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Compara cotizaciones de 70+ companías de seguros y ahorra hasta $717
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Las tarifas más baratas encontradas recientemente en Georgia
Los conductores que utilizan Insurify han encontrado cotizaciones tan baratas como $41/mes para solo responsabilidad y $84/mes para cobertura total en Georgia.
*Cotizaciones generadas para los usuarios de Insurify en los últimos 10 días. Actualizado el 6 de mayo de 2024
Las tarifas que se muestran son cotizaciones de usuarios de Insurify en tiempo real de más de 100 compañías de seguros y datos de Quadrant Information Services. El algoritmo de Insurify excluye las cotizaciones anómalas y anonimiza los datos personales. Luego, muestra las cotizaciones detalladas por precio, fecha y popularidad de la aseguradora hasta hace 10 días a partir de 6 de mayo de 2024. Las cotizaciones reales pueden variar según el perfil de conductor único del comprador de la póliza.
*Cotizaciones generadas para los usuarios de Insurify en los últimos 10 días. Actualizado el 6 de mayo de 2024
Las tarifas que se muestran son cotizaciones de usuarios de Insurify en tiempo real de más de 100 compañías de seguros y datos de Quadrant Information Services. El algoritmo de Insurify excluye las cotizaciones anómalas y anonimiza los datos personales. Luego, muestra las cotizaciones detalladas por precio, fecha y popularidad de la aseguradora hasta hace 10 días a partir de 6 de mayo de 2024. Las cotizaciones reales pueden variar según el perfil de conductor único del comprador de la póliza.
Woodstock, Georgia, sits just north of Atlanta, offering residents both a quick route into the capital and a quiet suburban town where they can escape the hustle and bustle of the city. Whether they’re driving to a Falcons game or making a quick trip to Red Top Mountain State Park, Woodstock drivers pay an average of $150 per month for liability-only car insurance and $230 per month for full coverage.
Although Georgia law only requires liability auto insurance coverage, Woodstock drivers can look to both locally owned companies, like Mountain Lakes Insurance Agency, and nationally known insurance companies, like State Farm, to find a variety of coverage options to suit their needs. Here, you can learn how to compare rates and see what people in Woodstock pay for car insurance.
Datos Breves
The cheapest insurers in Woodstock are Hugo, Auto-Owners, and State Farm.
Woodstock’s overall average car insurance rate is $190 per month.
Georgia’s new legislation limits how much insurers can increase rates in the state.[1]
3 of the cheapest car insurance companies in Woodstock
Woodstock drivers have dozens of options for car insurance, though not every insurer will meet your needs. Instead of looking solely at price, compare the coverage levels, discounts, and factors like customer service ratings to determine which insurer offers the best overall experience for your needs.
Insurance Company
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
Full Coverage
Liability Only
Best For
Auto-Owners
4.3
$96
$65
Liability-only coverage
State Farm
4.6
$103
$70
Rideshare drivers
COUNTRY Financial
4.5
$104
$70
Discounts
Descargo de responsabilidad: las cotizaciones reales variarán en función del perfil de conductor único del asegurado.
El puntaje compuesto de Insurify (ICS) es una marca propietaria calculada por nuestro equipo de analistas, que se basa en múltiples factores que reflejan la calidad, la fiabilidad, y la salud financiera de una compañía de seguros.
Los factores de entrada a la puntuación se incluyen en el puntaje de A.M. Best, Standard & Poor’s, Moody’s, y Fitch; puntajes de J.D. Power; encuestas de satisfacción de los consumidores de Consumer Reports y de reclamaciones de los consumidores; opiniones de los usuarios sobre la aplicación móvil; y opiniones de los usuarios sobre la compañía.
Best insurer for liability-only coverage: Auto-Owners
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.0
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
837
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$64/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$93/mo
Georgia is one of the limited states that Auto-Owners operates in, allowing Woodstock drivers to receive the lowest average insurance rates available. It has a strong A++ financial rating from AM Best and offers various auto insurance products, including motorcycles, converted vehicles, and classic or antique cars. But it doesn’t have a centralized agent office, so the only way to secure a policy is through a local, independent agent.
