Katie Powers es una escritora de contenido de seguros para Insurify. Desde que completó su título universitario de escritura, literatura, y publicación, está acabando un título de maestría de publicación en Emersion College. En su tiempo libre, a ella le gusta leer y salir para largas caminatas.
Compara cotizaciones de 70+ companías de seguros y ahorra hasta $717
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Las tarifas más baratas encontradas recientemente en Arkansas
Los conductores que utilizan Insurify han encontrado cotizaciones tan baratas como $29/mes para solo responsabilidad y $59/mes para cobertura total en Arkansas.
*Cotizaciones generadas para los usuarios de Insurify en los últimos 10 días. Actualizado el 6 de mayo de 2024
Las tarifas que se muestran son cotizaciones de usuarios de Insurify en tiempo real de más de 100 compañías de seguros y datos de Quadrant Information Services. El algoritmo de Insurify excluye las cotizaciones anómalas y anonimiza los datos personales. Luego, muestra las cotizaciones detalladas por precio, fecha y popularidad de la aseguradora hasta hace 10 días a partir de 6 de mayo de 2024. Las cotizaciones reales pueden variar según el perfil de conductor único del comprador de la póliza.
*Cotizaciones generadas para los usuarios de Insurify en los últimos 10 días. Actualizado el 6 de mayo de 2024
Las tarifas que se muestran son cotizaciones de usuarios de Insurify en tiempo real de más de 100 compañías de seguros y datos de Quadrant Information Services. El algoritmo de Insurify excluye las cotizaciones anómalas y anonimiza los datos personales. Luego, muestra las cotizaciones detalladas por precio, fecha y popularidad de la aseguradora hasta hace 10 días a partir de 6 de mayo de 2024. Las cotizaciones reales pueden variar según el perfil de conductor único del comprador de la póliza.
Car insurance rates in Springdale are on par with Arkansas' average costs, which means they're higher than national averages. Springdale drivers pay, on average, $239 per month for full coverage and $107, according to Insurify data. Arkansas' averages are similar, but national average costs are significantly lower – $214 and $104, respectively.
Arkansas' higher-than-average fatality rate contributes to higher insurance costs in the state. Fortunately, Springdale has a comparatively low rate of fatal crashes,[1] which likely helps keep its car insurance costs more in line with the state's. Comparing quotes from multiple insurers could help Springdale residents find below-average rates.
Datos Breves
State Farm, USAA, and GEICO are the cheapest insurers for Springdale drivers.
Springdale had 2,658 crashes in 2022, 13 of which were fatal. In most accidents, drivers weren't injured at all.
With nearly 1,800 residents per square mile,[2] Springdale is densely populated, which could lead to traffic congestion and accidents.
Cheapest car insurance companies in Springdale
Researching the most affordable car insurance coverage options in Springdale is important — especially if you have a tight budget. You don’t need to find the cheapest coverage, but you should aim for the right amount of coverage for your needs at a price point that works for you.
Here’s a breakdown of some affordable car insurance companies in Springdale.
Insurance Company
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
Full Coverage
Liability Only
Best For
State Farm
4.6
$59
$29
Cheap coverage
USAA
4.7
$72
$35
Seniors
GEICO
4.4
$89
$44
Teenagers
Descargo de responsabilidad: Datos en esta tabla encontrados en cotizaciones reales de las 50+ aseguradoras asociadas con Insurify, más estimaciones de Quadrant Information Services. las cotizaciones reales variarán en función del perfil de conductor único del asegurado.
El puntaje compuesto de Insurify (ICS) es una marca propietaria calculada por nuestro equipo de analistas, que se basa en múltiples factores que reflejan la calidad, la fiabilidad, y la salud financiera de una compañía de seguros.
Los factores de entrada a la puntuación se incluyen en el puntaje de A.M. Best, Standard & Poor’s, Moody’s, y Fitch; puntajes de J.D. Power; encuestas de satisfacción de los consumidores de Consumer Reports y de reclamaciones de los consumidores; opiniones de los usuarios sobre la aplicación móvil; y opiniones de los usuarios sobre la compañía.
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.5
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
843
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$28/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$59/mo
State farm consistently offers some of the lowest minimum-coverage rates for drivers of every type and age group in Springdale. On top of its low rates, the insurer offers multiple ways to save, from customizing coverage types, to a robust list of discounts. The company has far fewer complaints than expected for the industry, according to the National Association of Insurance Commissioner’s Consumer Complaints Index.
