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Replacement Cost vs. Market Value: What’s the Difference?
Replacement cost is the cost of rebuilding your home or replacing damaged property based on current prices. Market value is the amount of money your home would sell for in the current market.
|July 12, 2024
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Does Homeowners Insurance Cover HVAC Systems?
Most standard home insurance policies protect damage to HVAC systems stemming from a covered event, like a fire or windstorm.
|July 11, 2024
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How to Get Home Insurance to Pay for Water Damage
Standard home insurance policies typically cover sudden water damage from inside your home, but it’s important to understand the limits of your protection.
|July 10, 2024
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Pool Safety Tips Every Homeowner Should Know
Stay safe this summer by knowing important pool safety tips and carrying the right amount of pool insurance coverage.
|July 8, 2024
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Is an HO-8 Policy Right for Your Home?
An HO-8 policy may make sense if you own an older home, but this type of policy has drawbacks you need to consider.
|July 3, 2024
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Senate Lawmakers Butt Heads Over Cause of Home Insurance Crises
Budget committee splits along party lines whether climate change or inflation is cause of skyrocketing rates.
|July 3, 2024
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California’s Largest Home Insurer Seeks Dramatic Rate Increase
State Farm’s proposal would raise home insurance rates by 30%, impacting more than 1 million policyholders.
|July 3, 2024
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What Is an Elevation Certificate and How Does It Affect Flood Insurance?
An elevation certificate is an official document that gauges flood risk and helps determine rates for flood insurance.
|July 2, 2024
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Too Many Americans Are Mistaken About Insurance: Surveys Say
Flood and homeowners insurance seem to cause the most confusion, polls by Trusted Choice and Insurify reveal.
|July 2, 2024
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Does Homeowners Insurance Cover Pest Control?
Most homeowners insurance policies don’t cover pest control.
|July 1, 2024
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Florida Regulators: Execs of Bankrupt Insurers Illegally Took New Roles
Insurers could lose their right to sell policies in the state if they retain leaders in question.
|June 27, 2024
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Homeowners Insurance Canceled Because of the Roof? What’s Next
Insurers can choose not to renew your homeowners policy for an old or neglected roof. But you can take steps to prevent this from happening.
|June 26, 2024
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Wildfire Risks Spark Insurance Woes for Utility Companies
Shrinking options and escalating costs for power companies mirror the home insurance crises facing consumers.
|June 26, 2024
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How to Get Cheap Homeowners Insurance With Bad Credit
You can lock in affordable home insurance coverage with bad credit, but you’ll need to shop around and explore your options.
|June 26, 2024
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Florida’s Largest Home Insurer Seeks 14% Rate Increase
The proposal, approved by the board of Citizens Property Insurance, could take effect Jan. 1, 2025.
|June 26, 2024
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Drone Footage of Roofs Not Enough to Justify Dropping Home Policies, PA Regulators Say
Insurers should verify roof damage with physical inspections, insurance department says.
|June 24, 2024
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How and When to Self-Insure Your Home
Self-insuring your home isn’t for everyone, and it might not be the cash savings you think.
|June 24, 2024
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Step-by-Step Guide to Making a Home Inventory Checklist
A home inventory checklist records your property, including descriptions, estimated values, and more.
|June 21, 2024