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Insurify's insurance experts guide you through the basics of home insurance insurance.

Does Homeowners Insurance Cover Pest Control?

Does Homeowners Insurance Cover Pest Control?

Most homeowners insurance policies don’t cover pest control.
Florida Regulators: Execs of Bankrupt Insurers Illegally Took New Roles

Florida Regulators: Execs of Bankrupt Insurers Illegally Took New Roles

Insurers could lose their right to sell policies in the state if they retain leaders in question.
Homeowners Insurance Canceled Because of the Roof? What’s Next

Homeowners Insurance Canceled Because of the Roof? What’s Next

Insurers can choose not to renew your homeowners policy for an old or neglected roof. But you can take steps to prevent this from happening.
Wildfire Risks Spark Insurance Woes for Utility Companies

Wildfire Risks Spark Insurance Woes for Utility Companies

Shrinking options and escalating costs for power companies mirror the home insurance crises facing consumers.
How to Get Cheap Homeowners Insurance With Bad Credit

How to Get Cheap Homeowners Insurance With Bad Credit

You can lock in affordable home insurance coverage with bad credit, but you’ll need to shop around and explore your options.
Florida’s Largest Home Insurer Seeks 14% Rate Increase

Florida’s Largest Home Insurer Seeks 14% Rate Increase

The proposal, approved by the board of Citizens Property Insurance, could take effect Jan. 1, 2025.
Drone Footage of Roofs Not Enough to Justify Dropping Home Policies, PA Regulators Say

Drone Footage of Roofs Not Enough to Justify Dropping Home Policies, PA Regulators Say

Insurers should verify roof damage with physical inspections, insurance department says.
How and When to Self-Insure Your Home

How and When to Self-Insure Your Home

Self-insuring your home isn’t for everyone, and it might not be the cash savings you think.
Step-by-Step Guide to Making a Home Inventory Checklist

Step-by-Step Guide to Making a Home Inventory Checklist

A home inventory checklist records your property, including descriptions, estimated values, and more.
What Is a Home Insurance Broker?

What Is a Home Insurance Broker?

Insurance brokers can find and build homeowners policies on your behalf, saving you time and money when shopping for coverage.
Does Early Storm Data Herald a Harrowing Hail Season Ahead?

Does Early Storm Data Herald a Harrowing Hail Season Ahead?

The frequency of hailstorms soared in early 2024, well before the official start of hail season, federal data shows.
California OKs Predictive Modeling for Home Insurance — With a Catch

California OKs Predictive Modeling for Home Insurance — With a Catch

Insurers must do more business in high-risk areas under new regulations from state insurance department.
Texas Home Insurers Send Non-Renewals as Hurricane Season Approaches

Texas Home Insurers Send Non-Renewals as Hurricane Season Approaches

Homeowners in some high-risk areas will need to find new coverage with the season in full swing.
Is Earthquake Insurance Worth It?

Is Earthquake Insurance Worth It?

If you live in a high-risk area and can’t afford to cover rebuilding costs after a major quake, earthquake insurance may be a wise investment to protect your finances.
Nearly 33M Coastal Homes at Risk From ‘Very Active’ Hurricane Season, Report Says

Nearly 33M Coastal Homes at Risk From ‘Very Active’ Hurricane Season, Report Says

Potential losses — both insured and uninsured — could reach trillions of dollars, information services company reports.
Ask an Agent: Does Homeowners Insurance Cover Fourth of July Fireworks Damage?

Ask an Agent: Does Homeowners Insurance Cover Fourth of July Fireworks Damage?

Independence Day celebrations can lead to insurance premium increases or policy cancellations. Here’s how homeowners can stay safe.
Does Home Insurance Cover Water Damage?

Does Home Insurance Cover Water Damage?

Homeowners insurance covers some types of water damage that results from a covered peril. But the damage must be accidental and sudden.
Washington State Requires Insurers to Better Explain Auto, Home Rate Increases

Washington State Requires Insurers to Better Explain Auto, Home Rate Increases

Policyholders getting rate hikes at renewal must request explanations in writing for now, but automatic notices are coming in 2027.