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Options | Esurance | GEICO |
---|---|---|
Overall Satisfaction | About average | Better than most |
First Notice of Loss (FNOL) | About average | Better than most |
Claim Servicing | About average | Better than most |
Estimation Process | About average | Better than most |
Repair Process | The rest | About average |
Rental Experience | About average | Better than most |
Settlement | About average | Better than most |
Region | Esurance | GEICO |
---|---|---|
Florida |
826 pt
About average
|
832 pt
Better than most
|
California |
818 pt
About average
|
807 pt
About average
|
North Central |
799 pt
The rest
|
830 pt
About average
|
Southwest | -- |
798 pt
The rest
|
Southeast | -- |
839 pt
About average
|
Texas | -- |
816 pt
The rest
|
Central | -- |
838 pt
Better than most
|
Mid-Atlantic | -- |
848 pt
Better than most
|
New England | -- |
827 pt
About average
|
New York | -- |
813 pt
About average
|
Northwest | -- |
805 pt
About average
|
Discount Type | Esurance | GEICO |
---|---|---|
Good Driver Discount |
up to 40%
|
up to 26% |
Passive Restraint Discount |
up to 33%
|
up to 25% |
Anti-Theft Device Discount |
up to 25%
|
up to 25% |
Accident Free Discount |
up to 25%
|
Varies |
Alumni Discount |
up to 15%
|
-- |
Multiple Policy Discount |
up to 15%
|
Varies |
Paid in full discount |
up to 10%
|
-- |
Prepay Discount |
up to 10%
|
-- |
Good Student Discount |
up to 10%
|
up to 15% |
Defensive Driver Discount |
up to 10%
|
Varies |
Driving Habits Discount |
up to 5%
|
-- |
Organization Discount |
up to 5%
|
Varies |
Starting your auto quote online discount |
up to 5%
|
-- |
Roadside Assistance Discount |
up to 5%
|
-- |
Provider Switch Discount |
up to 5%
|
-- |
Multiple Vehicle Discount |
up to 5%
|
Varies |
Anti-lock Brake Discount |
up to 5%
|
up to 5% |
Home Owner Discount |
Varies
|
-- |
Signing documents when you buy online discount |
Varies
|
-- |
Federal Employee Discount |
--
|
up to 25% |
Emergency Deployment Discount |
--
|
up to 25% |
Seat Belt Use Discount |
--
|
up to 15% |
Military Discount |
--
|
up to 15% |
Daytime Running Lights Discount |
--
|
up to 3% |
Driving training discount |
--
|
Varies |
teenSMART Discount |
--
|
Varies |
Senior Adult Discount |
--
|
Varies |
Coverage Type | Esurance | GEICO |
---|---|---|
Incident Forgiveness |
|
|
Loss of Use Coverage |
|
--
|
Mechanical Breakdown Insurance |
|
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Emergency Assistance Coverage |
|
--
|
Roadside Assistance |
|
|
Rental Reimbursement |
|
|
Gap Insurance |
|
--
|
Original Equipment Manufacturer Coverage |
|
--
|
Accident Forgiveness |
--
|
|
Comprehensive Claim Forgiveness |
--
|
|
No Fault Coverage |
--
|
|
Umbrella Policy |
--
|
|
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Esurance is not only affordable but very efficient as well. They took care of my claim very quickly and without any hassle. Everyone was pleasant and on top their work. As a matter of fact I was overwhelmed with the attention on got. The check arrived at the body shop before my car was there! I have recommended esurance to all my friends and family.
Poor billing procedures or information changes to billing procedures has messed me up significantly causing me financial burdens and coverage problems beyond comprehension. Was uninsured without knowledge, dropped coverage for no fault of my own. Then offered a chance to reinstate and once again no letter with attached statement for billing. Only thing received was a letter of debt collection for $49.00. now I'm trying to fix your mistake and it's costing me lots of time which info not have and hundreds if not thousands of $.
I pay a ridiculous price for insurance due to a car accident that wasn’t my fault but the guy who hit me lied so they put the blame on me, for reversing into a car at a stop sign... it’s so upsetting! GEICO is so understanding and does EVERYTHING they can to get me discounts to make my insurance cheaper! They are patient and are willing to listen! They have given me the lowest quote! I pay $253 a month for my insurance now, every single other insurance company has quoted me at a minimum of $386 and won’t give me the time of day. I suggest GEICO to anyone! It doesn’t get better than them! I will forever be with GEICO! You’ve earned my trust, respect and business! Thank you GEICO!
Horrible experience! Even the supervisor gave me a crappy explanation for the premium increase even though I have an excellent driving record! The explanation: "My rate has increased because many NJ drivers are having accidents!"It didn't make any sense I'been a loyal customer for many years, now, I guess, I have to start shopping!
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September 1, 2014