Climate catastrophes are driving insurers and homebuyers out of high-risk areas like Florida, but the American dream of homeownership lives on in less disaster-prone states.
Figuring out home insurance for new construction projects can be complex, but a good insurance broker can help you.
File flood insurance claims as soon as you can. When it’s safe to document the damage, your adjuster will help you create a proof of loss statement.
When an escrow balance falls below a minimum required level, there’s an escrow shortage. Find out what this means for you.
Home warranties protect your home’s appliances and systems. Home insurance covers your home’s structure, personal belongings, and liability risk.
Everything you need to know about hurricane insurance in Florida.
Understanding the average cost of homeowners insurance can help you build this expense into your budget.
Looking for a home warranty? Check out Insurify’s list of the best home warranty companies.
An HO-4 policy can protect you and your belongings if you rent. Learn more about renters insurance to see if an HO-4 policy is right for you.
Renters insurance can cover the cost of replacing your personal belongings in case of damage or theft. Learn more.
Depending on where you live, you may have well or city water as your home’s water supply. Learn which is better for you.
Explore costs, location, and property-specific questions for first-time homebuyers. Learn about the property’s finances, home condition, and neighborhood factors.
If you have home insurance, it’s important to understand how insurers pay out claims. Learn more about home insurance settlements and how they work.
Many states have Fair Access to Insurance Requirements (FAIR) Plans to provide home insurance as a last resort for property owners who can’t find coverage in the voluntary insurance market. But rising rates and shrinking markets in states across the country are driving many homeowners to view their states’ FAIR Plans as the first-choice option for home insurance.
Florida’s proposed 2024–2025 fiscal year budget includes more than $500 million earmarked for relief measures for Florida homeowners grappling with rising home insurance costs.
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