Homeowners Insurance Knowledge

Insurify's insurance experts guide you through the basics of home insurance insurance.

Cheap Home Insurance Quotes by State (2026)

Cheap Home Insurance Quotes by State

Average home insurance premiums range from Vermont at just $80 per month to Florida at $467 per month.
By Stephanie Colestock|February 11, 2026
How to Manage Your Home Insurance Renewal

How to Manage Your Home Insurance Renewal

Some home insurance policies renew automatically. If yours doesn’t, it’s important to understand when and how to renew your policy.
By Elizabeth Rivelli|February 11, 2026
Am I in a Flood Zone?

Am I in a Flood Zone?

Your home’s flood zone plays a role in your total insurance costs. Here’s how to determine if you’re in a flood zone.
By Aly J. Yale|February 11, 2026
Texas Hurricane Insurance: Complete Guide for Homeowners in 2026

Texas Hurricane Insurance: Complete Guide for Homeowners in 2026

Texas is prone to hurricanes. Fortunately, several insurance policies can help.
By Aly J. Yale|February 11, 2026
AAA Home Insurance Review: Ratings and Quotes (2026)

AAA Home Insurance Review: Ratings and Quotes

AAA works with several regional insurance companies to provide homeowners insurance.
By Daria Kelly Uhlig|February 11, 2026
Amica Home Insurance Review: Ratings and Quotes (2026)

Amica Home Insurance Review: Ratings and Quotes

Competitive insurance rates and excellent customer service have made Amica one of the highest-rated homeowners insurance companies in the U.S.
By Daria Kelly Uhlig|February 11, 2026
Louisiana Flood Insurance: Complete Guide for Homeowners in 2026

Louisiana Flood Insurance: Complete Guide for Homeowners in 2026

To protect their homes from flood damage, Louisiana homeowners can purchase flood insurance through the NFIP or a private flood insurer.
By Elizabeth Rivelli|February 11, 2026
Travelers Homeowners Insurance Reviews: Is it the best choice for you?

Travelers Homeowners Insurance Reviews: Is it the best choice for you?

Let us help you decide if Travelers Homeowners Insurance is the right choice for you and your family.
By Courtney Levin|February 11, 2026
Colorado Flood Insurance: Complete Guide for Homeowners in 2026

Colorado Flood Insurance: Complete Guide for Homeowners in 2026

Homeowners in Colorado at risk of flooding can purchase flood insurance from the National Flood Insurance Program (NFIP) or a private insurance company.
By Anna Baluch|February 11, 2026
What Is Other Structures Coverage in Home Insurance?

What Is Other Structures Coverage in Home Insurance?

Other structures coverage protects permanent structures on your property, like a fence, shed, or freestanding garage.
By Anna Baluch|February 11, 2026
Landlord Insurance for Condos: What to Know

Landlord Insurance for Condos: What to Know

Landlord insurance covers damages and liability when you’re renting your property. Insuring your condo as a landlord is a little different since the entire structure isn’t yours to insure.
By Julia Taliesin|February 11, 2026
North Carolina Hurricane Insurance: What to Know

North Carolina Hurricane Insurance: What to Know

North Carolina experiences hurricanes on a regular basis, so homeowners should consider purchasing hurricane-related coverages.
By A.M. Steinbach|February 11, 2026
Home Insurance Coverage for Townhomes (2026)

Home Insurance Coverage for Townhomes

If you own a townhouse, mortgage lenders often require you to carry insurance. The type of townhome insurance you need may depend on your homeowners association.
By Sarah Sharkey|February 11, 2026
Hurricane Insurance: A Complete Guide for Homeowners

Hurricane Insurance: A Complete Guide for Homeowners

Hurricane insurance isn’t a stand-alone policy but multiple coverage types designed to protect your home from wind and water damage.
By Jess Ullrich|February 11, 2026
Condo Insurance vs. Homeowners Insurance: Learn the Differences

Condo Insurance vs. Homeowners Insurance: Learn the Differences

Condo and homeowners insurance serve the same purpose, protecting your home and belongings. But they differ greatly when it comes to coverage and cost.
By Joe Dyton|February 11, 2026
Consumer Complaints About Insurers Rose 7% in 2025

Consumer Complaints About Insurers Rose 7% in 2025

Auto and home insurance customers, specifically, filed 9.2% more complaints in 2025 than in 2024.
By Katie Powers|February 5, 2026
Flood Insurance Costs Could Soar 64% Without Government-Backed NFIP

Flood Insurance Costs Could Soar 64% Without Government-Backed NFIP

Nine in 10 Americans with flood insurance get their coverage through the heavily subsidized National Flood Insurance Program (NFIP). If the NFIP ends, Americans could see average flood insurance costs rise by about $600 annually.
By Matt Brannon|January 30, 2026
Risking It All: 1 in 6 Homeowners in the Most Climate-Vulnerable States Skip Home Insurance

Risking It All: 1 in 6 Homeowners in the Most Climate-Vulnerable States Skip Home Insurance

In the 10 states where average incomes are lowest, the rate rises to nearly 1 in 5 uninsured homes, indicating that affordability is also a factor.
By Julia Taliesin|January 30, 2026