Cheapest Auto Insurance in Greer, South Carolina (2025)

USAA offers the cheapest car insurance in Greer, with minimum-coverage policies as low as $63 per month.

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Cheapest recent rates near Greer, South Carolina

Drivers using Insurify have found quotes as cheap as $81/mo for liability only and $107/mo for full coverage in Greer and other South Carolina cities.

*Quotes generated for Insurify users in and around Greer, South Carolina within the last 10 days. Last updated on October 2, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from October 2, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Greer, South Carolina within the last 10 days. Last updated on October 2, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from October 2, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Sarah Sharkey
Written bySarah Sharkey
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The average cost of car insurance in Greer is $183 per month — lower than the statewide average of $199 per month but higher than the national monthly average of $141.

Greer’s small population of just over 42,000 and less congested roadways could help keep its rates low compared to the rest of the Palmetto State.

The best way to find the lowest rate for your situation is to compare quotes from multiple insurance companies.

Quick Facts
  • USAA, Auto-Owners, and State Farm have the cheapest car insurance in Greer.

  • Yearly, Greer-based drivers pay a total average of $2,199 for car insurance.

  • USAA has the cheapest full-coverage insurance in Greer, with policies starting at $96 per month.

3 of the cheapest car insurance companies in Greer

Drivers in Greer pay an average of $183 per month for car insurance, but some of the best car insurance companies in the state offer average monthly rates of much less. The amount you pay for coverage will vary based on your unique situation and coverage needs.[1]

For example, teen drivers typically find better auto insurance rates through a different insurance company than senior drivers. Below, you’ll find some of the cheapest insurance companies highlighted for different situations.

Insurance Company
sort ascsort desc
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
sort ascsort desc
Full Coverage
sort ascsort desc
Liability Only
sort ascsort desc
Best For
sort ascsort desc
State Farm9.3$115$75Overall
USAA9.1$104$68Military community
Auto-Owners8.2$111$73Customer satisfaction
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
  • Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.

    We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.

    • Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
    • Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
    • Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
    • Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
    • Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.

State Farm: Best overall

User Reviews
4.1
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.3 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$69/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$106/mo
4.1
Best choiceBased on 11,776 verified guest reviews and ratings
How drivers feel about State Farm

Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.

AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm

Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.

AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (6,224)
Glick
Verified Review
State Farm has never let me down!
Reviewed in California on October 2025
I have been with them for decades... there is a good reason for that!
William
Verified Review
F egm
Reviewed in Alabama on October 2025
High rate increase.
Anna
Verified Review
State Farm for Life!
Reviewed in New York on October 2025
Coverage is great, but the price seems to be going up every month.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
657
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.84
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

The largest U.S. auto insurer by market share, State Farm has been in the insurance business for more than 100 years. State Farm's rates are among the lowest in Greer for most drivers, and the company has a reputation for good customer service. The insurer offers appealing optional coverages like rideshare insurance and emergency roadside service coverage. State Farm also offers numerous discounts that can help drivers save.

Pros
  • Above-average customer satisfaction in most areas, according to J.D. Power's 2024 U.S. Auto Insurance Study

  • AM Best financial strength rating of A++ (Superior), the highest level possible

Cons
  • Only drivers who finance through the State Farm Bank can qualify for State Farm's gap insurance-style product, Payoff Protector

  • Must purchase police through a local State Farm agent, rather than online

USAA: Best for members of the military community

User Reviews
4.9
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.1 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$63/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$96/mo
4.9
Best choiceBased on 2,220 verified guest reviews and ratings
How drivers feel about USAA

Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.

AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
How drivers feel about USAA

Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.

AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
Reviews (1,242)
Lana
Verified Review
USAA 50/50
Reviewed in Mississippi on September 2025
Expensive. They are decent if you are in an accident - they arrange a rental (if you have that coverage) and contact the other driver's insurance, and manage the claim. Homeowners - they don't cover wind nor flood (found this out the hard way after the agent neglected to tell me after I returned from an overseas assignment).
Robert
Verified Review
Good
Reviewed in Delaware on September 2025
Safe driving discount.
Natalie
Verified Review
Like any insurance, I feel like I'm dealing with a bookie. They are betting I'm going to screw up, and they adjust for a rock hitting the windshield. I have a 20-year-old Toyota on PLPD, which I call car hospice. I don't feel I should be paying for an agent.
Reviewed in Michigan on September 2025
Like any insurance, I feel like I'm dealing with a bookie. They are betting I'm going to screw up, and they adjust for a rock hitting the windshield. I have a 20-year-old Toyota on PLPD, which I call car hospice. I don't feel I should be paying for an agent.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
739
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.31
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

Veterans represent about 6% of Greer's population, according to U.S. Census Bureau data. USAA serves only the military community, including active-duty military, veterans, and their immediate family members. The company has consistently high J.D. Power ratings in the Southeast region.[2] Plus, you can tap into a long list of available discounts to save even more on your car insurance costs.

Pros
  • Some of the cheapest average premiums for liability-only coverage in Greer

  • Many available discounts

Cons
  • Only available to active-duty military members, veterans, and their families

  • Gap insurance not available

Auto-Owners: Best for customer satisfaction

User Reviews
4.3
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
8.2 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$67/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$102/mo
4.3
Best choiceBased on 231 verified guest reviews and ratings
How drivers feel about Auto-Owners

Customers appreciate the friendly service and quick claims process but dislike the constant rate increases and perceived inflexibility in pricing.

AI-generated from the text of verified reviews collected by Insurify
Best For
Cheap rates
Senior drivers
Ample discounts
How drivers feel about Auto-Owners

Customers appreciate the friendly service and quick claims process but dislike the constant rate increases and perceived inflexibility in pricing.

AI-generated from the text of verified reviews collected by Insurify
Best For
Cheap rates
Senior drivers
Ample discounts
Reviews (133)
Michael
Verified Review
Best Kept Secret!
Reviewed in South Carolina on September 2025
Fast claim response. Very courteous and professional. For what I need, no other company comes close in price for the last 10+ years.
Patricia
Verified Review
Price Gouging
Reviewed in Florida on September 2025
I drive about 5,000 miles a year and am paying over $2,500 with no accidents and no tickets. This is crazy. I would not refer.
Karen
Verified Review
Good rates.
Reviewed in Tennessee on September 2025
I would recommend.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
654
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.46
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

Auto-Owners offers some of the lowest car insurance rates for both liability-only and full-coverage policies in Greer. The company has a much-lower-than-average number of complaints in the National Association of Insurance Commissioners' Consumer Complaint Index. Auto-Owners also scored well above average in J.D. Power's 2023 U.S. Auto Claims Satisfaction Study. But you can only buy coverage through a local independent agent that represents Auto-Owners.

Pros
  • Many available discounts

  • Plenty of optional coverages, including gap insurance

Cons
  • Not available in every state

  • Limited online functionality 

How to get the cheapest car insurance in Greer

Getting cheap car insurance is a top priority for many drivers. Here’s how to lower your costs:

  • Shop around. The cost of car insurance varies by company. If you want to find the best rates for your situation, it’s necessary to compare quotes.

  • Raise your deductible. In general, opting for a higher collision or comprehensive deductible leads to a lower rate. If you can comfortably afford to pay a higher deductible after filing a claim, consider making this change.

  • Maintain good credit. Insurers use information in your credit record to generate a credit-based insurance score which they use to estimate your risk of filing a claim. A good credit history can mean lower car insurance costs. Consider building your credit by making on-time bill payment a priority.

You can also look for insurers that offer discounts you’re likely to be eligible for.