Auto-Owners also has a significant number of complaints in Georgia compared to most other states it offers auto insurance in, according to the National Association of Insurance Commissioners (NAIC) consumer complaint index.
Ventajas
Mobile Response Vehicles and storm teams available
I had a major claim due to a fire, which was not my fault. They handled it poorly and the complex ended up tearing down my building. They did make a payment, but there was a $10,000 depreciation on my goods.
Erin - April 7, 2024
Verified
Unhappy with Renewal Costs
The premium is ridiculously expensive for the few miles I drive.
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.5
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$69/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$100/mo
If you’re a rideshare driver in Woodstock, you may benefit from State Farm’s low-cost auto coverage options. It offers basic liability and full-coverage policies at a lower average rate than other Woodstock insurers, and you can easily add transportation network company (TNC) coverage to your policy.
While it does offer a number of coverages to protect your car before, during, and following a rideshare job, State Farm doesn’t offer gap insurance. So Woodstock drivers with brand-new vehicles may be at a higher risk of loss.
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.2
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
868
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$70/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$102/mo
COUNTRY Financial may not be as well-known as other insurers, but its 95-year history and A+ AM Best rating make it a strong contender for Woodstock drivers. Offering rates comparable to other insurers, COUNTRY Financial stands out with its diverse coverages, discounts, and products. Discounts are available for engaged couples, teachers, first responders, and students. But restrictions apply for legacy discounts.
Every year, they raise my car or home insurance. I'm looking for a better deal.
How to get the cheapest car insurance in Woodstock
Drivers can save money on car insurance and get the cheapest car insurance in Woodstock with a combination of strategies. Whether you commute to Atlanta for work or rarely take your car on I-575, consider these ways to get cheaper car insurance in Georgia:
Raise your deductible. Higher deductibles often lead to lower premiums. If you can afford a higher deductible when you file a claim, you can save money on your policy’s premiums.
Bundle policies. If you buy auto insurance and another policy with the same insurer, such as home insurance, renters insurance, or life insurance, you can usually get a discount for both policies.
Qualify for discounts. Insurers often offer a long list of discounts that drivers can qualify for to save money on car insurance. Discounts include good grades, vehicle safety features, low mileage, pay in full, and more.
Reconsider coverage. If you drive an older-model vehicle, consider reducing optional coverages or removing them altogether. The more coverage you have, the more you pay for car insurance.
Keep in Mind
Multiple factors influence your rates, like your long-term driving record and the number of miles you drive each year. Talk to your insurer to discover ways you can save specific to your driving habits and coverage needs.
Find Car Insurance in Woodstock, Georgia
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Cheapest liability-only car insurance in Woodstock: Hugo
Liability car insurance covers the injuries and damages you cause another car or person in an at-fault accident. Georgia law requires liability insurance coverage, and all drivers must meet a specific level of bodily and property liability insurance. This coverage doesn’t pay for damages that you cause to yourself, your passengers, or your vehicle.
Liability-only policies in Woodstock cost $150 per month, on average. Here’s a look at the cheapest liability-only car insurance companies in Woodstock.
The below rates are estimated rates current as of: viernes, 3 de mayo, 0:00 p. m. GMT-7.
Insurance Company
Average Monthly Quote
Hugo
55
Auto-Owners
64
State Farm
69
COUNTRY Financial
70
Allstate
76
Mile Auto
76
USAA
81
Progressive
94
Safeco
102
Mercury
107
GEICO
112
State Auto
112
Clearcover
114
National General
131
Liberty Mutual
132
AssuranceAmerica
134
Elephant
137
Direct Auto
140
GAINSCO
150
Midvale Home & Auto
163
Nationwide
167
Infinity
188
The General
208
Bristol West
231
Foremost
247
Descargo de responsabilidad: Datos en esta tabla encontrados en cotizaciones reales de las 50+ aseguradoras asociadas con Insurify, más estimaciones de Quadrant Information Services. las cotizaciones reales variarán en función del perfil de conductor único del asegurado.
