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Drone Footage of Roofs Not Enough to Justify Dropping Home Policies, PA Regulators Say
Insurers should verify roof damage with physical inspections, insurance department says.
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How and When to Self-Insure Your Home
Self-insuring your home isn’t for everyone, and it might not be the cash savings you think.
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Step-by-Step Guide to Making a Home Inventory Checklist
A home inventory checklist records your property, including descriptions, estimated values, and more.
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What Is a Home Insurance Broker?
Insurance brokers can find and build homeowners policies on your behalf, saving you time and money when shopping for coverage.
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Does Early Storm Data Herald a Harrowing Hail Season Ahead?
The frequency of hailstorms soared in early 2024, well before the official start of hail season, federal data shows.
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California OKs Predictive Modeling for Home Insurance — With a Catch
Insurers must do more business in high-risk areas under new regulations from state insurance department.
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Texas Home Insurers Send Non-Renewals as Hurricane Season Approaches
Homeowners in some high-risk areas will need to find new coverage with the season in full swing.
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Is Earthquake Insurance Worth It?
If you live in a high-risk area and can’t afford to cover rebuilding costs after a major quake, earthquake insurance may be a wise investment to protect your finances.
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Nearly 33M Coastal Homes at Risk From ‘Very Active’ Hurricane Season, Report Says
Potential losses — both insured and uninsured — could reach trillions of dollars, information services company reports.
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Ask an Agent: Does Homeowners Insurance Cover Fourth of July Fireworks Damage?
Independence Day celebrations can lead to insurance premium increases or policy cancellations. Here’s how homeowners can stay safe.
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Does Home Insurance Cover Water Damage?
Homeowners insurance covers some types of water damage that results from a covered peril. But the damage must be accidental and sudden.
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Washington State Requires Insurers to Better Explain Auto, Home Rate Increases
Policyholders getting rate hikes at renewal must request explanations in writing for now, but automatic notices are coming in 2027.
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Relief in Sight? 9 Home Insurers Cut Rates in Florida
Rate decreases are an early signal reforms are working, regulators say.
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What Is Personal Liability Homeowners Insurance?
If someone is injured on your property, or you cause injury or property damage to someone else while away from home, personal liability coverage protects you financially.
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What Is a 4-Point Home Inspection?
A 4-point inspection checks your house’s roof, HVAC, plumbing, and electrical systems to ensure the home is in good shape before an insurance company issues a policy.
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Oklahoma Approves Grant Program for Homeowners to Build Climate-Resilient Homes
New legislation provides financial support for homeowners to build or retrofit homes to be more resilient to tornadoes, windstorms, and hail.
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Florida Insurer Fined for Treatment of Policyholders After Hurricane Ian
Insurance regulators fined Heritage Property & Casualty Insurance $1 million for how it processed claims after Hurricane Ian.
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Are Home Insurance Premiums Tax Deductible in 2026?
Homeowners insurance isn’t tax deductible for most homeowners, but you can take advantage of several other tax breaks for homeowners.