Learn More: 12 Ways to Lower Your Car Insurance Premiums

Learn More: 12 Ways to Lower Your Car Insurance Premiums

Find Car Insurance in Greer, South Carolina

Liability rates start at $63 per month

Secure. Free. Easy-to-use.
Based on 7,669+ reviews
4.8/5
Shopper Approved
ProgressiveLiberty MutualAllstate

Cheapest liability-only car insurance in Greer: USAA

Liability-only car insurance covers the cost of damage and injuries you cause during an accident. Like many other states, South Carolina requires all drivers to purchase minimum liability limits.[3] While this coverage compensates the other driver for injuries and damages you cause in an accident, this type of coverage won’t help you repair your vehicle or pay for your medical bills.[4]

Greer drivers pay a monthly average of $156 for liability-only insurance. The following table shows the cheapest car insurance companies for liability-only coverage in Greer.

The below rates are estimated rates current as of: Wednesday, October 1 at 12:00 PM PDT
Insurance Company
sort ascsort desc
Average Monthly Quote
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USAA$63
Auto-Owners$67
State Farm$69
Progressive$100
Nationwide$101
Allstate$108
Travelers$115
GEICO$119
Safeco$132
State Auto$140
Root$144
National General$145
Direct Auto$154
Dairyland$155
The General$173
GAINSCO$192
Liberty Mutual$194
Bristol West$210
AssuranceAmerica$214
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Greer: USAA

Full-coverage auto insurance offers more financial protection than liability-only coverage. It includes comprehensive and collision coverage. Comprehensive covers incidents like theft, vandalism, weather damage, and falling objects hitting your car. After an at-fault accident, collision coverage can help pay for damage to your vehicle, and your liability policy will cover the other driver’s vehicle.[4]

If you lease or finance your vehicle, your lender might require you to carry a full-coverage policy.[4] But even if you don’t have to carry this insurance, it can provide worthwhile peace of mind for your wallet.

On average, full-coverage policies cost $211 per month for drivers living in Greer. Here are the cheapest car insurance companies for full-coverage policies in Greer.

The below rates are estimated rates current as of: Wednesday, October 1 at 12:00 PM PDT
Insurance Company
sort ascsort desc
Average Monthly Quote
sort ascsort desc
USAA$96
Auto-Owners$102
State Farm$106
Nationwide$155
GEICO$156
Progressive$158
Allstate$165
Safeco$168
Travelers$177
National General$210
Direct Auto$211
State Auto$214
Root$226
Liberty Mutual$280
AssuranceAmerica$313
The General$315
Dairyland$336
GAINSCO$352
Bristol West$362
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest recent rates near Greer, South Carolina

Drivers using Insurify have found quotes as cheap as $75/mo for liability only and $107/mo for full coverage in Greer and other South Carolina cities.

*Quotes generated for Insurify users in and around Greer, South Carolina within the last 10 days. Last updated on October 2, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from October 2, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Greer, South Carolina within the last 10 days. Last updated on October 2, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from October 2, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

Car insurance requirements in South Carolina

South Carolina requires drivers to carry a minimum amount of car insurance to drive legally. Based on the South Carolina tort law, you must carry at least the state-minimum auto insurance coverage.[3]

Coverage
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Minimum Requirements
sort ascsort desc
Bodily injury liability$25,000 per person / $50,000 per accident
Property damage liability$25,000 per accident
Uninsured motorist coverage$25,000 per person / $50,000 per accident for bodily injury liability; $25,000 per accident for property damage liability

Insurance professionals often recommend that you buy more coverage than your state's minimum requirements. Higher liability limits provide greater financial protection in case of an at-fault accident. And if you finance or lease your vehicle, your lender or leasing company will require you to carry full-coverage car insurance.

Here are some optional coverages that also offer greater protection on the road.

  • illustration card https://a.storyblok.com/f/162273/150x150/d7333ddf2e/car-and-driving-96x96-orange_046-car-accident.svg

    Collision

    Collision is an optional coverage unless you finance or lease your car, in which case it'll be required. This coverage kicks in to pay for damage to your vehicle from an at-fault collision with another vehicle, or a stationary object like a tree or lightpole.

