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When to Hire a Home Insurance Claim Lawyer
Most homeowners can handle home insurance claims directly, but sometimes a lawyer can help negotiate a better settlement.
|February 16, 2026
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Types of Homeowners Insurance Policies
Eight different policy forms are available to protect every kind of home.
|February 11, 2026
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How Much Condo Insurance Do You Need?
The amount of condo insurance you need depends on the level of protection you need to cover your condo and belongings, minus whatever coverage your association’s master policy provides.
|February 11, 2026
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What Is Condo Insurance?
Condo insurance is a type of homeowners insurance product that covers your personal belongings and provides additional living expenses and personal liability coverage.
|February 11, 2026
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What Is a Deductible in Homeowners Insurance?
Home insurance deductibles typically range from $500 to $2,000.
|February 11, 2026
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How Much Homeowners Insurance Do You Need?
You should consider the cost to rebuild your home, the value of your assets, and your risk tolerance to decide the amount of homeowners insurance you need.
|February 11, 2026
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How Much Dwelling Coverage Do You Need?
The amount of dwelling coverage you need depends on rebuilding costs — not your home’s market value.
|February 11, 2026
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How Much Is Homeowners Insurance on a $300,000 House?
The average annual home insurance premium for a $300,000 home is $2,544, but costs can vary based on location, credit history, coverage limits, and more.
|February 11, 2026
Can You Cancel or Withdraw a Home Insurance Claim?
Most insurance companies allow you to withdraw a home insurance claim. But even a canceled claim can affect your future premiums.
|February 11, 2026
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How Much Is Homeowners Insurance on a $400,000 House?
The average cost to insure a $400,000 home is $3,228 per year.
|February 11, 2026
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Why Is My Homeowners Insurance So Expensive?
Inflation and natural disasters have increased the price of home insurance premiums across the country, but you can still find ways to save.
|February 11, 2026
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Is Homeowners Insurance Required?
Home insurance isn’t a legal requirement. But most mortgage lenders will require you to purchase a policy as a condition of your loan.
|February 11, 2026
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8 Home Improvements to Lower Home Insurance Costs
Security systems, smoke detectors, and new plumbing don’t just make your home a safer, more comfortable place. Some upgrades can also reduce your home insurance premium.
|February 11, 2026
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What Does Home Insurance Cover?
A standard home insurance policy covers your dwelling and personal belongings, and offers liability and additional living expense coverage.
|February 11, 2026
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How Much Is Homeowners Insurance on a $200,000 House?
The cost to rebuild your home after a major claim is only one factor affecting the cost of insuring your house.
|February 11, 2026
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Which State Has the Most Hurricanes?
Florida faces more hurricanes than any other states, but all states on the east coast or in the Gulf of Mexico face the threat of hurricane damage.
|February 11, 2026
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Should I Buy a House Now or Wait?
Whether you purchase a home now or wait until next year, it’s important to consider various factors, including your financial readiness and the real estate market in your location.
|February 11, 2026
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What Is Dwelling Coverage?
Dwelling insurance protects the physical structure of your home and is part of your standard home insurance policy. Coverage varies depending on the policy you choose.
|February 11, 2026