Car Insurance Knowledge

Insurify's insurance experts guide you through the basics of car insurance insurance.

Foreign Cars vs. American Cars: Which Are Better?

Foreign Cars vs. American Cars: Which Are Better?

American cars may have lower repair costs, while foreign cars have a reputation for fuel efficiency. But there’s not much difference in the cost of insuring foreign versus domestic cars.
10 States With the Most Speeding Tickets (2024)

10 States With the Most Speeding Tickets

From Virginia to Oregon, drivers in some states are speeding at higher rates than the U.S. average. Find out if you live in one of the 10 states with the most speeding tickets.
Does Car Insurance Cover Flood Damage?

Does Car Insurance Cover Flood Damage?

Your car insurance covers flood damages under the comprehensive coverage portion of your policy.
American National Auto Insurance Review: Ratings and Quotes (2026)

American National Auto Insurance Review: Ratings and Quotes

American National has affordable average premiums and sells coverage nationwide, but the company has fewer discounts than competitors.
What Is Collateral Protection Insurance? (2026)

What Is Collateral Protection Insurance?

Lenders take out collateral protection insurance when a borrower can’t meet the required auto insurance on their financed vehicle.
Fake Car Insurance Cards: Risks and 3 Safer Alternatives

Fake Car Insurance Cards: Risks and 3 Safer Alternatives

Nearly every state requires car insurance, and using a fake insurance card could land you in a lot of trouble.
Feds Accelerate Tesla Steering Probe

Feds Accelerate Tesla Steering Probe

Thousands of complaints sparked investigation that could lead to recall of 2023 Models 3 and Y.
Arizona Auto Thefts Decrease 6.6% in 2023

Arizona Auto Thefts Decrease 6.6% in 2023

Statewide thefts drop as the national average rises.
These Car Insurance Providers Have the Highest Market Share in Each State

These Car Insurance Providers Have the Highest Market Share in Each State

Insurify mapped car insurance providers with the highest market share by state, using data from the National Association of Insurance Commissioners.
Hallmark Auto Insurance Review: Ratings and Quotes (2026)

Hallmark Auto Insurance Review: Ratings and Quotes

Hallmark’s rates are higher than average, but the insurer offers some appealing options for high-risk drivers.
How Much Does Body Work Cost, and Will Insurance Cover It?

How Much Does Body Work Cost, and Will Insurance Cover It?

Vehicle body repair costs anywhere from $100 to $2,000, depending on the type and extent of the damage. Insurance usually covers these repairs, but it depends on your policy.
How Long Is the Car Insurance Grace Period When You Buy a Car?

How Long Is the Car Insurance Grace Period When You Buy a Car?

Often, insurers provide a grace period of between two and 30 days before you need to adjust your policy for a new vehicle.
5 reasons your car could be uninsurable

5 reasons your car could be uninsurable

Insurify researched why insurance providers may not insure a car and how people can avoid being put in that position.
NY Law Cracks Down on Deliberately Low Auto Insurance Quotes

NY Law Cracks Down on Deliberately Low Auto Insurance Quotes

Aims to end practice of providing deceptively low quotes to secure business
West Bend Auto Insurance Review: Ratings and Quotes (2026)

West Bend Auto Insurance Review: Ratings and Quotes

West Bend is a regional car insurance company with limited coverage options but cheaper-than-average rates and strong financial strength ratings.
California Warns Auto Insurers: No Stalling Tactics, Discount Skirting

California Warns Auto Insurers: No Stalling Tactics, Discount Skirting

‘Numerous’ consumer complaints of roadblock practices
The 8 most widespread vehicle recalls this year

The 8 most widespread vehicle recalls this year

Insurify identified the eight recalls affecting the most motor vehicles in 2023, using data from the Department of Transportation.
Full Tort vs. Limited Tort in Car Insurance: What’s the Difference?

Full Tort vs. Limited Tort in Car Insurance: What’s the Difference?

Full-tort coverage gives you the right to sue for all damages, including pain and suffering. Limited-tort coverage restricts what you can sue for.