Car Insurance Knowledge

Insurify's insurance experts guide you through the basics of car insurance insurance.

Average Car Insurance Rates as of March 2026 | Insurify

Average Car Insurance Rates as of March 2026

The overall national average cost of car insurance fell slightly to $138 per month in March.
By Chris Schafer|March 24, 2026
Temporary Car Insurance: Options, Coverages, and Costs

Temporary Car Insurance: Options, Coverages, and Costs

Most car insurance companies only sell policies for six- or 12-month terms. Here’s how to find short-term alternatives to standard car insurance.
By Katie Powers|March 24, 2026
Best Time to Shop for Car Insurance: Online Tips and Money-Saving Strategies

Best Time to Shop for Car Insurance: Online Tips and Money-Saving Strategies

The best time to shop for car insurance is shortly before your policy renews, after a major life event, or when you buy a new car. Shopping at the right time may help you get a cheaper rate.
By Sarah Archambault|March 19, 2026
Average Miles Driven Per Year in the U.S. (2026)

Average Miles Driven Per Year in the U.S.

Americans drove an average of 13,930 miles per year over the last decade. But a driver’s annual mileage varies widely based on location, age, gender, and other factors.
By Julia Taliesin|March 18, 2026
Car Insurance Company Comparisons (2026)

Car Insurance Company Comparisons

Compare top auto insurance companies side by side to see how coverage options, customer service, and pricing stack up before you choose an insurance policy that fits your insurance needs.
By Doug Bailey|March 18, 2026
Financial Well-Being Largely Guides How Americans Plan to Spend Their Tax Refund

Financial Well-Being Largely Guides How Americans Plan to Spend Their Tax Refund

The average tax refund can cover the annual cost of full-coverage car insurance in 34 states.
By Julia Taliesin|March 18, 2026
Why ‘Social Inflation’ Is Boosting Bodily Injury Claims and What Insurers Must Do Next

Why ‘Social Inflation’ Is Boosting Bodily Injury Claims and What Insurers Must Do Next

Behavioral and legal shifts appear to be contributing to rising car insurance costs.
By Doug Bailey|March 17, 2026
Mistakes When Comparing Car Insurance Online

Mistakes When Comparing Car Insurance Online

Shopping mistakes could leave you paying more than you have to, or with less coverage than you need.
By Sarah Archambault|March 16, 2026
The True Cost of Speeding: It’s More Than the $100 Fine

The True Cost of Speeding: It’s More Than the $100 Fine

Fines, insurance increases, and hidden fees could push a $100 fine beyond $2,000.
By Doug Bailey|March 12, 2026
What Is a VIN?

What Is a VIN?

A VIN is an identifying sequence of characters people can use to learn more about a vehicle’s history.
By Alani Asis|March 11, 2026
Why Did My Car Insurance Quote Change?

Why Did My Car Insurance Quote Change?

Your car insurance quote can change for many reasons, because insurers may adjust your quote after verifying your driving details or updating their rate factors.
By Miranda Marquit |March 11, 2026
Best Extended Car Warranty Companies (2026)

Best Extended Car Warranty Companies

Endurance, American Dream, and Omega Auto Care are some of the best car warranty companies.
By Ben Luthi|March 11, 2026
How to Check Your Car’s Warranty

How to Check Your Car’s Warranty

You can check your car’s warranty by looking at your owner’s manual or bill of sale, using the VIN, going to the manufacturer’s website, contacting the dealership, or getting a CARFAX report.
By Ben Luthi|March 11, 2026
What to Do When Your Car Has Been Stolen

What to Do When Your Car Has Been Stolen

You’ll need to file a police report, contact your insurance company, inform your leasing or financing company if you have one, and file a stolen vehicle report with your local DMV.
By Courtney Washington|March 11, 2026
How Much Car Can You Afford? Calculate Your Budget

How Much Car Can You Afford? Calculate Your Budget

You shouldn’t spend more than 10%–15% of your annual income on a car.
By Lindsay Frankel|March 11, 2026
Car Insurance Quote vs. Rate: What’s the Difference, and Which One Should You Trust?

Car Insurance Quote vs. Rate: What’s the Difference, and Which One Should You Trust?

Car insurance quotes are estimates of what you might pay for coverage. Rates are how insurers determine how much you pay for coverage.
By Catherine Hiles|March 10, 2026
Who Pays When a Driverless Vehicle Crashes?

Who Pays When a Driverless Vehicle Crashes?

New car technology is making crash liability more complicated. Regulators and courts must determine if humans, software, or manufacturers are at fault.
By Doug Bailey|March 10, 2026
What Information Do You Need for a Car Insurance Quote?

What Information Do You Need for a Car Insurance Quote?

To get accurate car and auto insurance quotes and rates, you’ll need basic personal, vehicle, and coverage details.
By Sarah Archambault|March 9, 2026