Cheapest full-coverage car insurance in Woodstock: Hugo
Whereas liability insurance is a state requirement and covers the damages or injuries you cause others, full-coverage car insurance is optional and covers your vehicle’s damages and possibly your and your passengers’ injuries, regardless of fault.
Full-coverage insurance doesn’t have a set definition, though most insurers design this policy with a combination of liability, comprehensive, and collision coverages. Woodstock drivers who want coverage in the event of losing control of their vehicle, such as on the dangerous curves of Dupree Road, may want to add full coverage to their policy.
Drivers in Woodstock pay an average of $230 per month for full-coverage insurance. Here are the cheapest full-coverage car insurance companies in Woodstock.[2]
The below rates are estimated rates current as of: viernes, 3 de mayo, 0:00 p. m. GMT-7.
Insurance Company
Average Monthly Quote
Hugo
62
Auto-Owners
93
State Farm
100
COUNTRY Financial
102
Allstate
110
USAA
117
Mile Auto
122
Progressive
149
Travelers
153
GEICO
162
Mercury
175
Safeco
176
Elephant
191
State Auto
203
Clearcover
205
AssuranceAmerica
227
Midvale Home & Auto
228
Liberty Mutual
229
Direct Auto
235
Nationwide
238
National General
270
Foremost
294
GAINSCO
305
Infinity
338
The General
347
Bristol West
436
Descargo de responsabilidad: Datos en esta tabla encontrados en cotizaciones reales de las 50+ aseguradoras asociadas con Insurify, más estimaciones de Quadrant Information Services. las cotizaciones reales variarán en función del perfil de conductor único del asegurado.
Car insurance requirements in Georgia
Georgia is an at-fault state, and the basic coverages the state requires are property damage liability insurance and bodily injury liability insurance.
Here are Georgia’s minimum requirements for liability insurance:[2]
Coverage
Minimum Requirements
Bodily injury liability
$25,000 per person $50,000 per incident
Property damage liability
$25,000 per incident
People in Woodstock can drive legally with only the minimum insurance requirements, but many choose not to because liability-only coverage doesn’t cover all types of damage. You may want to consider purchasing optional coverages for your policy, such as:
Uninsured motorist coverage
Uninsured motorist coverage pays for damages and injuries you sustain from an at-fault driver without the proper insurance coverage.
Collision coverage
Collision coverage covers vehicle damages when your car collides with an object or another driver, regardless of fault.
Comprehensive coverage
Comprehensive coverage pays for damages from events other than collisions, such as vandalism, theft, fire, falling objects, and severe weather.
Medical payments coverage
Medical payments coverage pays for you and your passengers’ medical and funeral expenses resulting from a car accident.
Rental reimbursement coverage
This covers rental car expenses while your vehicle is in the shop for covered repairs.
Towing and labor coverage
This covers costs for towing and roadside assistance when your car breaks down.
Georgia House Bill 221
In May 2023, Georgia Gov. Brian Kemp signed legislation to provide the Insurance and Safety Fire Commissioner the power to review all car insurance rate filings before they go into effect.
This new policy went into effect on July 1, 2023, and prevents insurers from taking advantage of drivers via a loophole that allowed them to raise car insurance rates as much as 25% during a single filing.[1]
Cheapest car insurance for drivers with an incident
Although Woodstock is just over 12 square miles in size, you can encounter a number of insurance-raising incidents in such a small area. These incidents can be speeding tickets and moving violations, at-fault accidents, and driving under the influence (DUI) convictions. Essentially, if it can cost your insurer money, it can result in an increased premium.
Shop for Car Insurance in Woodstock, GA
Monthly rates start at $73 for drivers with an incident
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4.8/5
Cheapest car insurance for drivers with a speeding ticket: Hugo
Check your speedometer when you’re driving through Woodstock, and any other city in Georgia. The state assesses extra charges for drivers exceeding 75 to 85 mph on certain state roadways.[3]
Keep in mind that you don’t need to exceed the speed limit by very much to receive a speeding ticket. Even going a few miles over the speed limit is enough. Along with the penalty the officer assesses, your insurer may also increase your premium since speeding is a common factor in car accidents. The average cost of car insurance for drivers with a speeding ticket in Woodstock is $334 per month for full coverage and $218 for liability only.
