Car Insurance Knowledge

Insurify's insurance experts guide you through the basics of car insurance insurance.

What To Do If You Can’t Pay Your Car Insurance Deductible

What To Do If You Can’t Pay Your Car Insurance Deductible

If you can’t pay your car insurance deductible, you’ll be on the hook financially after an accident.
By Jacqueline DeMarco|March 3, 2026
Types of Car Insurance Coverage

Types of Car Insurance Coverage

Make sure you have adequate coverage and the right insurance add-ons.
By Catherine Collins|March 3, 2026
Cheapest Car Insurance for 16-Year-Old Drivers

Cheapest Car Insurance for 16-Year-Old Drivers

USAA, GEICO, and State Farm offer the cheapest full-coverage car insurance policies for 16-year-old drivers.
By Aly J. Yale|March 3, 2026
Defensive Driving Discounts and Courses: What You Should Know

Defensive Driving Discounts and Courses: What You Should Know

A defensive driving course can lead to lower car insurance premiums.
By Anna Baluch|March 3, 2026
What You Need to Know About the teenSMART Driver Program and How to Participate

What You Need to Know About the teenSMART Driver Program and How to Participate

The teenSMART driver program can help teens decrease their risk of an accident and qualify them for car insurance discounts.
By Angela Brown|March 3, 2026
Car Insurance for Children of Divorced Parents: What to Know

Car Insurance for Children of Divorced Parents: What to Know

If you’re getting a divorce, it’s important to make sure your teen driver has proper car insurance coverage on your or your ex-spouse’s policy.
By Jennifer Pendell|March 3, 2026
Car Insurance for Self-Employed People (2026)

Car Insurance for Self-Employed People

Identifying the right coverage level for your business vehicle is important; you’ll need to have the correct coverage in the event of a claim.
By Nick Dauk|March 3, 2026
Do the Names on Your Registration and Insurance Have to Match?

Do the Names on Your Registration and Insurance Have to Match?

Most states don’t require the name on your registration and insurance to match, but a mismatch could cause problems.
By Kevin Payne|March 3, 2026
Can You Get Insurance with a Learner’s Permit?

Can You Get Insurance with a Learner’s Permit?

It’s possible to get a separate car insurance policy with a learner’s permit, but for most new drivers, it’s cheaper and easier to join their parents’ policies.
By Emily Guy Birken|March 3, 2026
How to Get Cheaper Car Insurance With a Low Income

How to Get Cheaper Car Insurance With a Low Income

Take advantage of your state’s low-income car insurance program and money-saving strategies to get the best rates.
By Alani Asis|March 3, 2026
Is AAA Worth It? (2026)

Is AAA Worth It?

If you’re a frequent driver and want access to a number of discounts, AAA might make sense. But if you only drive on occasion or can afford to cover roadside services as they arise, you may want to skip it.
By Anna Baluch|March 3, 2026
Car Insurance for Expats (2026)

Car Insurance for Expats

Your insurance history abroad could have a lot of influence on the rates you pay for an expat car insurance policy when you return to the United States.
By Sarah Archambault|March 3, 2026
What Happens If You Get Into a Car Accident Without Insurance?

What Happens If You Get Into a Car Accident Without Insurance?

You may face serious legal and financial consequences if you’re in a car accident without insurance, even if you’re not responsible for the crash.
By Geoff Williams|March 3, 2026
$20 Down Payment Car Insurance: Is It Possible?

$20 Down Payment Car Insurance: Is It Possible?

It’s possible to find low-down-payment car insurance, but generally only the safest, most-qualified drivers will be able to start a policy for around $20.
By Bob Phillips|March 3, 2026
Cheapest Car Insurance for Trucks (2026)

Cheapest Car Insurance for Trucks

USAA continually offers cheap rates for trucks of every make and model.
By Athena Valentine Lent|March 3, 2026
How to Avoid Tow Truck Scams

How to Avoid Tow Truck Scams

Don’t let a tow scam catch you off guard. Learn about common tow truck scams and how to protect yourself and your vehicle.
By Janet Berry-Johnson|March 3, 2026
Car Insurance Rates by Credit Tier

Car Insurance Rates by Credit Tier

Only a few states limit or prohibit insurers from considering your credit during the underwriting or rating process.
By Lindsay VanSomeren|March 3, 2026
Collision Car Insurance: How It Works

Collision Car Insurance: How It Works

Collision insurance is an optional coverage that can pay to repair or replace your car after an accident, regardless of fault.
By Anna Baluch|March 3, 2026