Cheapest Auto Insurance in Greer, South Carolina (2025)
USAA offers the cheapest car insurance in Greer, with minimum-coverage policies as low as $63 per month.
Secure. Free. Easy-to-use.
Excellent
)
Written bySarah Sharkey
)
7+ years writing insurance and personal finance content
Contributor to top media, including USA Today
A passionate personal finance advocate, Sarah’s writing has graced the pages of many of the personal finance and insurance industries’ top web publications.
Featured in
){kind=logo}
){kind=small}
){kind=small}
)
Edited byCourtney Mikulski
)
Courtney MikulskiSenior Editor, Auto
Over 3 years of experience producing content on insurance and personal finance.
Key architect of Insurify's quality score.
Courtney's deep knowledge of personal finance goes beyond insurance and includes credit cards, consumer loans, and banking. She loves creating practical content.
Featured in
){kind=small}
)
Reviewed byMark Friedlander
)
Corporate communications director for Insurance Information Institute
20+ years in insurance and communications
As Director, Corporate Communications for Triple-I, Mark serves as the non-profit’s national spokesperson, sharing information and education on a wide array of insurance issues.
Updated
Why you can trust Insurify: Comparing accurate insurance quotes should never put you at risk of spam. We earn an agent commission only if you buy a policy based on our quotes. Our editorial team follows a rigorous set of editorial standards and operates independently from our insurance partners. Learn more.
Advertiser Disclosure
At Insurify, our goal is to help customers compare insurance products and find the best policy for them. We strive to provide open, honest, and unbiased information about the insurance products and services we review. Our hard-working team of data analysts, insurance experts, insurance agents, editors and writers, has put in thousands of hours of research to create the content found on our site.
We do receive compensation when a sale or referral occurs from many of the insurance providers and marketing partners on our site. That may impact which products we display and where they appear on our site. But it does not influence our meticulously researched editorial content, what we write about, or any reviews or recommendations we may make. We do not guarantee favorable reviews or any coverage at all in exchange for compensation.
Table of contents
The average cost of car insurance in Greer is $182 per month — lower than the statewide average of $193 per month but higher than the national monthly average of $138.
Greer’s small population of just over 42,000 and less congested roadways could help keep its rates low compared to the rest of the Palmetto State.
The best way to find the lowest rate for your situation is to compare quotes from multiple insurance companies.
Quick Facts
USAA, Auto-Owners, and State Farm have the cheapest car insurance in Greer.
Yearly, Greer-based drivers pay a total average of $2,189 for car insurance.
USAA has the cheapest full-coverage insurance in Greer, with policies starting at $95 per month.
3 of the cheapest car insurance companies in Greer
Drivers in Greer pay an average of $182 per month for car insurance, but some of the best car insurance companies in the state offer average monthly rates of much less. The amount you pay for coverage will vary based on your unique situation and coverage needs.[1]
For example, teen drivers typically find better auto insurance rates through a different insurance company than senior drivers. Below, you’ll find some of the cheapest insurance companies highlighted for different situations.
Insurance Company  | IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | Full Coverage | Liability Only | Best For |
|---|---|---|---|---|
| State Farm | 9.3 | $116 | $75 | Overall |
| USAA | 9.1 | $105 | $68 | Military community |
| Auto-Owners | 8.2 | $112 | $73 | Customer satisfaction |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.
We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.
- Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
- Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
- Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
- Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
- Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.
State Farm: Best overall
| User Reviews | 4.1 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.3 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $69/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $105/mo |
4.1
Best choiceBased on 12,873 verified guest reviews and ratings
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (6,604)
Dale
Verified Review
Shopping for other insurance
Reviewed in Alabama on December 2025
I do not think State Farm is as transparent with all of their discounts as they should be. Also, I have asked for help in finding an agent within my home county and still have not received any information. Thanks, Dale.
Jack
Verified Review
Meh
Reviewed in New Jersey on December 2025
Beware of large rate increases.
