Car Insurance Knowledge

Insurify's insurance experts guide you through the basics of car insurance insurance.

Risky Phone Behavior Behind the Wheel Historically Soars on Mother’s Day

Risky Phone Behavior Behind the Wheel Historically Soars on Mother’s Day

Phone distractions jump 22% between 7 and 9 a.m. on the holiday, telematics company finds.
New York May Limit Use of Credit Info for Car Insurance Ratings and Renewals

New York May Limit Use of Credit Info for Car Insurance Ratings and Renewals

A newly introduced bill would bar insurers from using credit information as a determining factor when issuing and underwriting car insurance.
20 States With the Safest and Most Dangerous Drivers

20 States With the Safest and Most Dangerous Drivers

Michigan has the safest drivers, while Rhode Islanders are the most dangerous, Insurify data shows.
Distracted Driving Is Down, But More Drivers Engage in the Riskiest Distractions

Distracted Driving Is Down, But More Drivers Engage in the Riskiest Distractions

Using or just moving a mobile phone spikes crash risks by 240%, report says.
Minnesota Considers ‘Lifeline’ Car Insurance Program for Low-Income Drivers

Minnesota Considers ‘Lifeline’ Car Insurance Program for Low-Income Drivers

The program would provide bare-bones coverage for eligible Minnesotans.
10 Car Models With the Fastest-Rising Insurance Costs Between 2024 and 2025

10 Car Models With the Fastest-Rising Insurance Costs Between 2024 and 2025

Average insurance costs for three Tesla models increased by more than double the national rate, Insurify data revealed.
Average Car Insurance Rates as of April 2025 | Insurify

Average Car Insurance Rates as of April 2025

The overall national average cost of car insurance rose slightly in March to $150 per month.
Tariffs on Auto Imports and More Would Raise Car Insurance Rates 280% Faster

Tariffs on Auto Imports and More Would Raise Car Insurance Rates 280% Faster

Insurify projects the average annual cost of full-coverage car insurance will climb 19% by the end of 2025, hitting $2,759. Tariffs will contribute to the bulk of the price hike.
Hyundai Recommended Maintenance Schedule

Hyundai Recommended Maintenance Schedule

Keeping up with your model’s recommended maintenance schedule can extend your Hyundai’s life and minimize costly repairs.
Subaru Recommended Maintenance Schedule

Subaru Recommended Maintenance Schedule

Keeping up with your Subaru’s recommended maintenance schedule can help extend the life of your vehicle.
Nissan Recommended Maintenance Schedule

Nissan Recommended Maintenance Schedule

Keeping up with your model’s recommended maintenance schedule can extend your vehicle’s life and minimize costly repairs.
Hyundai Electric Car Recommended Maintenance Schedule

Hyundai Electric Car Recommended Maintenance Schedule

Keeping up with your Hyundai electric car’s recommended maintenance schedule helps extend the life of your vehicle and protect your investment.
Florida Legislators Weigh Second Attempt to Repeal No-Fault Car Insurance Laws

Florida Legislators Weigh Second Attempt to Repeal No-Fault Car Insurance Laws

Governor opposes bill that, if passed, would force nearly 18 million Floridians to meet new car insurance requirements.
How the State Farm Drive Safe & Save Telematics Program Works (2026)

How the State Farm Drive Safe & Save Telematics Program Works

You can qualify for auto insurance discounts based on safe driving habits and mileage with the State Farm Drive Safe & Save program.
What to Do After a Hit-and-Run

What to Do After a Hit-and-Run

After a hit-and-run, you need to contact the police, document the damage, and file an insurance claim to receive an insurance payout.
Does Personal Car Insurance Cover a Rental Car?

Does Personal Car Insurance Cover a Rental Car?

Your personal car insurance will most likely cover a rental car, but be sure to confirm with your insurer in case you need additional coverage.
What to Look for When Buying a Used Car

What to Look for When Buying a Used Car

Knowing what to look for when buying a used car can help you make the right purchase. You should assess the vehicle’s condition, mileage, safety ratings, and more.
Texas Legislators Weigh Creation of State-Funded Car Insurance Option

Texas Legislators Weigh Creation of State-Funded Car Insurance Option

Public option would be for all Texans, not just for drivers struggling to find insurance.