Latest Articles

Insurify's insurance experts guide you through the basics of home insurance insurance.

Does Homeowners Insurance Cover HVAC Systems?

Does Homeowners Insurance Cover HVAC Systems?

Most standard home insurance policies protect damage to HVAC systems stemming from a covered event, like a fire or windstorm.
How to Get Home Insurance to Pay for Water Damage

How to Get Home Insurance to Pay for Water Damage

Standard home insurance policies typically cover sudden water damage from inside your home, but it’s important to understand the limits of your protection.
Pool Safety Tips Every Homeowner Should Know

Pool Safety Tips Every Homeowner Should Know

Stay safe this summer by knowing important pool safety tips and carrying the right amount of pool insurance coverage.
Is an HO-8 Policy Right for Your Home?

Is an HO-8 Policy Right for Your Home?

An HO-8 policy may make sense if you own an older home, but this type of policy has drawbacks you need to consider.
Senate Lawmakers Butt Heads Over Cause of Home Insurance Crises

Senate Lawmakers Butt Heads Over Cause of Home Insurance Crises

Budget committee splits along party lines whether climate change or inflation is cause of skyrocketing rates.
California’s Largest Home Insurer Seeks Dramatic Rate Increase

California’s Largest Home Insurer Seeks Dramatic Rate Increase

State Farm’s proposal would raise home insurance rates by 30%, impacting more than 1 million policyholders.
What Is an Elevation Certificate and How Does It Affect Flood Insurance?

What Is an Elevation Certificate and How Does It Affect Flood Insurance?

An elevation certificate is an official document that gauges flood risk and helps determine rates for flood insurance.
Too Many Americans Are Mistaken About Insurance: Surveys Say

Too Many Americans Are Mistaken About Insurance: Surveys Say

Flood and homeowners insurance seem to cause the most confusion, polls by Trusted Choice and Insurify reveal.
Does Homeowners Insurance Cover Pest Control?

Does Homeowners Insurance Cover Pest Control?

Most homeowners insurance policies don’t cover pest control.
Florida Regulators: Execs of Bankrupt Insurers Illegally Took New Roles

Florida Regulators: Execs of Bankrupt Insurers Illegally Took New Roles

Insurers could lose their right to sell policies in the state if they retain leaders in question.
Homeowners Insurance Canceled Because of the Roof? What’s Next

Homeowners Insurance Canceled Because of the Roof? What’s Next

Insurers can choose not to renew your homeowners policy for an old or neglected roof. But you can take steps to prevent this from happening.
Wildfire Risks Spark Insurance Woes for Utility Companies

Wildfire Risks Spark Insurance Woes for Utility Companies

Shrinking options and escalating costs for power companies mirror the home insurance crises facing consumers.
How to Get Cheap Homeowners Insurance With Bad Credit

How to Get Cheap Homeowners Insurance With Bad Credit

You can lock in affordable home insurance coverage with bad credit, but you’ll need to shop around and explore your options.
Florida’s Largest Home Insurer Seeks 14% Rate Increase

Florida’s Largest Home Insurer Seeks 14% Rate Increase

The proposal, approved by the board of Citizens Property Insurance, could take effect Jan. 1, 2025.
Drone Footage of Roofs Not Enough to Justify Dropping Home Policies, PA Regulators Say

Drone Footage of Roofs Not Enough to Justify Dropping Home Policies, PA Regulators Say

Insurers should verify roof damage with physical inspections, insurance department says.
How and When to Self-Insure Your Home

How and When to Self-Insure Your Home

Self-insuring your home isn’t for everyone, and it might not be the cash savings you think.
Step-by-Step Guide to Making a Home Inventory Checklist

Step-by-Step Guide to Making a Home Inventory Checklist

A home inventory checklist records your property, including descriptions, estimated values, and more.
What Is a Home Insurance Broker?

What Is a Home Insurance Broker?

Insurance brokers can find and build homeowners policies on your behalf, saving you time and money when shopping for coverage.