The table below shows the cheapest auto insurers in Woodstock for drivers with a speeding ticket on their records.
The below rates are estimated rates current as of: viernes, 3 de mayo, 0:00 p. m. GMT-7.
Insurance Company
Clean Driving Record
With Speeding Ticket
Hugo
55
76
Auto-Owners
64
84
State Farm
69
89
COUNTRY Financial
70
93
Allstate
76
99
Mile Auto
76
107
USAA
81
105
Progressive
94
123
Safeco
102
135
Mercury
107
150
GEICO
112
146
State Auto
112
159
Clearcover
114
150
National General
131
188
Liberty Mutual
132
190
AssuranceAmerica
134
179
Elephant
137
197
Direct Auto
140
185
GAINSCO
150
216
Midvale Home & Auto
163
220
Nationwide
167
220
Infinity
188
255
The General
208
275
Bristol West
231
299
Foremost
247
355
Descargo de responsabilidad: Datos en esta tabla encontrados en cotizaciones reales de las 50+ aseguradoras asociadas con Insurify, más estimaciones de Quadrant Information Services. las cotizaciones reales variarán en función del perfil de conductor único del asegurado.
Cheapest car insurance for drivers with an at-fault accident: Hugo
Car accidents are serious problems in Georgia; they’re a leading cause of death and hospitalizations in the state. Some yearly fatality rates in Georgia have even exceeded those in nearly all other states. But a car accident doesn’t need to be serious to lead to a policy rate increase.[4]
Even if you’re involved in an injury-free fender bender or mistakenly back into a telephone pole, this could lead to an increase in your premiums. The more often your insurer has to pay out a claim, the more likely it is to raise your rates to compensate for losses. In Woodstock, the average cost of car insurance for drivers with an accident is $349 per month for full coverage and $228 for liability only.
Here’s a look at the cheapest car insurance companies for drivers with an at-fault accident on their records in Woodstock.
The below rates are estimated rates current as of: viernes, 3 de mayo, 0:00 p. m. GMT-7.
Insurance Company
Clean Driving Record
With Accident
Hugo
55
73
Auto-Owners
64
88
State Farm
69
94
COUNTRY Financial
70
99
Allstate
76
104
Mile Auto
76
115
USAA
81
111
Progressive
94
131
Safeco
102
136
Mercury
107
156
GEICO
112
154
State Auto
112
169
Clearcover
114
166
National General
131
178
Liberty Mutual
132
198
AssuranceAmerica
134
185
Elephant
137
185
Direct Auto
140
197
GAINSCO
150
200
Midvale Home & Auto
163
236
Nationwide
167
231
Infinity
188
255
The General
208
292
Bristol West
231
312
Foremost
247
370
Descargo de responsabilidad: Datos en esta tabla encontrados en cotizaciones reales de las 50+ aseguradoras asociadas con Insurify, más estimaciones de Quadrant Information Services. las cotizaciones reales variarán en función del perfil de conductor único del asegurado.
Cheapest car insurance for drivers with a DUI: Hugo
Between 2017 and 2020, 1,626 Cherokee County drivers had their first DUI conviction, and 244 had a second or third DUI conviction, while 806 received either an administrative license suspension or an implied consent suspension.[5]
Hundreds of people in Georgia die during alcohol-related car crashes per year, which sometimes account for as much as one-fourth of all crash fatalities.[6] Drinking and driving, even when no accident occurs, is still a risky driving behavior that could cause injury or damage. Insurers often penalize DUI-convicted drivers with higher rates. Woodstock drivers pay an average of $395 per month for full coverage and $258 for liability only after a DUI conviction.
Here’s a look at the most affordable car insurance companies for drivers with a DUI in Woodstock.
The below rates are estimated rates current as of: viernes, 3 de mayo, 0:00 p. m. GMT-7.
