Cheapest Car Insurance Quotes in Oregon
State Farm, Mile Auto, and USAA offer some of Oregon’s cheapest car insurance quotes.
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Writer: Jessica MartelInsurance Writer
Writer: Jessica MartelInsurance Writer
Qualifications:
7+ years in personal finance writing
Certified Financial Education Instructor
Jessica is a freelance writer, professional researcher, and mother of two rambunctious little boys. Her work has appeared in Time’s Stamped personal finance marketplace, Consumer Affairs, Forbes Advisor, Money Under 30 and more.
Jessica specializes in personal finance, women and money, and financial literacy. Jessica is fascinated by the psychology of money and what drives people to make important financial decisions. As an Insurify contributor since July 2023, she’s written hundreds of articles aimed at helping readers make informed decisions about insurance.
She holds a Masters of Science degree in Cognitive Research Psychology, and is a National Financial Educators Council Certified Financial Education Instructor.
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Editor: MacKenzie KorrisLicensed P&C Agent, Senior Insurance Copy Editor
Editor: MacKenzie KorrisLicensed P&C Agent, Senior Insurance Copy Editor
Qualifications:
Licensed property and casualty insurance agent
10+ years editing experience
NPN: 21630969
MacKenzie Korris is an insurance copy editor with a producer’s license for property and casualty insurance in Missouri.
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Reviewer: Daniel RoccatoAdvisor
Reviewer: Daniel RoccatoAdvisor
Qualifications:
30+ years in financial services
Clinical Professor of Finance, University of San Diego
Dan is a well-recognized and widely quoted financial services expert, regularly appearing in a variety of national and local media as a subject matter expert.
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Data reviewer: Konstantin HalachevVP of Engineering & Data Science
Data reviewer: Konstantin HalachevVP of Engineering & Data Science
Qualifications:
7+ years experience in data analysis
Ph.D. in Computational Biology
Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.
Updated
Why you can trust Insurify: Comparing accurate insurance quotes should never put you at risk of spam. We earn an agent commission only if you buy a policy based on our quotes. Our editorial team follows a rigorous set of editorial standards and operates independently from our insurance partners. Learn more.
Oregon car insurance at a glance
Cheapest car insurance company in Oregon: State Farm
Cheapest car insurance rate in Oregon: $53
Average monthly liability-only car insurance cost in Oregon: $91
Average monthly full-coverage car insurance cost in Oregon: $156
Cheapest car insurance quotes in Oregon
The car insurance quotes you qualify for can vary based on your age, location, driving history, the vehicle you drive, and the type and amount of coverage you choose.
State Farm, Mile Auto, and USAA are some of the cheapest insurers in Oregon, according to Insurify data. To find the lowest rates, compare multiple insurance companies in Oregon.
The table below shows car insurance quotes based on an Oregon driver with a clean driving record, good to excellent credit, and no recent claims.
The below rates in Oregon are estimated rates current as of: Monday, August 31 at 5:00 PM PDT.
Data reviewed by Konstantin Halachev)
Konstantin HalachevVP of Engineering & Data Science
7+ years experience in data analysis
Ph.D. in Computational Biology
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| State Farm | $53 | $90 |
| Mile Auto | $63 | $85 |
| USAA | $63 | $106 |
| Sun Coast | $65 | $176 |
| GEICO | $70 | $115 |
| National General | $70 | $139 |
| Progressive | $71 | $133 |
| Country Financial | $80 | $134 |
| The General | $80 | $203 |
| Bristol West | $82 | $154 |
| Safeco | $83 | $122 |
| Allstate | $87 | $170 |
| Dairyland | $89 | $198 |
| American Family | $91 | $152 |
| Root | $93 | $146 |
| Direct Auto | $97 | $190 |
| Farmers | $124 | $208 |
| Liberty Mutual | $127 | $181 |
| Travelers | $153 | $255 |
Disclaimer: Table data sourced from real-time Oregon car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Oregon may vary based on the policy buyer's unique driver profile.
Best-rated insurance companies in Oregon
We’ve selected some of the best car insurance companies in Oregon to help you narrow your search. These picks are based on actual user reviews, financial strength ratings, customer satisfaction scores, and complaint data.
