Builder’s risk insurance protects property during a construction or renovation project. Learn more.
Your home insurance deductible is how much you’ll pay out of pocket before your coverage kicks in. Learn how your deductible can affect your premium.
Homeowners insurance may or may not cover you when hosting a party. You may need extra coverage if you plan to host a big event or serve alcohol.
Minimum flood insurance coverage requirements can vary. But lenders often require borrowers to carry coverage limits that are at least equal to the replacement cost value of the home.
Transferring home ownership can be complicated. Learn how to navigate the process.
Flood insurance policyholders renewing or buying new coverage after Dec. 31 can opt for monthly payments instead of an annual up-front sum.
Whether your homeowners insurance covers electrical panel replacement depends on the cause of the damage and your coverage.
Law and ordinance coverage protects you if repairs to your older home must comply with new regulations. Learn more.
Curious if your home insurance will cover damage from a leaky roof? Find your answers here.
Whether you can keep your home insurance claim money depends on your policy and state’s laws. Learn more.
Hurricane Milton is among the top 10 costliest Hurricanes for insured losses, but Helene was deadlier.
The Texas Department of Insurance has blocked a Texas Windstorm Insurance Association rate increase request. But it’s not all good news for policyholders.
Idaho home insurance costs have surged by 17% in 2024, fueled by wildfire risk. State regulators say consumer calls about policy non-renewals are up, too.
U.S. states could soon share in the cost of keeping insurers afloat after catastrophic natural disasters anywhere in the country, under a new bill put forth by a Florida congressman.
As insurers cut coverage to avoid expensive wildfire claims, homeowners have few options and little incentive to make pricey mitigation improvements.
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