Car Insurance Knowledge

Insurify's insurance experts guide you through the basics of car insurance insurance.

Full Tort vs. Limited Tort in Car Insurance: What’s the Difference?

Full Tort vs. Limited Tort in Car Insurance: What’s the Difference?

Full-tort coverage gives you the right to sue for all damages, including pain and suffering. Limited-tort coverage restricts what you can sue for.
By Jessica Martel|January 2, 2024
Alfa Insurance Auto Insurance Review: Ratings and Quotes (2026)

Alfa Insurance Auto Insurance Review: Ratings and Quotes

Alfa Insurance offers liability coverage for $194 per month and full coverage for $286 per month.
By Anna Baluch|January 2, 2024
How to Cancel Your Farmers Auto Insurance Policy in 5 Easy Steps (2026)

How to Cancel Your Farmers Auto Insurance Policy in 5 Easy Steps

Farmers allows customers to cancel auto insurance policies quickly and provides refunds on unused portions of canceled policies.
By Angela Brown|December 15, 2023
How Much Is Motorcycle Insurance?

How Much Is Motorcycle Insurance?

The average cost of minimum-coverage motorcycle insurance is $68 per month. Your premium will depend on the type of bike you have, your location, and where you store it.
By Catherine Collins|December 13, 2023
Tesla Insurance Must Face Class Action Suit, Judge Rules

Tesla Insurance Must Face Class Action Suit, Judge Rules

Suit alleges Tesla ‘false’ crash warnings inflated premiums.
By Evelyn Pimplaskar|December 12, 2023
Acuity Auto Insurance Review: Ratings and Quotes (2026)

Acuity Auto Insurance Review: Ratings and Quotes

Acuity has positive reviews and auto insurance policy perks, but premiums can be more expensive than average.
By Amy Beardsley|December 12, 2023
MAPFRE Auto Insurance Review: Ratings and Quotes (2026)

MAPFRE Auto Insurance Review: Ratings and Quotes

MAPFRE car insurance offers competitively priced coverage options and has strong ratings from Trustpilot and AM Best. Unfortunately, it’s not available nationwide.
By Melanie Lockert|December 12, 2023
Judge Rejects Hyundai, Kia’s Efforts for Quick Lawsuit Dismissal

Judge Rejects Hyundai, Kia’s Efforts for Quick Lawsuit Dismissal

Automakers must face insurer lawsuits stemming from vehicle theft.
By Chris Schafer|December 12, 2023
Prolonged UAW Strike Could Drive Up Car Insurance Rates Even Further

Prolonged UAW Strike Could Drive Up Car Insurance Rates Even Further

Car insurance rates have already spiked 17% in 2023. The UAW strike could lead to more price surges.
By Cassie Sheets|December 11, 2023
Electric Vehicles: Costs, Trends, and Statistics (2026)

Electric Vehicles: Costs, Trends, and Statistics

More than half of car buyers are considering an EV, but high prices and poor charging infrastructure pose significant barriers to adoption. Tesla continues to dominate EV sales, but competitors are encroaching.
By Cassie Sheets|December 11, 2023
Auto Insurance Rates Set to Rise in NC

Auto Insurance Rates Set to Rise in NC

Tarheel drivers could see 9% increase by end of 2024.
By Evelyn Pimplaskar|December 7, 2023
State Farm, Kentucky Reach $1.35M Settlement

State Farm, Kentucky Reach $1.35M Settlement

State alleged insurer didn’t tell policyholders about available UM/UIM benefits.
By Evelyn Pimplaskar|December 6, 2023
NY to End Photo Inspections for New Car Insurance Policies

NY to End Photo Inspections for New Car Insurance Policies

New York Insurance Association: New law is a ‘win for drivers in New York.’
By Evelyn Pimplaskar|December 1, 2023
Investigation: Did TikTok’s Kia Challenge Cause a 55% Spike in Insurance Rates?

Investigation: Did TikTok’s Kia Challenge Cause a 55% Spike in Insurance Rates?

A viral TikTok challenge encouraged viewers to steal certain Kia and Hyundai models. Despite some insurers dropping coverage, rates are comparable to less frequently stolen vehicles.
By Cassie Sheets|November 29, 2023
Columbia Insurance Auto Insurance Review: Ratings and Quotes (2026)

Columbia Insurance Auto Insurance Review: Ratings and Quotes

Columbia Insurance sells standard coverage offerings in 14 U.S. states.
By Amy Beardsley|November 17, 2023
Monthly Car Payments for New Vehicles Are at Record Highs

Monthly Car Payments for New Vehicles Are at Record Highs

17.5% of financed vehicles have monthly payments of $1K or more
By Cassie Sheets|November 17, 2023
EVs Totaled at Same Rate as Gas-Powered Cars, Data Shows

EVs Totaled at Same Rate as Gas-Powered Cars, Data Shows

New report debunks the myth that insurers total EVs more often than combustion-powered vehicles
By Evelyn Pimplaskar|November 16, 2023
Good News: Catalytic Converter Thefts Are Down 37% in 2023

Good News: Catalytic Converter Thefts Are Down 37% in 2023

Bad news: With average converter claims cost up by $1K, premium decreases seem unlikely.
By Cassie Sheets|November 15, 2023