Car Insurance Knowledge

Insurify's insurance experts guide you through the basics of car insurance insurance.

Can Your Insurance Company Force You to Total Your Car?

Can Your Insurance Company Force You to Total Your Car?

Insurance companies can declare a car totaled and keep your vehicle in certain circumstances. But you have the option to dispute it, and you may even be able to keep your vehicle.
By Aly J. Yale|March 3, 2026
Reddit’s Best Car Insurance Recommendations (2026)

Reddit’s Best Car Insurance Recommendations

Reddit can be a helpful resource for auto insurance questions, personal claims experiences, and insurance company recommendations.
By A.M. Steinbach|March 3, 2026
Can You Add a Boyfriend or Girlfriend to Your Car Insurance?

Can You Add a Boyfriend or Girlfriend to Your Car Insurance?

If you live together, you can add a significant other to your car insurance policy. But it may not always be the best or cheapest option.
By Taylor Milam-Samuel |March 3, 2026
Is AAA Worth It? (2026)

Is AAA Worth It?

If you’re a frequent driver and want access to a number of discounts, AAA might make sense. But if you only drive on occasion or can afford to cover roadside services as they arise, you may want to skip it.
By Anna Baluch|March 3, 2026
Guide to Car Insurance Discounts (2026)

Guide to Car Insurance Discounts

Farmers, GEICO, and Travelers offer the most discounts for drivers, with savings of up to 30% or more.
By Nick Dauk|March 3, 2026
Tesla Auto Insurance Review: Ratings and Quotes (2026)

Tesla Auto Insurance Review: Ratings and Quotes

Tesla Insurance provides telematics-based car insurance for Tesla drivers in select states.
By Anna Baluch|March 3, 2026
How to Get Car Insurance Online With a Checking Account (2026)

How to Get Car Insurance Online With a Checking Account

Using checks, mobile payment apps, cash, or EFTs is an easy way to buy insurance if you don’t have a checking account or credit card.
By Jamie Johnson|March 3, 2026
Insurance for New Cars: What You Need to Know

Insurance for New Cars: What You Need to Know

Insurance for a new car costs $254 per month, on average. You’ll need to have a policy in place before you drive your new car home.
By Jacqueline DeMarco|March 3, 2026
Minimum Car Insurance Requirements in Every State

Minimum Car Insurance Requirements in Every State

You need car insurance to legally drive in every state except New Hampshire, but the amount and coverage type can vary.
By Taylor Milam-Samuel |March 3, 2026
How Divorce Affects Your Car Insurance

How Divorce Affects Your Car Insurance

If you have a joint car insurance policy with your ex-spouse, you need to purchase a new policy after getting divorced.
By Elizabeth Rivelli|March 3, 2026
6-Month vs. 12-Month Car Insurance Policies (2026)

6-Month vs. 12-Month Car Insurance Policies

The benefits of each auto insurance term differ. Compare the options presented here to find the best policy length for you.
By Kevin Payne|March 3, 2026
Tesla Model Y Car Insurance Quotes (2026)

Tesla Model Y Car Insurance Quotes

Full-coverage insurance for the Tesla Model Y costs $396 per month, on average.
By Jacqueline DeMarco|March 3, 2026
Bodily Injury Liability Coverage: What to Know

Bodily Injury Liability Coverage: What to Know

A component of a minimum-coverage insurance policy, bodily injury liability covers medical bills and accident-related costs for other drivers, but not the policyholder.
By Amy Beardsley|March 3, 2026
Anti-Theft Discount for Car Insurance: A Guide (2026)

Anti-Theft Discount for Car Insurance: A Guide

Installing an anti-theft device can help keep your vehicle safe and save you money on your insurance premium.
By Athena Valentine Lent|March 3, 2026
How to Return a Car You Can’t Afford

How to Return a Car You Can’t Afford

While most car dealerships won’t let you return a financed car, you still have plenty of other options if you’re behind on car payments.
By A.M. Steinbach|March 3, 2026
How to Get Car Insurance With No Credit History

How to Get Car Insurance With No Credit History

Drivers with no credit history tend to pay more for insurance. But using telematics programs, usage-based insurance, and comparison shopping can save you money.
By Elizabeth Rivelli|March 3, 2026
How Much Does Car Insurance Increase After an Accident? (2026)

How Much Does Car Insurance Increase After an Accident?

An at-fault accident can cause a premium increase of 45% or more, depending on your insurance company.
By Emily Guy Birken|March 3, 2026
What Is Comprehensive Car Insurance?

What Is Comprehensive Car Insurance?

Typically part of a full-coverage policy, comprehensive coverage can pay for repairs when a covered non-collision event damages your vehicle.
By Cassie Sheets|March 3, 2026