Cheapest Auto Insurance in Wilkes-Barre, Pennsylvania (2024)

Wilkes-Barre drivers can secure cheap coverage through Mile Auto, with monthly rates as low as $52.

Katie Powers
Editado porKatie Powers
Photo of an Insurify author
Katie PowersEscritora de seguros

Katie Powers es una escritora de contenido de seguros para Insurify. Desde que completó su título universitario de escritura, literatura, y publicación, está acabando un título de maestría de publicación en Emersion College. En su tiempo libre, a ella le gusta leer y salir para largas caminatas.

Actualizado el 2 de mayo de 2024

Compara cotizaciones de 70+ companías de seguros y ahorra hasta $717

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ProgressiveLiberty MutualTravelers
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Las tarifas más baratas encontradas recientemente en Pennsylvania

Los conductores que utilizan Insurify han encontrado cotizaciones tan baratas como $33/mes para solo responsabilidad y $72/mes para cobertura total en Pennsylvania.

*Cotizaciones generadas para los usuarios de Insurify en los últimos 10 días. Actualizado el 2 de mayo de 2024

Las tarifas que se muestran son cotizaciones de usuarios de Insurify en tiempo real de más de 100 compañías de seguros y datos de Quadrant Information Services. El algoritmo de Insurify excluye las cotizaciones anómalas y anonimiza los datos personales. Luego, muestra las cotizaciones detalladas por precio, fecha y popularidad de la aseguradora hasta hace 10 días a partir de 2 de mayo de 2024. Las cotizaciones reales pueden variar según el perfil de conductor único del comprador de la póliza.

*Cotizaciones generadas para los usuarios de Insurify en los últimos 10 días. Actualizado el 2 de mayo de 2024

Las tarifas que se muestran son cotizaciones de usuarios de Insurify en tiempo real de más de 100 compañías de seguros y datos de Quadrant Information Services. El algoritmo de Insurify excluye las cotizaciones anómalas y anonimiza los datos personales. Luego, muestra las cotizaciones detalladas por precio, fecha y popularidad de la aseguradora hasta hace 10 días a partir de 2 de mayo de 2024. Las cotizaciones reales pueden variar según el perfil de conductor único del comprador de la póliza.

Drivers in Wilkes-Barre pay an overall average of $138 per month for car insurance, similar to Pennsylvania’s state average of $143 per month and lower than the national monthly average of $159. Pennsylvania has a relatively small number of uninsured drivers, which could help keep rates low.

Here’s what you need to know about comparing quotes and saving money on your auto policy in Wilkes-Barre.

Datos Breves
  • When shopping for cheap car insurance in Wilkes-Barre, you’ll likely find the lowest prices with Mile Auto, State Farm, and Foremost.

  • Full-coverage and liability-only policies cost an average of $180 and $96 per month in Wilkes-Barre.

  • Pennsylvania is a “choice” no-fault state that allows drivers to use a tort system for additional insurance payouts in some cases.

3 of the cheapest car insurance companies in Wilkes-Barre

Finding the cheapest car insurance will depend on your specific needs. While some companies offer overall lower rates than others, you may find a different company better meets your coverage needs. Taking time to look at your options can help you make an educated decision that helps you save money and get the best coverage possible.

Here are a few of the cheapest policies available for drivers in Wilkes-Barre based on different situations.

Insurance CompanyIQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
Full CoverageLiability OnlyBest For
State Farm4.5$102$53Cheap rates
Travelers4.3$129$81Teen drivers
Foremost3.5$165$59Drivers with an accident
Descargo de responsabilidad: Datos en esta tabla encontrados en cotizaciones reales de las 50+ aseguradoras asociadas con Insurify, más estimaciones de Quadrant Information Services. las cotizaciones reales variarán en función del perfil de conductor único del asegurado.
  • El puntaje compuesto de Insurify (ICS) es una marca propietaria calculada por nuestro equipo de analistas, que se basa en múltiples factores que reflejan la calidad, la fiabilidad, y la salud financiera de una compañía de seguros.

