Car Insurance Knowledge

Insurify's insurance experts guide you through the basics of car insurance insurance.

Gap Insurance: How It Works and When It’s Worth It

Gap Insurance: How It Works and When It’s Worth It

Gap insurance covers the difference between your insurance payout and what you owe on a financed vehicle. If you lease or finance a car, gap insurance helps protect you financially if your car is totaled.
By Melanie Lockert|November 18, 2025
Car Insurance Coverage for Stored Vehicles

Car Insurance Coverage for Stored Vehicles

While most insurers don’t offer stand-alone car storage insurance, many allow you to customize your coverage for a vehicle stored for the long term.
By Stephanie Colestock|November 17, 2025
Drivers Feel Auto Insurers ‘Judge’ Them Unfairly, Survey Shows

Drivers Feel Auto Insurers ‘Judge’ Them Unfairly, Survey Shows

Rates based on ‘broad assumptions’ don’t reflect actual driving habits, respondents told data analytics company.
By Evelyn Pimplaskar|November 17, 2025
Gen Z to the Insurance Industry: Thanks, But No Thanks | Insurify

Gen Z to the Insurance Industry: Thanks, But No Thanks

Roles in the insurance industry offer security and stability, but for Gen Z, other factors matter more.
By Doug Bailey|November 17, 2025
OTTO Insurance Review: Legit or Just a Lead Generator? (2026)

OTTO Insurance Review: Legit or Just a Lead Generator?

Otto is a lead generator that links users to third-party insurers it partners with.
By Jess Ullrich|November 13, 2025
Accident With a Borrowed Car in New York: What Happens?

Accident With a Borrowed Car in New York: What Happens?

What happens after an accident with a borrowed car depends on whether you gave the driver permission, who caused the accident, and more.
By Ben Luthi|November 13, 2025
The Zebra Review: Legit or Just a Lead Generator? (2026)

The Zebra Review: Legit or Just a Lead Generator?

The Zebra isn’t a lead generator, and it’s easy to compare companies using the platform, but you don’t get quotes on the site.
By Elizabeth Rivelli|November 13, 2025
What to Do After an Accident With an Uninsured Driver in Florida

What to Do After an Accident With an Uninsured Driver in Florida

If the person at fault in an accident has no insurance in Florida, some options include filing a personal injury lawsuit or a property damage claim.
By Jess Ullrich|November 13, 2025
Insurify’s AI Report: 86% of Americans Would Trust AI to Help Them Buy Car Insurance

Insurify’s AI Report: 86% of Americans Would Trust AI to Help Them Buy Car Insurance

And more than two-thirds of drivers (68%) would let AI secure them a policy with a new insurer if doing so could save them $1,000 annually, according to Insurify’s inaugural AI Insurance Report.
By Matt Brannon|November 12, 2025
Americans Back on the Road — And It’s Starting to Feel Like Pre-pandemic Again

Americans Back on the Road — And It’s Starting to Feel Like Pre-pandemic Again

The way Americans drive is shifting to reflect new lives, work patterns, and ongoing relationships with technology.
By Doug Bailey|November 3, 2025
Are auto thieves in retreat? Car thefts in the U.S. are dropping rapidly, but the reasons remain unclear

Are auto thieves in retreat? Car thefts in the U.S. are dropping rapidly, but the reasons remain unclear

New data from the National Insurance Crime Bureau show a significant decline in car thefts across the country.
By Doug Bailey|October 30, 2025
State Farm to Start Selling New Home, Auto, and Other Policies in Massachusetts

State Farm to Start Selling New Home, Auto, and Other Policies in Massachusetts

Largely absent from the commonwealth for nearly 20 years, the insurer plans to begin new sales by early 2027.
By Katie Powers|October 27, 2025
What Is an Insurance Credit Score?

What Is an Insurance Credit Score?

Your insurance credit score often affects how much you pay for car insurance.
By Aly J. Yale|October 24, 2025
How to Renew Your Car Insurance

How to Renew Your Car Insurance

When your car insurance is up for renewal, review your current policy, compare quotes, look for discounts, and finalize your renewal or lock in new coverage.
By Anna Baluch|October 15, 2025
California Moves Against Tesla Insurance Over Thousands of Policyholder Complaints

California Moves Against Tesla Insurance Over Thousands of Policyholder Complaints

EV-maker’s insurance arm could lose permission to sell policies in the state that buys the most Teslas.
By Evelyn Pimplaskar|October 14, 2025
SECURA Auto Insurance Review: User Reviews and Quotes (2026)

SECURA Auto Insurance Review: User Reviews and Quotes

Beginning Jan. 1, 2026, SECURA car insurance will no longer be available.
By Nick Dauk|October 14, 2025
Average Car Insurance Rates as of October 2025 | Insurify

Average Car Insurance Rates as of October 2025

The overall national average cost of car insurance fell again in September to $142 per month.
By Chris Schafer|October 9, 2025
More Drivers Using Do Not Disturb Phone Feature, Research Shows

More Drivers Using Do Not Disturb Phone Feature, Research Shows

71% are aware of DNDWD, but just 29% use it regularly, according to Cambridge Mobile Telematics report.
By Evelyn Pimplaskar|October 9, 2025