Car Insurance Knowledge

Insurify's insurance experts guide you through the basics of car insurance insurance.

Kia, Hyundai to Pay Up to $145 Million to Settle Lawsuit Over TikTok-Inspired Thefts

Kia, Hyundai to Pay Up to $145 Million to Settle Lawsuit Over TikTok-Inspired Thefts

The agreement ends the class action lawsuit, but more legal issues remain for the automakers.
Does Car Insurance Cover Windshield Replacement?

Does Car Insurance Cover Windshield Replacement?

Your auto insurance policy may cover windshield damage if you have a full-coverage policy.
What Is Mechanical Breakdown Insurance, and Do You Need It?

What Is Mechanical Breakdown Insurance, and Do You Need It?

Mechanical breakdown insurance pays to repair your car after a mechanical failure. You may want to add this coverage before your auto warranty expires.
How to Cancel Your State Farm Auto Insurance Policy (2026)

How to Cancel Your State Farm Auto Insurance Policy

You can cancel your State Farm car insurance policy at any time, for any reason, provided you have a new policy in place before making the switch.
Does Car Insurance Cover Vandalism?

Does Car Insurance Cover Vandalism?

Most comprehensive car insurance policies cover vandalism damage, and the average yearly cost is typically lower than paying for vandalism repairs out of pocket.
How to Cancel Your National General Auto Insurance Policy (2026)

How to Cancel Your National General Auto Insurance Policy

You can cancel your policy with National General at any time, but you may have to pay a cancellation fee.
Fighting High Auto Insurance Premiums Will Need a ‘Wholistic’ Approach, Louisiana Legislators Say

Fighting High Auto Insurance Premiums Will Need a ‘Wholistic’ Approach, Louisiana Legislators Say

Lawmakers point to excessive claims litigation as a major culprit in high costs.
Is It Illegal to Hit a Deer and Drive Off?

Is It Illegal to Hit a Deer and Drive Off?

Your state laws will determine whether you can drive off after you hit a deer, but regardless of where you live, it generally isn’t a good idea.
What Is a DUI?

What Is a DUI?

A DUI is the crime of operating a vehicle under the influence of alcohol or drugs and can result in serious legal and financial consequences.
Average Car Insurance Rates as of October 2024

Average Car Insurance Rates as of October 2024

The overall average monthly cost of car insurance held steady in September at $150.
12 Things to Keep in Your Winter Car Emergency Kit

12 Things to Keep in Your Winter Car Emergency Kit

Fresh water, a first aid kit, and a flashlight are essential components of any winter car emergency kit.
10 Car Models With the Most DUIs in 2024: SUVs and Minivans Dominate the List

10 Car Models With the Most DUIs in 2024: SUVs and Minivans Dominate the List

If you’re trying to avoid drunk drivers, take your eyes off the hot rod. They’re probably behind the wheel of a Chrysler Pacifica.
How to Read Your Car Insurance Card

How to Read Your Car Insurance Card

Your car insurance card includes important policy information, like your policy number, insurer contact details, and coverage dates.
Allstate Sues 19 NYC Pharmacies, Alleging $2.7M+ in Billing Fraud

Allstate Sues 19 NYC Pharmacies, Alleging $2.7M+ in Billing Fraud

Suit: Pharmacies overbilled for basic medications and medical equipment following car crashes.
Insuring America’s Most Popular Truck: Ford F-150 Coverage Is 11% Cheaper Than the U.S. Average

Insuring America’s Most Popular Truck: Ford F-150 Coverage Is 11% Cheaper Than the U.S. Average

Car insurance for the bestselling Ford F-150 costs $260 less per year than the U.S. average.
Vehicle Inspection Requirements by State (2026)

Vehicle Inspection Requirements by State

Several states don’t have any vehicle inspection requirements.
What Is a Policyholder?

What Is a Policyholder?

A policyholder is a person who owns a car insurance policy. Only the policyholder is allowed to make coverage changes.
How Much Car Insurance Do You Need?

How Much Car Insurance Do You Need?

You must buy at least your state’s required amount of liability insurance. But depending on your situation, you may need more than basic liability coverage.