Ratings
Quotes & Discounts
| Discount Type | Esurance | GEICO |
|---|---|---|
| Provider Switch Discount |
up to 5%
|
-- |
| Prepay Discount |
up to 10%
|
-- |
| Driving training discount |
--
|
Varies |
| Signing documents when you buy online discount |
Varies
|
-- |
| Daytime Running Lights Discount |
--
|
up to 3% |
| Good Driver Discount |
up to 40%
|
up to 26% |
| Home Owner Discount |
Varies
|
-- |
| Organization Discount |
up to 5%
|
Varies |
| Starting your auto quote online discount |
up to 5%
|
-- |
| Military Discount |
--
|
up to 15% |
| Senior Adult Discount |
--
|
Varies |
| Defensive Driver Discount |
up to 10%
|
Varies |
| Emergency Deployment Discount |
--
|
up to 25% |
| Multiple Policy Discount |
up to 15%
|
Varies |
| Federal Employee Discount |
--
|
up to 25% |
| Alumni Discount |
up to 15%
|
-- |
| Passive Restraint Discount |
up to 33%
|
up to 25% |
| teenSMART Discount |
--
|
Varies |
| Paid in full discount |
up to 10%
|
-- |
| Anti-Theft Device Discount |
up to 25%
|
up to 25% |
| Anti-lock Brake Discount |
up to 5%
|
up to 5% |
| Seat Belt Use Discount |
--
|
up to 15% |
| Accident Free Discount |
up to 25%
|
Varies |
| Good Student Discount |
up to 10%
|
up to 15% |
| Roadside Assistance Discount |
up to 5%
|
-- |
| Driving Habits Discount |
up to 5%
|
-- |
| Multiple Vehicle Discount |
up to 5%
|
Varies |
Optional Coverages
| Coverage Type | Esurance | GEICO |
|---|---|---|
| Emergency Assistance Coverage |
|
--
|
| Comprehensive Claim Forgiveness |
--
|
|
| Roadside Assistance |
|
|
| No Fault Coverage |
--
|
|
| Gap Insurance |
|
--
|
| Loss of Use Coverage |
|
--
|
| Mechanical Breakdown Insurance |
|
|
| Rental Reimbursement |
|
|
| Accident Forgiveness |
--
|
|
| Umbrella Policy |
--
|
|
| Incident Forgiveness |
|
|
| Original Equipment Manufacturer Coverage |
|
--
|
Insurance by State
- Esurance
- GEICO
- Both
Uber and Lyft driver insurance:
- Esurance
- GEICO
- Both
SR-22 Insurance by State
- Esurance
- GEICO
- Both
Compare Insurance Products
| Product | Esurance | GEICO |
|---|---|---|
 ATV Insurance |
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 Boat Insurance |
|
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 Business Insurance |
|
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 Car Insurance |
|
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 Cell Phone Insurance |
|
--
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 Classic Car Insurance |
|
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 Commercial Insurance |
|
--
|
 Condo Insurance |
|
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 Dwelling Fire Insurance |
--
|
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 Flood Insurance |
|
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 Health Insurance |
|
--
|
 Home Insurance |
|
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 Identity Theft Insurance |
--
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 Jewelry Insurance |
--
|
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 Life Insurance |
|
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 Mobile Home Insurance |
--
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 Motorcycle Insurance |
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 Pet Insurance |
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 RV Insurance |
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 Renters Insurance |
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 Ridesharing Insurance |
--
|
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 Snowmobile insurance |
|
--
|
 Travel Insurance |
--
|
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 Umbrella Insurance |
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User Reviews
Most Positive Review
Esurance is not only affordable but very efficient as well. They took care of my claim very quickly and without any hassle. Everyone was pleasant and on top their work. As a matter of fact I was overwhelmed with the attention on got. The check arrived at the body shop before my car was there! I have recommended esurance to all my friends and family.
Most Critical Review
December 3, 2017
Poor billing procedures or information changes to billing procedures has messed me up significantly causing me financial burdens and coverage problems beyond comprehension. Was uninsured without knowledge, dropped coverage for no fault of my own. Then offered a chance to reinstate and once again no letter with attached statement for billing. Only thing received was a letter of debt collection for $49.00. now I'm trying to fix your mistake and it's costing me lots of time which info not have and hundreds if not thousands of $.
Most Positive Review
July 19, 2018
I pay a ridiculous price for insurance due to a car accident that wasn’t my fault but the guy who hit me lied so they put the blame on me, for reversing into a car at a stop sign... it’s so upsetting! GEICO is so understanding and does EVERYTHING they can to get me discounts to make my insurance cheaper! They are patient and are willing to listen! They have given me the lowest quote! I pay $253 a month for my insurance now, every single other insurance company has quoted me at a minimum of $386 and won’t give me the time of day. I suggest GEICO to anyone! It doesn’t get better than them! I will forever be with GEICO! You’ve earned my trust, respect and business! Thank you GEICO!
Most Critical Review
January 22, 2018
Horrible experience! Even the supervisor gave me a crappy explanation for the premium increase even though I have an excellent driving record! The explanation: "My rate has increased because many NJ drivers are having accidents!"It didn't make any sense I'been a loyal customer for many years, now, I guess, I have to start shopping!
September 1, 2014