Best for full coverage: State Farm
| User Reviews | 4.1 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.3 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $53/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $90/mo |
4.1
Best choice in OregonBased on 21,348 verified driver reviews and ratings
State Farm's score | Industry average | |
|---|---|---|
| Coverage options | 4.1 | 3.2 |
| Customer service | 4.3 | 3.6 |
| Discounts | 3.9 | 2.9 |
| Policy transparency | 3.9 | 3.1 |
| Value | 3.7 | 2.9 |
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
Based on analysis of verified reviews collected by Insurify
Best in Oregon for
Showing 38 reviews from Oregon driversSee all 8,165 State Farm reviews
Verified Review
Reviewed in Oregon on September 22, 2026
Love it! Customer service and online support are excellent. Pricing is great. I haven’t had any negative experiences at all, and I’ve been a customer for quite some time now.
Verified Review
Reviewed in Oregon on September 18, 2026
Great service, but it’s expensive.
Verified Review
Reviewed in Oregon on September 18, 2026
Been with State Farm for over 50 years. They have always been solid. Every 2–3 years, I check around to see if they’re staying competitive, and they always are. Their safe driver rewards and rebates keep them even more competitive.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
656
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.84
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company
State Farm offers a wide range of coverage options at competitive rates. Its average full-coverage premiums rank among the lowest in the state. State Farm also offers strong customer claims support and has an A+ (Superior) financial strength rating from AM Best.
Pros
Wide network of local agents
Above-average J.D. Power claims satisfaction rating
Competitive rates, especially for Oregon teen drivers
Cons
No gap insurance
Low Trustpilot rating
Accident forgiveness coverage not available
Best for claims satisfaction: USAA
| User Reviews | 4.9 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.1 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $63/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $106/mo |
4.9
Best choice in OregonBased on 4,342 verified driver reviews and ratings
USAA's score | Industry average | |
|---|---|---|
| Coverage options | 4.9 | 3.2 |
| Customer service | 4.9 | 3.6 |
| Discounts | 4.9 | 2.9 |
| Policy transparency | 4.9 | 3.1 |
| Value | 4.9 | 2.9 |
How drivers feel about USAA
Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.
Based on analysis of verified reviews collected by Insurify
Best in Oregon for
Showing 8 reviews from Oregon driversSee all 1,706 USAA reviews
Verified Review
Reviewed in Oregon on July 10, 2026
I’ve taken the AAA driver’s course and have even taught it. I’ve had my mileage tracked on each trip and scored 100%, yet my rates have about doubled in the past two years. I’m tired of looking for good companies with fair rates, but you’re charging too much.
Verified Review
Reviewed in Oregon on June 29, 2026
Watch out for rising rates.
Verified Review
Reviewed in Oregon on May 3, 2026
When I first got on with USAA auto insurance, they were forthright about what they could do for you, and their cost for insurance was unbeatable. However, in the last few years since they have brought on their CEO, the cost of having USAA insurance has no benefit to it whatsoever. They still have good customer service, but on the financial side, they have gotten overly greedy.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
743
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.31
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company
USAA offers competitive car insurance rates to military members and their family members nationwide. It also ranks among the top of J.D. Power’s U.S. Auto Claims Satisfaction Study.
Pros
Savings of up to 30% with telematics program
Competitive rates in Oregon
A++ (Superior) financial strength rating from AM Best
Cons
Limited eligibility
Low Trustpilot rating
No physical location in Oregon
Best for savings: GEICO
| User Reviews | 4.0 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.2 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $70/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $115/mo |
4.0
Best choice in OregonBased on 20,868 verified driver reviews and ratings
GEICO's score | Industry average | |
|---|---|---|
| Coverage options | 4.0 | 3.2 |
| Customer service | 4.1 | 3.6 |
| Discounts | 3.9 | 2.9 |
| Policy transparency | 4.0 | 3.1 |
| Value | 3.9 | 2.9 |
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
Based on analysis of verified reviews collected by Insurify
Best in Oregon for
Showing 18 reviews from Oregon driversSee all 8,211 GEICO reviews
Verified Review
Reviewed in Oregon on August 9, 2026
Since I’m married, I’m forced to put my husband on my insurance. He doesn’t drive. I’m the only driver and rarely drive more than 11,000 miles a year. My driving record is squeaky clean. Since I got married, my premium went from $97.00 up to $113.97. The only explanation for this is greed.
Verified Review
Reviewed in Oregon on May 15, 2026
Superb handling and availability of a HUMAN on the line.
Verified Purchase
Reviewed in Oregon on April 9, 2026
Very thorough and helpful in explaining everything. They have been very kind, and so far, I’ve had a very good experience with them. Thank you all for being so kind and for making sure I fully understood before I hung up. Love these guys.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
637
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.59
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company
GEICO offers a wide range of car insurance discounts, including a multi-vehicle discount that offers up to 25% in potential savings. The company also offers competitive rates and a good selection of required and optional insurance coverages.