Ventajas
Higher-than-average customer satisfaction rating in J.D. Power's 2023 U.S. Auto Insurance Study
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.5
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
879
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$34/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$72/mo
About 10% of Springfield's population is older than 65, and the city is home to more than 3,000 veterans. Senior drivers who are veterans will find affordable coverage and superior customer service with USAA. The insurer, which only provides coverage to active-duty members of the military, veterans, or their qualifying family members, consistently scores the highest of any insurer in J.D. Power customer satisfaction studies.
Ventajas
Low rates
SafePilot program rewards good driving with up to 30% discount
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.2
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
835
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$44/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$89/mo
GEICO's rates for teen drivers in Springdale are competitive, but it's the insurer's discounts that make it a good choice for families with teenagers on their policies. GEICO offers numerous discounts that can help drivers mitigate the cost of having a teen driver in the household, including ones for vehicle safety equipment, having multiple vehicles on one policy, and a teen who gets good grades. Teens' parents can also qualify for additional discounts if they're a federal employee, in the military, or affiliated with certain groups.
Ventajas
Good rates for most drivers, including teens
Accident forgiveness coverage available
Contras
May not be the cheapest choice for drivers with moving violations
We were with Geico for over 20 years and then had a terrible customer service experience. This wasn't a minor issue or just one agent. The problem involved conversations with multiple agents and supervisors. It's disappointing that after being insured with this company for so long, they showed no interest in resolving an unexpected situation that was actually an honest mistake made by one of their agents. I don't recommend them!
Elizabeth - April 25, 2024
Verified
Excellent
It has always been great.
Andrew - April 24, 2024
Verified
AI-Run, Money-Hungry Company
The customer service is poor and very unprofessional. It's impossible to speak to an agent.
…
How to get the cheapest car insurance in Springdale
Finding cheap car insurance in Springdale involves considering various factors. Insurance companies assess your driving history, the type of vehicle you own, your age, and your credit rating.
To secure affordable rates, follow these tips:
Keep a clean record. Maintain a clean driving record by avoiding accidents and traffic violations. Safe drivers earn the lowest rates when accounting for driving record.
Bundle policies. Bundle your car insurance with other policies to receive multi-policy discounts.
Ask about discounts. Ask potential insurance companies about discounts for safety features in your vehicle, like anti-theft devices and anti-lock brakes. Other common discounts reward drivers for good driving.
Shop around. Compare quotes from different insurance companies to find the most affordable coverage.
Cheapest liability-only car insurance in Springdale: State Farm
Liability-only auto insurance covers expenses for injuries and damages you cause others in an accident but excludes coverage for your own vehicle repairs or medical bills. It typically includes bodily injury liability, which pays for medical costs and legal fees for others’ injuries, and property damage liability, which covers repairs or replacement of damaged property.[3]
The following table shows minimum-coverage quotes from top insurers in Springdale.
The below rates are estimated rates current as of: viernes, 3 de mayo, 0:00 p. m. GMT-7.
Insurance Company
Average Monthly Quote
State Farm
28
USAA
34
GEICO
44
Auto-Owners
49
Safeco
57
National General
58
Shelter
63
Allstate
64
Farmers
65
Nationwide
65
Progressive
68
Travelers
68
State Auto
77
Liberty Mutual
83
Hallmark
88
Midvale Home & Auto
94
GAINSCO
96
Dairyland
103
Direct Auto
107
The General
126
Bristol West
151
Descargo de responsabilidad: Datos en esta tabla encontrados en cotizaciones reales de las 50+ aseguradoras asociadas con Insurify, más estimaciones de Quadrant Information Services. las cotizaciones reales variarán en función del perfil de conductor único del asegurado.
Cheapest full-coverage car insurance in Springdale: State Farm
Liability-only insurance covers damages and injuries you cause to others, while full-coverage insurance provides coverage for your vehicle and any medical costs. With collision and comprehensive coverage, full-coverage insurance provides coverage for collision and non-collision incidents.
If you have a new or high-value vehicle, you should opt for full-coverage insurance. And if you lease or finance your vehicle, your leasing company or lender will require you to buy full coverage.
The below rates are estimated rates current as of: viernes, 3 de mayo, 0:00 p. m. GMT-7.
