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California Insurers Approved to Pass Hefty FAIR Plan Loss Assessment Costs on to Policyholders
Insurance commissioner says move would ensure solvency of state’s insurer of last resort for homeowners.
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How to Prepare for a Winter Storm
Prepare your home by weatherproofing, stocking your pantry, and making emergency kits.
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How to Estimate Replacement Cost for Homeowners Insurance
Multiplying your home’s square footage by local per-square-foot construction costs is a good starting point for estimating the cost to rebuild your home.
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New Disaster-Mapping Shows Where Communities Should Invest to Prevent Severe Weather Damage
The report recommends mandating that insurance companies incentivize weather risk mitigation.
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Do You Need Windstorm Insurance in Florida?
Most homeowners in Florida, especially those in coastal regions, need windstorm insurance.
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What Does a Sump Pump Do?
A sump pump protects your home from heavy rainfall and flooding.
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Does Homeowners Insurance Cover Home Improvements?
Homeowners insurance may cover home improvements if you’ve increased your coverage limits.
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Cost of Earthquake Insurance in 2026
The cost of earthquake insurance varies depending on your location, coverage, and home construction.
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What Is DIC Insurance, and Who Needs It?
Difference in conditions coverage can give you extra protection against catastrophic events that standard homeowners insurance doesn’t cover.
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Best Dog-Friendly Home Insurance Companies
Dog owners may have to search a bit harder to find home insurance. American Family, State Farm, and Nationwide are a few of the best dog-friendly insurers to consider.
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2.6 Million U.S. Homes Face Wildfire Risk, Report Finds
California, Colorado, and Texas have the most at-risk homes — but the report finds mitigation can greatly reduce losses.
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Will California’s Home Insurance Crisis Drive Up Costs for Renters Too?
High home insurance rates could prompt landlords to pass costs on to tenants.
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Best Co-op Insurance Companies
Amica Mutual, USAA, and American Family are a few of the top insurers to consider for co-op insurance.
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Off-Grid Home Insurance: What You Need to Know
You still need to protect your home even if you’re living off-grid. Here’s how to find off-grid home insurance.
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State Farm Seeks 38% Rate Hike for California Renters Insurance
Insurer also plans to shed 600+ renters policies in high-fire-risk areas.
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Ask an Agent: Does Your Car or Home Insurance Premium Subsidize High-Risk States?
Policyholders wonder why insurance is skyrocketing as federally regulated coverage becomes a topic of national debate. A licensed agent answered these complex insurance questions.
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‘Everything Has Gone Up’: Retirees Feel Burdened by Inflation as Home Insurance Costs Surge
Popular retirement states may lose their luster as home insurance rates skyrocket. The average Florida premium costs more than one-third of the average retirement income.
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Mobile Home Insurer Cancels Policies in Florida
Mobile homeowners may end up paying twice as much for a policy through the state’s insurer of last resort.