Pros
Wide range of discounts
Competitive rates in Oregon
Online quotes available
Cons
Low Trustpilot rating
Below-average J.D. Power claims satisfaction rating
Limited number of local insurance agents
How we chose the best companies
We evaluated insurers operating in Oregon using a combination of Insurify customer reviews, financial strength ratings, claims satisfaction studies, complaint ratios, coverage options, and pricing data. We also considered factors particularly relevant to Oregon drivers, including traffic and urban congestion, road accidents, and the availability of local agents throughout the state.
How much is car insurance in Oregon?
The average cost of car insurance in Oregon is $91 per month for liability-only coverage and $156 for full coverage. This is lower than the national monthly averages of $98 for minimum coverage and $187 for full coverage.
Oregon drivers face risks such as icy road conditions in the winter, wildfires, and a high crash rate, which can affect the cost of coverage.[1] [2]
Find Cheap Car Insurance in Oregon
Liability policies average $91/mo.
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Average car insurance quotes in Oregon cities
Oregon auto insurance rates can vary significantly depending on where you live. Drivers in more densely populated cities, like Portland, pay higher rates than drivers in cities with lower population densities, like The Dalles.
The following table shows average liability and full-coverage rates for different cities in Oregon.
The below rates in Oregon are estimated rates current as of: Monday, August 31 at 5:00 PM PDT.
Data reviewed by Konstantin Halachev
Konstantin HalachevVP of Engineering & Data Science
7+ years experience in data analysis
Ph.D. in Computational Biology
City | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| The Dalles | $65 | $135 |
| Grants Pass | $67 | $128 |
| Medford | $73 | $133 |
| Redmond | $76 | $135 |
| Springfield | $76 | $143 |
| Corvallis | $77 | $125 |
| Eugene | $83 | $148 |
| Mcminnville | $96 | $161 |
| Salem | $107 | $180 |
| Beaverton | $113 | $181 |
| Portland | $123 | $204 |
| Gresham | $130 | $200 |
Disclaimer: Table data sourced from real-time Oregon car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Oregon may vary based on the policy buyer's unique driver profile.
The chart below highlights Oregon’s most expensive cities for car insurance.
The below rates in Oregon are estimated rates current as of: Monday, August 31 at 5:00 PM PDT.
Data reviewed by Konstantin Halachev
Konstantin HalachevVP of Engineering & Data Science
7+ years experience in data analysis
Ph.D. in Computational Biology
City | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| Mcminnville | $96 | $161 |
| Salem | $107 | $180 |
| Beaverton | $113 | $181 |
| Portland | $123 | $204 |
| Gresham | $130 | $200 |
On-the-spot guidance from licensed insurance experts
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Austin MoyersLicensed P&C Insurance Agent and Sales Manager
Austin MoyersLicensed P&C Insurance Agent and Sales Manager
Qualifications:
Licensed property and casualty insurance agent
13+ years of insurance experience
Austin has 13+ years of personal lines experience. As a sales manager at Insurify, he mentors agents and partners with leadership to refine sales strategies and improve the customer experience.
)
Anuj DesaiLicensed Property & Casualty Insurance Agent
Anuj DesaiLicensed Property & Casualty Insurance Agent
Qualifications:
Licensed property and casualty insurance agent
25+ years of insurance experience
Anuj has 25+ years of experience in auto, home, and renters insurance. As a digital insurance agent at Insurify, he takes pride in helping customers understand their coverage and in offering risk-management strategies tailored to each customer’s needs.
)
Brett ClendenenLicensed P&C Insurance Agent and Sales Manager
Brett ClendenenLicensed P&C Insurance Agent and Sales Manager
Qualifications:
Licensed property and casualty insurance agent
15+ years of insurance experience
Brett has 15+ years of experience in personal and commercial insurance. As a sales manager at Insurify, Brett leads a high-performing sales team, ensuring they achieve key sales targets while maintaining high-quality work.
Why you should compare car insurance quotes in Oregon
Comparing quotes from multiple car insurance companies in Oregon is a fast and effective way to find the lowest rates. Insurers weigh factors like location and vehicle type differently when determining rates, so quotes can vary significantly.
To find the most accurate quotes:
Use the same coverage types and amounts for all companies.
Keep your information the same for each quote.
Ask what discounts you qualify for.
Compare deductibles.
Report accurate annual mileage.
Be honest about your driving history.
Compare policy features in addition to rates.
