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Ask an Agent: Does Your Car or Home Insurance Premium Subsidize High-Risk States?
Policyholders wonder why insurance is skyrocketing as federally regulated coverage becomes a topic of national debate. A licensed agent answered these complex insurance questions.
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‘Everything Has Gone Up’: Retirees Feel Burdened by Inflation as Home Insurance Costs Surge
Popular retirement states may lose their luster as home insurance rates skyrocket. The average Florida premium costs more than one-third of the average retirement income.
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Mobile Home Insurer Cancels Policies in Florida
Mobile homeowners may end up paying twice as much for a policy through the state’s insurer of last resort.
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Can You Get Homeowners Insurance Without an Inspection?
Though insurers don’t always require an inspection to buy home insurance, most companies will want to assess your home for potential risks.
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Hurricane Debby’s Uninsured Losses Could Top $9.7 Billion, Report Shows
78% of damage occurred outside flood zones where borrowers with federally backed mortgages must buy flood insurance.
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What Is Force-Placed Insurance on a Home?
If your home insurance lapses and you don’t find a replacement policy, your lender will take out force-placed insurance.
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Hurricane Beryl Already Increasing Insurance Costs for Texans
The storm could wipe out catastrophic reserves of state’s windstorm insurer.
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Progressive halts new home insurance policies in Texas and some Midwestern states
Insurer aims to mitigate losses from severe weather threats.
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Do You Need Flood Insurance?
You might need flood insurance depending on where you live and what type of mortgage you have. And flood insurance could make sense even if you don’t meet specific risk criteria.
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Best Homeowners Insurance for Veterans and Military Members
With low rates, a robust menu of optional coverages, and a number of available discounts, Armed Forces Insurance is the best overall home insurance option for veterans and military members.
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Gen Z Grasps at the American Dream of Homeownership but Struggles With Nihilistic Spending
Gen Z is clawing toward stability and homeownership through sheer grit and a new twist on ’90s-style financial advice. But first, they’ll need to curb some doom spending.
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Lightning Sparked $1.2 Billion in U.S. Home Insurance Claim Payouts in 2023
Florida had the most claims, but Texas payouts were most expensive.
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How Long Does It Take to Get Homeowners Insurance?
It can take between five minutes to a few days to secure home insurance coverage.
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How Much Does an Umbrella Policy Cost?
For a policyholder with one home, two cars, and two drivers, the average annual cost of a $1 million umbrella policy is $383.
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Florida Counties Retain Federal Flood Insurance Discounts — For Now
Communities receive discounts for taking flood mitigation measures.
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Change of Address Checklist: What to Do and Who to Notify
After moving, you’ll need to update your home address in many different places.
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The Hidden Cost of Insurance: Reinsurance Is Elevating Coverage Rates for Americans Everywhere
‘Insurance for insurer’ rates are rising and those costs are being passed on to policyholders.
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Project 2025 Aims to End 56-Year-Old National Flood Insurance Program
The nearly 5 million existing NFIP policyholders would likely face higher flood insurance premiums or choose to opt out of coverage if the NFIP ends.