Healthy Paws Insurance for your dog or cat
Healthy Paws covers most accidents and injuries your dog or cat may face, including:
Hereditary conditions
Congenital conditions
Chronic conditions
Cancer treatment
Diagnostic treatment
Healthy Paws will also cover diagnostic tests and related treatments should your furry friend need it:
Healthy Paws includes hip dysplasia coverage if you enroll your pet before they turn six. If your pet is older than six, you’ll have to pay for all hip dysplasia-related treatment. The company will also cover cruciate ligament injury, but only if there were no signs of it in either leg before enrollment or during the 15-day waiting period.
What doesn’t Healthy Paws cover?
No pet insurance company currently covers pre-existing conditions, which refers to issues your pet was facing before you purchased a policy or any they developed during your policy waiting period (see below). When you file your first claim with Healthy Paws, the company may require you to send over your pet’s medical records and other medical information to determine what counts as a pre-existing condition.
Healthy Paws also doesn’t cover any vet exam fees, cruciate ligament injury if your pet already had it in one leg before enrollment or during the waiting period, and spaying or neutering procedures.
Healthy Paws won’t cover your dog or cat’s dental care. However, if your pet’s teeth are injured in a covered accident, the company will pay for extracting the teeth or reconstructing the damaged teeth.
Similar to Trupanion, Healthy Paws also doesn’t cover routine veterinary care visits or preventative care like vaccinations, de-worming, heartworm medications, flea control, titer tests, and grooming.