Car Insurance Knowledge

Insurify's insurance experts guide you through the basics of car insurance insurance.

The Digital Divide: Online Insurance Buying Is Improving, but Not Uniformly

The Digital Divide: Online Insurance Buying Is Improving, but Not Uniformly

A new scorecard for auto insurers shows advances in quoting and comparing, but some websites are still clunky and hard to use.
Drive It Like You … The Most Stolen Cars in America (2025 Data)

Drive It Like You … The Most Stolen Cars in America (2025 Data)

The Hyundai Elantra is the most stolen car in the U.S., with more than 11,000 thefts in the first half of 2025. Theft rates across all vehicles are highest in Washington, D.C., and California.
Excepsure Car Insurance Review (Ratings and Expert Insights)

Excepsure Car Insurance Review (Ratings and Expert Insights)

Excepsure offers non-standard car insurance in Georgia, Alabama, and Texas.
Electric Vehicle Rebates by State (2026)

Electric Vehicle Rebates by State

While federal tax credits ended in 2025, many states still offer rebates, tax credits, and utility perks that can meaningfully reduce the cost of owning an EV.
Average Car Insurance Rates as of January 2026 | Insurify

Average Car Insurance Rates as of January 2026

The overall national average cost of car insurance held steady at $140 per month in December.
Compare.com Review: Legit or Just a Lead Generator? (2026)

Compare.com Review: Legit or Just a Lead Generator?

While other car insurance comparison sites collect your data to resell, Compare.com provides real-time quotes from dozens of top insurers.
Fixable EV Collision Claims Peeked in Late 2025

Fixable EV Collision Claims Peeked in Late 2025

Higher payouts could prompt insurers to charge even higher premiums for EV coverage.
NerdWallet Review: Legit or Just a Lead Generator? (2026)

NerdWallet Review: Legit or Just a Lead Generator?

NerdWallet only offers auto insurance quotes through partner sites.
Legal Storm Brews Over Insurers’ ‘Binding Restrictions’

Legal Storm Brews Over Insurers’ ‘Binding Restrictions’

Lawsuit challenges insurers’ practice of halting new policy sales during bad-weather warning periods.
The AI Fraud Onslaught: Synthetic Voice Attacks Cost Insurers and Customers Billions

The AI Fraud Onslaught: Synthetic Voice Attacks Cost Insurers and Customers Billions

Inexpensive AI tools drove fake voice fraud incidents up 475% last year, and experts say it will get worse.
Subaru and Hyundai Models Are the Cheapest 2024/2025 Vehicles to Insure

Subaru and Hyundai Models Are the Cheapest 2024/2025 Vehicles to Insure

Drivers with a 2024/2025 Subaru Outback pay almost $1,000 less per year than the national average.
Average Car Insurance Rates as of December 2025 | Insurify

Average Car Insurance Rates as of December 2025

The overall national average cost of car insurance was $140 in November.
The Little Cost-Shaving That Affects Auto Policyholders Big Time

The Little Cost-Shaving That Affects Auto Policyholders Big Time

Insurers routinely use data company’s market-value reports to lowball totaled vehicle settlements, lawsuits allege.
California lawsuit accuses insurer of charging but not covering ride-sharing customers

California lawsuit accuses insurer of charging but not covering ride-sharing customers

Alleged “bait and switch” could leave riders with less coverage than they paid for
5 Ways AI Can Help You Keep Your 2026 Financial Resolutions

5 Ways AI Can Help You Keep Your 2026 Financial Resolutions

Doubt you’ll be able to follow through on your 2026 financial goals? AI could be the tool that gives you a shot at success.
What Is a Car Insurance Grace Period?

What Is a Car Insurance Grace Period?

A car insurance grace period allows you to keep your coverage for a short time after a missed payment. But you should make up the missed payment right away to avoid cancellation.
The Teen Tax: Young Drivers Add 90% More to Parents’ Car Insurance Costs

The Teen Tax: Young Drivers Add 90% More to Parents’ Car Insurance Costs

But parents can save an average of $1,079 by adding their teen driver to their own policy rather than buying a separate one.
Personality vs. Policy: Insurers Bet Big on Mascots to Drive Sales

Personality vs. Policy: Insurers Bet Big on Mascots to Drive Sales

Memorable advertisements keep companies top of mind for consumers, but do they help shoppers understand policy options?