Cheapest Auto Insurance in Muskogee, Oklahoma (2025)
State Farm is the cheapest liability car insurance company in Muskogee, with premiums starting at $40 per month.
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Written byNick Dauk
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6+ years writing about insurance, travel, and personal finances
Contributor to brands like Credible
In addition to insurance, Nick specializes in writing about business, entrepreneurship, personal finance, and travel. He’s been featured in myriad web publications, including Fox Business.
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Edited byCourtney Mikulski
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Courtney MikulskiSenior Editor, Auto
Over 3 years of experience producing content on insurance and personal finance.
Key architect of Insurify's quality score.
Courtney's deep knowledge of personal finance goes beyond insurance and includes credit cards, consumer loans, and banking. She loves creating practical content.
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Table of contents
Drivers in the former cow town of Muskogee pay an average of $117 per month for car insurance, which is more than the national monthly average of $140. Oklahoma’s more expensive rates could be because it has a relatively high number of deaths per 100 million miles traveled compared to many other states.[1] But some drivers can still secure rates cheaper than the national average.
Here’s what you need to know about comparing free online quotes and finding the cheapest car insurance company in Muskogee, Oklahoma.
Quick Facts
The average cost of car insurance in Muskogee is $78 per month for liability coverage and $156 per month for full coverage.
State Farm is the cheapest insurer for full coverage in Muskogee, with rates as low as $73 per month.
State Farm, USAA, and Mercury have the cheapest liability-only insurance in Muskogee.
3 of the cheapest car insurance companies in Muskogee
State Farm, USAA, and Allstate have some of the cheapest average rates in Muskogee, though you should consider many factors before making a decision. Finding an insurance company that fits your budget and coverage needs is just as important as customer service ratings, discount availability, and bundling potential.
Insurance Company  | IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | Full Coverage | Liability Only | Best For |
|---|---|---|---|---|
| State Farm | 9.3 | $79 | $43 | Affordable rates |
| USAA | 9.1 | $98 | $53 | Military members and families |
| Allstate | 8.9 | $108 | $59 | Students |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.
We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.
- Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
- Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
- Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
- Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
- Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.
Best insurer for affordable rates: State Farm
| User Reviews | 4.1 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.3 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $40/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $73/mo |
4.1
Best choiceBased on 12,014 verified guest reviews and ratings
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (6,316)
Theodore
Verified Review
When the chips are down...
Reviewed in Pennsylvania on October 2025
They were unhelpful in the wake of the pandemic when the shortage of auto parts led to long waits for repairs. There was no flexibility regarding lender vehicles or rentals.
Kaitlin
Verified Review
I am very happy with State Farm.
Reviewed in Georgia on October 2025
They were very good. I am well pleased.
Joseph
Verified Review
Excellent but expensive
Reviewed in Florida on October 2025
State Farm offers good coverage but is pricey.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
657NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.84A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
If your goal is to get cheap car insurance in Muskogee, State Farm has some of the lowest average rates for car insurance policies in the city. While various uncontrollable factors influence rates, State Farm has more than a dozen discounts that can help you secure the lowest rate possible regardless of your ZIP code and vehicle type. State Farm has also earned high customer satisfaction ratings from J.D. Power.
Pros
High J.D. Power customer satisfaction rating in the Central region[2]
Relatively cheap average rates in Muskogee
Cons
Can’t get a quote online
Doesn’t offer gap insurance
Best insurer for military members and families: USAA
| User Reviews | 4.9 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.1 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $49/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $91/mo |
4.9
Best choiceBased on 2,271 verified guest reviews and ratings
How drivers feel about USAA
Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.
AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
How drivers feel about USAA
Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.
AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
Reviews (1,265)
Hosea
Verified Review
USA's Monitoring Practices
Reviewed in Georgia on October 2025
I do not care for their big brother approach. They monitor your hands-free phone calls and deduct points for talking, which affects your premium. They also took my average miles driven per year and divided it by 12. If I go over my monthly allowance, I pay more for my next premium. Ridiculous!
Howard
Verified Review
Avoid USAA
Reviewed in Louisiana on October 2025
Worsening service for increasing costs.
