Cheapest Auto Insurance in Grants Pass, Oregon (2026)
State Farm is the cheapest car insurance company in Grants Pass, with monthly liability-only rates of $61.
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Written byChristy Rakoczy
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Christy RakoczyInsurance and Personal Finance Freelance Writer
17+ years in personal finance and insurance writing
JD, Law from University of California, Los Angeles
Christy Rakoczy has been a personal finance and insurance writer for over a decade. Her work has been published on USA Today, MSN, Yahoo Finance, Credit Karma, Forbes Advisor, and more. Christy has a JD from UCLA School of Law and previously worked as a data analyst for Blue Cross and as a paralegal studies instructor before transitioning to writing full time.
Christy has been a contributor at Insurify since August 2023, helping readers make informed decisions about their insurance needs.
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Edited byAshley Cox
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Ashley CoxSenior Managing Editor
7+ years in content creation and management
5+ years in insurance and personal finance content
Ashley is a seasoned personal finance editor who’s produced a variety of digital content, including insurance, credit cards, mortgages, and consumer lending products.
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Table of contents
In Grants Pass, Oregon, the average monthly cost of car insurance is $99. This is under the state average of $115. The city’s relatively small size (home to around 39,000 people) and bicycle-friendly environment play a role in keeping the average rate for car insurance low in the area.
Quick Facts
Grants Pass drivers pay $127 per month for full coverage and $71 per month for liability-only coverage, on average.
A full-coverage policy costs drivers in Grants Pass an average of $1,526 per year.
GEICO offers the best insurance for high-risk drivers in Grants Pass.
Cheapest car insurance companies in Grants Pass
The best auto insurance company for Grants Pass residents depends on your driving record, as well as the coverage you need. Check out some of the insurers offering coverage in Grants Pass that provide the most affordable coverage for local residents. The rates shown in the table below are statewide rates for Oregon.
Insurance Company  | IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | Full Coverage | Liability Only | Best for |
|---|---|---|---|---|
| Travelers | 8.5 | $262 | $130 | Safe drivers |
| Mile Auto | 8.8 | $87 | $73 | Full coverage |
| GEICO | 9.2 | $83 | $74 | High-risk drivers |
Disclaimer: Table data sourced from real-time Grants Pass car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Grants Pass may vary based on the policy buyer's unique driver profile.
Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.
We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.
- Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
- Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
- Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
- Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
- Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.
Best insurer for safe drivers: Travelers
| User Reviews | 4.7 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.5 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $174/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $223/mo |
4.7
Best choice in Grants Pass, ORBased on 1,239 verified driver reviews and ratings
How drivers feel about Travelers
Customers appreciate the insurer’s communicative customer service and efficient claims process. But they’re dissatisfied with the consistent and sometimes significant price increases, even for those with clean driving records.
AI-generated from the text of verified reviews collected by Insurify
Best in Grants Pass for
Numerous discounts
Gap insurance
Rideshare coverage
How drivers feel about Travelers
Customers appreciate the insurer’s communicative customer service and efficient claims process. But they’re dissatisfied with the consistent and sometimes significant price increases, even for those with clean driving records.
AI-generated from the text of verified reviews collected by Insurify
Best in Grants Pass for
Numerous discounts
Gap insurance
Rideshare coverage
Showing 4 Oregon reviews for Grants Pass drivers - See all 559 Travelers reviews
James
Verified Review
They were there when I needed them
Reviewed in Oregon on January 14, 2026
They were there when I needed them.
Pamela
Verified Review
Excellent
Reviewed in Oregon on January 6, 2026
They're the best and most reasonable.
Roy
Verified Review
The customer service is great. Prices are terrible
Reviewed in Oregon on November 27, 2025
They keep raising the prices.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
616NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
Travelers offers some of the most affordable car insurance in Oregon for motorists with a clean driving record, and the insurer’s safe-driving discount helps keep costs low. Travelers’ IntelliDrive program also rewards drivers who practice safe habits, and it could provide additional discounts for the many Grants Pass residents who choose to limit their time behind the wheel by taking advantage of the city’s bike-friendly streets.