Barbara
Verified Review
My Car Insurance
Reviewed in New Jersey on December 2025
I like you guys. I have no problem with you guys.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
657NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.84A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
The largest U.S. auto insurer by market share, State Farm has been in the insurance business for more than 100 years. State Farm's rates are among the lowest in Greer for most drivers, and the company has a reputation for good customer service. The insurer offers appealing optional coverages like rideshare insurance and emergency roadside service coverage. State Farm also offers numerous discounts that can help drivers save.
Pros
Above-average customer satisfaction in most areas, according to J.D. Power's 2024 U.S. Auto Insurance Study
AM Best financial strength rating of A++ (Superior), the highest level possible
Cons
Only drivers who finance through the State Farm Bank can qualify for State Farm's gap insurance-style product, Payoff Protector
Must purchase police through a local State Farm agent, rather than online
USAA: Best for members of the military community
| User Reviews | 4.9 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.1 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $63/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $95/mo |
4.9
Best choiceBased on 2,488 verified guest reviews and ratings
How drivers feel about USAA
Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.
AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
How drivers feel about USAA
Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.
AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
Reviews (1,338)
Phil
Verified Review
Average
Reviewed in Idaho on December 2025
Check and compare rates often.
Chris
Verified Review
USS-No way
Reviewed in South Carolina on December 2025
Paying almost twice as much as other companies. I think they're punishing me for an accident where I was hit by a drunk driver and could have died. The car was totaled.
Louis
Verified Review
Everything is great with USAA, especially the customer service, but the price is a bit high.
Reviewed in Illinois on December 2025
Great but the price is a bit high.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
739NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.31A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
Veterans represent about 6% of Greer's population, according to U.S. Census Bureau data. USAA serves only the military community, including active-duty military, veterans, and their immediate family members. The company has consistently high J.D. Power ratings in the Southeast region.[2] Plus, you can tap into a long list of available discounts to save even more on your car insurance costs.
Pros
Some of the cheapest average premiums for liability-only coverage in Greer
Many available discounts
Cons
Only available to active-duty military members, veterans, and their families
Gap insurance not available
Auto-Owners: Best for customer satisfaction
| User Reviews | 4.3 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.2 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $67/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $102/mo |
4.3
Best choiceBased on 259 verified guest reviews and ratings
How drivers feel about Auto-Owners
Customers appreciate the friendly service and quick claims process but dislike the constant rate increases and perceived inflexibility in pricing.
AI-generated from the text of verified reviews collected by Insurify
Best For
Cheap rates
Senior drivers
Ample discounts
How drivers feel about Auto-Owners
Customers appreciate the friendly service and quick claims process but dislike the constant rate increases and perceived inflexibility in pricing.
AI-generated from the text of verified reviews collected by Insurify
Best For
Cheap rates
Senior drivers
Ample discounts
Reviews (131)
Eugene
Verified Review
Insurance Company Issues
Reviewed in Iowa on November 2025
Cannot get information from the company. You go through an agent, and they don't get back to you. If you ask for a change on the policy, they start a new policy, which increases the cost you have to pay.
Chick
Verified Review
Disappointed! Would rather have TALKED to an actual person!
Reviewed in Wisconsin on November 2025
It has been excellent! I just wanted to compare prices, but unfortunately, I insure 6 vehicles and your website doesn’t allow me to include them all!
