Quotes & Discounts
| Discount Type | Esurance | GEICO |
|---|---|---|
| Prepay Discount |
up to 10%
|
-- |
| Senior Adult Discount |
--
|
Varies |
| Driving Habits Discount |
up to 5%
|
-- |
| Federal Employee Discount |
--
|
up to 25% |
| Home Owner Discount |
Varies
|
-- |
| Defensive Driver Discount |
up to 10%
|
Varies |
| Anti-lock Brake Discount |
up to 5%
|
up to 5% |
| Passive Restraint Discount |
up to 33%
|
up to 25% |
| TeenSmart Discount |
--
|
Varies |
| Good Student Discount |
up to 10%
|
up to 15% |
| Multiple Policy Discount |
up to 15%
|
Varies |
| Starting your auto quote online discount |
up to 5%
|
-- |
| Provider Switch Discount |
up to 5%
|
-- |
| Roadside Assistance Discount |
up to 5%
|
-- |
| Military Discount |
--
|
up to 15% |
| Organization Discount |
up to 5%
|
Varies |
| Anti-Theft Device Discount |
up to 25%
|
up to 25% |
| Driving training discount |
--
|
Varies |
| Accident Free Discount |
up to 25%
|
Varies |
| Multiple Vehicle Discount |
up to 5%
|
Varies |
| Alumni Discount |
up to 15%
|
-- |
| Good Driver Discount |
up to 40%
|
up to 26% |
| Paid in full discount |
up to 10%
|
-- |
| Daytime Running Lights Discount |
--
|
up to 3% |
| Seat Belt Use Discount |
--
|
up to 15% |
| Emergency Deployment Discount |
--
|
up to 25% |
| Signing documents when you buy online discount |
Varies
|
-- |
Optional Coverages
| Coverage Type | Esurance | GEICO |
|---|---|---|
| Original Equipment Manufacturer Coverage |
|
--
|
| Mechanical Breakdown Insurance |
|
|
| Accident Forgiveness |
--
|
|
| Umbrella Policy |
--
|
|
| Comprehensive Claim Forgiveness |
--
|
|
| Gap Insurance |
|
--
|
| No Fault Coverage |
--
|
|
| Loss of Use Coverage |
|
--
|
| Emergency Assistance Coverage |
|
--
|
| Rental Reimbursement |
|
|
| Incident Forgiveness |
|
|
| Roadside Assistance |
|
|
Insurance by State
- Esurance
- GEICO
- Both
Uber and Lyft driver insurance:
- Esurance
- GEICO
- Both
SR-22 Insurance by State
- Esurance
- GEICO
- Both
Compare Insurance Products
| Product | Esurance | GEICO |
|---|---|---|
 ATV Insurance |
|
|
 Boat Insurance |
|
|
 Business Insurance |
|
|
 Car Insurance |
|
|
 Cell Phone Insurance |
|
--
|
 Classic Car Insurance |
|
|
 Commercial Insurance |
|
--
|
 Condo Insurance |
|
|
 Dwelling Fire Insurance |
--
|
|
 Flood Insurance |
|
|
 Health Insurance |
|
--
|
 Home Insurance |
|
|
 Identity Theft Insurance |
--
|
|
 Jewelry Insurance |
--
|
|
 Life Insurance |
|
|
 Mobile Home Insurance |
--
|
|
 Motorcycle Insurance |
|
|
 Pet Insurance |
|
|
 RV Insurance |
|
|
 Renters Insurance |
|
|
 Ridesharing Insurance |
--
|
|
 Snowmobile insurance |
|
--
|
 Travel Insurance |
--
|
|
 Umbrella Insurance |
|
|
User Reviews
Most Positive Review
Esurance is not only affordable but very efficient as well. They took care of my claim very quickly and without any hassle. Everyone was pleasant and on top their work. As a matter of fact I was overwhelmed with the attention on got. The check arrived at the body shop before my car was there! I have recommended esurance to all my friends and family.
Most Critical Review
December 3, 2017
Poor billing procedures or information changes to billing procedures has messed me up significantly causing me financial burdens and coverage problems beyond comprehension. Was uninsured without knowledge, dropped coverage for no fault of my own. Then offered a chance to reinstate and once again no letter with attached statement for billing. Only thing received was a letter of debt collection for $49.00. now I'm trying to fix your mistake and it's costing me lots of time which info not have and hundreds if not thousands of $.
Most Positive Review
July 19, 2018
I pay a ridiculous price for insurance due to a car accident that wasn’t my fault but the guy who hit me lied so they put the blame on me, for reversing into a car at a stop sign... it’s so upsetting! GEICO is so understanding and does EVERYTHING they can to get me discounts to make my insurance cheaper! They are patient and are willing to listen! They have given me the lowest quote! I pay $253 a month for my insurance now, every single other insurance company has quoted me at a minimum of $386 and won’t give me the time of day. I suggest GEICO to anyone! It doesn’t get better than them! I will forever be with GEICO! You’ve earned my trust, respect and business! Thank you GEICO!
Most Critical Review
January 22, 2018
Horrible experience! Even the supervisor gave me a crappy explanation for the premium increase even though I have an excellent driving record! The explanation: "My rate has increased because many NJ drivers are having accidents!"It didn't make any sense I'been a loyal customer for many years, now, I guess, I have to start shopping!
September 1, 2014