Pros
Some of the lowest insurance premiums for safe drivers in Oregon
Many discount opportunities, including the IntelliDrive program
Cons
Below-average Better Business Bureau (BBB) customer rating
Rideshare insurance only available in Colorado and Illinois
Best insurer for full-coverage insurance: Mile Auto
| User Reviews | 4.5 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.8 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $62/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $74/mo |
4.5
Best choice in Grants Pass, ORBased on 188 verified driver reviews and ratings
How drivers feel about Mile Auto
Drivers appreciate the quality service but find the rates high and claim processing slow.
AI-generated from the text of verified reviews collected by Insurify
Best in Grants Pass for
Low-mileage drivers
Senior drivers
Cheap full coverage
How drivers feel about Mile Auto
Drivers appreciate the quality service but find the rates high and claim processing slow.
AI-generated from the text of verified reviews collected by Insurify
Best in Grants Pass for
Low-mileage drivers
Senior drivers
Cheap full coverage
Showing recent national reviews - See all 65 Mile Auto reviews
Leroy
Verified Review
Why was I canceled?
Reviewed in Texas on February 9, 2026
1/14/26: Liked what I saw and purchased Auto Insurance.
1/29/26: Received an email requesting a "Physician's opinion statement." I did not see this requirement in the many pages of fine print. Was given 30 days to submit.
1/31/26: Via email, I requested information on how to cancel my policy and stated that I do not release medical data to anyone. I did not request the policy be canceled.
2/01/26: Relented.
2/03/26: Hand-delivered request to primary care doctor and made an appointment for an Ophthalmologist for 02/10/26.
2/07/26: Received a USPS letter from MileAuto stating the policy would be canceled effective 3/01/26. The reason given was that "Policy no longer meets underwriting requirements." I have no idea what requirements this refers to.
Ronald
Verified Purchase
Monthly Insurance for the Price of Takeout
Reviewed in Ohio on January 11, 2026
I don't drive much, so it makes sense to me. I feel like I would like to have more coverage than just liability. I know they offer more coverage.
Hiram
Verified Purchase
Try Them, Then You Will See
Reviewed in Tennessee on December 22, 2025
You won't know until you try them. They are good.
…
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
NRNAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
2.18A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
NRWhy we picked this company
Grants Pass roads can be dangerous in the winter — especially for people who commute to their office near some common crash sites in the city, including 6th Street at Morgan and 7th Street at Park. Fortunately, full-coverage auto insurance from Mile Auto provides comprehensive protection at an affordable price, so you can make an insurance claim after any accident, no matter who’s at fault.
Pros
Pay-per-mile insurance offers low rates
No telematics-based tracking device required
Cons
Available in only 11 states
Limited coverage options
Best insurer for high-risk drivers: GEICO
| User Reviews | 4.0 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.2 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $77/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $99/mo |
4.0
Best choice in Grants Pass, ORBased on 15,685 verified driver reviews and ratings
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
AI-generated from the text of verified reviews collected by Insurify
Best in Grants Pass for
Teen drivers
Cheap rates
Accident forgiveness
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
AI-generated from the text of verified reviews collected by Insurify
Best in Grants Pass for
Teen drivers
Cheap rates
Accident forgiveness
Showing 17 Oregon reviews for Grants Pass drivers - See all 7,372 GEICO reviews
Edward
Verified Purchase
Upstanding thanks
Reviewed in Oregon on February 6, 2026
Very pleased with the service and the follow-ups to make sure that I had everything in place to have proper insurance and pricing going forward.
Mike
Verified Review
Not worth switching!
Reviewed in Oregon on January 29, 2026
After comparing other companies, Geico is only $50.00 above the rest, so it's not worth switching.
