Car Insurance Knowledge

Insurify's insurance experts guide you through the basics of car insurance insurance.

Car Insurance Costs Are Highest in Maryland and New York, New Report Reveals

Car Insurance Costs Are Highest in Maryland and New York, New Report Reveals

Both states will see the average annual cost of full coverage top $4,000 in 2025, Insurify predicts.
By Evelyn Pimplaskar|January 28, 2025
Trusted Choice Car Insurance Review: Consumer Reviews, Quotes (2026)

Trusted Choice Car Insurance Review: Consumer Reviews, Quotes

Trusted Choice is a free service that connects you with independent insurance agents but won’t give you instant quotes, and the “local” agent matches might not be anywhere near you.
By Amy Beardsley|January 23, 2025
Allstate Faces Data Collection Lawsuit from Texas Attorney General

Allstate Faces Data Collection Lawsuit from Texas Attorney General

Suit alleges the company illegally collected driver data and used it to increase rates.
By Sara Getman|January 22, 2025
Cost of Ford Fiesta Car Insurance (2026)

Cost of Ford Fiesta Car Insurance

Ford Fiestas cost an average of $146 per month, or $1,752 per year, to insure.
By Danny Smith|January 22, 2025
Accident With a Borrowed Car in California: What Happens?

Accident With a Borrowed Car in California: What Happens?

The party responsible for damages after an accident with a borrowed car varies in California.
By Jacqueline DeMarco|January 20, 2025
Is California a No-Fault State for Auto Insurance?

Is California a No-Fault State for Auto Insurance?

California is an “at-fault” state, where the driver who caused the accident is financially responsible for damages.
By Sarah Archambault|January 16, 2025
Car Insurance Rate Hikes Rolling Out for Half a Million New York Drivers

Car Insurance Rate Hikes Rolling Out for Half a Million New York Drivers

Thousands face premium increases of $1,000 or more annually.
By Evelyn Pimplaskar|January 15, 2025
Cost of Ford Explorer Car Insurance (2026)

Cost of Ford Explorer Car Insurance

Ford Explorers cost around $133 monthly, or $1,596 yearly, to insure.
By Christy Rakoczy|January 10, 2025
Pros and Cons of 12-Month Car Insurance Policies

Pros and Cons of 12-Month Car Insurance Policies

A 12-month policy offers rate stability, but it may come with higher up-front costs.
By Theresa Stevens |January 9, 2025
Average Car Insurance Rates as of January 2025

Average Car Insurance Rates as of January 2025

National average car insurance rates held steady at the end of 2024, but some states saw big fluctuations.
By Evelyn Pimplaskar|January 9, 2025
Road Rage Facts and Statistics: 2026

Road Rage Facts and Statistics: 2026

A majority of American drivers admit to road rage behaviors despite the safety risks and higher car insurance rates.
By Cassie Sheets|January 9, 2025
Can You Buy a Car Without Insurance?

Can You Buy a Car Without Insurance?

You can’t drive a car without insurance, but you may be able to buy a vehicle without buying insurance if you have an existing policy.
By Taylor Milam-Samuel |January 2, 2025
What to Do When Your Car Has Been Stolen

What to Do When Your Car Has Been Stolen

You’ll need to file a police report, contact your insurance company, inform your leasing or financing company if you have one, and file a stolen vehicle report with your local DMV.
By Courtney Washington|January 2, 2025
What California’s New, Higher Liability Limits Mean for Auto Premiums

What California’s New, Higher Liability Limits Mean for Auto Premiums

Higher required insurance minimums could route more drivers to the state’s low-cost insurance program.
By Julia Taliesin|December 18, 2024
What Utah’s Increased Auto Liability Limits Mean for Your Premiums

What Utah’s Increased Auto Liability Limits Mean for Your Premiums

Rates could increase to reflect the higher limits, but most likely won’t significantly affect costs.
By Julia Taliesin|December 18, 2024
What Virginia’s New, Higher Car Insurance Requirements Mean for Drivers

What Virginia’s New, Higher Car Insurance Requirements Mean for Drivers

Rates could increase to reflect the higher limits, but most likely won’t significantly affect costs.
By Julia Taliesin|December 18, 2024
Are Trucks More Expensive to Insure? (2026)

Are Trucks More Expensive to Insure?

Some pickup trucks are cheaper to insure than sedans, Insurify data suggests.
By Nick Dauk|December 17, 2024
Average Car Insurance Rates as of December 2024

Average Car Insurance Rates as of December 2024

The national average cost of full-coverage car insurance dipped by $1 in November, while the liability-only average rose by the same amount.
By Evelyn Pimplaskar|December 11, 2024