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Farmers Ends Cap on New Home Policies in California
Insurer credits regulatory reforms in decision to lift ban on selling over 9,500 new policies per month.
|November 26, 2025
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LA County Investigating State Farm’s Handling of January Wildfire Claims
Policyholders complain of slow-walking, underpayments, and denials, county says.
|November 24, 2025
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NY Needs Home Insurance Reform, Industry Watchers Tell Regulators
Rising premiums, fewer options, denied claims, and policy cancellations are growing the crisis, NY Senate committee hears.
|November 24, 2025
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Landlord Insurance: Coverage, Costs, and How to Choose a Policy
Landlord insurance covers property damage, liability claims, and lost rental income. If you own a rental home, it offers essential protection for your property.
|November 21, 2025
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Vacant and Unoccupied Home Insurance: Coverages, Costs, and How to Buy It
A standard homeowners insurance policy doesn’t cover a vacant property, so you’ll need vacant home insurance to protect an empty house.
|November 20, 2025
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Condo Insurance in Florida: Costs, Coverage, and Requirements
On average, condo owners pay $1,777 annually for condo insurance in the Sunshine State.
|November 10, 2025
Manufactured and Mobile Home Insurance in Florida
Mobile home insurance can protect your home from unforeseen events like theft and fires.
|November 3, 2025
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Lower Disaster Losses for Insurers Won’t Add Up to Lower Rates for Homeowners
A quiet catastrophe year gives insurance companies a break. Still, La Niña, wildfire risks, and severe storms mean homeowners should stay alert and proactive.
|October 30, 2025
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USAA Seeking Another 7% Home Insurance Increase in California
The proposed increase would affect 350,000 Californians.
|October 29, 2025
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What Manufactured and Mobile Home Insurance Covers
Insurance for manufactured and mobile homes covers damage to the structure, your personal belongings, and provides liability coverage.
|October 28, 2025
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Holiday Shopping Survey: Porch Pirates and Tariffs Threaten Gift-Giving in 2025
Americans face more risks than porch pirates this holiday season. While 46% of Americans have fallen victim to package theft, another 79% say tariffs will cause them to adjust their shopping plans.
|October 27, 2025
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Florida Insurance Crisis: Why Rates Are High, and What You Can Do
Explore the roots of Florida’s home insurance crisis, from hurricanes and lawsuits to market reforms. Learn how to protect your property and wallet.
|October 20, 2025
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How Much Is Homeowners Insurance on a $150,000 House?
The average annual cost of homeowners insurance for a $150,000 home is $1,511.
|October 17, 2025
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What Your Home’s Protection Class Is and How to Find It
Your home’s protection class is a grade that Insurance Services Office, Inc. (ISO) gives to homes based on their proximity to fire protection services in a community.
|October 17, 2025
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How Long Can a Mortgage Company Hold an Insurance Check?
Your mortgage company can hold your insurance check until the repairs are complete, but they have to release funds within a certain time.
|October 17, 2025
Florida Hurricane Deductible: A Complete Guide for Homeowners
Hurricane deductibles in Florida take precedence over your regular deductible until the hurricane has subsided.
|October 17, 2025
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What State Farm Home Systems Protection Covers
State Farm’s home systems protection is an add-on coverage to your home insurance policy that covers accidental electrical and mechanical breakdowns of your appliances.
|October 17, 2025
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Chubb Home Insurance Review: Ratings and Quotes
Don’t let Chubb’s luxury reputation fool you — the company protects homes of all sizes with comprehensive coverage and surprisingly competitive rates.
|October 17, 2025