Cheap Auto Insurance Quotes in Biloxi, MS (November 2021)

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Car Insurance in Biloxi, MS

The average cost of Mississippi car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Biloxi, MS to find you the cheapest quotes in the area.
$82
$95
$161
$162
$166
State FarmAllstateProgressiveLiberty MutualTravelers

Cheapest Car Insurance in Biloxi, MS

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

$162
$139
$179
$148
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$167
MississippiJacksonGulfportSouthavenHattiesburgBiloxi
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Biloxi, MS Driving Facts

mississippi

Minimum Car Insurance Requirements in MS

The state of Mississippi requires all motor vehicle operators to have proof of insurance available in the car at all times.

The minimum bodily injury liability insurance requirements in Mississippi are:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident 

Bodily injury liability coverage protects you by paying for the injuries of anyone you harm in an accident. The minimum coverage limits Mississippi state law requires are $25,000 for the injury or death of a single person involved in a car accident and $50,000 for the injury or death of multiple persons. Insurance providers list this coverage at 25/50, stating the limitations of each minimum. In an accident, liability coverage protects you up to the policy limit. Damages above the policy limit of $50,000 are your responsibility.

  • $25,000 property damage liability per accident

Property damage liabilitry coverage pays for any property that you damage in an accident. The state of Mississippi requires $25,000 for the minimum. You’ll see the collective state minimum listed at 25/50/25. The second 25 refers to the property damage liability. Once again, any damages above the $25,000 are your responsibility.

Insurify Insights: How Biloxi Drivers Measure Up

nissan
Nissan Altima
Most Popular Car in
Biloxi, MS
suspended licenses
#23
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Biloxi drivers measure up to their fellow Mississippi motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Biloxi

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Biloxi drivers rank 10 in the number of car accidents per driver across all cities in Mississippi.

  • Rank within state: #10
  • Percent of drivers in Biloxi with an accident: 8%
  • Drivers in Biloxi, MS with an accident in their driving history paid on average 31.52% more than drivers with a clean record

Speeding Biloxi

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Mississippi, Biloxi drivers rank 11 in the number of speeding infractions per driver.

  • Rank within state: #11
  • Percent of drivers in Biloxi with a speeding ticket: 9.69%
  • Drivers in Biloxi, MS with a speeding ticket in their driving history paid on average 42.42% more than drivers with a clean record

DUI/DWIs Biloxi

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Biloxi drivers rank 1 in the number of DUI’s per driver across all cities in Mississippi.

  • Rank within state: #1
  • Percent of drivers in Biloxi with a DUI: 2.46%
  • Drivers in Biloxi, MS with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle Biloxi

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Biloxi is the Nissan Altima.

Rude Biloxi

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Mississippi, Biloxi drivers rank 5 in rude driving infractions.

  • Rank within state: #5
  • Percent of drivers in Biloxi with a reckless driving violation: 1.23%
  • Drivers in Biloxi, MS with a reckless driving violation in their driving history paid on average --% more than drivers with a clean record.

Safest Drivers Biloxi

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Biloxi drivers rank 3 in clean driving records across all cities in Mississippi.

  • Rank within state: #3
  • Percent of drivers in Biloxi with clean record: 81.69%

Failure to Yield the Right of Way Biloxi

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Biloxi drivers rank 6 in failure to yield violations per driver across all cities in Mississippi.

  • Rank within state: #6
  • Percent of drivers in Biloxi with a failure to yield violation: --%
  • Drivers in Biloxi, MS with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers Biloxi

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Mississippi, Biloxi drivers rank 4 in the number of reckless driving offenses per driver.

  • Rank within state: #4
  • Percent of drivers in Biloxi with a reckless driving offense: --%

Hybrid/Electric Vehicle Ownership Biloxi

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Biloxi drivers rank 1 in hybrid and electric vehicle ownership across all cities in Mississippi.

  • Rank within state: #1
  • Percent of drivers in Biloxi with a hybrid/electric vehicle: 1.3%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.


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