Joe
Verified Review
Car Insurance Rates
Reviewed in Delaware on October 2025
Overall good. However, more than once I was sent emails stating I did not pay insurance for the month. I set it up monthly. They charged me double the next month. Plus, my rate of $99 for minimum coverage went to $137. I am going to investigate this. I am not going to pay that, though most companies are higher.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
739NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.31A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
Oklahoma has three U.S. Air Force bases, and Muskogee has a veteran population of nearly 2,500. Because of this, USAA is an ideal option for enlisted military members, veterans, and their families. This members-only insurance company has some of the lowest rates in Muskogee and high J.D. Power customer satisfaction ratings in the region.[2]
Pros
One of the lowest average rates in Muskogee
24/7 claim filing through mobile app
Cons
Limited live customer service phone number hours
Pay-per-mile insurance not available in Oklahoma
Best insurer for students: Allstate
| User Reviews | 3.9 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.9 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $55/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $100/mo |
3.9
A solid optionBased on 7,333 verified guest reviews and ratings
How drivers feel about Allstate
Drivers appreciate the friendly customer service and efficient claims processing, but many find the rates too high and experience unexpected price increases. Some also report poor communication from agents.
AI-generated from the text of verified reviews collected by Insurify
Best For
Accident forgiveness
Wide availability
Cheap rates
How drivers feel about Allstate
Drivers appreciate the friendly customer service and efficient claims processing, but many find the rates too high and experience unexpected price increases. Some also report poor communication from agents.
AI-generated from the text of verified reviews collected by Insurify
Best For
Accident forgiveness
Wide availability
Cheap rates
Reviews (3,809)
Phyllis
Verified Review
Today's Insurance
Reviewed in South Carolina on October 2025
I was satisfied until I had an accident that totaled my car and a claim from the person I hit. Then my policy rate tripled. I have had Allstate insurance for over 60 years in 4 states.
Tobi
Verified Review
Allstate Rating
Reviewed in Colorado on October 2025
Have always been helpful and work to get me the best coverage at an affordable price.
Richard
Verified Review
It seems like at Allstate, as with many insurance companies, they raise the rates every year even if you don’t have any issues. State Farm is 40% cheaper.
Reviewed in Texas on October 2025
It seems like at Allstate, as with many insurance companies, they raise the rates every year even if you don’t have any issues. State Farm is 40% cheaper.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
636NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.02A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A-Why we picked this company
Allstate is a great choice for teens still in high school and college students in the Muskogee area. Its smart student and student-away-at-school discounts can help parents save on car insurance for their teens. Other young drivers can also benefit from Allstate programs like teenSMART and Drivewise.
Pros
Three Allstate insurance agents in Muskogee
Plenty of student-specific discounts available
Cons
Below-average J.D. Power customer satisfaction rating in the Central region[2]
Fewer discounts than some competitors
How to get the cheapest car insurance in Muskogee
The best way to find the cheapest car insurance is to compare different rates and coverage options from a variety of insurance companies and independent agents. Even high-risk drivers can potentially save by contacting the Oklahoma Automobile Insurance Plan.
Here are some other ways to save money:
Ask about discounts. Many car insurance companies offer discounts for drivers. You may be able to get a discount for completing a defensive driving course, getting good grades in school, driving a safe vehicle, and signing up for automatic payments.
Bundle policies. You may be able to save money on multiple insurance policies if you buy your auto insurance and home insurance from the same company. You can also bundle renters and auto insurance.
Make policy changes. Consider reducing limits for older vehicles or removing optional coverage options that you no longer need.
Compare quotes. Use a quote-comparison platform to see personalized rates from multiple car insurance companies at once. This is one of the best ways to find cheap quotes.
Get Car Insurance Online
Muskogee rates start at $40 per month
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Cheapest liability-only car insurance in Muskogee: State Farm
Liability-only policies are often the cheapest auto insurance policies because they include just the minimum coverage the state requires.
For example, Oklahoma only requires bodily injury and property damage liability insurance, which means liability-only auto insurance covers the damages and injuries you cause another person or piece of property. It doesn’t pay for your injuries or damages to your property.
Liability-only car insurance in Muskogee costs $78 per month, on average. Compare the average cost of liability insurance from different companies below.
The below rates are estimated rates current as of: Tuesday, October 7 at 12:00 PM PDT.