Ron
Verified Review
For now, USAA is too far away
Reviewed in Georgia on November 2025
My current insurance is through a broker in the next town, and although they are higher than USAA, I like that I can go into their office, sit, ask questions, and look at the person giving me the answers. I'm not comfortable dealing online with a company far away. I haven't made my final decision, but if USAA was significantly cheaper, I would consider them, even though my current insurance is higher. I like that I can go into their office and talk face-to-face, so I need to make my decision quickly. I'm leaning towards staying with my current insurance so I have more time to research and see if I can get comfortable with USAA, which is miles away and requires doing everything online. Even if they have offices, like in Atlanta, it's 2.5 hours away, and Nashville is 4.5 or 5 hours away. My insurance broker is currently 9 miles from my house.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
654NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.46A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
Auto-Owners offers some of the lowest car insurance rates for both liability-only and full-coverage policies in Greer. The company has a much-lower-than-average number of complaints in the National Association of Insurance Commissioners' Consumer Complaint Index. Auto-Owners also scored well above average in J.D. Power's 2023 U.S. Auto Claims Satisfaction Study. But you can only buy coverage through a local independent agent that represents Auto-Owners.
Pros
Many available discounts
Plenty of optional coverages, including gap insurance
Cons
Not available in every state
Limited online functionality
How to get the cheapest car insurance in Greer
Getting cheap car insurance is a top priority for many drivers. Here’s how to lower your costs:
Shop around. The cost of car insurance varies by company. If you want to find the best rates for your situation, it’s necessary to compare quotes.
Raise your deductible. In general, opting for a higher collision or comprehensive deductible leads to a lower rate. If you can comfortably afford to pay a higher deductible after filing a claim, consider making this change.
Maintain good credit. Insurers use information in your credit record to generate a credit-based insurance score which they use to estimate your risk of filing a claim. A good credit history can mean lower car insurance costs. Consider building your credit by making on-time bill payment a priority.
You can also look for insurers that offer discounts you’re likely to be eligible for.
)
Learn More: 12 Ways to Lower Your Car Insurance Premiums
Find Car Insurance in Greer, South Carolina
Liability rates start at $63 per month
Secure. Free. Easy-to-use.
Based on 7,669+ reviews
4.8/5
Cheapest liability-only car insurance in Greer: USAA
Liability-only car insurance covers the cost of damage and injuries you cause during an accident. Like many other states, South Carolina requires all drivers to purchase minimum liability limits.[3] While this coverage compensates the other driver for injuries and damages you cause in an accident, this type of coverage won’t help you repair your vehicle or pay for your medical bills.[4]
Greer drivers pay a monthly average of $154 for liability-only insurance. The following table shows the cheapest car insurance companies for liability-only coverage in Greer.
The below rates are estimated rates current as of: Thursday, December 4 at 11:00 AM PST.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $63 |
| Auto-Owners | $67 |
| State Farm | $69 |
| Progressive | $99 |
| Nationwide | $101 |
| Allstate | $108 |
| Travelers | $116 |
| GEICO | $117 |
| Safeco | $131 |
| State Auto | $140 |
| Root | $143 |
| National General | $144 |
| Dairyland | $154 |
| Direct Auto | $154 |
| The General | $173 |
| GAINSCO | $190 |
| Liberty Mutual | $194 |
| Bristol West | $210 |
| AssuranceAmerica | $214 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest full-coverage car insurance in Greer: USAA
Full-coverage auto insurance offers more financial protection than liability-only coverage. It includes comprehensive and collision coverage. Comprehensive covers incidents like theft, vandalism, weather damage, and falling objects hitting your car. After an at-fault accident, collision coverage can help pay for damage to your vehicle, and your liability policy will cover the other driver’s vehicle.[4]
If you lease or finance your vehicle, your lender might require you to carry a full-coverage policy.[4] But even if you don’t have to carry this insurance, it can provide worthwhile peace of mind for your wallet.
On average, full-coverage policies cost $210 per month for drivers living in Greer. Here are the cheapest car insurance companies for full-coverage policies in Greer.