    Los factores de entrada a la puntuación se incluyen en el puntaje de A.M. Best, Standard & Poor’s, Moody’s, y Fitch; puntajes de J.D. Power; encuestas de satisfacción de los consumidores de Consumer Reports y de reclamaciones de los consumidores; opiniones de los usuarios sobre la aplicación móvil; y opiniones de los usuarios sobre la compañía.

Best insurer for cheap rates: State Farm

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.5
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$53/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$97/mo

A well-established company in the insurance industry, State Farm provides some of the cheapest auto coverage in Wilkes-Barre. The company offers standard auto coverage options as well as some additional insurance products. State Farm advertises 10 available discounts for customers to save with, too.

Ventajas
  • AM Best financial strength rating of A++ (Superior)

  • Many available discounts

Contras
  • Gap insurance not available

  • Low customer satisfaction ratings

Read our State Farm review
Walters - April 25, 2024
Verified

Good

I had a good relationship with them until my bank messed up. I didn't receive the cancellation notice until it was already too late.

Wanda Carole - April 22, 2024
Verified

Excellent

Check out other companies and their rates before making a decision.

Perry - April 22, 2024
Verified

Pricing

Be careful of the price quoted. It can change.

Best insurer for teen drivers: Travelers

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.3
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
829
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$81/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$115/mo

Travelers offer policies for home, auto, renters, and recreation vehicles. The company offers competitive rates, even for drivers with spotty records. And eligible teenagers can earn good student, student away-at-school, and driver training discounts.

Ventajas
  • Lower rates than national average

  • At least 12 available discounts

Contras
  • Many negative reviews online

  • Low Better Business Bureau (BBB) ratings

Read our Travelers review
Raymond Gary - April 21, 2024
Verified

Disappointed with the Outcome

We had a very minor collision while waiting at a traffic light. The vehicle in front of us claimed we crept forward. Since there was very little damage (none to our car), we submitted the claim. To our surprise, we found that the other driver reported $3000 worth of damage to the rear of his car, with the only visible damage being a cracked piece of chrome trim at the base of the hatch. We called Travelers immediately, warning them that it was a scam. They seemed indifferent and said they would pay the claim. This could be one of the reasons why insurance rates are so expensive.

Willard - April 13, 2024
Verified

No

Too expensive.

Jeffrey - March 23, 2024
Verified

Excellent

Fast.

Best insurer for drivers with an accident: Foremost

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
3.5
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from aaa (exceptional) to c (poor).
A
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$56/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$152/mo

Founded in 1952, Foremost initially offered insurance for mobile homes. Farmers Insurance purchased Foremost in 2000, which allowed Foremost to expand its services. The company now offers a wide range of insurance products, including mobile home insurance, auto insurance, and commercial auto products for small businesses.

Ventajas
  • AARP-endorsed mobile home and motorcycle coverage

  • Provides coverage for drivers who may otherwise have a tough time finding a policy

Contras
  • Frequent customer complaints about claim processing timelines

  • Auto insurance quotes not available online

How to get the cheapest car insurance in Wilkes-Barre

When you’re looking for cheap car insurance, you should consider a few different ways you can save money. Beginning the shopping process with some knowledge can help you get the best deal for the coverage you need.

Insurers consider several factors when determining insurance rates, including your driving record, age, location, vehicle type, and average mileage. For example, drivers in urban areas may pay elevated rates because accidents occur more frequently in heavy traffic.

If you want to save money on car insurance, try the following tactics:

  • Compare rates from multiple companies. Look at different rates and coverage types from at least three companies. Comparing rates helps ensure you get the best coverage for your needs.

  • Look for discounts through work or school. Check with your employer to see if it partners with specific companies for discounted policies. If you’re a student with good grades, you may also qualify for lower rates.

  • Bundle your home and auto policies. You can often combine your homeowners or renters insurance with your auto policy for a discount.

  • Improve your credit score. Insurance companies may use your credit history when determining your rates. You can improve your credit score by paying off debt, reducing your debt-to-income ratio, and paying your bills on time.

Find Cheap Car Insurance in Wilkes-Barre

Liability rates start at $52 per month

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Cheapest liability-only car insurance in Wilkes-Barre: Mile Auto

Liability insurance is often the cheapest coverage option for drivers. If you have a loan on your vehicle, your lender may require you to purchase full coverage. Liability insurance provides coverage for the other driver and their property if you cause injury or damage in an at-fault accident. It doesn’t cover you, your passengers, or your vehicle in an accident.[1]

In Wilkes-Barre, the average cost of liability-only insurance is $96 per month. The table below provides a list of insurance companies that offer the cheapest liability rates.

