Cheap Auto Insurance Quotes in Bloomington, IN (2021)

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Car Insurance in Bloomington, IN

The average cost of Indiana car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Bloomington, IN to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$25
$65
$99
$117
$130
ProgressiveState FarmTravelersNationwideThe General
Monthly $

Cheapest Car Insurance in Bloomington, IN

Here are the cheapest carriers in Bloomington for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$110
$120
$109
$109
$108
$106
IndianaIndianapolisFort WayneEvansvilleSouth BendBloomington
Monthly $

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Bloomington, IN Driving Facts

indiana

Minimum Car Insurance Requirements in IN

Indiana drivers must purchase car insurance and must carry proof of financial responsibility in their vehicles. Unlike many states, Indiana requires uninsured motorist protection in addition to property damage liability and bodily injury liability coverage. 

Motorists are required to purchase auto insurance coverage meeting these minimums:

  • $25,000 for bodily injury or death of one person
  • $50,000 for bodily injury or death of two or more persons
  • $25,000 for property damage liability
  • $50,000 Uninsured Motorist Coverage

Insurify Insights: How Bloomington Drivers Measure Up

honda
Honda Civic
Most Popular Car in
Bloomington, IN
suspended licenses
#18
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Bloomington drivers measure up to their fellow Indiana motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Bloomington

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Bloomington drivers rank 8 in the number of car accidents per driver across all cities in Indiana.

  • Rank within state: #8
  • Percent of drivers in Bloomington with an accident: 12.54%
  • Drivers in Bloomington, IN with an accident in their driving history paid on average 36.44% more than drivers with a clean record

Speeding Bloomington

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Indiana, Bloomington drivers rank 27 in the number of speeding infractions per driver.

  • Rank within state: #27
  • Percent of drivers in Bloomington with a speeding ticket: 7.04%
  • Drivers in Bloomington, IN with a speeding ticket in their driving history paid on average 16.95% more than drivers with a clean record

DUI/DWIs Bloomington

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Bloomington drivers rank 13 in the number of DUI’s per driver across all cities in Indiana.

  • Rank within state: #13
  • Percent of drivers in Bloomington with a DUI: 2.75%
  • Drivers in Bloomington, IN with a DUI in their driving history paid on average -87.29% more than drivers with a clean record

Most Popular Vehicle Bloomington

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Bloomington is the Honda Civic.

Rude Bloomington

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Indiana, Bloomington drivers rank 3 in rude driving infractions.

  • Rank within state: #3
  • Percent of drivers in Bloomington with a reckless driving violation: 2.58%
  • Drivers in Bloomington, IN with a reckless driving violation in their driving history paid on average 14.41% more than drivers with a clean record.

Safest Drivers Bloomington

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Bloomington drivers rank 7 in clean driving records across all cities in Indiana.

  • Rank within state: #7
  • Percent of drivers in Bloomington with clean record: 77.84%

Failure to Yield the Right of Way Bloomington

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Bloomington drivers rank 1 in failure to yield violations per driver across all cities in Indiana.

  • Rank within state: #1
  • Percent of drivers in Bloomington with a failure to yield violation: 0.86%
  • Drivers in Bloomington, IN with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers Bloomington

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Indiana, Bloomington drivers rank 11 in the number of reckless driving offenses per driver.

  • Rank within state: #11
  • Percent of drivers in Bloomington with a reckless driving offense: --%

Hybrid/Electric Vehicle Ownership Bloomington

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Bloomington drivers rank 11 in hybrid and electric vehicle ownership across all cities in Indiana.

  • Rank within state: #11
  • Percent of drivers in Bloomington with a hybrid/electric vehicle: 1.06%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.