The below rates are estimated rates current as of: Thursday, December 4 at 11:00 AM PST.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $95 |
| Auto-Owners | $102 |
| State Farm | $105 |
| Nationwide | $154 |
| GEICO | $155 |
| Progressive | $159 |
| Allstate | $164 |
| Safeco | $168 |
| Travelers | $176 |
| National General | $209 |
| Direct Auto | $210 |
| State Auto | $214 |
| Root | $224 |
| Liberty Mutual | $279 |
| AssuranceAmerica | $312 |
| The General | $315 |
| Dairyland | $336 |
| GAINSCO | $350 |
| Bristol West | $362 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest recent rates near Greer, South Carolina
Drivers using Insurify have found quotes as cheap as $75/mo for liability only and $100/mo for full coverage in Greer and other South Carolina cities.
*Quotes generated for Insurify users in and around Greer, South Carolina within the last 10 days. Last updated on December 16, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from December 16, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Greer, South Carolina within the last 10 days. Last updated on December 16, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from December 16, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Car insurance requirements in South Carolina
South Carolina requires drivers to carry a minimum amount of car insurance to drive legally. Based on the South Carolina tort law, you must carry at least the state-minimum auto insurance coverage.[3]
Coverage | Minimum Requirements |
|---|---|
| Bodily injury liability | $25,000 per person / $50,000 per accident |
| Property damage liability | $25,000 per accident |
| Uninsured motorist coverage | $25,000 per person / $50,000 per accident for bodily injury liability; $25,000 per accident for property damage liability |
Insurance professionals often recommend that you buy more coverage than your state's minimum requirements. Higher liability limits provide greater financial protection in case of an at-fault accident. And if you finance or lease your vehicle, your lender or leasing company will require you to carry full-coverage car insurance.
Here are some optional coverages that also offer greater protection on the road.
Collision
Collision is an optional coverage unless you finance or lease your car, in which case it'll be required. This coverage kicks in to pay for damage to your vehicle from an at-fault collision with another vehicle, or a stationary object like a tree or lightpole.
Comprehensive
Part of a full-coverage policy, comprehensive pays to repair or replace your vehicle in case of a non-collision event such as fire, flooding and other weather hazards, theft, vandalism, and falling objects. It also covers windshield or glass damage from rocks or other objects.
Gap insurance
Because cars depreciate in value, it's possible to owe more on a lease or loan than a vehicle's actual cash value (ACV). If your car is totaled, the insurance company will pay you the car's ACV, which might not be enough to pay off your loan or lease. Gap insurance steps in to cover the difference between your car's ACV and insurance payout.
Accident forgiveness
An at-fault accident can increase your car insurance rates for three to five years. But if you purchase accident forgiveness coverage, your insurer won't raise your rates when your policy renews after your first at-fault accident. You generally must have a clean driving record for at least three years to qualify to buy this type of coverage.
Cheapest car insurance for drivers with an incident
An incident on the road — including speeding tickets, driving under the influence, and at-fault accidents — can lead to higher insurance costs. After an incident, insurance companies consider these drivers riskier to insure, which leads to higher premiums for several years.
Shop for Car Insurance in Greer, SC
Monthly rates start at $78 for drivers with an incident
Secure. Free. Easy-to-use.
Based on 7,669+ reviews
4.8/5
Cheapest car insurance for drivers with a speeding ticket: USAA
When you get a speeding ticket, you can usually expect to pay more for car insurance for three to five years.[1] Even so, you can avoid overpaying by comparing quotes across multiple insurance companies.
Liability insurance for Greer drivers with a speeding ticket costs $186 per month for liability coverage and $254 per month for full coverage, on average.
The table below highlights the most affordable liability-only rates for drivers in Greer with a speeding ticket.
The below rates are estimated rates current as of: Thursday, December 4 at 11:00 AM PST.
