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Can You Get Homeowners Insurance Without an Inspection?
Though insurers don’t always require an inspection to buy home insurance, most companies will want to assess your home for potential risks.
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Hurricane Debby’s Uninsured Losses Could Top $9.7 Billion, Report Shows
78% of damage occurred outside flood zones where borrowers with federally backed mortgages must buy flood insurance.
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What Is Force-Placed Insurance on a Home?
If your home insurance lapses and you don’t find a replacement policy, your lender will take out force-placed insurance.
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Hurricane Beryl Already Increasing Insurance Costs for Texans
The storm could wipe out catastrophic reserves of state’s windstorm insurer.
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Progressive halts new home insurance policies in Texas and some Midwestern states
Insurer aims to mitigate losses from severe weather threats.
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Do You Need Flood Insurance?
You might need flood insurance depending on where you live and what type of mortgage you have. And flood insurance could make sense even if you don’t meet specific risk criteria.
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Gen Z Grasps at the American Dream of Homeownership but Struggles With Nihilistic Spending
Gen Z is clawing toward stability and homeownership through sheer grit and a new twist on ’90s-style financial advice. But first, they’ll need to curb some doom spending.
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Lightning Sparked $1.2 Billion in U.S. Home Insurance Claim Payouts in 2023
Florida had the most claims, but Texas payouts were most expensive.
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How Long Does It Take to Get Homeowners Insurance?
It can take between five minutes to a few days to secure home insurance coverage.
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How Much Does an Umbrella Policy Cost?
For a policyholder with one home, two cars, and two drivers, the average annual cost of a $1 million umbrella policy is $383.
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Florida Counties Retain Federal Flood Insurance Discounts — For Now
Communities receive discounts for taking flood mitigation measures.
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Change of Address Checklist: What to Do and Who to Notify
After moving, you’ll need to update your home address in many different places.
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The Hidden Cost of Insurance: Reinsurance Is Elevating Coverage Rates for Americans Everywhere
‘Insurance for insurer’ rates are rising and those costs are being passed on to policyholders.
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Project 2025 Aims to End 56-Year-Old National Flood Insurance Program
The nearly 5 million existing NFIP policyholders would likely face higher flood insurance premiums or choose to opt out of coverage if the NFIP ends.
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Best Condo Insurance in Florida
Despite the number of insurers that have ceased operations altogether or left Florida, it’s still possible to get quality condo insurance from insurers like Allstate, Progressive, State Farm, and more.
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HOA Insurance: How It Works and What It Covers
HOA insurance covers common areas owned by a homeowners association, but it doesn’t offer much protection to the owners’ residences.
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How Much Does a Heat Pump Cost in 2026?
Heat pumps typically have a higher price tag than some traditional heating and cooling systems, but installing this energy-efficient alternative can save you hundreds or thousands of dollars on your energy bill.
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How to Save on Home Insurance With a Security System
Most home insurance companies offer discounts for having a security system. Homeowners who install them can save up to 20%, but discounts vary by insurer.