Jenna
Verified Review
Good but raises rates every year with no changes
Reviewed in Oregon on January 24, 2026
They raise the rates every year. There’s no loyalty incentive to stay with them.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
637NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.59A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
GEICO provides affordable, comprehensive insurance coverage for high-risk drivers in Grants Pass. This could include the 209 people who were arrested for DUI in Grants Pass in 2022, as well as drivers who have a speeding ticket or an accident on record from the past few years. GEICO’s premiums are lower than many competitors for high-risk drivers, and the insurer also offers many opportunities to earn discounted rates.
Pros
Premiums remain relatively affordable, even for high-risk drivers
Offers SR-22 proof of insurance, which may be required after a DUI
Cons
Below-average J.D. Power customer satisfaction rating in the Northwest region
DriveEasy Pro app, which rewards drivers for safe behaviors, has mixed reviews with many reports of problems
How to get the cheapest car insurance in Grants Pass
The cheapest auto insurance company for one Grants Pass driver may not always offer the lowest price for another. Auto insurance premiums vary based on factors including driving history, age, business, marital status, and vehicle type.
Here are some steps every driver should take to try to get the most affordable car insurance rates:[1]
Compare insurance quotes. Get quotes from several different insurers to see which offers the best premiums for the desired coverage. An insurance agent can help — look for an independent insurance agency with a solid reputation for customer service. Or you can get quotes online if you have some basic knowledge about your vehicle and your driving record.
Choose a higher deductible. If you agree to pay more out of pocket if a covered incident happens, your auto insurance premiums will be lower.
Take advantage of discounts. Most insurance companies reward you for things like safe driving or working for a certain employer.
Bundle coverage. Buying multiple types of policies from the same company — such as home insurance or renters insurance, life insurance, and other insurance products — can help you get discounted coverage and save money.
Improve your credit. In most states, insurers are allowed to consider credit history as a factor when setting rates. Paying bills on time and repaying debt could help you lower your costs.
Find Cheap Car Insurance in Grants Pass, Oregon
Liability-only rates start at $61 per month
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4.7 out of 5 based on 12,168 reviews
Secure. Free. Easy-to-use.
Cheapest liability-only car insurance in Grants Pass: State Farm
Liability-only car insurance only pays a claim if you damage another person’s property or injure them in an accident. It could pay for any resulting legal costs as well as for their damages. But it wouldn’t pay for any losses to your own vehicle or for harm you experienced due to an uninsured or underinsured driver.[2]
The cheapest liability-only insurer in Grants Pass is State Farm, with an average monthly rate of $61 for minimum coverage.
You can also check out other affordable insurers below if you’re interested in liability-only insurance coverage.
The below rates in Grants Pass, OR, are estimated rates current as of: Wednesday, February 25 at 11:00 AM PST.
Insurance Company | Average Monthly Quote |
|---|---|
| State Farm | $61 |
| Mile Auto | $62 |
| Sun Coast | $65 |
| USAA | $72 |
| National General | $76 |
| GEICO | $77 |
| Bristol West | $83 |
| Safeco | $86 |
| The General | $89 |
| Dairyland | $91 |
| COUNTRY Financial | $91 |
| Direct Auto | $101 |
| American Family | $104 |
| Root | $105 |
| Nationwide | $107 |
| Allstate | $119 |
| Farmers | $141 |
| Liberty Mutual | $143 |
| GAINSCO | $143 |
| Travelers | $174 |
Disclaimer: Table data sourced from real-time Grants Pass car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Grants Pass may vary based on the policy buyer's unique driver profile.
Cheapest full-coverage car insurance in Grants Pass: Mile Auto
Full-coverage auto insurance provides broader protection. It includes liability coverage but also comprehensive coverage that pays for theft, vandalism, or other non-crash losses. And if you get into a crash that you cause, your full-coverage policy will include collision coverage to repair or replace your damaged vehicle.
State Farm sells the cheapest full-coverage auto insurance in Grants Pass, with an average monthly premium of $74. The table below also shows other affordable insurance companies for drivers interested in full coverage.
The below rates in Grants Pass, OR, are estimated rates current as of: Wednesday, February 25 at 11:00 AM PST.