Insurance Company | Clean Driving Record | With Speeding Ticket |
|---|---|---|
| USAA | $63 | $79 |
| Auto-Owners | $67 | $85 |
| State Farm | $69 | $85 |
| Progressive | $99 | $120 |
| Nationwide | $101 | $128 |
| Allstate | $108 | $137 |
| Travelers | $116 | $147 |
| GEICO | $117 | $150 |
| Safeco | $131 | $170 |
| State Auto | $140 | $182 |
| Root | $143 | $186 |
| National General | $144 | $176 |
| Dairyland | $154 | $188 |
| Direct Auto | $154 | $190 |
| The General | $173 | $226 |
| GAINSCO | $190 | $223 |
| Liberty Mutual | $194 | $243 |
| Bristol West | $210 | $258 |
| AssuranceAmerica | $214 | $268 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with an at-fault accident: USAA
At-fault accidents on your driving record are a red flag to insurance companies, which often leads to higher insurance costs.[1] If you cause an accident, expect your insurance costs to rise.
Liability insurance costs $200 per month, on average, for Greer drivers with an accident.
Check out the lowest average liability-only monthly quotes for Greer drivers with an at-fault accident on their record.
The below rates are estimated rates current as of: Thursday, December 4 at 11:00 AM PST.
Insurance Company | Clean Driving Record | With Accident |
|---|---|---|
| USAA | $63 | $83 |
| Auto-Owners | $67 | $87 |
| State Farm | $69 | $89 |
| Progressive | $99 | $129 |
| Nationwide | $101 | $133 |
| Allstate | $108 | $142 |
| Travelers | $116 | $153 |
| GEICO | $117 | $148 |
| Safeco | $131 | $182 |
| State Auto | $140 | $187 |
| Root | $143 | $186 |
| National General | $144 | $188 |
| Dairyland | $154 | $201 |
| Direct Auto | $154 | $208 |
| The General | $173 | $235 |
| GAINSCO | $190 | $241 |
| Liberty Mutual | $194 | $255 |
| Bristol West | $210 | $272 |
| AssuranceAmerica | $214 | $282 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with a DUI: USAA
Driving under the influence is a serious issue that most insurance companies penalize with higher rates or nonrenewal.[5] In South Carolina, a DUI stays on your motor vehicle record permanently. For Greer-based drivers with a DUI, the average monthly quote for liability-only coverage is $248, and full coverage is $338.
Below are the liability-only rates of top car insurance companies in Greer, South Carolina, for drivers with DUIs on their records.
The below rates are estimated rates current as of: Thursday, December 4 at 11:00 AM PST.
Insurance Company | Clean Driving Record | With DUI |
|---|---|---|
| USAA | $63 | $97 |
| Auto-Owners | $67 | $103 |
| State Farm | $69 | $107 |
| Progressive | $99 | $159 |
| Nationwide | $101 | $156 |
| Allstate | $108 | $167 |
| Travelers | $116 | $179 |
| GEICO | $117 | $178 |
| Safeco | $131 | $215 |
| State Auto | $140 | $216 |
| Root | $143 | $221 |
| National General | $144 | $222 |
| Dairyland | $154 | $238 |
| Direct Auto | $154 | $238 |
| The General | $173 | $267 |
| GAINSCO | $190 | $293 |
| Liberty Mutual | $194 | $300 |
| Bristol West | $210 | $324 |
| AssuranceAmerica | $214 | $330 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for seniors: USAA
Age can have an effect on your car insurance costs. In general, more experience behind the wheel leads to more affordable car insurance. While rates usually decrease around age 25, around age 70, drivers might start to see their rates climb slightly due to enhanced accident risks.[6]
The average monthly cost of liability-only insurance for Greer seniors is $135. Explore the cheapest coverage options for Greer seniors in the table below.
The below rates are estimated rates current as of: Thursday, December 4 at 11:00 AM PST.