Insurance Company
Clean Driving Record
With DUI
Hugo
55
93
Auto-Owners
64
109
State Farm
69
117
COUNTRY Financial
70
119
Allstate
76
129
Mile Auto
76
117
USAA
81
137
Progressive
94
159
Safeco
102
173
Mercury
107
165
GEICO
112
190
State Auto
112
190
Clearcover
114
193
National General
131
222
Liberty Mutual
132
224
AssuranceAmerica
134
227
Elephant
137
232
Direct Auto
140
237
GAINSCO
150
254
Midvale Home & Auto
163
276
Nationwide
167
283
Infinity
188
319
The General
208
353
Bristol West
231
392
Foremost
247
419
Descargo de responsabilidad: Datos en esta tabla encontrados en cotizaciones reales de las 50+ aseguradoras asociadas con Insurify, más estimaciones de Quadrant Information Services. las cotizaciones reales variarán en función del perfil de conductor único del asegurado.
Cheapest car insurance for seniors: Hugo
Average car insurance rates usually decrease when adults near age 35 because their years of experience and potentially low claim rate demonstrate safe driving habits. But rates tend to rise around 70, as senior drivers have an increased likelihood of accidents due to declining health and medication use.[7]
The average cost of car insurance for senior drivers in Woodstock is $179 per month for full coverage and $116 for liability only. Senior drivers tend to pay lower-than-average premiums compared to many other driving age groups, so seniors can still find affordable coverage, starting with the insurers below.
The below rates are estimated rates current as of: viernes, 3 de mayo, 0:00 p. m. GMT-7.
Insurance Company
Liability Only
Full Coverage
Hugo
31
35
Auto-Owners
37
54
State Farm
38
55
COUNTRY Financial
40
58
Mile Auto
46
74
Allstate
47
67
Progressive
48
76
USAA
50
72
Mercury
63
102
Safeco
66
114
State Auto
67
121
GEICO
68
98
Clearcover
74
133
Liberty Mutual
79
137
AssuranceAmerica
81
138
Direct Auto
85
142
Elephant
86
120
Nationwide
88
126
National General
91
187
Midvale Home & Auto
94
131
GAINSCO
105
214
Infinity
110
198
The General
144
239
Bristol West
149
281
Foremost
153
182
Descargo de responsabilidad: Datos en esta tabla encontrados en cotizaciones reales de las 50+ aseguradoras asociadas con Insurify, más estimaciones de Quadrant Information Services. las cotizaciones reales variarán en función del perfil de conductor único del asegurado.
Cheapest car insurance for teens: Hugo
Teenage drivers ages 16 to 19 have a fatal crash rate nearly three times as high as drivers 20 and older.[8] Teens lack the experience and developed reaction times that many adults have. Add in their overconfidence, increased distractions, and peer pressure, and it may further increase their likelihood of getting into an accident.
Although this generally leads to higher rates, young drivers could try to reduce their premiums as much as possible by staying on their parents’ insurance plan, driving a vehicle with insurer-approved safety features, and searching for eligible discounts, like good student and defensive driving programs. Teen drivers in Woodstock pay an average of $412 per month for full coverage and $269 for liability only.
Here are the cheapest car insurance companies in Woodstock for teens and young adults.
The below rates are estimated rates current as of: viernes, 3 de mayo, 0:00 p. m. GMT-7.
Insurance Company
Liability Only
Full Coverage
Hugo
96
108
COUNTRY Financial
103
150
Auto-Owners
110
160
State Farm
116
169
Allstate
132
192
USAA
134
193
Mile Auto
146
235
Progressive
170
269
GEICO
175
254
Mercury
194
318
State Auto
198
358
Safeco
214
370
Clearcover
221
398
Elephant
226
314
National General
242
500
Liberty Mutual
245
426
AssuranceAmerica
248
420
Direct Auto
255
428
GAINSCO
269
546
Midvale Home & Auto
284
397
Nationwide
284
405
The General
336
561
Infinity
344
618
Bristol West
392
740
Foremost
436
518
Descargo de responsabilidad: Datos en esta tabla encontrados en cotizaciones reales de las 50+ aseguradoras asociadas con Insurify, más estimaciones de Quadrant Information Services. las cotizaciones reales variarán en función del perfil de conductor único del asegurado.
Compare Auto Insurance in Woodstock, GA
Insurify partners with top insurance companies to provide free quotes
Seguro. Gratis. Fácil de usar.