Insurance Company
Average Monthly Quote
State Farm
59
USAA
72
GEICO
89
Auto-Owners
100
Safeco
127
Shelter
129
Allstate
132
Travelers
132
Farmers
133
Nationwide
133
Progressive
141
National General
151
Midvale Home & Auto
167
State Auto
186
GAINSCO
203
Liberty Mutual
204
Direct Auto
219
Hallmark
234
Dairyland
237
The General
259
Bristol West
349
Descargo de responsabilidad: Datos en esta tabla encontrados en cotizaciones reales de las 50+ aseguradoras asociadas con Insurify, más estimaciones de Quadrant Information Services. las cotizaciones reales variarán en función del perfil de conductor único del asegurado.
Car insurance requirements in Arkansas
Arkansas drivers must carry liability insurance. The minimum liability limits mandated by law include bodily injury and property damage liability.[4] Insurers typically offer higher coverage limits if you want additional coverage.
Coverage
Minimum Requirements
Bodily injury liability
$25,000 per person and $50,000 per accident
Property damage liability
$25,000 per accident
Beyond liability coverage, you can also purchase the following optional types of standard coverage:
Collision
If you cause a collision, this coverage pays for car damage, excluding mechanical issues and wear and tear.
Comprehensive
This provides protection against theft and damages from non-collision incidents such as fire, flood, vandalism, hail, and falling objects.
Glass coverage
With this insurance you can get no-deductible coverage for windshields, side windows, rear windows, and glass sunroofs. Additional glass coverage options are also available.
Cheapest car insurance for drivers with an incident
Various driving-related occurrences that can affect your insurance rates include speeding tickets, driving under the influence (DUI) charges, at-fault accidents, and other moving violations. Having these incidents on your record can indicate to insurers a greater likelihood of filing a claim.[5]
In Springdale, drivers with moving violations on their records face higher average monthly insurance rates of $329 for full coverage and $147 for liability-only policies.
Find Car Insurance in Springdale
Minimum coverage starts at $35/mo. for Springdale drivers with incidents on their records
Seguro. Gratis. Fácil de usar.
Basado en más de 3806 reseñas
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Cheapest car insurance for drivers with a speeding ticket: State Farm
Though typically a less significant charge than a DUI or at-fault accident, speeding tickets can have a notable influence on your car insurance costs. Insurance companies view speeding violations as indicators of risky driving behavior, which often leads to higher premiums. Springdale saw 141 speed-related accidents in 2022, resulting in three fatalities.
Springdale drivers with speeding tickets face average car insurance rates of $351 per month for full coverage and $157 for liability only. The following table shows the impact a speeding ticket has on liability-only car insurance quotes from top insurers in Springdale.
The below rates are estimated rates current as of: viernes, 3 de mayo, 0:00 p. m. GMT-7.
Insurance Company
Clean Record
With Ticket
State Farm
28
37
USAA
34
45
GEICO
44
58
Auto-Owners
49
64
Safeco
57
76
National General
58
84
Shelter
63
86
Allstate
64
84
Farmers
65
85
Nationwide
65
86
Progressive
68
90
Travelers
68
90
State Auto
77
110
Liberty Mutual
83
120
Hallmark
88
116
Midvale Home & Auto
94
128
GAINSCO
96
139
Dairyland
103
136
Direct Auto
107
142
The General
126
168
Bristol West
151
197
Descargo de responsabilidad: Datos en esta tabla encontrados en cotizaciones reales de las 50+ aseguradoras asociadas con Insurify, más estimaciones de Quadrant Information Services. las cotizaciones reales variarán en función del perfil de conductor único del asegurado.
Cheapest car insurance for drivers with an at-fault accident: State Farm
At-fault accidents can significantly affect your car insurance costs. Insurance companies consider accidents as indicators of higher risk and potential future claims. If you have an at-fault accident on your driving record, expect your insurance premiums to increase.
The average cost of car insurance for Springdale drivers who've caused an accident is $359 per month for full coverage and $161 for liability. Here's how an at-fault accident affects car insurance quotes in Springdale.
The below rates are estimated rates current as of: viernes, 3 de mayo, 0:00 p. m. GMT-7.
Insurance Company
Clean Record
With Accident
State Farm
28
38
USAA
34
46
GEICO
44
60
Auto-Owners
49
67
Safeco
57
75
National General
58
79
Shelter
63
90
Allstate
64
87
Farmers
65
88
Nationwide
65
90
Progressive
68
95
Travelers
68
93
State Auto
77
116
Liberty Mutual
83
124
Hallmark
88
117
Midvale Home & Auto
94
135
GAINSCO
96
127
Dairyland
103
141
Direct Auto
107
150
The General
126
176
Bristol West
151
203
Descargo de responsabilidad: Datos en esta tabla encontrados en cotizaciones reales de las 50+ aseguradoras asociadas con Insurify, más estimaciones de Quadrant Information Services. las cotizaciones reales variarán en función del perfil de conductor único del asegurado.