Insurance Company | Full Coverage | Liability Only |
|---|---|---|
| USAA | $78 | $52 |
| Auto-Owners | $82 | $54 |
| State Farm | $83 | $55 |
| Nationwide | $119 | $78 |
| GEICO | $124 | $94 |
| Allstate | $135 | $89 |
| Progressive | $139 | $87 |
| Travelers | $142 | $94 |
| Safeco | $148 | $116 |
| State Auto | $165 | $108 |
| National General | $166 | $114 |
| Direct Auto | $171 | $125 |
| Root | $190 | $121 |
| Liberty Mutual | $235 | $163 |
| AssuranceAmerica | $243 | $167 |
| The General | $265 | $145 |
| Dairyland | $283 | $130 |
| GAINSCO | $299 | $162 |
| Bristol West | $303 | $176 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for teens: USAA
Age translates into years of experience behind the wheel. Since young drivers have limited experience on the road and a higher risk of accidents, most insurance companies charge higher rates for teenage drivers. In general, rates remain relatively high until a driver hits age 25.[1]
Liability coverage costs $298 per month for teen drivers in Greer, on average.
The good news is that teens can take action to lower their car insurance costs. For example, teen drivers might choose to stay on their parents’ insurance, drive a safe vehicle, raise their deductible, or maintain good grades in school to get a good student discount.[7]
But you can still secure affordable rates as a teen driver by starting your search and comparing the most affordable policies for young Greer drivers, as shown below.
The below rates are estimated rates current as of: Thursday, December 4 at 11:00 AM PST.
Insurance Company | Full Coverage | Liability Only |
|---|---|---|
| USAA | $181 | $120 |
| Auto-Owners | $208 | $137 |
| State Farm | $209 | $137 |
| GEICO | $289 | $218 |
| Progressive | $307 | $191 |
| Nationwide | $309 | $203 |
| Allstate | $334 | $220 |
| Safeco | $349 | $272 |
| Travelers | $372 | $245 |
| Root | $402 | $257 |
| Direct Auto | $422 | $310 |
| National General | $435 | $300 |
| Liberty Mutual | $509 | $354 |
| State Auto | $533 | $349 |
| The General | $568 | $312 |
| Dairyland | $579 | $265 |
| AssuranceAmerica | $646 | $443 |
| Bristol West | $667 | $387 |
| GAINSCO | $674 | $366 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Greer car insurance quotes by credit tier
In South Carolina, insurers can consider your credit history in their auto premium calculations.[8] In general, drivers with poor credit scores pay more for car insurance than drivers with excellent or good credit scores.
Rates by Credit Tier
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Is car insurance more expensive in Greer?
Drivers in Greer pay lower car insurance costs than drivers in most other parts of the Palmetto State. On average, drivers in South Carolina pay $193 per month for car insurance. But drivers in Greer pay an average of $182 per month.
When compared to other cities, like Columbia and Charleston, drivers in Greer pay significantly less. The range of car insurance costs is partially tied to ZIP code-specific factors, like vehicle crime and accident rates.[1]
More cities in South Carolina
Explore the average monthly cost of car insurance for drivers in other South Carolina cities below.
City | Full Coverage | Liability Only |
|---|---|---|
| Charleston | $259 | $194 |
| Columbia | $264 | $183 |
| Greenville | $233 | $165 |
| Lexington | $232 | $162 |
| Myrtle Beach | $217 | $165 |
| North Charleston | $259 | $202 |
| Rock Hill | $242 | $164 |
| Summerville | $259 | $192 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Greer car insurance FAQs
If you’re shopping for car insurance in Greer, here’s some additional information that may help. You can also check out Insurify’s guides on the best auto insurers for high-risk drivers and car insurance rates by state to learn more about how where you live and your driving history can affect rates.
How much is car insurance in Greer?
Car insurance in Greer, South Carolina, costs an average of $210 per month for full coverage and $154 per month for liability coverage.
Which companies have the cheapest car insurance in Greer?
The cheapest car insurance companies in Greer are USAA, Auto-Owners, and State Farm. Their liability rates start at $63, $67, and $69 per month, respectively.
While these are the cheapest insurers, compare multiple quotes with the same coverage options to find the company that offers the coverage you need at the best price.
What are the best car insurance companies in Greer?
