Car Insurance Knowledge

Insurify's insurance experts guide you through the basics of car insurance insurance.

Accident With a Borrowed Car in California: What Happens?

Accident With a Borrowed Car in California: What Happens?

The party responsible for damages after an accident with a borrowed car varies in California.
Car Insurance Rate Hikes Rolling Out for Half a Million New York Drivers

Car Insurance Rate Hikes Rolling Out for Half a Million New York Drivers

Thousands face premium increases of $1,000 or more annually.
Average Car Insurance Rates as of January 2025

Average Car Insurance Rates as of January 2025

National average car insurance rates held steady at the end of 2024, but some states saw big fluctuations.
Road Rage Facts and Statistics: 2026

Road Rage Facts and Statistics: 2026

A majority of American drivers admit to road rage behaviors despite the safety risks and higher car insurance rates.
Can You Buy a Car Without Insurance?

Can You Buy a Car Without Insurance?

You can’t drive a car without insurance, but you may be able to buy a vehicle without buying insurance if you have an existing policy.
What California’s New, Higher Liability Limits Mean for Auto Premiums

What California’s New, Higher Liability Limits Mean for Auto Premiums

Higher required insurance minimums could route more drivers to the state’s low-cost insurance program.
What Utah’s Increased Auto Liability Limits Mean for Your Premiums

What Utah’s Increased Auto Liability Limits Mean for Your Premiums

Rates could increase to reflect the higher limits, but most likely won’t significantly affect costs.
What Virginia’s New, Higher Car Insurance Requirements Mean for Drivers

What Virginia’s New, Higher Car Insurance Requirements Mean for Drivers

Rates could increase to reflect the higher limits, but most likely won’t significantly affect costs.
Are Trucks More Expensive to Insure? (2026)

Are Trucks More Expensive to Insure?

Some pickup trucks are cheaper to insure than sedans, Insurify data suggests.
Average Car Insurance Rates as of December 2024

Average Car Insurance Rates as of December 2024

The national average cost of full-coverage car insurance dipped by $1 in November, while the liability-only average rose by the same amount.
Cost of Dodge Caravan Insurance (2026)

Cost of Dodge Caravan Insurance

Dodge Caravan owners spend an average of $106 per month on car insurance. But the model year affects the costs, so you might pay more or less depending on your vehicle.
Cost of Honda Odyssey Insurance (2026)

Cost of Honda Odyssey Insurance

It costs an average of $125 per month to insure a Honda Odyssey. But car insurance prices vary depending on the age of your car and the insurance company.
Cost of Honda CR-V Insurance (2026)

Cost of Honda CR-V Insurance

Honda CR-V drivers typically pay $89 per month for liability coverage, but this can depend on many different factors.
Cost of Subaru Car Insurance (2026)

Cost of Subaru Car Insurance

The Forester is the most affordable Subaru model to insure, with full-coverage rates starting at $127 per month from USAA.
Cost of BMW 3 Series Car Insurance (2026)

Cost of BMW 3 Series Car Insurance

USAA, State Farm, and GEICO have three of the lowest full-coverage rates for BMW 3 Series drivers.
Cost of Subaru Forester Car Insurance (2026)

Cost of Subaru Forester Car Insurance

The average monthly premium for a Subaru Forester is $83 for a minimum-coverage policy.
Cost of Ford Fusion Car Insurance (2026)

Cost of Ford Fusion Car Insurance

Ford Fusions cost an average of $162 per month, or $1,944 per year, to insure.
Cost of Dodge Charger Car Insurance (2026)

Cost of Dodge Charger Car Insurance

USAA, State Farm, and GEICO have three of the lowest full-coverage rates for Dodge Charger drivers.