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Insurify's insurance experts guide you through the basics of home insurance insurance.

Best Condo Insurance Companies (2026)

Best Condo Insurance Companies

Allstate, American Family, and Amica are among our top picks for condo insurance due to price, customer service ratings, and coverage selections.
Tiny House Insurance: How to Insure a Small or Mobile Home

Tiny House Insurance: How to Insure a Small or Mobile Home

Find out what kind of insurance you need for your tiny home — whether it’s on wheels, off the grid, or built on a permanent foundation.
How To Get Homeowners Insurance After Non-Renewal

How To Get Homeowners Insurance After Non-Renewal

Getting non-renewed doesn’t mean you’re uninsurable, but acting quickly can help you avoid a coverage lapse and find new coverage through standard insurers or a FAIR Plan.
Homeowners Insurance vs. Mortgage Insurance: What’s the Difference?

Homeowners Insurance vs. Mortgage Insurance: What’s the Difference?

Home insurance protects you if a covered peril damages your home. Mortgage insurance protects lenders if a borrower stops paying their mortgage.
How to Get Homeowners Insurance With a Bad Roof

How to Get Homeowners Insurance With a Bad Roof

A roof is your home’s first line of defense against the elements. That’s why you may find it more costly or difficult to buy homeowners insurance coverage with an old or damaged roof.
Does Allstate Have Dog Breed Restrictions for Homeowners Insurance?

Does Allstate Have Dog Breed Restrictions for Homeowners Insurance?

Allstate doesn’t have dog breed restrictions for homeowners insurance. But if your dog has a bite history, you might not be able to get coverage.
10 Areas of Your Home That Most Homeowners Insurance Policies Don’t Protect

10 Areas of Your Home That Most Homeowners Insurance Policies Don’t Protect

Make sure your home insurance thoroughly protects your home by adding relevant supplemental coverages, like flood and earthquake coverage.
How to Buy Flood Insurance in 2026: A Step-by-Step Guide

How to Buy Flood Insurance in 2026: A Step-by-Step Guide

To buy flood insurance, check your flood risk, estimate how much dwelling and contents coverage you need, and compare NFIP and private policy options before flood season.
Indiana Home Insurance Costs Jumped Over 17% Since 2023

Indiana Home Insurance Costs Jumped Over 17% Since 2023

After a 6% increase in 2025, the state will see an additional 3% hike in 2026, new report projects.
Home Insurance in High Fire-Risk Areas: What Homeowners Need to Know in 2026

Home Insurance in High Fire-Risk Areas: What Homeowners Need to Know in 2026

Wildfire exposure makes home insurance harder and more expensive to get, but homeowners in high fire-risk areas still have coverage options through private insurance companies and state-based FAIR Plans.
What Is Home Repair Insurance? (2026)

What Is Home Repair Insurance?

Home repair insurance is a service contract — not an insurance policy — that can cover repairs and replacement of home systems and appliances after a covered breakdown.
Minnesota Home Insurance Costs Soared 34% in 2025

Minnesota Home Insurance Costs Soared 34% in 2025

And Minnesota homeowners could face another increase of nearly 4% in 2026, new report projects.
High-Risk Homeowners Insurance: Best Companies for Hard-to-Insure Homes (2026)

High-Risk Homeowners Insurance: Best Companies for Hard-to-Insure Homes

Kin, Foremost, and Nationwide are some of the best companies if you’re a high-risk homeowner.
Does Homeowners Insurance Cover Trampolines?

Does Homeowners Insurance Cover Trampolines?

Backyard trampolines can raise insurance risks. Learn how homeowners insurance treats trampolines and how to protect yourself from liability.
Wildfire, Hail, Building Costs Pushed Montana Home Insurance Costs Up by 18% in 2025

Wildfire, Hail, Building Costs Pushed Montana Home Insurance Costs Up by 18% in 2025

Average annual premium rose over $300 last year, new report says. And 2026 could bring further increases.
The Most ‘Affordable’ Cities for First-Time Homebuyers Redefine Affordability

The Most ‘Affordable’ Cities for First-Time Homebuyers Redefine Affordability

The age-old 30% rule is unrealistic. New homeowners often spend closer to 50% of their median household income on homeownership costs.
Washington Home Insurance Costs Likely to Climb in 2026

Washington Home Insurance Costs Likely to Climb in 2026

State home insurance premiums could rise 4.4% by year’s end, but will still be among the most affordable in the U.S.
Florida Home Insurance Costs Spiked 18% in 2025, New Report Finds

Florida Home Insurance Costs Spiked 18% in 2025, New Report Finds

The Sunshine State remains the most expensive place in the U.S. for homeowners insurance, according to Insurify’s Insuring the American Homeowner Report.