Car Insurance Knowledge

Insurify's insurance experts guide you through the basics of car insurance insurance.

Tesla Insurance Must Face Class Action Suit, Judge Rules

Tesla Insurance Must Face Class Action Suit, Judge Rules

Suit alleges Tesla ‘false’ crash warnings inflated premiums.
Acuity Auto Insurance Review: Ratings and Quotes (2026)

Acuity Auto Insurance Review: Ratings and Quotes

Acuity has positive reviews and auto insurance policy perks, but premiums can be more expensive than average.
MAPFRE Auto Insurance Review: Ratings and Quotes (2026)

MAPFRE Auto Insurance Review: Ratings and Quotes

MAPFRE car insurance offers competitively priced coverage options and has strong ratings from Trustpilot and AM Best. Unfortunately, it’s not available nationwide.
Judge Rejects Hyundai, Kia’s Efforts for Quick Lawsuit Dismissal

Judge Rejects Hyundai, Kia’s Efforts for Quick Lawsuit Dismissal

Automakers must face insurer lawsuits stemming from vehicle theft.
Prolonged UAW Strike Could Drive Up Car Insurance Rates Even Further

Prolonged UAW Strike Could Drive Up Car Insurance Rates Even Further

Car insurance rates have already spiked 17% in 2023. The UAW strike could lead to more price surges.
Electric Vehicles: Costs, Trends, and Statistics (2026)

Electric Vehicles: Costs, Trends, and Statistics

More than half of car buyers are considering an EV, but high prices and poor charging infrastructure pose significant barriers to adoption. Tesla continues to dominate EV sales, but competitors are encroaching.
Auto Insurance Rates Set to Rise in NC

Auto Insurance Rates Set to Rise in NC

Tarheel drivers could see 9% increase by end of 2024.
State Farm, Kentucky Reach $1.35M Settlement

State Farm, Kentucky Reach $1.35M Settlement

State alleged insurer didn’t tell policyholders about available UM/UIM benefits.
NY to End Photo Inspections for New Car Insurance Policies

NY to End Photo Inspections for New Car Insurance Policies

New York Insurance Association: New law is a ‘win for drivers in New York.’
Investigation: Did TikTok’s Kia Challenge Cause a 55% Spike in Insurance Rates?

Investigation: Did TikTok’s Kia Challenge Cause a 55% Spike in Insurance Rates?

A viral TikTok challenge encouraged viewers to steal certain Kia and Hyundai models. Despite some insurers dropping coverage, rates are comparable to less frequently stolen vehicles.
Columbia Insurance Auto Insurance Review: Ratings and Quotes (2026)

Columbia Insurance Auto Insurance Review: Ratings and Quotes

Columbia Insurance sells standard coverage offerings in 14 U.S. states.
Monthly Car Payments for New Vehicles Are at Record Highs

Monthly Car Payments for New Vehicles Are at Record Highs

17.5% of financed vehicles have monthly payments of $1K or more
EVs Totaled at Same Rate as Gas-Powered Cars, Data Shows

EVs Totaled at Same Rate as Gas-Powered Cars, Data Shows

New report debunks the myth that insurers total EVs more often than combustion-powered vehicles
Good News: Catalytic Converter Thefts Are Down 37% in 2023

Good News: Catalytic Converter Thefts Are Down 37% in 2023

Bad news: With average converter claims cost up by $1K, premium decreases seem unlikely.
Novo Auto Insurance Review: Ratings and Quotes (2026)

Novo Auto Insurance Review: Ratings and Quotes

Drivers who want affordable car insurance through a fully digital insurer can look to Novo for liability-only and full-coverage policies.
4 More Insurers Exit California Home and Auto Insurance Markets

4 More Insurers Exit California Home and Auto Insurance Markets

Withdrawals by Kemper companies will affect 43,433 home and fire policies, 27,400 auto policies.
Drivers Grapple With 9% Increase in Car Ownership Costs in 2023

Drivers Grapple With 9% Increase in Car Ownership Costs in 2023

Average car ownership costs reached $4,695 per year in 2023. Insurify broke down the biggest expenses and surveyed drivers to learn how they’re dealing with the 9% increase.
Liberty Mutual Agrees to Repay $7.7 Million to Minnesota Policyholders

Liberty Mutual Agrees to Repay $7.7 Million to Minnesota Policyholders

Refunds, credits and premium discounts on the way to 86,506 drivers and homeowners.