  • illustration card https://a.storyblok.com/f/162273/x/665da91bf7/comprehensive-coverage.svg

    Comprehensive

    Part of a full-coverage policy, comprehensive pays to repair or replace your vehicle in case of a non-collision event such as fire, flooding and other weather hazards, theft, vandalism, and falling objects. It also covers windshield or glass damage from rocks or other objects.

  • illustration card https://a.storyblok.com/f/162273/150x150/f2122c3094/car-and-driving-96x96-orange_002-new-car.svg

    Gap insurance

    Because cars depreciate in value, it's possible to owe more on a lease or loan than a vehicle's actual cash value (ACV). If your car is totaled, the insurance company will pay you the car's ACV, which might not be enough to pay off your loan or lease. Gap insurance steps in to cover the difference between your car's ACV and insurance payout.

  • illustration card https://a.storyblok.com/f/162273/100x100/31bb162db0/accident-forgiveness.svg

    Accident forgiveness

    An at-fault accident can increase your car insurance rates for three to five years. But if you purchase accident forgiveness coverage, your insurer won't raise your rates when your policy renews after your first at-fault accident. You generally must have a clean driving record for at least three years to qualify to buy this type of coverage.

Cheapest car insurance for drivers with an incident

An incident on the road — including speeding tickets, driving under the influence, and at-fault accidents — can lead to higher insurance costs. After an incident, insurance companies consider these drivers riskier to insure, which leads to higher premiums for several years.

Shop for Car Insurance in Greer, SC

Monthly rates start at $76 for drivers with an incident

Secure. Free. Easy-to-use.
Based on 7,669+ reviews
4.8/5
Shopper Approved
ProgressiveLiberty MutualAllstate

Cheapest car insurance for drivers with a speeding ticket: USAA

When you get a speeding ticket, you can usually expect to pay more for car insurance for three to five years.[1] Even so, you can avoid overpaying by comparing quotes across multiple insurance companies.

Liability insurance for Greer drivers with a speeding ticket costs $187 per month for liability coverage and $253 per month for full coverage, on average.

The table below highlights the most affordable liability-only rates for drivers in Greer with a speeding ticket.

The below rates are estimated rates current as of: Wednesday, October 1 at 12:00 PM PDT
Insurance Company
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Clean Driving Record
sort ascsort desc
With Speeding Ticket
sort ascsort desc
USAA$63$78
Auto-Owners$67$84
State Farm$69$84
Progressive$100$120
Nationwide$101$126
Allstate$108$134
Travelers$115$143
GEICO$119$151
Safeco$132$168
State Auto$140$178
Root$144$186
National General$145$177
Direct Auto$154$189
Dairyland$155$189
The General$173$224
GAINSCO$192$225
Liberty Mutual$194$238
Bristol West$210$257
AssuranceAmerica$214$247
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident: USAA

At-fault accidents on your driving record are a red flag to insurance companies, which often leads to higher insurance costs.[1] If you cause an accident, expect your insurance costs to rise.

Liability insurance costs $199 per month, on average, for Greer drivers with an accident.

Check out the lowest average liability-only monthly quotes for Greer drivers with an at-fault accident on their record.

The below rates are estimated rates current as of: Wednesday, October 1 at 12:00 PM PDT
Insurance Company
sort ascsort desc
Clean Driving Record
sort ascsort desc
With Accident
sort ascsort desc
USAA$63$81
Auto-Owners$67$85
State Farm$69$88
Progressive$100$128
Nationwide$101$131
Allstate$108$139
Travelers$115$149
GEICO$119$147
Safeco$132$181
State Auto$140$183
Root$144$182
National General$145$187
Direct Auto$154$205
Dairyland$155$200
The General$173$233
GAINSCO$192$241
Liberty Mutual$194$251
Bristol West$210$270
AssuranceAmerica$214$255
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DUI: USAA

Driving under the influence is a serious issue that most insurance companies penalize with higher rates or nonrenewal.[5] In South Carolina, a DUI stays on your motor vehicle record permanently. For Greer-based drivers with a DUI, the average monthly quote for liability-only coverage is $190, and full coverage is $257.