Insurance Company | Average Monthly Quote |
|---|---|
| State Farm | $40 |
| USAA | $49 |
| Mercury | $54 |
| Allstate | $55 |
| National General | $63 |
| Root | $70 |
| The General | $73 |
| Safeco | $74 |
| Farmers | $84 |
| GEICO | $88 |
| CSAA | $91 |
| Direct Auto | $92 |
| Bristol West | $96 |
| GAINSCO | $102 |
| Shelter | $118 |
| Liberty Mutual | $165 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest full-coverage car insurance in Muskogee: State Farm
Full-coverage car insurance usually includes liability insurance, plus comprehensive and collision insurance. While full coverage is usually more expensive, it pays for your vehicle damages.
For instance, a full-coverage insurance policy compensates you for your damages if you accidentally rear-end a driver at Cherokee Casino or if you hit a pothole when traveling I-40 to Oklahoma City.
The average cost of full-coverage car insurance in Muskogee is $156 per month. Here are some affordable car insurance options for full coverage in Muskogee.
The below rates are estimated rates current as of: Tuesday, October 7 at 12:00 PM PDT.
Insurance Company | Average Monthly Quote |
|---|---|
| State Farm | $73 |
| USAA | $91 |
| Allstate | $100 |
| Progressive | $117 |
| Root | $131 |
| National General | $137 |
| CSAA | $143 |
| Mercury | $147 |
| GEICO | $151 |
| Safeco | $153 |
| Farmers | $155 |
| The General | $162 |
| Direct Auto | $172 |
| Shelter | $217 |
| Bristol West | $229 |
| Liberty Mutual | $244 |
| GAINSCO | $269 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest recent rates near Muskogee, Oklahoma
Recent Muskogee, Oklahoma car insurance prices for Volkswagen, Hyundai, Mazda , and more.
*Quotes generated for Insurify users in and around Muskogee, Oklahoma within the last 10 days. Last updated on October 23, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from October 23, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Muskogee, Oklahoma within the last 10 days. Last updated on October 23, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from October 23, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Car insurance requirements in Oklahoma
Oklahoma requires all Muskogee drivers to maintain a minimum liability coverage of 25/50/25. But the Oklahoma Insurance Department mentions that many auto insurance companies encourage drivers to increase that amount to 100/300/100 to ensure they have enough protection.
Here’s what Oklahoma’s 25/50/25 limits translate to:[3]
Coverage | Minimum Requirements |
|---|---|
| Bodily injury liability | $25,000 per person / $50,000 per accident |
| Property damage liability | $25,000 per accident |
It’s a good idea to consider additional, optional coverages that pay for injuries and damages to you, your vehicle, and your passengers, regardless of fault. Some coverages pay for the damage or total loss of your vehicle, and others pay for medical bills.
Along with collision and comprehensive coverage, you may want to consider these add-ons:
Uninsured/underinsured motorist coverage
Uninsured/underinsured motorist coverage provides compensation for your damages and injuries if someone without insurance or without sufficient coverage causes an accident.
Rental reimbursement coverage
This coverage pays for your rental car when your car is in the shop for repairs during a covered claim.
Collision coverage
Collision insurance covers your vehicle’s damages if you hit another vehicle or a stationary object, such as a light pole or fence, regardless of fault.
Comprehensive coverage
Comprehensive insurance pays for vehicle damages and losses from incidents other than collisions. This could cover damages from severe weather, theft, vandalism, falling objects, and more.
Gap coverage
If you financed or leased your vehicle, gap insurance covers the difference between your auto loan balance and the insurance settlement in case of a total loss.
Cheapest car insurance for drivers with an incident
In 2021, Muskogee agencies reported 695 car accidents: 94 due to distracted driving, 43 related to speed, and 22 involving alcohol.[4] People with incidents on their driving records — like at-fault accidents, driving under the influence (DUI) convictions, and speeding tickets — typically pay more expensive car insurance premiums. These incidents either directly cost your car insurance company money or increase the likelihood that it’ll have to pay out a claim for your driving behavior.
People with a clean driving record in Muskogee pay an average of $78 per month for liability insurance. But that rate increases to an average of $101 per month after a speeding ticket and $126 per month after a DUI.
Here are the cheapest insurers in Muskogee based on driving history.
The below rates are estimated rates current as of: Tuesday, October 7 at 12:00 PM PDT.