The below rates are estimated rates current as of: miércoles, 1 de mayo, 0:00 p. m. GMT-7
Insurance CompanyAverage Monthly Quote
Mile Auto52
State Farm53
Foremost56
Erie62
National General63
Auto-Owners67
Safeco70
Midvale Home & Auto80
Travelers81
GEICO84
Progressive84
The General93
Allstate94
Plymouth Rock98
Direct Auto100
Liberty Mutual101
Dairyland107
Nationwide107
USAA110
State Auto113
Bristol West126
Chubb126
CSAA166
Descargo de responsabilidad: Datos en esta tabla encontrados en cotizaciones reales de las 50+ aseguradoras asociadas con Insurify, más estimaciones de Quadrant Information Services. las cotizaciones reales variarán en función del perfil de conductor único del asegurado.

Cheapest full-coverage car insurance in Wilkes-Barre: Mile Auto

Full-coverage insurance provides the most coverage for your vehicle and passengers in an accident. This coverage includes collision insurance and covers both personal costs and costs to other parties. A full-coverage policy with comprehensive coverage also provides additional protections against damages from storms, debris, theft, or vandalism.

Monthly, Wilkes-Barre drivers pay an average of $180 for full-coverage policies.

If you lease or finance your car, your lender may require you to maintain a full-coverage policy until you pay off your vehicle. You also may want to consider a full-coverage policy to protect against costs associated with an accident if you don’t have the cash on hand to replace your vehicle. Find which insurance companies offer the cheapest rates for full coverage in the table below.

The below rates are estimated rates current as of: miércoles, 1 de mayo, 0:00 p. m. GMT-7
Insurance CompanyAverage Monthly Quote
Mile Auto70
State Farm97
Erie113
Travelers115
Safeco117
Auto-Owners121
Plymouth Rock133
Midvale Home & Auto135
Nationwide140
Liberty Mutual147
Foremost152
GEICO152
Progressive153
Direct Auto159
Allstate171
State Auto189
National General195
CSAA199
USAA199
The General219
Chubb230
Infinity231
Bristol West234
Dairyland251
Descargo de responsabilidad: Datos en esta tabla encontrados en cotizaciones reales de las 50+ aseguradoras asociadas con Insurify, más estimaciones de Quadrant Information Services. las cotizaciones reales variarán en función del perfil de conductor único del asegurado.

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Car insurance requirements in Pennsylvania

Like most states, Pennsylvania requires drivers to maintain a minimum amount of liability coverage for their vehicle. If you’re pulled over without insurance, you’ll have to pay a fee of at least $300 and could face a license suspension. In addition to bodily damage and property damage liability, Pennsylvania drivers must pay for medical benefits coverage.

Medical benefits coverage pays for medical expenses for you and anyone else covered under your policy after an accident, regardless of fault.[2]

Pennsylvania is a choice no-fault state, which means drivers can decide whether they want to purchase tort coverage to help them get additional payouts from a driver responsible for an accident.

CoverageMinimum Requirements
Bodily injury liability$15,000 per person / $30,000 per accident
Property damage liability$5,000 per accident
Medical benefits$5,000 per accident

Optional coverages typically available in Pennsylvania include:

  • illustration card https://a.storyblok.com/f/162273/x/5285c4cd74/uninsured-or-underinsured-motorist-coverage.svg

    Uninsured/underinsured motorist (UM/UIM) coverage

    This provides coverage to you and your passengers if you face injury from an accident caused by an uninsured or underinsured driver. UM/UIM stacking allows you to purchase uninsured and underinsured motorist coverage for multiple vehicles on one policy.

  • illustration card https://a.storyblok.com/f/162273/x/abffe6238f/financial-protection.svg

    Income loss

    This pays a portion of lost wages due to injuries from an auto accident preventing you from working.

  • illustration card https://a.storyblok.com/f/162273/x/169fdfde11/liability-coverage.svg

    Collision coverage

    This coverage pays for repairs to your vehicle following an auto accident or collision with another object.