Oregon car insurance requirements
It’s illegal to drive without minimum liability coverage in Oregon. These are the minimum requirements in Oregon:[3]
Insurance Type | Minimum Coverage Amount |
|---|---|
| Bodily injury liability | $25,000 per person/$50,000 per accident |
| Property damage liability | $20,000 per accident |
| Personal injury protection (PIP) | $15,000 per person |
| Uninsured motorist | $25,000 per person/$50,000 per accident |
Nearly every state has minimum liability insurance requirements. Oregon’s minimum liability limits are on par with the neighboring state of Washington, which has limits of 25/50/10, but with slightly higher property damage liability coverage. Liability rates are also similar in Idaho, 25/50/15.
In addition to liability coverage, Oregon requires personal injury protection (PIP) and uninsured motorist bodily injury coverage.
If you rent or lease your vehicle, your lender might also require you to carry comprehensive and collision coverage.
Agent Tip: Is liability-only insurance enough in Oregon?
“State-minimum car insurance usually isn’t enough coverage if you cause a serious car accident. Repair costs and medical bills can quickly exceed Oregon’s 25/50/20 limits. Let’s say you have liability-only coverage and cause $50,000 worth of damage to another vehicle. Your insurance would cover only $20,000, and you’d have to pay the remaining $30,000 out of pocket. Higher limits and options like comprehensive and collision coverage can help protect your finances.”
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Britney BalkLicensed P&C Agent and Customer Service Supervisor
How to find the cheapest Oregon car insurance
Comparing quotes from multiple Oregon insurance companies is one of the best ways to find the cheapest rates. If you’re 55 or older, you might qualify for a discount after completing an approved motor vehicle accident prevention course.[4]
Here are some other tips to help you find the lowest rates in Oregon:
Increase your deductible.
Bundle your auto and homeowners insurance.
Enroll in a safe driving telematics program.
Reduce your annual mileage.
Maintain a clean driving record.
Ask about discounts.
Oregon’s average credit score is higher than the national average, according to data from Equifax and Experian. Oregon insurers can use your credit history as one factor in determining your car insurance rates. Working to improve your credit may help you qualify for lower rates.
Compare Oregon Car Insurance Quotes
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Your car insurance quote may vary from other drivers based on individual factors like your age, credit score, and driving history. Your rates also depend on the type and amount of coverage you choose.
Oregon car insurance guides
How car insurance costs have changed in Oregon
There’s good news for Oregon drivers. The average annual cost of car insurance in June 2026 was $1,876, according to Insurify’s American Driver Report. Projected annual costs for December 2026 are expected to drop by 0.2% to $1,872. While it’s not much of a drop, it’s better than an increase.
Oregon’s competitive auto insurance market and lower population density outside of its major urban areas might partly explain its relatively stable rates.
Oregon car insurance FAQs
While the Beaver State requires drivers to carry PIP coverage and uninsured motorist coverage in addition to liability insurance, Oregon’s rates remain below the national average. Here’s more information to help you find cheap car insurance in Oregon.
How much is car insurance in Oregon?
The average cost of car insurance in Oregon is $91 per month for liability-only coverage and $156 for full coverage, according to Insurify data.
How does SR-22 insurance work in Oregon?
If you’re convicted of driving without insurance or driving under the influence of intoxicants (DUII) in Oregon, you might need to file an SR-22. This certificate shows you meet Oregon’s minimum liability insurance requirements. You can request an SR-22 through your insurer. You must have an auto insurance policy in effect.[5]
Why is Oregon car insurance so expensive?
The average cost of car insurance in Oregon is lower than the national average. Average rates are expected to drop slightly by the end of 2026, according to Insurify data. But rates can vary based on your age, where you live, your deductible, and the type and amount of coverage you choose.
What’s the cheapest auto insurance for teens and young drivers in Oregon?
State Farm offers some of the cheapest auto insurance rates for teens and young drivers in Oregon. Teens pay an average of $103 per month for liability-only coverage.
How can you find affordable car insurance in Oregon?
One of the easiest ways to find affordable car insurance in Oregon is by comparing quotes from multiple insurance companies.
Sources
- Oregon Department of Emergency Management. "Hazards in Oregon."
- Oregon Department of Transportation. "Crash Data Viewer."
- Oregon Driver & Motor Vehicle Services. "Minimum Insurance Requirements."
- Oregon Driver & Motor Vehicle Services. "Information for Insurance Companies."
- Oregon Driver & Motor Vehicle Services. "What is an SR-22 Certificate?."
Methodology
Insurify data scientists analyzed more than 250 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Related articles
)
Car Insurance for High-Risk Drivers in Oregon
High-risk drivers in Oregon pay more for car insurance than people with clean driving records, but you can take steps to lower your insurance rates.
