Kemper Car Insurance
Overview
Pros
- Affordable prices
- Knowledgeable service reps
- Excellent overall service
Founded in 2000, Kemper Direct Insurance has been providing coverage for over 15 years. Kemper Direct provides personal and commercial insurance in the US and more specifically non-standard, personal auto insurance in California.
Discounts
| Discount Type | Discount % |
|---|---|
| Anti-lock Brake Discount | Varies |
| Anti-Theft Device Discount | Varies |
| Student Away at School Discount | Varies |
| Good Student Discount | Varies |
| Driving training discount | Varies |
| Multiple Vehicle Discount | Varies |
| Passive Restraint Discount | Varies |
| Paid in full discount | Varies |
| Prior carrier discount | Varies |
| Preferred payment discount | Varies |
| Home Owner Discount | Varies |
| Anti-lock Brake Discount | Varies |
| Anti-Theft Device Discount | Varies |
| Student Away at School Discount | Varies |
| Good Student Discount | Varies |
| Driving training discount | Varies |
| Multiple Vehicle Discount | Varies |
| Passive Restraint Discount | Varies |
| Paid in full discount | Varies |
| Prior carrier discount | Varies |
| Preferred payment discount | Varies |
| Home Owner Discount | Varies |
Features and Services
Online account management
Roadside assistance
Text and email alerts
Online account management
Roadside assistance
Text and email alerts
Optional Coverage
| Coverage Type | Description |
|---|---|
| New Car Replacement Coverage | If your brand new vehicle gets totaled, you car will be replaced with a brand new vehicle. |
| Gap Insurance | If your vehicle is loaned or leased and totaled, Gap insurance may pay for the difference between the cash value of the vehicle and the unpaid balance of the loan or lease. |
| Rental Reimbursment | Reimburses the per day cost of a rental car (daily and maximum reimbursement may vary) |
| Road Side Assistance | Typically adds coverage for towing, tire changes, lockout services, and more |
| Personal Auto Plus | Adds enhanced coverage features beyond what is available in a standard policy. |
| New Car Replacement Coverage | If your brand new vehicle gets totaled, you car will be replaced with a brand new vehicle. |
| Gap Insurance | If your vehicle is loaned or leased and totaled, Gap insurance may pay for the difference between the cash value of the vehicle and the unpaid balance of the loan or lease. |
| Rental Reimbursment | Reimburses the per day cost of a rental car (daily and maximum reimbursement may vary) |
| Road Side Assistance | Typically adds coverage for towing, tire changes, lockout services, and more |
| Personal Auto Plus | Adds enhanced coverage features beyond what is available in a standard policy. |
| Reconditioned Vehicle Program | Accepts most compromised or salvaged vehicles that have been rebuilt from the junk yard |
| SR-22 Coverage | An affordable SR-22 option to help drivers get back on the road quickly if you have a suspended, revoked or canceled driver’s license. |
Payment Methods
| Payment Type | Description |
|---|---|
| Online Payment | Hate those annoying IVR menus? Pay your bill online. |
| Credit Card Payment | |
| Debit Card Payments | |
| Mail Payment | The option to mail in a personal check or money order. Don't forget the postage, sometimes the classics never die! |
| Phone Payment -IVR | Ran out of postage? Want to keep things fast but simple? You can pay your bill over the phone. |
| Online Payment | Hate those annoying IVR menus? Pay your bill online. |
| Credit Card Payment | |
| Debit Card Payments | |
| Mail Payment | The option to mail in a personal check or money order. Don't forget the postage, sometimes the classics never die! |
| Phone Payment -IVR | Ran out of postage? Want to keep things fast but simple? You can pay your bill over the phone. |
Kemper Insurance Products
Home Insurance
Automobile Insurance
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User Reviews
6 user reviews
5
Stars
33%
3
Stars
16%
1
Star
50%
Most Recent Review
1 Star
By Jas
on March 1, 2018
I had this insurance company and had a semi head on collide with me (he went into my lanr, ruled a DUI and then a passenger car rear ended me to finish off the crash, I was pregnant and taken to the hospital. The amount of times i had to call Kemper was unbelievable, and they still did not get the money owed by the other insurance companies involved AAA & State Farm. Those companies ignored me until i sent demand letters threatening lawsuits. Kemper will not help you.
Most Favorable Review
5 Stars
By Joshua
on November 9, 2017
