Car Insurance Knowledge

Insurify's insurance experts guide you through the basics of car insurance insurance.

Tesla Insurance Losses, Customer Complaints Continue Mount

Tesla Insurance Losses, Customer Complaints Continue Mount

Elon Musk had promised a revolutionary insurance product.
By Sara Getman|November 20, 2024
New Car Shoppers Face Harsh Price Reality, Report Finds

New Car Shoppers Face Harsh Price Reality, Report Finds

New inventory and increased incentives have slightly reduced new and used vehicle prices, but shoppers still see prices far higher than they want to pay.
By Julia Taliesin|November 20, 2024
Personal Injury Protection: What Is It, and Do You Need It?

Personal Injury Protection: What Is It, and Do You Need It?

Personal injury protection can cover medical bills, lost wages, and more if you’re in a car accident — regardless of who’s at fault.
By Aly J. Yale|November 18, 2024
Amazon Auto Insurance Review: Ratings and Quotes (2026)

Amazon Auto Insurance Review: Ratings and Quotes

Amazon car insurance protects drivers who deliver through the Amazon Flex program. Find out how Amazon auto insurance works, what it covers, and how much it costs.
By Danny Smith|November 15, 2024
Defensive Driving Discounts and Courses: What You Should Know

Defensive Driving Discounts and Courses: What You Should Know

A defensive driving course can lead to lower car insurance premiums.
By Anna Baluch|November 14, 2024
Kia, Hyundai to Pay Up to $145 Million to Settle Lawsuit Over TikTok-Inspired Thefts

Kia, Hyundai to Pay Up to $145 Million to Settle Lawsuit Over TikTok-Inspired Thefts

The agreement ends the class action lawsuit, but more legal issues remain for the automakers.
By Chris Schafer|November 13, 2024
What Is Mechanical Breakdown Insurance, and Do You Need It?

What Is Mechanical Breakdown Insurance, and Do You Need It?

Mechanical breakdown insurance pays to repair your car after a mechanical failure. You may want to add this coverage before your auto warranty expires.
By Alani Asis|November 13, 2024
Does Car Insurance Cover Windshield Replacement?

Does Car Insurance Cover Windshield Replacement?

Your auto insurance policy may cover windshield damage if you have a full-coverage policy.
By Sarah Archambault|November 13, 2024
Adding Your Child to Your Car Insurance: Do You Have to Do It?

Adding Your Child to Your Car Insurance: Do You Have to Do It?

When your teen becomes a licensed driver, they must have auto insurance — and it’s generally cheapest to add them to your auto policy.
By Emily Guy Birken|November 8, 2024
How to Cancel Your State Farm Auto Insurance Policy (2026)

How to Cancel Your State Farm Auto Insurance Policy

You can cancel your State Farm car insurance policy at any time, for any reason, provided you have a new policy in place before making the switch.
By Sarah Archambault|November 6, 2024
How to Apply for a Handicap Placard

How to Apply for a Handicap Placard

Handicap placards are available through your state’s department of motor vehicles.
By Miranda Marquit |November 4, 2024
Does Car Insurance Cover Vandalism?

Does Car Insurance Cover Vandalism?

Most comprehensive car insurance policies cover vandalism damage, and the average yearly cost is typically lower than paying for vandalism repairs out of pocket.
By Nick Dauk|November 4, 2024
How to Cancel Your National General Auto Insurance Policy (2026)

How to Cancel Your National General Auto Insurance Policy

You can cancel your policy with National General at any time, but you may have to pay a cancellation fee.
By Angela Brown|November 4, 2024
What You Need to Know About $1,000 Car Insurance Deductibles

What You Need to Know About $1,000 Car Insurance Deductibles

Choosing a higher car insurance deductible can reduce your premiums, but you’ll pay more out of pocket if you need to submit a claim.
By Jess Ullrich|November 1, 2024
Fighting High Auto Insurance Premiums Will Need a ‘Wholistic’ Approach, Louisiana Legislators Say

Fighting High Auto Insurance Premiums Will Need a ‘Wholistic’ Approach, Louisiana Legislators Say

Lawmakers point to excessive claims litigation as a major culprit in high costs.
By Sara Getman|October 31, 2024
Is It Illegal to Hit a Deer and Drive Off?

Is It Illegal to Hit a Deer and Drive Off?

Your state laws will determine whether you can drive off after you hit a deer, but regardless of where you live, it generally isn’t a good idea.
By Anna Baluch|October 28, 2024
What Is a DUI?

What Is a DUI?

A DUI is the crime of operating a vehicle under the influence of alcohol or drugs and can result in serious legal and financial consequences.
By Michelle Lambright Black|October 24, 2024
Average Car Insurance Rates as of October 2024

Average Car Insurance Rates as of October 2024

The overall average monthly cost of car insurance held steady in September at $150.
By Evelyn Pimplaskar|October 22, 2024