Cheap Auto Insurance Quotes in Gulfport, MS (January 2022)

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Car Insurance in Gulfport, MS

The average cost of Mississippi car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Gulfport, MS to find you the cheapest quotes in the area.
$83
$117
$161
$170
$175
State FarmProgressiveTravelersDirect AutoLiberty Mutual

Cheapest Car Insurance in Gulfport, MS

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

$162
$139
$148
$176
$167
$179
MississippiJacksonSouthavenHattiesburgBiloxiGulfport
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Gulfport, MS Driving Facts

mississippi

Minimum Car Insurance Requirements in MS

The state of Mississippi requires all motor vehicle operators to have proof of insurance available in the car at all times.

The minimum bodily injury liability insurance requirements in Mississippi are:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident 

Bodily injury liability coverage protects you by paying for the injuries of anyone you harm in an accident. The minimum coverage limits Mississippi state law requires are $25,000 for the injury or death of a single person involved in a car accident and $50,000 for the injury or death of multiple persons. Insurance providers list this coverage at 25/50, stating the limitations of each minimum. In an accident, liability coverage protects you up to the policy limit. Damages above the policy limit of $50,000 are your responsibility.

  • $25,000 property damage liability per accident

Property damage liabilitry coverage pays for any property that you damage in an accident. The state of Mississippi requires $25,000 for the minimum. You’ll see the collective state minimum listed at 25/50/25. The second 25 refers to the property damage liability. Once again, any damages above the $25,000 are your responsibility.

Insurify Insights: How Gulfport Drivers Measure Up

nissan
Nissan Altima
Most Popular Car in
Gulfport, MS
suspended licenses
#13
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Gulfport drivers measure up to their fellow Mississippi motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents in Gulfport

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Gulfport drivers rank 13 in the number of car accidents per driver across all cities in Mississippi.

  • Rank within state: #13
  • Percent of drivers in Gulfport with an accident: 6.63%
  • Drivers in Gulfport, MS with an accident in their driving history paid on average 19.89% more than drivers with a clean record

Speeding in Gulfport

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Mississippi, Gulfport drivers rank 16 in the number of speeding infractions per driver.

  • Rank within state: #16
  • Percent of drivers in Gulfport with a speeding ticket: 6.54%
  • Drivers in Gulfport, MS with a speeding ticket in their driving history paid on average 27.84% more than drivers with a clean record

DUI/DWIs in Gulfport

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Gulfport drivers rank 1 in the number of DUI’s per driver across all cities in Mississippi.

  • Rank within state: #1
  • Percent of drivers in Gulfport with a DUI: 1.3%
  • Drivers in Gulfport, MS with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle in Gulfport

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Gulfport is the Nissan Altima.

Rude in Gulfport

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Mississippi, Gulfport drivers rank 4 in rude driving infractions.

  • Rank within state: #4
  • Percent of drivers in Gulfport with a reckless driving violation: 1.37%
  • Drivers in Gulfport, MS with a reckless driving violation in their driving history paid on average --% more than drivers with a clean record.

Safest Drivers in Gulfport

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Gulfport drivers rank 2 in clean driving records across all cities in Mississippi.

  • Rank within state: #2
  • Percent of drivers in Gulfport with clean record: 85.95%

Failure to Yield the Right of Way in Gulfport

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Gulfport drivers rank 2 in failure to yield violations per driver across all cities in Mississippi.

  • Rank within state: #2
  • Percent of drivers in Gulfport with a failure to yield violation: 0.29%
  • Drivers in Gulfport, MS with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers in Gulfport

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Mississippi, Gulfport drivers rank 5 in the number of reckless driving offenses per driver.

  • Rank within state: #5
  • Percent of drivers in Gulfport with a reckless driving offense: --%

Hybrid/Electric Vehicle Ownership in Gulfport

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Gulfport drivers rank 15 in hybrid and electric vehicle ownership across all cities in Mississippi.

  • Rank within state: #15
  • Percent of drivers in Gulfport with a hybrid/electric vehicle: 0.14%
Most Patriotic City

Most Patriotic City

Gulfport

Beginning in 2018, Insurify launched the Most Patriotic Cities Awards, which salute the community in each state with the highest percentage of individuals who currently serve in the military or identify as armed service veterans.

Biloxi won Insurify's Most Patriotic Cities Award for the state of Mississippi. Over 14,000 people work at or are stationed at Biloxi's Keesler Air Force Base; approximately 13,000 veterans live in the area as well.

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.


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