Below are the liability-only rates of top car insurance companies in Greer, South Carolina, for drivers with DUIs on their records.

The below rates are estimated rates current as of: Wednesday, October 1 at 12:00 PM PDT
Insurance Company
sort ascsort desc
Clean Driving Record
sort ascsort desc
With DUI
sort ascsort desc
USAA$63$84
Auto-Owners$67$89
State Farm$69$92
Progressive$100$122
Nationwide$101$135
Allstate$108$144
Travelers$115$153
GEICO$119$153
Safeco$132$197
State Auto$140$187
Root$144$188
National General$145$193
Direct Auto$154$205
Dairyland$155$207
The General$173$231
GAINSCO$192$256
Liberty Mutual$194$259
Bristol West$210$280
AssuranceAmerica$214$285
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for seniors: USAA

Age can have an effect on your car insurance costs. In general, more experience behind the wheel leads to more affordable car insurance. While rates usually decrease around age 25, around age 70, drivers might start to see their rates climb slightly due to enhanced accident risks.[6]

The average monthly cost of liability-only insurance for Greer seniors is $136. Explore the cheapest coverage options for Greer seniors in the table below.

The below rates are estimated rates current as of: Wednesday, October 1 at 12:00 PM PDT
Insurance Company
sort ascsort desc
Full Coverage
sort ascsort desc
Liability Only
sort ascsort desc
USAA$79$52
Auto-Owners$83$54
State Farm$84$55
Nationwide$120$78
GEICO$125$96
Allstate$136$89
Progressive$138$87
Travelers$143$93
Safeco$148$117
National General$166$115
State Auto$166$109
Direct Auto$172$125
Root$192$122
Liberty Mutual$236$164
AssuranceAmerica$245$168
The General$264$145
Dairyland$278$128
GAINSCO$300$164
Bristol West$302$175
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens: USAA

Age translates into years of experience behind the wheel. Since young drivers have limited experience on the road and a higher risk of accidents, most insurance companies charge higher rates for teenage drivers. In general, rates remain relatively high until a driver hits age 25.[1]

Liability coverage costs $311 per month for teen drivers in Greer, on average.

The good news is that teens can take action to lower their car insurance costs. For example, teen drivers might choose to stay on their parents’ insurance, drive a safe vehicle, raise their deductible, or maintain good grades in school to get a good student discount.[7]

But you can still secure affordable rates as a teen driver by starting your search and comparing the most affordable policies for young Greer drivers, as shown below.

The below rates are estimated rates current as of: Wednesday, October 1 at 12:00 PM PDT
Insurance Company
sort ascsort desc
Full Coverage
sort ascsort desc
Liability Only
sort ascsort desc
USAA$185$121
Auto-Owners$205$135
State Farm$212$138
GEICO$295$225
Nationwide$315$205
Progressive$315$199
Allstate$339$222
Safeco$348$273
Travelers$374$243
Root$413$263
Direct Auto$432$316
National General$445$307
Liberty Mutual$519$359
State Auto$538$352
The General$573$315
Dairyland$586$270
AssuranceAmerica$656$449
Bristol West$679$394
GAINSCO$692$377
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Greer car insurance quotes by credit tier

In South Carolina, insurers can consider your credit history in their auto premium calculations.[8] In general, drivers with poor credit scores pay more for car insurance than drivers with excellent or good credit scores.

Rates by Credit Tier

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Is car insurance more expensive in Greer?

Drivers in Greer pay lower car insurance costs than drivers in most other parts of the Palmetto State. On average, drivers in South Carolina pay $199 per month for car insurance. But drivers in Greer pay an average of $183 per month.

