Car Insurance Knowledge

Insurify's insurance experts guide you through the basics of car insurance insurance.

What Are Split Limits in Car Insurance? (2026)

What Are Split Limits in Car Insurance?

A split-limit car insurance policy separates your liability coverage into three distinct parts, each with its own coverage limits.
By Danny Smith|March 12, 2024
More Americans Are Driving Uninsured, Study Finds

More Americans Are Driving Uninsured, Study Finds

14% hit the road without legally required coverage in 2022.
By Sara Getman|March 7, 2024
Collision Damage Waiver: What You Need to Know

Collision Damage Waiver: What You Need to Know

A collision damage waiver helps limit your out-of-pocket expenses if you damage your rental car.
By Theresa Stevens |March 6, 2024
Rural States Underreport the Most Mileage on Car Insurance Applications

Rural States Underreport the Most Mileage on Car Insurance Applications

Wyoming drivers have the highest average annual mileage in the U.S., at 25,779 miles. The mileage they report to insurance companies is 73% lower.
By Cassie Sheets|March 4, 2024
How Gender Inequity Affects Car Insurance Costs (2024)

How Gender Inequity Affects Car Insurance Costs

If women paid the same percentage of income toward car insurance as men, female drivers would save an average of $337 per year on coverage.
By Cassie Sheets|March 1, 2024
Should You Tip the Tow Truck Driver?

Should You Tip the Tow Truck Driver?

Tipping is a personal decision to reward good service, and your driver will likely appreciate a tip.
By Amy Beardsley|March 1, 2024
How to Switch Your Car Insurance in 6 Steps

How to Switch Your Car Insurance in 6 Steps

Switching car insurance companies might be a good idea if you can lower your rates significantly or get better coverage for your dollar.
By Janet Berry-Johnson|February 28, 2024
Young Coloradans More Likely to Use Cannabis and Drive, Survey Shows

Young Coloradans More Likely to Use Cannabis and Drive, Survey Shows

More than one-third of drivers younger than 25 think they could drive safely under the influence.
By Evelyn Pimplaskar|February 28, 2024
Foreign Cars vs. American Cars: Which Are Better?

Foreign Cars vs. American Cars: Which Are Better?

American cars may have lower repair costs, while foreign cars have a reputation for fuel efficiency. But there’s not much difference in the cost of insuring foreign versus domestic cars.
By Kim Porter|February 26, 2024
10 States With the Most Speeding Tickets (2024)

10 States With the Most Speeding Tickets

From Virginia to Oregon, drivers in some states are speeding at higher rates than the U.S. average. Find out if you live in one of the 10 states with the most speeding tickets.
By Cassie Sheets|February 16, 2024
Does Car Insurance Cover Flood Damage?

Does Car Insurance Cover Flood Damage?

Your car insurance covers flood damages under the comprehensive coverage portion of your policy.
By Alani Asis|February 14, 2024
American National Auto Insurance Review: Ratings and Quotes (2026)

American National Auto Insurance Review: Ratings and Quotes

American National has affordable average premiums and sells coverage nationwide, but the company has fewer discounts than competitors.
By Theresa Stevens |February 9, 2024
What Is Collateral Protection Insurance? (2026)

What Is Collateral Protection Insurance?

Lenders take out collateral protection insurance when a borrower can’t meet the required auto insurance on their financed vehicle.
By Nick Dauk|February 9, 2024
Fake Car Insurance Cards: Risks and 3 Safer Alternatives

Fake Car Insurance Cards: Risks and 3 Safer Alternatives

Nearly every state requires car insurance, and using a fake insurance card could land you in a lot of trouble.
By Amy Beardsley|February 8, 2024
Feds Accelerate Tesla Steering Probe

Feds Accelerate Tesla Steering Probe

Thousands of complaints sparked investigation that could lead to recall of 2023 Models 3 and Y.
By Evelyn Pimplaskar|February 8, 2024
Arizona Auto Thefts Decrease 6.6% in 2023

Arizona Auto Thefts Decrease 6.6% in 2023

Statewide thefts drop as the national average rises.
By Chris Schafer|February 7, 2024
These Car Insurance Providers Have the Highest Market Share in Each State

These Car Insurance Providers Have the Highest Market Share in Each State

Insurify mapped car insurance providers with the highest market share by state, using data from the National Association of Insurance Commissioners.
By Natalie McNeal|February 6, 2024
Hallmark Auto Insurance Review: Ratings and Quotes (2026)

Hallmark Auto Insurance Review: Ratings and Quotes

Hallmark’s rates are higher than average, but the insurer offers some appealing options for high-risk drivers.
By Alani Asis|February 5, 2024