Homeowners Insurance Knowledge

Insurify's insurance experts guide you through the basics of home insurance insurance.

What State Farm Home Systems Protection Covers

What State Farm Home Systems Protection Covers

State Farm’s home systems protection is an add-on coverage to your home insurance policy that covers accidental electrical and mechanical breakdowns of your appliances.
By Jacklyn Walters|October 17, 2025
Chubb Home Insurance Review: Ratings and Quotes (2026)

Chubb Home Insurance Review: Ratings and Quotes

Don’t let Chubb’s luxury reputation fool you — the company protects homes of all sizes with comprehensive coverage and surprisingly competitive rates.
By Amy Beardsley|October 17, 2025
How to Get Anonymous Home Insurance Quotes Online (2026)

How to Get Anonymous Home Insurance Quotes Online

It’s difficult to get accurate insurance quotes without giving some personal information, but you have ways to minimize your risk of spam.
By Jamie Johnson|October 17, 2025
Frontline Home Insurance Review: Ratings and Quotes (2026)

Frontline Home Insurance Review: Ratings and Quotes

Frontline sells home insurance in five storm-prone states.
By Sarah Sharkey|October 17, 2025
Cheapest Homeowners Insurance for Seniors (2026)

Cheapest Homeowners Insurance for Seniors

Your age won’t affect your home insurance rate, but several other factors will.
By Jess Ullrich|October 17, 2025
Florida Property Tax Exemptions and Discounts

Florida Property Tax Exemptions and Discounts

Sunshine State homeowners can save up to $50,000 in property taxes with Florida’s homestead exemption.
By Aly J. Yale|October 16, 2025
Do You Need Windstorm Insurance in Florida?

Do You Need Windstorm Insurance in Florida?

Most homeowners in Florida, especially those in coastal regions, need windstorm insurance.
By Alani Asis|October 15, 2025
High-Value Home Insurance (2026)

High-Value Home Insurance

Chubb and Westfield offer some of the best home insurance coverage for homes worth more than $750,000.
By Nick Dauk|October 15, 2025
5 Best Home Insurance Companies (2026)

5 Best Home Insurance Companies

State Farm and American Family are two of the best home insurance companies.
By Julia Taliesin|October 14, 2025
Water Damage Statistics: Exploring Costs and Insurance Claims

Water Damage Statistics: Exploring Costs and Insurance Claims

Flood damage costs the U.S. billions of dollars annually, with Florida and Louisiana leading with the highest single-family dwelling losses in 2024.
By Jennifer Connolly|October 8, 2025
What Is Contents Insurance and How Does It Work?

What Is Contents Insurance and How Does It Work?

If your personal belongings are damaged or stolen, contents insurance may cover the replacement costs.
By Sarah Archambault|October 7, 2025
Well Water vs. City Water: Which Is Better?

Well Water vs. City Water: Which Is Better?

Well water and city water vary by cost and water quality regulations. Learn more about each water source and find out which one fits your needs.
By Sarah Archambault|October 2, 2025
Most U.S. Homeowners Worry About Increasingly Expensive Insurance Costs, Survey Finds

Most U.S. Homeowners Worry About Increasingly Expensive Insurance Costs, Survey Finds

Seventy-five percent of American homeowners think home insurance will soon be unaffordable, according to Realtor.com’s research.
By Katie Powers|September 30, 2025
Home Insurers Recommitting to California Market

Home Insurers Recommitting to California Market

Five home insurers, including three of the 10 largest, have returned or recommitted to the state’s embattled insurance market
By Chris Schafer|September 30, 2025
With National Flood Insurance Program Set to Expire, Fewer Are Buying Flood Coverage

With National Flood Insurance Program Set to Expire, Fewer Are Buying Flood Coverage

The NFIP has shed nearly 12,000 policies since August 2024, and more communities are forgoing participation in the federal program.
By Evelyn Pimplaskar|September 29, 2025
California Set to Launch First Public Wildfire Model for Home Insurance

California Set to Launch First Public Wildfire Model for Home Insurance

Model could help regulators and homeowners better understand rate increases.
By Katie Powers|September 24, 2025
More Florida Homeowners Suing Over Denied Insurance Claims, Report Finds

More Florida Homeowners Suing Over Denied Insurance Claims, Report Finds

Following tort reform, insurers are denying more claims, and more homeowners are taking legal action, Weiss Ratings says.
By Evelyn Pimplaskar|September 22, 2025
For 61% of Gen Z Renters, Emotion — More Than Financial Security — Drives Homeownership Desires

For 61% of Gen Z Renters, Emotion — More Than Financial Security — Drives Homeownership Desires

Nearly all Gen Z renters want to be homeowners, but over a third can’t afford a down payment.
By Julia Taliesin|September 16, 2025