Insurance Company | Average Monthly Quote |
|---|---|
| Mile Auto | $74 |
| State Farm | $78 |
| USAA | $92 |
| GEICO | $99 |
| COUNTRY Financial | $117 |
| Safeco | $121 |
| American Family | $133 |
| Nationwide | $138 |
| National General | $138 |
| Root | $152 |
| Allstate | $153 |
| The General | $155 |
| Bristol West | $155 |
| Sun Coast | $158 |
| Direct Auto | $161 |
| Liberty Mutual | $173 |
| Farmers | $182 |
| Dairyland | $209 |
| Travelers | $223 |
| GAINSCO | $267 |
Disclaimer: Table data sourced from real-time Grants Pass car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Grants Pass may vary based on the policy buyer's unique driver profile.
Cheapest recent rates near Grants Pass, Oregon
Drivers using Insurify have found quotes as cheap as $48/mo for liability only and $48/mo for full coverage in Grants Pass and other Oregon cities.
*Quotes generated for Insurify users in and around Grants Pass, Oregon within the last 10 days. Last updated on February 26, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from February 26, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Grants Pass, Oregon within the last 10 days. Last updated on February 26, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from February 26, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
Car insurance requirements in Oregon
Like most states, Oregon imposes certain mandates regarding car insurance. If you want to drive legally on the state’s roads, you must buy at least as much coverage as the state requires within the community.
Here are the minimum car insurance requirements in Oregon:[3]
Coverage | Minimum Requirements |
|---|---|
| Bodily injury liability | $25,000 per person / $50,000 per accident |
| Property damage liability | $20,000 per accident |
| Personal injury protection | $15,000 per person |
| Uninsured motorist coverage | $25,000 per person / $50,000 per accident |
For many drivers, it makes sense to buy additional coverage beyond what’s required. Some other kinds of protection you may want to add to your policy include:
Comprehensive coverage
Comprehensive coverage pays for losses resulting from non-crash causes, such as theft, bad weather, or vandalism.
Collision coverage
Collision coverage pays for your losses in any collision not caused by another motorist, including single-vehicle crashes or collisions you’re at fault for.
Gap coverage
Gap insurance pays the difference between what your car is worth at the time it’s damaged beyond repair and the remaining amount you still owe on your auto loan if you’re “upside down” on your car loan.
Rental car reimbursement coverage
If you can’t drive your car due to a covered loss, this add-on pays for you to rent a vehicle to get around while your car is being repaired.
Cheapest car insurance for drivers with an incident
Certain incidents on the road make insurers fear your chances of a crash are greater. This can include things like speeding tickets, driving under the influence (DUI), or at-fault accidents.[4] These incidents can cause your premiums to increase, as insurers feel there’s a great chance they’ll need to pay out a claim for you due to a higher accident risk.
Premium increases can be substantial after an incident, with most Oregon insurers charging at least $30 more per month for coverage for drivers with an at-fault accident. But some insurers impose bigger premium penalties than others.
The table below shows some of the most affordable insurance in Grants Pass following an incident.
The below rates in Grants Pass, OR, are estimated rates current as of: Wednesday, February 25 at 11:00 AM PST.
Insurance Company | Clean Driving Record | With Speeding Ticket | With At-Fault Accident | With DUI |
|---|---|---|---|---|
| State Farm | $61 | $81 | $82 | $84 |
| Mile Auto | $62 | $79 | $86 | $85 |
| Sun Coast | $65 | $89 | $90 | $83 |
| USAA | $72 | $97 | $99 | $99 |
| National General | $76 | $99 | $103 | $104 |
| GEICO | $77 | $105 | $102 | $105 |
| Bristol West | $83 | $109 | $112 | $114 |
| Safeco | $86 | $118 | $123 | $127 |
| The General | $89 | $124 | $125 | $122 |
| Dairyland | $91 | $119 | $123 | $125 |
| COUNTRY Financial | $91 | $130 | $128 | $121 |
| Direct Auto | $101 | $132 | $141 | $138 |
| American Family | $104 | $141 | $143 | $143 |
| Root | $105 | $146 | $143 | $146 |
| Nationwide | $107 | $145 | $147 | $147 |
| Allstate | $119 | $162 | $163 | $163 |
| Farmers | $141 | $189 | $192 | $193 |
| Liberty Mutual | $143 | $190 | $195 | $196 |
| GAINSCO | $143 | $179 | $187 | $196 |
| Travelers | $174 | $236 | $239 | $239 |
Disclaimer: Table data sourced from real-time Grants Pass car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Grants Pass may vary based on the policy buyer's unique driver profile.