Insurance Company | Clean Driving Record | With Speeding Ticket | With At-Fault Accident | With DUI |
|---|---|---|---|---|
| State Farm | $40 | $51 | $51 | $61 |
| USAA | $49 | $63 | $63 | $75 |
| Mercury | $54 | $76 | $78 | $86 |
| Allstate | $55 | $71 | $71 | $84 |
| National General | $63 | $80 | $81 | $96 |
| Root | $70 | $94 | $89 | $105 |
| The General | $73 | $98 | $98 | $112 |
| Safeco | $74 | $98 | $101 | $121 |
| Farmers | $84 | $108 | $108 | $129 |
| GEICO | $88 | $116 | $109 | $131 |
| CSAA | $91 | $115 | $124 | $139 |
| Direct Auto | $92 | $117 | $122 | $141 |
| Bristol West | $96 | $122 | $123 | $147 |
| GAINSCO | $102 | $125 | $128 | $156 |
| Shelter | $118 | $158 | $151 | $177 |
| Liberty Mutual | $165 | $211 | $213 | $253 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Average cost of car insurance by age
Oklahoma reports that 25% of the state’s 16-year-old drivers are involved in an accident or receive a traffic ticket in their first year of driving. Teen drivers also have more crashes than any other age group in Oklahoma.[5] This is why rates are highest for younger drivers.
Age is a big factor in setting car insurance rates. Drivers pay the cheapest rates around age 35 as long as they maintain a clean driving record. Rates may increase slightly around age 70 as age-related issues can affect senior drivers’ driving capabilities.[6]
The table below shows how much drivers in Muskogee pay for car insurance based on age.
Age | Average Monthly Quote |
|---|---|
| Teens | $462 |
| 20s | $321 |
| 30s | $239 |
| 40s | $216 |
| 50s | $193 |
| 60s | $186 |
| 70s | $199 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
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Muskogee car insurance quotes by credit tier
Oklahoma car insurance companies can look at your credit history and assign you a credit-based insurance score that assumes your risk of filing a claim.[7] Drivers with excellent or good credit usually have cheaper rates than drivers with poor credit because insurers believe good credit correlates to a lower risk.
Here’s what Muskogee drivers pay for car insurance based on credit tier.
Rates by Credit Tier
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Muskogee car insurance FAQs
Check out Insurify’s guide on reducing your car insurance rates, and see the answers to common questions about auto coverage in Muskogee below.
How much is car insurance in Muskogee?
The average cost of car insurance in Muskogee is $78 per month for liability coverage and $156 per month for full coverage.
Who has the cheapest car insurance in Muskogee?
State Farm, USAA, and Mercury are the cheapest car insurance companies in Muskogee, with rates as low as $40, $49, and $54 per month, respectively.
But the best way to get the cheapest rates for your situation is to compare quotes and shop around. Get multiple quotes from different companies for the same coverage levels to help you find the lowest rates for your situation and needs.
What are the best car insurance companies in Muskogee?
Some of the best car insurance companies in Muskogee are Allstate, State Farm, and USAA. These insurers have high Insurify Quality Scores, solid financial strength ratings, and relatively affordable average rates for Muskogee drivers.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
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Sources
- Insurance Institute for Highway Safety. "Fatality Facts 2021: State by state."
- J.D. Power. "2023 U.S. Auto Insurance Study."
- Oklahoma Insurance Department. "Auto Insurance: Common Myths."
- Oklahoma Highway Safety. "Current Crash Data."
- Service Oklahoma. "Teen Driver Graduated Driver License Program."
- III. "Senior driving safety and insurance tips."
- Oklahoma Insurance Department. "How Does Credit History Affect My Insurance Premium?."
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Nick Dauk
Nick Dauk is a freelance writer specializing in business, entrepreneurship, personal finance, and travel. His work has been featured in Fox Business, BBC, The Edge, Business Insider, and Bisnow. Nick is a first-generation college graduate, having majored in Interdisciplinary Studies at the University of Central Florida. His eclectic coursework, combined with previous managerial roles in the retail and broadcast television industries, have helped him develop an interdisciplinary approach to writing.
For nearly a decade, Nick has created content for mom-and-pop businesses and global corporations. As a travel writer, his global adventures have also been featured on Inside Hook, Houston Chronicle, Culture Trip, and Matador. When he's not traveling, Nick can be found in Orlando spending time with his wife and toddler.
Nick has been a contributor at Insurify since October 2022.
Courtney MikulskiSenior Editor, Auto
Over 3 years of experience producing content on insurance and personal finance.
Key architect of Insurify's quality score.
Courtney's deep knowledge of personal finance goes beyond insurance and includes credit cards, consumer loans, and banking. She loves creating practical content.
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