Car Insurance Knowledge

Insurify's insurance experts guide you through the basics of car insurance insurance.

DUI vs. DWI: What’s the Difference?

DUI vs. DWI: What’s the Difference?

The definition and consequences of DWI and DUI vary by state.
AmigoMex Auto Insurance: User Reviews and Quotes (2026)

AmigoMex Auto Insurance: User Reviews and Quotes

AmigoMex can help you get the auto insurance coverage you need to meet minimum requirements in Mexico.
New Survey: Gen Z Shuns Driving, But Isn’t Ready for Technology to Take the Wheel

New Survey: Gen Z Shuns Driving, But Isn’t Ready for Technology to Take the Wheel

Gen Zers aren’t fond of driving, but more than 70% expressed reservations about self-driving cars. As one Gen Zer stated, “I have a phobia of driving, but I’ll be damned if I let a machine do that.”
Average Car Insurance Rates as of September 2024

Average Car Insurance Rates as of September 2024

The overall average monthly cost of car insurance edged down in August, ending the month at $150.
Insurify Quality Score Methodology

Insurify Quality Score Methodology

A closer look at Insurify’s proprietary methodology for rating and reviewing car insurance companies.
Car Insurance 101: Glossary of Terms

Car Insurance 101: Glossary of Terms

Understanding relevant car insurance terms is essential to choosing a good car insurance policy.
10 States with the Most Hail Damage in 2026

10 States with the Most Hail Damage in 2026

Texas has the highest number of hailstorms so far in 2026, with more than 500 recorded events.
Average Car Insurance Rates as of August 2024 | Insurify

Average Car Insurance Rates as of August 2024

Rates increased slightly in July, lingering above $100 per month for liability-only coverage.
The Best States for a Road Trip in 2024

The Best States for a Road Trip in 2024

Insurify data ranks Florida as the best overall state for a road trip in 2024, but California and New Jersey place as the most scenic and safest, respectively.
Texas Last-Resort Auto Insurer Set to Raise Rates 15%

Texas Last-Resort Auto Insurer Set to Raise Rates 15%

Higher rates take effect Oct. 1 and affect drivers who may have nowhere else to go for car insurance.
How to Read Your Car Insurance Policy

How to Read Your Car Insurance Policy

If you know the ins and outs of your car insurance policy, you can avoid unwanted surprises and high out-of-pocket costs after you file a claim.
Extended Car Warranties: What You Need to Know

Extended Car Warranties: What You Need to Know

Extended car warranties help pay for repairs not covered under your original manufacturer’s warranty. But they’re often expensive and may not always be worth the cost.
New Service Moves Vehicles to Safety Before Hurricanes Make Landfall

New Service Moves Vehicles to Safety Before Hurricanes Make Landfall

Car app Way.com partners with insurers to protect vehicles left behind in evacuation zones.
Could New York Ban Insurers from Covering Fossil Fuel Projects?

Could New York Ban Insurers from Covering Fossil Fuel Projects?

New legislation would also require insurers to stop covering existing fossil fuel projects.
Auto Insurance Rate Hike? Your Phone Might Be to Blame

Auto Insurance Rate Hike? Your Phone Might Be to Blame

Popular consumer apps aren’t just providing assistance or entertainment. They may be collecting and selling your driving information.
Freedom National Auto Insurance: User Reviews and Quotes (2026)

Freedom National Auto Insurance: User Reviews and Quotes

Freedom National caters to high-risk drivers but only sells coverage in Arizona, Georgia, and Utah.
The Safest Car of the Future, According to AI

The Safest Car of the Future, According to AI

AI has imagined the safest car of the future. Its refined autonomous driving technology may mean lower car insurance premiums and lower accident rates in the future. However, adoption, viability, and insurance considerations may present a hurdle.
Investigation: Where Is It Cheaper to Charge an Electric Vehicle Than Fuel a Gas-Powered Car?

Investigation: Where Is It Cheaper to Charge an Electric Vehicle Than Fuel a Gas-Powered Car?

Powering an EV saves $1,056 annually compared to fueling a gas car, but only if drivers can afford a costly home charging setup.