Car Insurance Knowledge

Insurify's insurance experts guide you through the basics of car insurance insurance.

Maryland: Auto Insurers Must Pay Diminished-Value Claims in Hit-and-Run Accidents

Maryland: Auto Insurers Must Pay Diminished-Value Claims in Hit-and-Run Accidents

Mandatory uninsured motorist coverage should pay diminished-value claims, state’s insurance authority determines.
By Sara Getman|May 28, 2024
Car Models With the Most Speeding Tickets (2026)

Car Models With the Most Speeding Tickets

Whether they’re behind the wheel of a zippy compact car or a practical sedan, drivers with speeding violations pay an average of $2,976 annually for full coverage.
By Cassie Sheets|May 24, 2024
Safety Auto Insurance: User Reviews and Quotes (2026)

Safety Auto Insurance: User Reviews and Quotes

Safety Insurance has great coverage options and discounts, plus cheap average rates. But it only operates in a few states.
By Elizabeth Rivelli|May 17, 2024
‘Our Pay Has Not Kept Pace’: Rideshare Driver Discontent Grows With Rising Insurance and Maintenance Costs

‘Our Pay Has Not Kept Pace’: Rideshare Driver Discontent Grows With Rising Insurance and Maintenance Costs

Rising car ownership costs are fueling rideshare driver discontent as gig workers protest for better wages and working conditions across the country.
By Cassie Sheets|May 16, 2024
Liberty Mutual Looking to Cut Car Insurance Rates by 10% in New Mexico

Liberty Mutual Looking to Cut Car Insurance Rates by 10% in New Mexico

Insurer confirms plan but hasn’t yet asked the state for permission to change its rates.
By Evelyn Pimplaskar|May 15, 2024
What a Car Insurance Declaration Page Is and Where to Find It

What a Car Insurance Declaration Page Is and Where to Find It

A car insurance declaration page summarizes your auto insurance policy, including your specific coverage details.
By Margaret Wack|May 9, 2024
 How Many Cars Can You Have in Your Name?

How Many Cars Can You Have in Your Name?

Federal law doesn’t cap how many cars you can have in your name. But depending on your insurer, you may need multiple policies to cover all your vehicles.
By Kevin Payne|May 9, 2024
Can You Negotiate Car Insurance?

Can You Negotiate Car Insurance?

You can shop around for the most affordable car insurance rates, but you won’t have much success if you try to negotiate the car insurance premiums an insurer charges you.
By Michelle Lambright Black|May 7, 2024
What Does Collision Insurance Cover?

What Does Collision Insurance Cover?

Collision insurance covers damage to your vehicle after hitting other cars or objects, regardless of fault, but it’s important to understand its limitations.
By Amy Beardsley|May 2, 2024
When You Need Car Travel Insurance, and When You Don’t

When You Need Car Travel Insurance, and When You Don’t

You may not need to purchase rental car insurance if your personal auto policy provides coverage.
By Kim Porter|May 2, 2024
When Is a Car Considered Totaled? (2026)

When Is a Car Considered Totaled?

A car qualifies as totaled when its repair costs exceed its actual cash value.
By Anna Baluch|May 1, 2024
What Is Parked Car Insurance?

What Is Parked Car Insurance?

Parked car insurance is comprehensive-only insurance coverage designed to protect your car against damage while parked or in storage.
By Aly J. Yale|April 29, 2024
What It Would Really Take for U.S. Drivers to Go Fully Electric

What It Would Really Take for U.S. Drivers to Go Fully Electric

Reaching 100% EV adoption would benefit public health and the environment, but high transaction prices, expensive insurance, and a lack of charging infrastructure present major barriers.
By Cassie Sheets|April 5, 2024
Michigan Warns Car Insurers: Price Fairly or Face Penalties

Michigan Warns Car Insurers: Price Fairly or Face Penalties

State law bars data-driven advantageous markups, department of insurance says.
By Chris Schafer|April 3, 2024
Medical Payments Car Insurance Coverage

Medical Payments Car Insurance Coverage

Medical payments coverage (MedPay) pays for medical bills for you and your passengers after an accident-related injury.
By Christy Rakoczy|March 28, 2024
When Not to File a Car Insurance Claim

When Not to File a Car Insurance Claim

If the cost of the damage doesn’t exceed your deductible or you damaged your own vehicle and only have liability coverage, it may not be worth it to file a claim.
By Anna Baluch|March 26, 2024
How to Cancel Your SafeAuto Insurance Policy (2026)

How to Cancel Your SafeAuto Insurance Policy

You can cancel your SafeAuto insurance policy over the phone or by sending a written request.
By Theresa Stevens |March 25, 2024
High Car Insurance? Your Car Maker May Be Selling Your Driving Data

High Car Insurance? Your Car Maker May Be Selling Your Driving Data

Consumers allege major automakers sold driving and other types of data to third-party brokers without permission, resulting in higher insurance premiums and coverage denials.
By Cassie Sheets|March 22, 2024