Latest Articles

Insurify's insurance experts guide you through the basics of home insurance insurance.

Best Co-op Insurance Companies (2026)

Best Co-op Insurance Companies

Amica Mutual, USAA, and American Family are a few of the top insurers to consider for co-op insurance.
Off-Grid Home Insurance: What You Need to Know

Off-Grid Home Insurance: What You Need to Know

You still need to protect your home even if you’re living off-grid. Here’s how to find off-grid home insurance.
State Farm Seeks 38% Rate Hike for California Renters Insurance

State Farm Seeks 38% Rate Hike for California Renters Insurance

Insurer also plans to shed 600+ renters policies in high-fire-risk areas.
Ask an Agent: Does Your Car or Home Insurance Premium Subsidize High-Risk States?

Ask an Agent: Does Your Car or Home Insurance Premium Subsidize High-Risk States?

Policyholders wonder why insurance is skyrocketing as federally regulated coverage becomes a topic of national debate. A licensed agent answered these complex insurance questions.
‘Everything Has Gone Up’: Retirees Feel Burdened by Inflation as Home Insurance Costs Surge

‘Everything Has Gone Up’: Retirees Feel Burdened by Inflation as Home Insurance Costs Surge

Popular retirement states may lose their luster as home insurance rates skyrocket. The average Florida premium costs more than one-third of the average retirement income.
Mobile Home Insurer Cancels Policies in Florida

Mobile Home Insurer Cancels Policies in Florida

Mobile homeowners may end up paying twice as much for a policy through the state’s insurer of last resort.
Can You Get Homeowners Insurance Without an Inspection?

Can You Get Homeowners Insurance Without an Inspection?

Though insurers don’t always require an inspection to buy home insurance, most companies will want to assess your home for potential risks.
Hurricane Debby’s Uninsured Losses Could Top $9.7 Billion, Report Shows

Hurricane Debby’s Uninsured Losses Could Top $9.7 Billion, Report Shows

78% of damage occurred outside flood zones where borrowers with federally backed mortgages must buy flood insurance.
What Is Force-Placed Insurance on a Home?

What Is Force-Placed Insurance on a Home?

If your home insurance lapses and you don’t find a replacement policy, your lender will take out force-placed insurance.
Hurricane Beryl Already Increasing Insurance Costs for Texans

Hurricane Beryl Already Increasing Insurance Costs for Texans

The storm could wipe out catastrophic reserves of state’s windstorm insurer.
Progressive halts new home insurance policies in Texas and some Midwestern states

Progressive halts new home insurance policies in Texas and some Midwestern states

Insurer aims to mitigate losses from severe weather threats.
Do You Need Flood Insurance?

Do You Need Flood Insurance?

You might need flood insurance depending on where you live and what type of mortgage you have. And flood insurance could make sense even if you don’t meet specific risk criteria.
Best Homeowners Insurance for Veterans and Military Members (2026)

Best Homeowners Insurance for Veterans and Military Members

With low rates, a robust menu of optional coverages, and a number of available discounts, Armed Forces Insurance is the best overall home insurance option for veterans and military members.
Gen Z Grasps at the American Dream of Homeownership but Struggles With Nihilistic Spending

Gen Z Grasps at the American Dream of Homeownership but Struggles With Nihilistic Spending

Gen Z is clawing toward stability and homeownership through sheer grit and a new twist on ’90s-style financial advice. But first, they’ll need to curb some doom spending.
Lightning Sparked $1.2 Billion in U.S. Home Insurance Claim Payouts in 2023

Lightning Sparked $1.2 Billion in U.S. Home Insurance Claim Payouts in 2023

Florida had the most claims, but Texas payouts were most expensive.
How Long Does It Take to Get Homeowners Insurance?

How Long Does It Take to Get Homeowners Insurance?

It can take between five minutes to a few days to secure home insurance coverage.
How Much Does an Umbrella Policy Cost? (2026)

How Much Does an Umbrella Policy Cost?

For a policyholder with one home, two cars, and two drivers, the average annual cost of a $1 million umbrella policy is $383.
Florida Counties Retain Federal Flood Insurance Discounts — For Now

Florida Counties Retain Federal Flood Insurance Discounts — For Now

Communities receive discounts for taking flood mitigation measures.