Basado en más de 3806 reseñas
4.8/5
Woodstock car insurance quotes by credit tier
Many companies in Georgia, including auto insurers, can check your credit history and use the information to determine if you’re eligible for a policy and what the rate should be.[9] This is just one of many factors insurers use, but drivers with poor credit typically pay higher premiums than drivers with excellent or good credit.
Rates by Credit Tier
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Is car insurance more expensive in Woodstock?
Compared to the national average, car insurance is more expensive in Woodstock. The average cost of car insurance in the city is $150 per month for liability-only car insurance and $230 per month for full coverage, while the national averages are $104 and $214, respectively.
But average monthly premiums in Woodstock are very close to the state averages — car insurance in Georgia costs $146 per month for liability insurance and $240 per month for full coverage.
Car insurance in Woodstock is cheaper, on average, than in many other Georgia cities. This could be because Woodstock has fewer residents and fewer reported car crashes. For instance, the city of Marietta reported more than 4,500 car crashes in 2022, while Woodstock reported a little more than 1,400.[10]
More cities in Georgia
Here’s how Woodstock’s average full-coverage car insurance quote compares to quotes in other Georgia cities.
The average cost of car insurance in Woodstock is $150 per month for liability-only car insurance and $230 per month for full coverage.
Which companies have the cheapest car insurance in Woodstock?
Hugo has the cheapest car insurance in Woodstock, with a monthly liability-only rate of $55. Other affordable insurers include Auto-Owners and State Farm, with liability rates of $64 and $69 per month, respectively. Finding the cheapest car insurance company for you will depend on many factors, including your age, gender, vehicle, ZIP code, and driving record.
What are the best car insurance companies in Woodstock?
Some of the best car insurance companies in Woodstock include Auto-Owners, State Farm, and COUNTRY Financial. These insurance companies have high Insurify Quality (IQ) Scores, solid AM Best ratings, and plenty of coverage options for drivers to choose from.
But the best insurer for you depends on your coverage needs and budget. Compare car insurance quotes from different companies to see which one offers the best price for the coverage you need.
What factors influence the cost of your car insurance in Woodstock, GA?
Factors outside of your control that influence the cost of your car insurance in Woodstock include the city’s accident and car theft rates, the number of claims in the area, and your age. However, factors in your control are your driving record, credit history, vehicle type, and coverage options.
How much car insurance do you need in Georgia?
Georgia requires 25/50/25 minimum liability limits. This translates to $25,000 per person and $50,000 per accident for bodily injury liability and $25,000 per accident for property damage liability.[2]
Metodología
Las cotizaciones de seguros de auto que se muestran se basan en un análisis de la base de datos de Insurify de más de 40 millones de cotizaciones de 500 códigos ZIP a nivel nacional. Para obtener las tarifas representativas, el equipo de datos de Insurify realiza análisis exhaustivos frecuentes de los factores utilizados por las aseguradoras de autos para calcular tarifas, incluyendo datos demográficos del conductor, historia del conductor, puntuación de crédito, nivel de cobertura deseado y más.
El análisis de Insurify también incorpora la puntuación compuesta Insurify (ICS) asignada a cada compañía de seguros. La ICS es una puntuación propietaria que pesa factores que reflejan la calidad, fiabilidad y salud de una compañía de seguros. Las puntuaciones utilizadas para calcular la ICS incluyen las puntuaciones financieras de A.M. Best, Standard & Poor’s, Moody’s, y Fitch; puntuaciones de J.D. Power; encuestas de satisfacción de consumidores de Consumer Reports y denuncias de consumidores; opiniones de los usuarios en las aplicaciones móviles y opiniones de los usuarios en las compañías; y las opiniones de los usuarios en las compañías.
Con los análisis y métodos de clasificación anteriores, Insurify es capaz de ofrecer a los consumidores de seguros de autos una perspectiva de cómo varían las cotizaciones de las compañías de seguros en relación a uno a uno en términos de costo y calidad. Tenga en cuenta que las cotizaciones reales varían según los atributos únicos incluidos en la poliza del conductor y su dirección de garaje.