Car Insurance Knowledge

Insurify's insurance experts guide you through the basics of car insurance insurance.

Car Insurance Rate Increases Will Slow to 5% in 2025, Report Predicts

Car Insurance Rate Increases Will Slow to 5% in 2025, Report Predicts

After facing significant rate hikes in 2024, most drivers will see much smaller increases going forward.
North Carolina’s Car Insurance Minimums Set to Jump in July

North Carolina’s Car Insurance Minimums Set to Jump in July

North Carolina will soon have some of the highest liability car insurance requirements nationwide, and it’s likely to affect premiums.
Electric Shock: EVs Cost 23% More to Insure Than Gas-Powered Vehicles

Electric Shock: EVs Cost 23% More to Insure Than Gas-Powered Vehicles

The average cost of full-coverage car insurance for electric vehicles is $3,430 annually, according to Insurify’s new report.
Car Insurance Costs Are Highest in Maryland and New York, New Report Reveals

Car Insurance Costs Are Highest in Maryland and New York, New Report Reveals

Both states will see the average annual cost of full coverage top $4,000 in 2025, Insurify predicts.
Trusted Choice Car Insurance Review: Consumer Reviews, Quotes (2026)

Trusted Choice Car Insurance Review: Consumer Reviews, Quotes

Trusted Choice is a free service that connects you with independent insurance agents but won’t give you instant quotes, and the “local” agent matches might not be anywhere near you.
Allstate Faces Data Collection Lawsuit from Texas Attorney General

Allstate Faces Data Collection Lawsuit from Texas Attorney General

Suit alleges the company illegally collected driver data and used it to increase rates.
Cost of Ford Fiesta Car Insurance (2026)

Cost of Ford Fiesta Car Insurance

Ford Fiestas cost an average of $146 per month, or $1,752 per year, to insure.
Accident With a Borrowed Car in California: What Happens?

Accident With a Borrowed Car in California: What Happens?

The party responsible for damages after an accident with a borrowed car varies in California.
Is California a No-Fault State for Auto Insurance?

Is California a No-Fault State for Auto Insurance?

California is an “at-fault” state, where the driver who caused the accident is financially responsible for damages.
Car Insurance Rate Hikes Rolling Out for Half a Million New York Drivers

Car Insurance Rate Hikes Rolling Out for Half a Million New York Drivers

Thousands face premium increases of $1,000 or more annually.
Average Car Insurance Rates as of January 2025

Average Car Insurance Rates as of January 2025

National average car insurance rates held steady at the end of 2024, but some states saw big fluctuations.
Road Rage Facts and Statistics: 2026

Road Rage Facts and Statistics: 2026

A majority of American drivers admit to road rage behaviors despite the safety risks and higher car insurance rates.
Can You Buy a Car Without Insurance?

Can You Buy a Car Without Insurance?

You can’t drive a car without insurance, but you may be able to buy a vehicle without buying insurance if you have an existing policy.
What California’s New, Higher Liability Limits Mean for Auto Premiums

What California’s New, Higher Liability Limits Mean for Auto Premiums

Higher required insurance minimums could route more drivers to the state’s low-cost insurance program.
What Utah’s Increased Auto Liability Limits Mean for Your Premiums

What Utah’s Increased Auto Liability Limits Mean for Your Premiums

Rates could increase to reflect the higher limits, but most likely won’t significantly affect costs.
What Virginia’s New, Higher Car Insurance Requirements Mean for Drivers

What Virginia’s New, Higher Car Insurance Requirements Mean for Drivers

Rates could increase to reflect the higher limits, but most likely won’t significantly affect costs.
Are Trucks More Expensive to Insure? (2026)

Are Trucks More Expensive to Insure?

Some pickup trucks are cheaper to insure than sedans, Insurify data suggests.
Average Car Insurance Rates as of December 2024

Average Car Insurance Rates as of December 2024

The national average cost of full-coverage car insurance dipped by $1 in November, while the liability-only average rose by the same amount.