  • illustration card https://a.storyblok.com/f/162273/x/665da91bf7/comprehensive-coverage.svg

    Comprehensive coverage

    This covers costs associated with non-collision incidents, including damage from fire, vandalism, natural disaster, and more.[3]

  • illustration card https://a.storyblok.com/f/162273/x/4c9753bdbe/medical-payments.svg

    Extraordinary medical benefits

    This offers coverage for medical and rehabilitation costs that exceed $100,000.

Cheapest car insurance for drivers with an incident

Drivers with incidents on their record could pay a higher rate than drivers with a clean record. Insurers view drivers with a history of claims and incidents — like at-fault accidents, speeding tickets, DUIs, and other moving violations — as higher risk. Other events, like accidents you didn’t cause or parking tickets, don’t have much of an effect.

The type of incident on your record can affect how much your rate increases.

Find Car Insurance in Wilkes-Barre

Monthly rates start at $56 for drivers with an incident

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Cheapest car insurance for drivers with speeding tickets: State Farm

Drivers with a speeding ticket may pay slightly higher rates than drivers with a clean record. A history of speeding tickets could indicate to insurance companies that you’re a higher risk to insure.

Wilkes-Barre drivers with a ticket pay a monthly average of $118 and $222 for liability and full-coverage car insurance. The liability rates below are slightly higher than what a driver with a clean record would pay for the same policy.

The below rates are estimated rates current as of: miércoles, 1 de mayo, 0:00 p. m. GMT-7
Insurance CompanyClean Driving RecordWith Speeding Ticket
State Farm5362
Erie6281
National General6375
Auto-Owners6782
Safeco7090
Travelers8198
GEICO84100
Progressive84104
The General93115
Allstate94112
Direct Auto100123
Liberty Mutual101130
Dairyland107132
Nationwide107129
USAA110131
Bristol West126153
Chubb126152
CSAA166206
Descargo de responsabilidad: Datos en esta tabla encontrados en cotizaciones reales de las 50+ aseguradoras asociadas con Insurify, más estimaciones de Quadrant Information Services. las cotizaciones reales variarán en función del perfil de conductor único del asegurado.

Cheapest car insurance for drivers with an at-fault accident: State Farm

Insurance companies view drivers with an accident on their record as a higher-risk driver more likely to file future claims. If you have an accident, you’ll likely receive points on your driving record and see increased rates compared to drivers with clean records.

Drivers in Wilkes-Barre with an accident on their record pay an average of $128 per month for liability-only car insurance and $241 per month for full coverage.

The below rates are estimated rates current as of: miércoles, 1 de mayo, 0:00 p. m. GMT-7
Insurance CompanyClean Driving RecordWith Accident
State Farm5367
Erie6286
National General6383
Auto-Owners6787
Safeco7098
Travelers81106
GEICO84108
Progressive84112
The General93124
Allstate94121
Direct Auto100133
Liberty Mutual101140
Dairyland107141
Nationwide107139
USAA110142
Bristol West126163
Chubb126163
CSAA166227
Descargo de responsabilidad: Datos en esta tabla encontrados en cotizaciones reales de las 50+ aseguradoras asociadas con Insurify, más estimaciones de Quadrant Information Services. las cotizaciones reales variarán en función del perfil de conductor único del asegurado.

Cheapest car insurance for drivers with a DUI: Mile Auto

You’ll pay a significantly higher rate for insurance if you have a DUI In Pennsylvania, and you’ll also likely face license suspension or temporary revocation.

Though Pennsylvania doesn’t require SR-22 policies for drivers with a DUI conviction, the state does have strict laws that include fines, license suspension, probation, and mandatory alcohol treatment programs.[4] Drivers in Wilkes-Barre with a DUI pay a monthly average of $148 for liability policies and $277 for full coverage.

