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Colorado Flood Insurance: Complete Guide for Homeowners in 2026
Homeowners in Colorado at risk of flooding can purchase flood insurance from the National Flood Insurance Program (NFIP) or a private insurance company.
|March 8, 2026
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What Is Other Structures Coverage in Home Insurance?
Other structures coverage protects permanent structures on your property, like a fence, shed, or freestanding garage.
|March 8, 2026
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Landlord Insurance for Condos: What to Know
Landlord insurance covers damages and liability when you’re renting your property. Insuring your condo as a landlord is a little different since the entire structure isn’t yours to insure.
|March 8, 2026
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North Carolina Hurricane Insurance: What to Know
North Carolina experiences hurricanes on a regular basis, so homeowners should consider purchasing hurricane-related coverages.
|March 8, 2026
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Home Insurance Coverage for Townhomes
If you own a townhouse, mortgage lenders often require you to carry insurance. The type of townhome insurance you need may depend on your homeowners association.
|March 8, 2026
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Hurricane Insurance: A Complete Guide for Homeowners
Hurricane insurance isn’t a stand-alone policy but multiple coverage types designed to protect your home from wind and water damage.
|March 8, 2026
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Condo Insurance vs. Homeowners Insurance: Learn the Differences
Condo and homeowners insurance serve the same purpose, protecting your home and belongings. But they differ greatly when it comes to coverage and cost.
|March 8, 2026
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Recoverable Depreciation: What It Means for Your Home Insurance Claim
Recoverable depreciation is the portion of your insurance payout that your insurer withholds until you repair or replace damaged property.
|March 6, 2026
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Vacation Home Insurance: Coverage, Costs, and How It Works
Farmers, Liberty Mutual, and Progressive are a few of the best companies for vacation home insurance.
|March 6, 2026
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What Is Loss of Use Coverage in Homeowners Insurance?
Loss of use coverage provides for you to live somewhere else in the event your home is unlivable. But there are other things you should know about this coverage.
|March 6, 2026
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Survey: 45% of Homeowners Say Insurance Should Be Optional. Here’s the Price of Opting Out in Each State.
Lenders generally require homebuyers to carry home insurance. But nearly half of homeowners support making home insurance optional. Without insurance coverage, the average household would take on extreme long-term risk but save 13% or $281 on monthly housing payments.
|February 23, 2026
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Insurance Premium Pressure: 57% Have Made Financial Sacrifices to Afford Home Insurance
Most homeowners (59%) saw their insurance premiums increase in 2025. As costs rise, more than one quarter said they would drop home insurance if they could (28%).
|February 19, 2026
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Consumer Complaints About Insurers Rose 7% in 2025
Auto and home insurance customers, specifically, filed 9.2% more complaints in 2025 than in 2024.
|February 5, 2026
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Flood Insurance Costs Could Soar 64% Without Government-Backed NFIP
Nine in 10 Americans with flood insurance get their coverage through the heavily subsidized National Flood Insurance Program (NFIP). If the NFIP ends, Americans could see average flood insurance costs rise by about $600 annually.
|January 30, 2026
Risking It All: 1 in 6 Homeowners in the Most Climate-Vulnerable States Skip Home Insurance
In the 10 states where average incomes are lowest, the rate rises to nearly 1 in 5 uninsured homes, indicating that affordability is also a factor.
|January 30, 2026
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Mandatory Wildfire Insurance in Nevada Goes Up in Smoke
New law allows insurers to remove wildfire coverage from standard home insurance policies to reduce premiums.
|January 28, 2026
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Flood Insurance: What It Covers and Costs
Flood insurance costs $786 per year, on average, and can provide coverage for flood-related damages that traditional home insurance doesn’t cover.
|January 27, 2026
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Over 1.1 Million California Homeowners Face Property Insurance Rate Hike
Under state program, insurers pledge to cover more high-risk homes in exchange for rate increases.
|January 26, 2026