When compared to other cities, like Columbia and Charleston, drivers in Greer pay significantly less. The range of car insurance costs is partially tied to ZIP code-specific factors, like vehicle crime and accident rates.[1]

More cities in South Carolina

Explore the average monthly cost of car insurance for drivers in other South Carolina cities below.

City
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Full Coverage
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Liability Only
sort ascsort desc
Charleston$258$195
Columbia$265$183
Greenville$235$166
Lexington$232$163
Myrtle Beach$216$166
North Charleston$261$202
Rock Hill$245$166
Summerville$259$193
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Greer car insurance FAQs

If you’re shopping for car insurance in Greer, here’s some additional information that may help. You can also check out Insurify’s guides on the best auto insurers for high-risk drivers and car insurance rates by state to learn more about how where you live and your driving history can affect rates. 

  • How much is car insurance in Greer?

    Car insurance in Greer, South Carolina, costs an average of $211 per month for full coverage and $156 per month for liability coverage.

  • Which companies have the cheapest car insurance in Greer?

    The cheapest car insurance companies in Greer are USAA, Auto-Owners, and State Farm. Their liability rates start at $63, $67, and $69 per month, respectively.

    While these are the cheapest insurers, compare multiple quotes with the same coverage options to find the company that offers the coverage you need at the best price.

  • What are the best car insurance companies in Greer?

    Among the top car insurance companies in Greer are USAA, Auto-Owners, and State Farm. Not only do these companies have the lowest average rates, according to Insurify data, but they balance solid J.D. Power scores in the Southeast region, superior AM Best ratings, and top IQ Scores.

  • How much car insurance do you need in South Carolina?

    South Carolina requires drivers to purchase minimum policy limits of $25,000 per person and $50,000 per accident for bodily injury liability and $25,000 per accident for property damage liability. In addition, the state also requires uninsured motorist coverage at the same liability limits.[3]

  • Is South Carolina a no-fault state?

    No. South Carolina is a tort, or at-fault, state. Drivers who cause accidents are responsible for paying for the damages and injuries of other parties through their liability coverage.[3]

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Related articles

Sources

  1. III. "What determines the price of an auto insurance policy?."
  2. J.D. Power. "2023 U.S. Auto Insurance Study."
  3. South Carolina Department of Insurance. "Automobile Insurance."
  4. III. "Auto insurance basics—understanding your coverage."
  5. III. "Do auto insurance premiums go up after a claim?."
  6. III. "Senior driving safety and insurance tips."
  7. III. "Auto insurance for teen drivers."
  8. South Carolina Department of Insurance. "Auto Insurance: A Shopping Guide for Consumers."
Sarah Sharkey
Sarah SharkeyInsurance Writer

Sarah Sharkey is a personal finance writer who enjoys helping people make savvy financial decisions. She covered insurance and personal finance topics. You can find her work on Business Insider, Money Under 30, Rocket Mortgage, Bankrate, and more. Connect with her on LinkedIn.

Sarah has been a contributor at Insurify since September 2022.

Courtney Mikulski
Edited byCourtney MikulskiSenior Editor, Auto
Courtney Mikulski
Courtney MikulskiSenior Editor, Auto
  • Over 3 years of experience producing content on insurance and personal finance.

  • Key architect of Insurify's quality score.

Courtney's deep knowledge of personal finance goes beyond insurance and includes credit cards, consumer loans, and banking. She loves creating practical content.

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Mark Friedlander
Reviewed byMark FriedlanderSenior Director, Media Relations, Triple-I
Mark Friedlander
Mark FriedlanderSenior Director, Media Relations, Triple-I
  • Corporate communications director for Insurance Information Institute

  • 20+ years in insurance and communications

As Director, Corporate Communications for Triple-I, Mark serves as the non-profit’s national spokesperson, sharing information and education on a wide array of insurance issues.

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