The below rates are estimated rates current as of: miércoles, 1 de mayo, 0:00 p. m. GMT-7
Insurance CompanyClean Driving RecordWith DUI
State Farm5382
Foremost5686
Erie6287
National General6397
Auto-Owners67103
Safeco70108
Travelers81125
GEICO84130
Progressive84130
The General93144
Allstate94145
Plymouth Rock98151
Direct Auto100154
Liberty Mutual101156
Dairyland107165
Nationwide107165
USAA110170
Bristol West126195
Chubb126195
CSAA166256
Descargo de responsabilidad: Datos en esta tabla encontrados en cotizaciones reales de las 50+ aseguradoras asociadas con Insurify, más estimaciones de Quadrant Information Services. las cotizaciones reales variarán en función del perfil de conductor único del asegurado.

Cheapest car insurance for seniors: Mile Auto

Insurance companies consider your age when determining your auto premium. Costs generally decrease for drivers with age. In particular, you tend to benefit from low rates at age 35 and beyond until you reach 70. Senior drivers have higher crash death rates per mile driven, as well as potential physical barriers.[5]

Though senior drivers face slightly increased rates, you can still find affordable auto coverage. Senior drivers in Wilkes-Barre pay an overall average of $100 per month for car insurance.

The below rates are estimated rates current as of: miércoles, 1 de mayo, 0:00 p. m. GMT-7
Insurance CompanyFull CoverageLiability Only
Mile Auto5037
State Farm7039
Erie8144
Travelers8560
Auto-Owners9050
Safeco9456
Nationwide9976
Progressive10357
GEICO11363
Liberty Mutual11478
Direct Auto11573
Allstate13071
CSAA141118
National General14848
USAA14983
Chubb15786
The General16771
Bristol West17695
Dairyland19181
Descargo de responsabilidad: Datos en esta tabla encontrados en cotizaciones reales de las 50+ aseguradoras asociadas con Insurify, más estimaciones de Quadrant Information Services. las cotizaciones reales variarán en función del perfil de conductor único del asegurado.

Cheapest car insurance for teens: State Farm

Insurance rates for teen drivers are much higher than premiums for older drivers since younger drivers are statistically more likely to have a serious car accident.

Average policies for teen drivers in Wilkes-Barre cost $225 per month. Teens may qualify for lower rates by staying on their parents’ insurance (including when they head off to college). Additionally, teens can save money by opting for a safer vehicle and getting good grades in school.

The below rates are estimated rates current as of: miércoles, 1 de mayo, 0:00 p. m. GMT-7
Insurance CompanyFull CoverageLiability Only
State Farm16087
Auto-Owners194107
Erie198109
Travelers200141
Safeco201120
Plymouth Rock228168
GEICO230127
Nationwide231177
Liberty Mutual238164
Foremost26196
Progressive264145
Direct Auto280176
Allstate290159
USAA316175
CSAA321268
The General336143
National General357115
Bristol West374202
Dairyland391167
Chubb412226
Descargo de responsabilidad: Datos en esta tabla encontrados en cotizaciones reales de las 50+ aseguradoras asociadas con Insurify, más estimaciones de Quadrant Information Services. las cotizaciones reales variarán en función del perfil de conductor único del asegurado.

Find Car Insurance in Wilkes-Barre

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Wilkes-Barre car insurance quotes by credit tier

Pennsylvania allows insurance companies to use your credit history when initially determining your premium. Insurers can also use your credit history when you renew your policy, but only if doing so reduces your rates.[6]

Your credit score can affect your insurance rates because insurance companies may view your credit history as an indicator of your likelihood of filing claims. Drivers with excellent or good credit typically earn lower rates than people with poor credit.

The chart below shows the average rates drivers in Wilkes-Barre pay for full-coverage auto policies based on credit tier. The rates may vary depending on where you live and what insurance company you receive coverage from.

Rates by Credit Tier

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Is car insurance more expensive in Wilkes-Barre?

On average, drivers in Wilkes-Barre pay $96 per month for liability insurance and $180 for full-coverage insurance. In comparison to the state average — with monthly average rates of $92 for liability only and $194 for full coverage Wilkes-Barre drivers pay a similar amount.

Auto rates within Pennsylvania may also vary based on where you live. For example, drivers in Wilkes-Barre pay less than drivers in Philadelphia, Pittsburgh, Reading, and Allentown, on average. Wilkes-Barre may have lower auto rates than other areas of the state since the community has a population of just under 45,000.

More cities in Pennsylvania

Here’s how the average cost of car insurance in Wilkes-Barre compares to other Pennsylvania cities.