Average cost of car insurance by age
Age affects collision risk, with both younger and older drivers facing the biggest danger of a crash.
Because there’s a correlation between age and risk, insurers charge different premiums for people in different age groups. Premiums typically start high for teens due to their lack of driving experience and immaturity. Costs then decline at around age 35 before beginning to climb again at 70. [5] [6]
The table below shows average monthly car insurance costs by age so you can see what you may pay depending on your life stage.
Age | Average Monthly Quote |
|---|---|
| Teens | $300 |
| 20s | $203 |
| 30s | $158 |
| 40s | $141 |
| 50s | $126 |
| 60s | $120 |
| 70s | $123 |
Disclaimer: Table data is based on real-time Grants Pass quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
Shop for Car Insurance in Grants Pass, OR
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Grants Pass car insurance quotes by credit tier
Insurers aren’t allowed to cancel auto insurance policies based on credit risk factors in Oregon, but they can take your credit history into account when they set your premium initially.[7]
The chart below shows how much drivers can expect to pay with excellent or good credit scores versus poor credit scores.
Rates by Credit Tier
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Grants Pass car insurance FAQs
Still have more questions about getting covered? Here are the answers to some common questions about auto insurance in Grants Pass.
How much is car insurance in Grants Pass?
Car insurance in Grants Pass costs $127 per month for full coverage and $71 per month for liability-only coverage, according to Insurify data.
Which company has the cheapest car insurance in Grants Pass?
State Farm has the cheapest monthly auto insurance premiums in Grants Pass, starting at $61 per month for liability-only coverage. Other cheap insurers in the city include Mile Auto and Sun Coast, with liability-only rates as low as $62 and $65 per month, respectively.
However, this doesn’t mean these insurers will be the cheapest for every driver. You should get several quotes to find the best price for your situation, as insurers assess risks differently when setting premiums.
What are the best car insurance companies in Grants Pass?
The best car insurance companies in Grants Pass include State Farm and USAA, each of which have IQ Scores of more than 4.0 out of 5.0 and received top customer satisfaction and financial strength ratings from both J.D. Power and AM Best.
Methodology
Insurify data scientists analyzed more than 190 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
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Sources
- Insurance Information Institute. "How to save money on car insurance."
- Insurance Information Institute. "Auto insurance basics—understanding your coverage."
- Oregon Driver & Motor Vehicle Services. "Minimum Insurance Requirements."
- Insurance Information Institute. "What determines the price of an auto insurance policy?."
- Centers for Disease Control and Prevention. "Teen Drivers and Passengers: Get the Facts."
- National Institute on Aging. "Safe Driving for Older Adults."
- OregonLaws. "Use of credit history or insurance score."
)
Christy RakoczyInsurance and Personal Finance Freelance Writer
17+ years in personal finance and insurance writing
JD, Law from University of California, Los Angeles
Christy Rakoczy has been a personal finance and insurance writer for over a decade. Her work has been published on USA Today, MSN, Yahoo Finance, Credit Karma, Forbes Advisor, and more. Christy has a JD from UCLA School of Law and previously worked as a data analyst for Blue Cross and as a paralegal studies instructor before transitioning to writing full time.
Christy has been a contributor at Insurify since August 2023, helping readers make informed decisions about their insurance needs.
Ashley CoxSenior Managing Editor
7+ years in content creation and management
5+ years in insurance and personal finance content
Ashley is a seasoned personal finance editor who’s produced a variety of digital content, including insurance, credit cards, mortgages, and consumer lending products.
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