Homeowners Insurance Knowledge

Insurify's insurance experts guide you through the basics of home insurance insurance.

Does Homeowners Insurance Cover Plumbing Problems?

Does Homeowners Insurance Cover Plumbing Problems?

Standard homeowners insurance policies cover most, but not all, types of plumbing issues.
By A.M. Steinbach|February 28, 2026
Homeowners Insurance Guide for First-Time Homebuyers

Homeowners Insurance Guide for First-Time Homebuyers

A home is a big investment for you and your mortgage lender, so you’ll need to have homeowners insurance before you can close on a house.
By Julia Taliesin|February 28, 2026
Hazard Insurance in Texas: A Complete Guide for Homeowners in 2026

Hazard Insurance in Texas: A Complete Guide for Homeowners in 2026

Texas hazard insurance protects your home’s structure from common hazards like hail, tornadoes, and hurricanes.
By Alani Asis|February 28, 2026
Cheap Home Insurance Quotes by State (2026)

Cheap Home Insurance Quotes by State

Average home insurance premiums range from Vermont at just $83 per month to Florida at $474 per month.
By Stephanie Colestock|February 28, 2026
How to Manage Your Home Insurance Renewal

How to Manage Your Home Insurance Renewal

Some home insurance policies renew automatically. If yours doesn’t, it’s important to understand when and how to renew your policy.
By Elizabeth Rivelli|February 28, 2026
Am I in a Flood Zone?

Am I in a Flood Zone?

Your home’s flood zone plays a role in your total insurance costs. Here’s how to determine if you’re in a flood zone.
By Aly J. Yale|February 28, 2026
Texas Hurricane Insurance: Complete Guide for Homeowners in 2026

Texas Hurricane Insurance: Complete Guide for Homeowners in 2026

Texas is prone to hurricanes. Fortunately, several insurance policies can help.
By Aly J. Yale|February 28, 2026
AAA Home Insurance Review: Ratings and Quotes (2026)

AAA Home Insurance Review: Ratings and Quotes

AAA works with several regional insurance companies to provide homeowners insurance.
By Daria Kelly Uhlig|February 28, 2026
Amica Home Insurance Review: Ratings and Quotes (2026)

Amica Home Insurance Review: Ratings and Quotes

Competitive insurance rates and excellent customer service have made Amica one of the highest-rated homeowners insurance companies in the U.S.
By Daria Kelly Uhlig|February 28, 2026
Louisiana Flood Insurance: Complete Guide for Homeowners in 2026

Louisiana Flood Insurance: Complete Guide for Homeowners in 2026

To protect their homes from flood damage, Louisiana homeowners can purchase flood insurance through the NFIP or a private flood insurer.
By Elizabeth Rivelli|February 28, 2026
Travelers Homeowners Insurance Reviews: Is it the best choice for you?

Travelers Homeowners Insurance Reviews: Is it the best choice for you?

Let us help you decide if Travelers Homeowners Insurance is the right choice for you and your family.
By Courtney Levin|February 28, 2026
Colorado Flood Insurance: Complete Guide for Homeowners in 2026

Colorado Flood Insurance: Complete Guide for Homeowners in 2026

Homeowners in Colorado at risk of flooding can purchase flood insurance from the National Flood Insurance Program (NFIP) or a private insurance company.
By Anna Baluch|February 28, 2026
What Is Other Structures Coverage in Home Insurance?

What Is Other Structures Coverage in Home Insurance?

Other structures coverage protects permanent structures on your property, like a fence, shed, or freestanding garage.
By Anna Baluch|February 28, 2026
Landlord Insurance for Condos: What to Know

Landlord Insurance for Condos: What to Know

Landlord insurance covers damages and liability when you’re renting your property. Insuring your condo as a landlord is a little different since the entire structure isn’t yours to insure.
By Julia Taliesin|February 28, 2026
North Carolina Hurricane Insurance: What to Know

North Carolina Hurricane Insurance: What to Know

North Carolina experiences hurricanes on a regular basis, so homeowners should consider purchasing hurricane-related coverages.
By A.M. Steinbach|February 28, 2026
Home Insurance Coverage for Townhomes (2026)

Home Insurance Coverage for Townhomes

If you own a townhouse, mortgage lenders often require you to carry insurance. The type of townhome insurance you need may depend on your homeowners association.
By Sarah Sharkey|February 28, 2026
Hurricane Insurance: A Complete Guide for Homeowners

Hurricane Insurance: A Complete Guide for Homeowners

Hurricane insurance isn’t a stand-alone policy but multiple coverage types designed to protect your home from wind and water damage.
By Jess Ullrich|February 28, 2026
Condo Insurance vs. Homeowners Insurance: Learn the Differences

Condo Insurance vs. Homeowners Insurance: Learn the Differences

Condo and homeowners insurance serve the same purpose, protecting your home and belongings. But they differ greatly when it comes to coverage and cost.
By Joe Dyton|February 28, 2026