Cheap Auto Insurance Quotes in Hammond, IN (2021)

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Car Insurance in Hammond, IN

The average cost of Indiana car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Hammond, IN to find you the cheapest quotes in the area.

$31
$97
$130
$160
$173
ProgressiveState FarmTravelersThe GeneralLiberty Mutual

Cheapest Car Insurance in Hammond

Here are the cheapest carriers in Hammond for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

$115
$120
$109
$109
$108
$131
IndianaIndianapolisFort WayneEvansvilleSouth BendHammond

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Hammond, IN Driving Facts

indiana

Minimum Car Insurance Requirements in IN

Indiana drivers must purchase car insurance and must carry proof of financial responsibility in their vehicles. Unlike many states, Indiana requires uninsured motorist protection in addition to property damage liability and bodily injury liability coverage. 

Motorists are required to purchase auto insurance coverage meeting these minimums:

  • $25,000 for bodily injury or death of one person
  • $50,000 for bodily injury or death of two or more persons
  • $25,000 for property damage liability
  • $50,000 Uninsured Motorist Coverage

Insurify Insights: How Hammond Drivers Measure Up

ford
Ford Escape
Most Popular Car in
Hammond, IN
suspended licenses
#7
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Hammond drivers measure up to their fellow Indiana motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Hammond

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Hammond drivers rank 10 in the number of car accidents per driver across all cities in Indiana.

  • Rank within state: #10
  • Percent of drivers in Hammond with an accident: 12.29%
  • Drivers in Hammond, IN with an accident in their driving history paid on average 28.29% more than drivers with a clean record

Speeding Hammond

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Indiana, Hammond drivers rank 18 in the number of speeding infractions per driver.

  • Rank within state: #18
  • Percent of drivers in Hammond with a speeding ticket: 9.96%
  • Drivers in Hammond, IN with a speeding ticket in their driving history paid on average 25% more than drivers with a clean record

DUI/DWIs Hammond

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Hammond drivers rank 26 in the number of DUI’s per driver across all cities in Indiana.

  • Rank within state: #26
  • Percent of drivers in Hammond with a DUI: 1.27%
  • Drivers in Hammond, IN with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle Hammond

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Hammond is the Ford Escape.

Hybrid/Electric Vehicle Ownership Hammond

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Hammond drivers rank 6 in hybrid and electric vehicle ownership across all cities in Indiana.

  • Rank within state: #6
  • Percent of drivers in Hammond with a hybrid/electric vehicle: 1.61%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.