Car Insurance Knowledge

Insurify's insurance experts guide you through the basics of car insurance insurance.

California Warns Auto Insurers: No Stalling Tactics, Discount Skirting

California Warns Auto Insurers: No Stalling Tactics, Discount Skirting

‘Numerous’ consumer complaints of roadblock practices
The 8 most widespread vehicle recalls this year

The 8 most widespread vehicle recalls this year

Insurify identified the eight recalls affecting the most motor vehicles in 2023, using data from the Department of Transportation.
Full Tort vs. Limited Tort in Car Insurance: What’s the Difference?

Full Tort vs. Limited Tort in Car Insurance: What’s the Difference?

Full-tort coverage gives you the right to sue for all damages, including pain and suffering. Limited-tort coverage restricts what you can sue for.
Alfa Insurance Auto Insurance Review: Ratings and Quotes (2026)

Alfa Insurance Auto Insurance Review: Ratings and Quotes

Alfa Insurance offers liability coverage for $194 per month and full coverage for $286 per month.
How to Cancel Your Farmers Auto Insurance Policy in 5 Easy Steps (2026)

How to Cancel Your Farmers Auto Insurance Policy in 5 Easy Steps

Farmers allows customers to cancel auto insurance policies quickly and provides refunds on unused portions of canceled policies.
How Much Is Motorcycle Insurance?

How Much Is Motorcycle Insurance?

The average cost of minimum-coverage motorcycle insurance is $68 per month. Your premium will depend on the type of bike you have, your location, and where you store it.
Tesla Insurance Must Face Class Action Suit, Judge Rules

Tesla Insurance Must Face Class Action Suit, Judge Rules

Suit alleges Tesla ‘false’ crash warnings inflated premiums.
Acuity Auto Insurance Review: Ratings and Quotes (2026)

Acuity Auto Insurance Review: Ratings and Quotes

Acuity has positive reviews and auto insurance policy perks, but premiums can be more expensive than average.
MAPFRE Auto Insurance Review: Ratings and Quotes (2026)

MAPFRE Auto Insurance Review: Ratings and Quotes

MAPFRE car insurance offers competitively priced coverage options and has strong ratings from Trustpilot and AM Best. Unfortunately, it’s not available nationwide.
Judge Rejects Hyundai, Kia’s Efforts for Quick Lawsuit Dismissal

Judge Rejects Hyundai, Kia’s Efforts for Quick Lawsuit Dismissal

Automakers must face insurer lawsuits stemming from vehicle theft.
Prolonged UAW Strike Could Drive Up Car Insurance Rates Even Further

Prolonged UAW Strike Could Drive Up Car Insurance Rates Even Further

Car insurance rates have already spiked 17% in 2023. The UAW strike could lead to more price surges.
Electric Vehicles: Costs, Trends, and Statistics (2026)

Electric Vehicles: Costs, Trends, and Statistics

More than half of car buyers are considering an EV, but high prices and poor charging infrastructure pose significant barriers to adoption. Tesla continues to dominate EV sales, but competitors are encroaching.
Auto Insurance Rates Set to Rise in NC

Auto Insurance Rates Set to Rise in NC

Tarheel drivers could see 9% increase by end of 2024.
State Farm, Kentucky Reach $1.35M Settlement

State Farm, Kentucky Reach $1.35M Settlement

State alleged insurer didn’t tell policyholders about available UM/UIM benefits.
NY to End Photo Inspections for New Car Insurance Policies

NY to End Photo Inspections for New Car Insurance Policies

New York Insurance Association: New law is a ‘win for drivers in New York.’
Investigation: Did TikTok’s Kia Challenge Cause a 55% Spike in Insurance Rates?

Investigation: Did TikTok’s Kia Challenge Cause a 55% Spike in Insurance Rates?

A viral TikTok challenge encouraged viewers to steal certain Kia and Hyundai models. Despite some insurers dropping coverage, rates are comparable to less frequently stolen vehicles.
Columbia Insurance Auto Insurance Review: Ratings and Quotes (2026)

Columbia Insurance Auto Insurance Review: Ratings and Quotes

Columbia Insurance sells standard coverage offerings in 14 U.S. states.
Monthly Car Payments for New Vehicles Are at Record Highs

Monthly Car Payments for New Vehicles Are at Record Highs

17.5% of financed vehicles have monthly payments of $1K or more