Cheap Auto Insurance Quotes in Kokomo, IN (2021)

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Car Insurance in Kokomo, IN

The average cost of Indiana car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Kokomo, IN to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$64
$103
$105
$120
$152
State FarmProgressiveTravelersNationwideThe General
Monthly $

Cheapest Car Insurance in Kokomo, IN

Here are the cheapest carriers in Kokomo for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$111
$120
$109
$109
$108
$109
IndianaIndianapolisFort WayneEvansvilleSouth BendKokomo
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

Kokomo, IN Driving Facts

indiana

Minimum Car Insurance Requirements in IN

Indiana drivers must purchase car insurance and must carry proof of financial responsibility in their vehicles. Unlike many states, Indiana requires uninsured motorist protection in addition to property damage liability and bodily injury liability coverage. 

Motorists are required to purchase auto insurance coverage meeting these minimums:

  • $25,000 for bodily injury or death of one person
  • $50,000 for bodily injury or death of two or more persons
  • $25,000 for property damage liability
  • $50,000 Uninsured Motorist Coverage

Find local Kokomo agents

Country Corner Insurance
504 S. Berkley Rd., Kokomo, IN 46901
Star Insurance Agency, Inc.
1708 E Markland, Kokomo, IN 46901-6232
Bill Rayls Insurance Agency, Inc.
701 N Washington, Kokomo, IN 46901-3313
Killingbeck Insurance Agency, Inc.
1501 E Markland, Kokomo, IN 46904
Risk Management Insurance Services
1222 E Hoffer St, Kokomo, IN 46902
Hobson Insurance Agency
150 E Alto Rd, Kokomo, IN 46902
Gaffney Insurance Agency
1732 S Washington St, Kokomo, IN 46902
Leicht Insurance, Inc. - Kokomo
2605 E Markland Ave, Kokomo, IN 46901
Johnson Insurance Agency
1604 E Hoffer St, Kokomo, IN 46902
Mathews Insurance Agency
3825 S Lafountain St, Kokomo, IN 46902

Insurify Insights: How Kokomo Drivers Measure Up

chevrolet
Chevrolet Impala
Most Popular Car in
Kokomo, IN
suspended licenses
#14
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Kokomo drivers measure up to their fellow Indiana motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Kokomo

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Kokomo drivers rank 22 in the number of car accidents per driver across all cities in Indiana.

  • Rank within state: #22
  • Percent of drivers in Kokomo with an accident: 10.38%
  • Drivers in Kokomo, IN with an accident in their driving history paid on average 43.59% more than drivers with a clean record

Speeding Kokomo

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Indiana, Kokomo drivers rank 24 in the number of speeding infractions per driver.

  • Rank within state: #24
  • Percent of drivers in Kokomo with a speeding ticket: 8.4%
  • Drivers in Kokomo, IN with a speeding ticket in their driving history paid on average 42.74% more than drivers with a clean record

DUI/DWIs Kokomo

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Kokomo drivers rank 18 in the number of DUI’s per driver across all cities in Indiana.

  • Rank within state: #18
  • Percent of drivers in Kokomo with a DUI: 2.31%
  • Drivers in Kokomo, IN with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle Kokomo

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Kokomo is the Chevrolet Impala.

Rude Kokomo

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Indiana, Kokomo drivers rank 13 in rude driving infractions.

  • Rank within state: #13
  • Percent of drivers in Kokomo with a reckless driving violation: 1.15%
  • Drivers in Kokomo, IN with a reckless driving violation in their driving history paid on average --% more than drivers with a clean record.

Safest Drivers Kokomo

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Kokomo drivers rank 2 in clean driving records across all cities in Indiana.

  • Rank within state: #2
  • Percent of drivers in Kokomo with clean record: 81.55%

Failure to Yield the Right of Way Kokomo

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Kokomo drivers rank 4 in failure to yield violations per driver across all cities in Indiana.

  • Rank within state: #4
  • Percent of drivers in Kokomo with a failure to yield violation: 0.33%
  • Drivers in Kokomo, IN with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers Kokomo

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Indiana, Kokomo drivers rank 10 in the number of reckless driving offenses per driver.

  • Rank within state: #10
  • Percent of drivers in Kokomo with a reckless driving offense: --%

Hybrid/Electric Vehicle Ownership Kokomo

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Kokomo drivers rank 27 in hybrid and electric vehicle ownership across all cities in Indiana.

  • Rank within state: #27
  • Percent of drivers in Kokomo with a hybrid/electric vehicle: 0.26%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.