Among the top car insurance companies in Greer are USAA, Auto-Owners, and State Farm. Not only do these companies have the lowest average rates, according to Insurify data, but they balance solid J.D. Power scores in the Southeast region, superior AM Best ratings, and top IQ Scores.
How much car insurance do you need in South Carolina?
South Carolina requires drivers to purchase minimum policy limits of $25,000 per person and $50,000 per accident for bodily injury liability and $25,000 per accident for property damage liability. In addition, the state also requires uninsured motorist coverage at the same liability limits.[3]
Is South Carolina a no-fault state?
No. South Carolina is a tort, or at-fault, state. Drivers who cause accidents are responsible for paying for the damages and injuries of other parties through their liability coverage.[3]
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Related articles
)
Cheapest Car Insurance Quotes in South Carolina
December 16, 2025
)
How to Get a South Carolina Driver’s License
September 26, 2025
)
Best Car Insurance in South Carolina
December 15, 2025
)
Cheap SR-22 Insurance in South Carolina
December 16, 2025
Car Insurance Requirements in South Carolina
December 16, 2025
Car Insurance for High-Risk Drivers in South Carolina
December 15, 2025
)
Car Insurance After a DUI in South Carolina
December 16, 2025
Average Car Insurance Cost in South Carolina
March 26, 2025
)
Cheapest Car Insurance Quotes in North Charleston, SC
December 16, 2025
)
Cheapest Car Insurance Quotes in Summerville, SC
December 16, 2025
)
Best Cheap Car Insurance in Spartanburg, SC, From $67
December 16, 2025
)
Best Cheap Car Insurance in Rock Hill, SC, From $70
December 16, 2025
)
Best Cheap Car Insurance in Lancaster, SC, From $69
December 16, 2025
)
Best Cheap Car Insurance n Myrtle Beach, SC, From $66
December 16, 2025
)
Best Cheap Car Insurance in Lexington, SC, From $68
December 16, 2025
Best Cheap Car Insurance in Greenville, SC, From $68
December 16, 2025
)
Best Cheap Car Insurance in Fort Mill, SC, From $62
December 16, 2025
)
Best Cheap Car Insurance in Florence, SC, From $76
December 16, 2025
Best Cheap Car Insurance in Charleston, SC, From $78
December 16, 2025
)
Best Cheap Car Insurance in Columbia, SC, From $77
December 16, 2025
)
Cheap Car Insurance in Aiken, SC, Starting at $60
December 16, 2025
)
Cheap Car Insurance in Anderson, SC, Starting at $60
December 16, 2025
Sources
- III. "What determines the price of an auto insurance policy?."
- J.D. Power. "2023 U.S. Auto Insurance Study."
- South Carolina Department of Insurance. "Automobile Insurance."
- III. "Auto insurance basics—understanding your coverage."
- III. "Do auto insurance premiums go up after a claim?."
- III. "Senior driving safety and insurance tips."
- III. "Auto insurance for teen drivers."
- South Carolina Department of Insurance. "Auto Insurance: A Shopping Guide for Consumers."
)
Sarah SharkeyInsurance Writer
Sarah Sharkey is a personal finance writer who enjoys helping people make savvy financial decisions. She covered insurance and personal finance topics. You can find her work on Business Insider, Money Under 30, Rocket Mortgage, Bankrate, and more. Connect with her on LinkedIn.
Sarah has been a contributor at Insurify since September 2022.
Courtney MikulskiSenior Editor, Auto
Over 3 years of experience producing content on insurance and personal finance.
Key architect of Insurify's quality score.
Courtney's deep knowledge of personal finance goes beyond insurance and includes credit cards, consumer loans, and banking. She loves creating practical content.
Featured in
Corporate communications director for Insurance Information Institute
20+ years in insurance and communications
As Director, Corporate Communications for Triple-I, Mark serves as the non-profit’s national spokesperson, sharing information and education on a wide array of insurance issues.