Accident and Illness Coverage
24PetWatch offers four plans that vary in annual maximum payout and deductible options. Each policy covers accidents, illnesses, rehabilitation, prescriptions, alternative therapy, boarding fees, trip cancellations due to pet illness, and lost pet recovery fees.
That means 24PetWatch will reimburse you if your dog or cat were to contract any conditions that need expensive treatments, like hip dysplasia or cruciate ligament disorders. It will also cover more common diseases like parvovirus, tick-borne diseases, ringworm, upper respiratory disease, and heartworm.
Unfortunately, 24PetWatch won’t cover treatments for preventable conditions. That includes diseases with vaccines or dental infections. It will also not cover treatments for conditions arising from patterns of unsafe behaviors.
Each of 24PetWatch ’s coverage options has a 20 percent copay. That means it will cover 80 percent of the vet bill. The extra plan is the cheapest option. It offers $3,000 in annual maximum payouts and a $100 or $250 annual deductible.
The classic plan offers $5,000 in annual payouts, and policyholders can choose a deductible of $100, $250, or $500. The super plan is a bit more expensive and offers $10,000 in annual limits. For this plan, policyholders can choose between deductibles of $100, $250, $500, and $1,000. The champion plan is the most expensive coverage option. It offers $20,000 in annual payouts and deductible options of $100, $250, $500, or $1,000.