Car Insurance Knowledge

Insurify's insurance experts guide you through the basics of car insurance insurance.

Personality vs. Policy: Insurers Bet Big on Mascots to Drive Sales

Personality vs. Policy: Insurers Bet Big on Mascots to Drive Sales

Memorable advertisements keep companies top of mind for consumers, but do they help shoppers understand policy options?
Progressive to Refund Nearly $1 Billion to Florida Drivers in 2026

Progressive to Refund Nearly $1 Billion to Florida Drivers in 2026

Insurance reform in 2023 helped pave the way for auto insurance rate decreases and refunds in Florida.
State Farm Suffers Credit Downgrade, Despite Signs of Financial Comeback

State Farm Suffers Credit Downgrade, Despite Signs of Financial Comeback

The downgrade could translate into rising costs for policyholders.
Average Car Insurance Rates as of November 2025 | Insurify

Average Car Insurance Rates as of November 2025

The overall national average cost of car insurance was $141 in October.
Nationwide SmartRide Review: How It Works, Savings, and Whether It’s Worth It

Nationwide SmartRide Review: How It Works, Savings, and Whether It’s Worth It

J.D. Power ranks Nationwide SmartRide as the best usage-based insurance, offering safe drivers discounts of up to 40%.
GEICO DriveEasy Review: How It Works, Savings, and Whether It’s Worth It

GEICO DriveEasy Review: How It Works, Savings, and Whether It’s Worth It

GEICO DriveEasy works best as a reward system for safe drivers rather than a tool to help risky drivers improve. But trip detection errors and potential rate increases can frustrate some users.
USAA SafePilot Review: How It Works, Savings, and Whether It’s Worth It

USAA SafePilot Review: How It Works, Savings, and Whether It’s Worth It

The SafePilot program may be a good option for safe, low-mileage drivers who don’t mind having their driving habits tracked. But it won’t be right for everyone.
Nationwide SmartMiles Review: How It Works, Savings, and Whether It’s Worth It

Nationwide SmartMiles Review: How It Works, Savings, and Whether It’s Worth It

If you don’t put many miles on your car each year, a Nationwide SmartMiles policy could help you reduce your insurance costs.
Farmers Signal Review: How It Works, Savings, and Whether It’s Worth It

Farmers Signal Review: How It Works, Savings, and Whether It’s Worth It

Signal by Farmers may be good for existing customers but doesn’t stack up to the competition.
Progressive Snapshot Review: How It Works, Savings, and Whether It’s Worth It

Progressive Snapshot Review: How It Works, Savings, and Whether It’s Worth It

Progressive Snapshot can save you money if you’re a safe driver, but the constant monitoring could deter you from signing up.
Travelers IntelliDrive Review: How It Works, Savings, and Whether It’s Worth It

Travelers IntelliDrive Review: How It Works, Savings, and Whether It’s Worth It

Travelers IntelliDrive could help you save on your Travelers premium, but users find the app doesn’t track driving information accurately enough to see its effect on rates.
Liberty Mutual RightTrack Review: How It Works, Savings, and Whether It’s Worth It

Liberty Mutual RightTrack Review: How It Works, Savings, and Whether It’s Worth It

Liberty Mutual RightTrack can help low-mileage and safe drivers who consent to driving behavior monitoring save on car insurance.
Car Insurance Coverage for Stored Vehicles

Car Insurance Coverage for Stored Vehicles

While most insurers don’t offer stand-alone car storage insurance, many allow you to customize your coverage for a vehicle stored for the long term.
Drivers Feel Auto Insurers ‘Judge’ Them Unfairly, Survey Shows

Drivers Feel Auto Insurers ‘Judge’ Them Unfairly, Survey Shows

Rates based on ‘broad assumptions’ don’t reflect actual driving habits, respondents told data analytics company.
Gen Z to the Insurance Industry: Thanks, But No Thanks | Insurify

Gen Z to the Insurance Industry: Thanks, But No Thanks

Roles in the insurance industry offer security and stability, but for Gen Z, other factors matter more.
Accident With a Borrowed Car in New York: What Happens?

Accident With a Borrowed Car in New York: What Happens?

What happens after an accident with a borrowed car depends on whether you gave the driver permission, who caused the accident, and more.
What to Do After an Accident With an Uninsured Driver in Florida

What to Do After an Accident With an Uninsured Driver in Florida

If the person at fault in an accident has no insurance in Florida, some options include filing a personal injury lawsuit or a property damage claim.
Insurify’s AI Report: 86% of Americans Would Trust AI to Help Them Buy Car Insurance

Insurify’s AI Report: 86% of Americans Would Trust AI to Help Them Buy Car Insurance

And more than two-thirds of drivers (68%) would let AI secure them a policy with a new insurer if doing so could save them $1,000 annually, according to Insurify’s inaugural AI Insurance Report.