)
Best Car Insurance in Oregon
Mile Auto has some of the cheapest car insurance in Oregon, while State Farm is good for liability coverage and GEICO is smart for young drivers.
)
Temporary Car Insurance in Oregon: What You Need to Know
A normal car insurance policy in Oregon lasts for six months. State Farm provides the cheapest six-month policies in Oregon.
Oregon Car Insurance Requirements in 2026
Oregon law requires drivers to carry bodily injury and property damage liability coverage, personal injury protection, and uninsured motorist coverage.
Average Cost of Car Insurance in Oregon
Drivers in Oregon pay an average monthly rate of $123 for car insurance.
)
Cheap SR-22 Insurance in Oregon from $64
State Farm offers the cheapest rates for SR-22 holders in Oregon, at $64 per month.
)
Oregon Car Insurance Laws
Driving without minimum car insurance in Oregon can result in fines of up to $1,000, license suspension, and an SR-22 requirement.
Non-Owner Car Insurance in Oregon
Non-owner car insurance in Oregon can provide liability protection when you regularly rent or borrow a car. You may need to satisfy an SR-22 requirement if you don’t own a vehicle.
)
Cheapest Auto Insurance in Beaverton, Oregon
Drivers in Beaverton can find the cheapest insurance from State Farm, with liability-only rates starting at $65 per month.
Cheapest Auto Insurance in Corvallis, Oregon
State Farm has the cheapest liability-only rates in Corvallis, with a rate of $45 per month.
)
Cheapest Auto Insurance in Eugene, Oregon
State Farm offers the cheapest car insurance in Eugene, with minimum-coverage policies as low as $51 per month.
)
Cheapest Auto Insurance in Grants Pass, Oregon
State Farm is the cheapest car insurance company in Grants Pass, with monthly liability-only rates of $43.
)
Cheapest Auto Insurance in Medford, Oregon
State Farm offers the cheapest car insurance in Medford, starting at $46 per month.
Cheap Car Insurance Quotes in Portland (September 2026)
State Farm has the cheapest liability insurance in Portland, Oregon, averaging $73 per month. The city’s vehicle theft rate and high population density affect car insurance rates.
)
Cheapest Auto Insurance in Salem, Oregon
Salem drivers can find the cheapest car insurance rates from State Farm. The insurer’s liability rates start at just $64 per month.
)
Best Cheap Auto Insurance in Springfield, Oregon
State Farm, Mile Auto, and Sun Coast offer the cheapest car insurance rates in Springfield.
Cheapest Car Insurance Quotes in The Dalles, Oregon (September 2026)
State Farm offers the lowest average minimum-coverage insurance rates in The Dalles, at $53 per month. Drivers in The Dalles share I-84 with freight traffic moving through the Columbia River Gorge, where high winds and changing weather can affect insurance rates.
Writer: Jessica MartelInsurance Writer
Writer: Jessica MartelInsurance Writer
Qualifications:
7+ years in personal finance writing
Certified Financial Education Instructor
Jessica is a freelance writer, professional researcher, and mother of two rambunctious little boys. Her work has appeared in Time’s Stamped personal finance marketplace, Consumer Affairs, Forbes Advisor, Money Under 30 and more.
Jessica specializes in personal finance, women and money, and financial literacy. Jessica is fascinated by the psychology of money and what drives people to make important financial decisions. As an Insurify contributor since July 2023, she’s written hundreds of articles aimed at helping readers make informed decisions about insurance.
She holds a Masters of Science degree in Cognitive Research Psychology, and is a National Financial Educators Council Certified Financial Education Instructor.
Editor: MacKenzie KorrisLicensed P&C Agent, Senior Insurance Copy Editor
Editor: MacKenzie KorrisLicensed P&C Agent, Senior Insurance Copy Editor
Qualifications:
Licensed property and casualty insurance agent
10+ years editing experience
NPN: 21630969
MacKenzie Korris is an insurance copy editor with a producer’s license for property and casualty insurance in Missouri.
Reviewer: Daniel RoccatoAdvisor
Reviewer: Daniel RoccatoAdvisor
Qualifications:
30+ years in financial services
Clinical Professor of Finance, University of San Diego
Dan is a well-recognized and widely quoted financial services expert, regularly appearing in a variety of national and local media as a subject matter expert.
Data reviewer: Konstantin HalachevVP of Engineering & Data Science
Data reviewer: Konstantin HalachevVP of Engineering & Data Science
Qualifications:
7+ years experience in data analysis
Ph.D. in Computational Biology
Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.