Cheapest car insurance for drivers with a DUI: State Farm
When it comes to car insurance costs, DUIs can result in a dramatic increase in premiums. Due to the severity of the charge, insurance companies view DUIs as a strong indicator of high-risk behavior, which leads to higher rates. Some insurers may refuse to cover drivers with DUIs.
Springdale had relatively few DUI-related accidents in 2022. Still, average car insurance costs for city drivers with DUIs are much higher than averages for those with clean records. Full coverage averages $407 per month in Springdale for drivers with DUIs and $182 for minimum coverage. Here are liability-only quotes for top Springdale insurers.
The below rates are estimated rates current as of: viernes, 3 de mayo, 0:00 p. m. GMT-7.
Insurance Company
Clean Record
With Accident
State Farm
28
47
USAA
34
57
GEICO
44
74
Auto-Owners
49
83
Safeco
57
96
National General
58
98
Shelter
63
106
Allstate
64
108
Farmers
65
110
Nationwide
65
110
Progressive
68
115
Travelers
68
115
State Auto
77
130
Liberty Mutual
83
140
Hallmark
88
149
Midvale Home & Auto
94
159
GAINSCO
96
162
Dairyland
103
174
Direct Auto
107
181
The General
126
213
Bristol West
151
255
Descargo de responsabilidad: Datos en esta tabla encontrados en cotizaciones reales de las 50+ aseguradoras asociadas con Insurify, más estimaciones de Quadrant Information Services. las cotizaciones reales variarán en función del perfil de conductor único del asegurado.
Cheapest car insurance for seniors: State Farm
Age plays a crucial role in determining car insurance rates. Around age 35, insurance premiums often decrease as drivers gain experience and demonstrate responsible behavior. However, as drivers approach age 70, insurance costs tend to increase slightly due to changes to vision, mobility, reflexes, and cognitive abilities that can increase the risk of an accident.
Senior drivers in Springdale face average monthly car insurance costs of $170 for full coverage and $76 for liability-only policies.
The below rates are estimated rates current as of: viernes, 3 de mayo, 0:00 p. m. GMT-7.
Insurance Company
Liability Only
Full Coverage
State Farm
20
42
USAA
25
53
GEICO
32
65
Auto-Owners
35
72
Shelter
41
83
Safeco
42
95
National General
43
112
Nationwide
45
91
Progressive
45
93
Allstate
47
98
Farmers
47
95
Travelers
49
96
State Auto
55
133
Liberty Mutual
60
148
Hallmark
62
164
Midvale Home & Auto
66
117
GAINSCO
72
152
Dairyland
76
176
Direct Auto
76
155
The General
96
197
Bristol West
112
259
Descargo de responsabilidad: Datos en esta tabla encontrados en cotizaciones reales de las 50+ aseguradoras asociadas con Insurify, más estimaciones de Quadrant Information Services. las cotizaciones reales variarán en función del perfil de conductor único del asegurado.
Cheapest car insurance for teens: State Farm
“Teen drivers typically pay the highest rates due to their lack of experience behind the wheel and very high accident frequency rate,” says Mark Friedlander, director of corporate communications at the Insurance Information Institute. “Rates begin to drop when a driver is in their mid-20s.”
Luckily, teenagers can utilize strategies to obtain cheaper car insurance. Staying on your parents’ insurance policy and taking advantage of a good student discount can result in more cost-effective rates. Opting for a safe car with good safety ratings can also lead to lower insurance premiums.
The average cost of car insurance for Springdale teens is $421 per month for full coverage and $188 for liability-only policies.
The below rates are estimated rates current as of: viernes, 3 de mayo, 0:00 p. m. GMT-7.
Insurance Company
Liability Only
Full Coverage
State Farm
47
99
USAA
56
118
GEICO
68
138
Auto-Owners
83
170
National General
106
277
Shelter
107
220
Allstate
110
228
Nationwide
110
224
Farmers
113
231
Safeco
119
265
Travelers
121
235
Progressive
122
252
State Auto
135
325
Liberty Mutual
153
376
Hallmark
155
412
Midvale Home & Auto
162
288
GAINSCO
170
360
Dairyland
171
393
Direct Auto
193
395
The General
202
414
Bristol West
254
587
Descargo de responsabilidad: Datos en esta tabla encontrados en cotizaciones reales de las 50+ aseguradoras asociadas con Insurify, más estimaciones de Quadrant Information Services. las cotizaciones reales variarán en función del perfil de conductor único del asegurado.