CityFull CoverageLiability Only
Allentown$231$87
Bethlehem$220$96
Erie$166$98
Harrisburg$183$94
Lancaster$171$82
Philadelphia$343$156
Pittsburgh$210$94
Reading$219$101
York$180$86
Descargo de responsabilidad: Datos en esta tabla encontrados en cotizaciones reales de las 50+ aseguradoras asociadas con Insurify, más estimaciones de Quadrant Information Services. las cotizaciones reales variarán en función del perfil de conductor único del asegurado.

Wilkes-Barre car insurance FAQs

Finding the right car insurance takes a little time. The following information should help you navigate the process of finding car insurance in Wilkes-Barre.

  • How much is car insurance in Wilkes-Barre?

    Wilkes-Barre drivers pay an overall average of $138 per month for car insurance. Full coverage costs $180 per month, and liability coverage costs $96 per month. Your rates will depend on your driving history, age, insurer, coverage, and more.

  • Which company has the cheapest car insurance in Wilkes-Barre?

    Mile Auto, State Farm, and Foremost have the cheapest car insurance rates in Wilkes-Barre. Their monthly rates start at $52, $53, and $56.

  • What are the best car insurance companies in Wilkes-Barre?

    With an IQ Score of 4.5 out of 5, the cheapest auto rates by coverage level, and an AM Best financial strength rating of A++ (Superior), State Farm is the best car insurance company in Wilkes-Barre.

    Erie and Travelers also earned high IQ Scores — of 4.4 and 4.3, respectively — and provide quality auto coverage.

  • Does Pennsylvania ever require SR-22 insurance?

    No. Pennsylvania never requires SR-22 insurance, but drivers with a DUI conviction face penalties, including fines, license suspension, probation, and mandatory alcohol-treatment programs. All drivers in the state must maintain the minimum liability insurance.

  • Do you need a car to get around Wilkes-Barre, Pennsylvania?

    Yes. Most people need a car to comfortably get around Wilkes-Barre. The city has some public transportation run by the Luzerne County Transportation Authority, but the routes don’t provide complete access throughout the city.

Metodología

Las cotizaciones de seguros de auto que se muestran se basan en un análisis de la base de datos de Insurify de más de 40 millones de cotizaciones de 500 códigos ZIP a nivel nacional. Para obtener las tarifas representativas, el equipo de datos de Insurify realiza análisis exhaustivos frecuentes de los factores utilizados por las aseguradoras de autos para calcular tarifas, incluyendo datos demográficos del conductor, historia del conductor, puntuación de crédito, nivel de cobertura deseado y más.

El análisis de Insurify también incorpora la puntuación compuesta Insurify (ICS) asignada a cada compañía de seguros. La ICS es una puntuación propietaria que pesa factores que reflejan la calidad, fiabilidad y salud de una compañía de seguros. Las puntuaciones utilizadas para calcular la ICS incluyen las puntuaciones financieras de A.M. Best, Standard & Poor’s, Moody’s, y Fitch; puntuaciones de J.D. Power; encuestas de satisfacción de consumidores de Consumer Reports y denuncias de consumidores; opiniones de los usuarios en las aplicaciones móviles y opiniones de los usuarios en las compañías; y las opiniones de los usuarios en las compañías.

Con los análisis y métodos de clasificación anteriores, Insurify es capaz de ofrecer a los consumidores de seguros de autos una perspectiva de cómo varían las cotizaciones de las compañías de seguros en relación a uno a uno en términos de costo y calidad. Tenga en cuenta que las cotizaciones reales varían según los atributos únicos incluidos en la poliza del conductor y su dirección de garaje.

Sources

  1. Insurance Information Institute. "Auto insurance basics—understanding your coverage."
  2. Pennsylvania Insurance Department. "Automobile Insurance Guide."
  3. Insurance Information Institute. "What is covered by collision and comprehensive auto insurance?."
  4. Pennsylvania Department of Transportation. ".08 DUI Legislation."
  5. Centers for Disease Control and Prevention. "Older Adult Drivers."
  6. Pennsylvania Insurance Department. "How Credit Relates to Insurance: A Fact Sheet for Pennsylvania Consumers."

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