Car Insurance Knowledge

Insurify's insurance experts guide you through the basics of car insurance insurance.

Car Insurance Quote vs. Rate: What’s the Difference, and Which One Should You Trust?

Car Insurance Quote vs. Rate: What’s the Difference, and Which One Should You Trust?

Car insurance quotes are estimates of what you might pay for coverage. Rates are how insurers determine how much you pay for coverage.
By Catherine Hiles|March 10, 2026
Who Pays When a Driverless Vehicle Crashes?

Who Pays When a Driverless Vehicle Crashes?

New car technology is making crash liability more complicated. Regulators and courts must determine if humans, software, or manufacturers are at fault.
By Doug Bailey|March 10, 2026
What Information Do You Need for a Car Insurance Quote?

What Information Do You Need for a Car Insurance Quote?

To get accurate car and auto insurance quotes and rates, you’ll need basic personal, vehicle, and coverage details.
By Sarah Archambault|March 9, 2026
Auto Insurance Checklist Before Buying

Auto Insurance Checklist Before Buying

Here’s everything you need to gather, compare, and verify before you purchase your policy, so you get the right coverage at the best price.
By Lindsay Frankel|March 9, 2026
2026 Drunk Driving Statistics

2026 Drunk Driving Statistics

In 2022, 32% of crashes in the U.S. involved alcohol-impaired driving. Find statistics and more in this comprehensive guide to drunk driving data.
By Julia Taliesin|March 8, 2026
Here’s How Long a Speeding Ticket Stays on Your Record

Here’s How Long a Speeding Ticket Stays on Your Record

Depending on where you live, a speeding ticket can remain on your record anywhere from one to 10 years.
By Jamie Johnson|March 8, 2026
How to Get Cheap Car Insurance (2026)

How to Get Cheap Car Insurance

Learn nine expert tips to help you compare quotes, maximize discounts, and lower your auto insurance rates today.
By Ben Luthi|March 8, 2026
11 Ways to Lower Car Insurance Costs in 2026

11 Ways to Lower Car Insurance Costs in 2026

From focusing on safety to maximizing discounts, here are money-saving tactics to try.
By Kevin Payne|March 8, 2026
What Is Full-Coverage Car Insurance?

What Is Full-Coverage Car Insurance?

Full coverage can pay for damage to your car that results from an accident you caused.
By Elizabeth Rivelli|March 8, 2026
Which Insurance Companies Don’t Use Credit History?

Which Insurance Companies Don’t Use Credit History?

Most insurance companies use credit history in determining their rates. However, telematics and usage-based insurance (UBI) programs typically don’t require credit scores and can be a good alternative to standard insurance.
By Tanveen Vohra|March 8, 2026
How Much Is a Speeding Ticket?

How Much Is a Speeding Ticket?

The cost of a speeding ticket varies depending on how fast you were going, local laws, and other factors like previous violations and court fees.
By Miranda Marquit |March 8, 2026
Noblr Auto Insurance: User Reviews and Quotes (2026)

Noblr Auto Insurance: User Reviews and Quotes

USAA, which owns Noblr, has started integrating its pay-per-mile policies into USAA’s core usage-based insurance products, so it may no longer be available in some states.
By Melanie Lockert|March 8, 2026
How to Cancel Your Auto Insurance Policy with The General (2026)

How to Cancel Your Auto Insurance Policy with The General

To cancel a car insurance policy from The General, you can call customer service, use the online chat feature, or visit an office.
By Elizabeth Rivelli|March 8, 2026
Good2Go Auto Insurance Review: Ratings and Quotes (2026)

Good2Go Auto Insurance Review: Ratings and Quotes

Good2Go partners with car insurance companies to sell basic-coverage policies. It’s best for difficult-to-insure drivers.
By Anna Baluch|March 8, 2026
Grinnell Mutual Auto Insurance: User Reviews and Quotes (2026)

Grinnell Mutual Auto Insurance: User Reviews and Quotes

Grinnell Mutual Reinsurance Company offers several coverage and discount options, but its customer service scores are below the national average.
By Courtney Washington|March 8, 2026
CONNECT Auto Insurance: User Reviews and Quotes (2026)

CONNECT Auto Insurance: User Reviews and Quotes

CONNECT’s rates are higher than some competitors. But you may benefit from some extra coverage others don’t offer — including accident travel expense coverage.
By Christy Rakoczy|March 8, 2026
United Auto Insurance: User Reviews and Quotes (2026)

United Auto Insurance: User Reviews and Quotes

United Auto has quality coverage options, but online customer complaints cite poor claims-handling experiences.
By Katie Powers|March 8, 2026
How to Cancel Your AAA Auto Insurance Policy (2026)

How to Cancel Your AAA Auto Insurance Policy

You can cancel your AAA auto policy over the phone or in person at a local branch.
By Anna Baluch|March 8, 2026