Overview

Pros

Affordable prices
Knowledgeable service reps
Excellent overall service

Founded in 1921, Pekin Insurance has been providing coverage for over 90 years. Pekin provides personal and commercial insurance across the US.

Discounts

Discount Type	Discount %
Multiple Policy Discount	Varies
Multiple Vehicle Discount	Varies
Good Student Discount	Varies
Low Mileage Discount	Varies
Accident Free Discount	Varies
Mature driver discount	Varies
Student Away at School Discount	Varies
Eco-nomy Car Discount	Varies

Features and Services

Compare car insurance

Online account management

Roadside assistance

Mobile app

24/7 service

Enhanced towing & substitute coverage

Flexible / convenient payments

Optional Coverage

Coverage Type	Description
Road Side Assistance	Typically adds coverage for towing, tire changes, lockout services, and more
Rental Reimbursment	Reimburses the per day cost of a rental car (daily and maximum reimbursement may vary)
Accidental Death, Dismemberment, Disability	Pays up to a specificed amount for death, loss of limbs, loss of sight, and certain other injuries to designated prson(s) resulting from a car accident.
Glass Coverage
New Car Replacement Coverage	If your brand new vehicle gets totaled, you car will be replaced with a brand new vehicle.
Gap Insurance	If your vehicle is loaned or leased and totaled, Gap insurance may pay for the difference between the cash value of the vehicle and the unpaid balance of the loan or lease.
Emergency Lockout Coverage	Covers expenses for servicesneeded to gain entry into a covered auto or residence premises if keys have been stolen or disablesd, or if locked in the covered auto or residence. Typically covers up to $200.
Personal Auto Plus	Adds enhanced coverage features beyond what is available in a standard policy.
Emergency Assistance Coverage	Adds extended coverage for emergency expenses such as lodging, meals and transportation if you're involved in an accident more than 25 miles from your home.
Electronic Key & Lock Replacement	Covers your electronic keys if they're are lost or stolen, along with any remote control pads and locks.
Personal/Upgraded Item Coverage	Covers the insured for personal items, and some car upgrades damaged due to an accident or if they're stolen (maximum reimbursment my vary)
Pet Coverage	Helps cover veterinary expenses in the event that your pet is injured or dies in a collision.
Young Adult Protection Plus Coverage	For individuals going out on their own and starting out in life.
Airbag Replacement Coverage	Pays the reasonable and necessary costs to replace your air bag that accidentally deploys without the occurrence of an accident.

Payment Methods

Payment Type	Description
Online Payment	Hate those annoying IVR menus? Pay your bill online.
Phone Payment -IVR	Ran out of postage? Want to keep things fast but simple? You can pay your bill over the phone.
Mail Payment	The option to mail in a personal check or money order. Don't forget the postage, sometimes the classics never die!
Automatic Online Payments	Forgetful? This option automatically charges your credit or debit card that you provided so that you never have to worry.