Find Car Insurance in Springdale
Insurify partners with 100+ top insurers to show the most accurate rates
Seguro. Gratis. Fácil de usar.
Basado en más de 3806 reseñas
4.8/5
Springdale car insurance quotes by credit tier
In Springdale, Arkansas, car insurance companies may take your credit history into account when calculating premiums. Maintaining an excellent or good credit score can help secure lower rates, while a poor credit score may result in higher premiums. Check out the table below to see how your credit score can affect average monthly insurance quotes in Springdale.
Quotes by Credit Tier
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Is car insurance more expensive in Springdale?
Springdale drivers have higher car insurance rates than the national average, but their costs are on par with Arkansas' state averages. Location is a significant rating factor for car insurance due to vehicle theft, vandalism, crash rates, and traffic congestion in an area.
More cities in Arkansas
The following table illustrates average car insurance rates in other Arkansas cities.
Descargo de responsabilidad: las cotizaciones reales variarán en función del perfil de conductor único del asegurado.
Springdale car insurance FAQs
Finding the best auto coverage for your needs can feel stressful. The following information should help you navigate the process of buying car insurance in Springdale.
How much is car insurance in Springdale?
In Springdale, car insurance averages $239 per month for full coverage and $107 for minimum coverage. These rates are in line with the Arkansas state averages of $255 and $105, respectively, but higher than the national averages of $214 and $104.
Your actual car insurance rates may be higher or lower than the averages for your city or state, based on individual factors like your age, gender, and driving history.
Who has the cheapest car insurance in Springdale?
State Farm offers the cheapest car insurance rates for Springdale drivers, with liability-only policies starting as low as $28 per month. USAA and GEICO are the second- and third-cheapest auto insurance companies in Springdale, with liability-only rates from $34 and $44, respectively.
What are the best car insurance companies in Springdale?
Also the cheapest insurers, State Farm, USAA, and GEICO provide the best car insurance options for Springdale drivers. State Farm earned an IQ Score of 4.6, while USAA and GEICO have IQ Scores of 4.7 and 4.4. All three insurers offer competitive rates and ample discounts to help Springdale drivers save on car insurance.
How much car insurance do you need in Arkansas?
The minimum car insurance requirements in Arkansas include $25,000 per person and $50,000 per accident for bodily injury liability and $25,000 per person for property damage liability. You should consider purchasing additional coverage if you want more financial protection.
Is Arkansas a no-fault state?
Arkansas isn’t technically a no-fault state, but drivers can purchase optional personal injury protection (PIP) coverage. PIP insurance can pay for medical expenses for you and your passengers after an accident, regardless of fault. If you aren’t at fault, you can sue an at-fault driver for damages without needing to meet a specific monetary or verbal threshold because Arkansas isn’t a no-fault state.
Metodología
Las cotizaciones de seguros de auto que se muestran se basan en un análisis de la base de datos de Insurify de más de 40 millones de cotizaciones de 500 códigos ZIP a nivel nacional. Para obtener las tarifas representativas, el equipo de datos de Insurify realiza análisis exhaustivos frecuentes de los factores utilizados por las aseguradoras de autos para calcular tarifas, incluyendo datos demográficos del conductor, historia del conductor, puntuación de crédito, nivel de cobertura deseado y más.
El análisis de Insurify también incorpora la puntuación compuesta Insurify (ICS) asignada a cada compañía de seguros. La ICS es una puntuación propietaria que pesa factores que reflejan la calidad, fiabilidad y salud de una compañía de seguros. Las puntuaciones utilizadas para calcular la ICS incluyen las puntuaciones financieras de A.M. Best, Standard & Poor’s, Moody’s, y Fitch; puntuaciones de J.D. Power; encuestas de satisfacción de consumidores de Consumer Reports y denuncias de consumidores; opiniones de los usuarios en las aplicaciones móviles y opiniones de los usuarios en las compañías; y las opiniones de los usuarios en las compañías.
Con los análisis y métodos de clasificación anteriores, Insurify es capaz de ofrecer a los consumidores de seguros de autos una perspectiva de cómo varían las cotizaciones de las compañías de seguros en relación a uno a uno en términos de costo y calidad. Tenga en cuenta que las cotizaciones reales varían según los atributos únicos incluidos en la poliza del conductor y su dirección de garaje.
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State Farm
USAA
GEICO
