Costs up to 38% Faster
With tariffs, Insurify projects the average annual cost of homeowners insurance could rise to $3,626 by the end of the year, an 11% increase from the end of 2024.
|January 23, 2026
FEMA Flood Zone X: Insurance Requirements, Shaded vs. Unshaded Zones Explained
Homes in Flood Zone X have minimal to moderate risk of flooding, according to FEMA.
|January 20, 2026
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California Home Insurer Allowed to Drop 1,300-Plus Policies in High Wildfire Risk Areas
First Select policy non-renewal notices will roll out over the next year.
|January 7, 2026
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FEMA Flood Maps Omit Millions of High-Risk Homes, Report Says
Research finds outdated and incomplete maps underestimate flood risk, leaving millions underinsured.
|December 17, 2025
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Insurance Claims Spike During Holidays. How to Prevent Costly Claims
Keep the holidays bright by preventing home damage, car crashes, and package theft.
|December 17, 2025
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State Farm Cutting Auto Rates, Hiking Home Premiums in Louisiana
Rate changes will affect more than 1.3 million policyholders in the Bayou State.
|December 16, 2025
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Winter Fires Pose Double Threat to Uninsured Homeowners
10 states have high rates of uninsured homes and higher risks of devastating home fires.
|December 16, 2025
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What Is the 80/20 Rule in Home Insurance?
Following the 80/20 rule could help ensure you’ll get the payout amount you need if you ever have to file a home insurance claim.
|December 4, 2025
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The Zebra Home Insurance Review: How the Comparison Site Stacks Up
The Zebra is a trustworthy insurance-comparison site, but some users might have to click through to individual insurer websites to see actual quotes.
|December 2, 2025
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Farmers Ends Cap on New Home Policies in California
Insurer credits regulatory reforms in decision to lift ban on selling over 9,500 new policies per month.
|November 26, 2025
LA County Investigating State Farm’s Handling of January Wildfire Claims
Policyholders complain of slow-walking, underpayments, and denials, county says.
|November 24, 2025
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NY Needs Home Insurance Reform, Industry Watchers Tell Regulators
Rising premiums, fewer options, denied claims, and policy cancellations are growing the crisis, NY Senate committee hears.
|November 24, 2025
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Landlord Insurance: Coverage, Costs, and How to Choose a Policy
Landlord insurance covers property damage, liability claims, and lost rental income. If you own a rental home, it offers essential protection for your property.
|November 21, 2025
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Vacant and Unoccupied Home Insurance: Coverages, Costs, and How to Buy It
A standard homeowners insurance policy doesn’t cover a vacant property, so you’ll need vacant home insurance to protect an empty house.
|November 20, 2025