Latest Articles

Insurify's insurance experts guide you through the basics of home insurance insurance.

Texas Home Insurers Send Non-Renewals as Hurricane Season Approaches

Texas Home Insurers Send Non-Renewals as Hurricane Season Approaches

Homeowners in some high-risk areas will need to find new coverage with the season in full swing.
Is Earthquake Insurance Worth It?

Is Earthquake Insurance Worth It?

If you live in a high-risk area and can’t afford to cover rebuilding costs after a major quake, earthquake insurance may be a wise investment to protect your finances.
Nearly 33M Coastal Homes at Risk From ‘Very Active’ Hurricane Season, Report Says

Nearly 33M Coastal Homes at Risk From ‘Very Active’ Hurricane Season, Report Says

Potential losses — both insured and uninsured — could reach trillions of dollars, information services company reports.
Ask an Agent: Does Homeowners Insurance Cover Fourth of July Fireworks Damage?

Ask an Agent: Does Homeowners Insurance Cover Fourth of July Fireworks Damage?

Independence Day celebrations can lead to insurance premium increases or policy cancellations. Here’s how homeowners can stay safe.
Does Home Insurance Cover Water Damage?

Does Home Insurance Cover Water Damage?

Homeowners insurance covers some types of water damage that results from a covered peril. But the damage must be accidental and sudden.
Washington State Requires Insurers to Better Explain Auto, Home Rate Increases

Washington State Requires Insurers to Better Explain Auto, Home Rate Increases

Policyholders getting rate hikes at renewal must request explanations in writing for now, but automatic notices are coming in 2027.
Relief in Sight? 9 Home Insurers Cut Rates in Florida

Relief in Sight? 9 Home Insurers Cut Rates in Florida

Rate decreases are an early signal reforms are working, regulators say.
What Is a 4-Point Home Inspection?

What Is a 4-Point Home Inspection?

A 4-point inspection checks your house’s roof, HVAC, plumbing, and electrical systems to ensure the home is in good shape before an insurance company issues a policy.
Oklahoma Approves Grant Program for Homeowners to Build Climate-Resilient Homes

Oklahoma Approves Grant Program for Homeowners to Build Climate-Resilient Homes

New legislation provides financial support for homeowners to build or retrofit homes to be more resilient to tornadoes, windstorms, and hail.
Florida Insurer Fined for Treatment of Policyholders After Hurricane Ian

Florida Insurer Fined for Treatment of Policyholders After Hurricane Ian

Insurance regulators fined Heritage Property & Casualty Insurance $1 million for how it processed claims after Hurricane Ian.
Are Home Insurance Premiums Tax Deductible in 2026?

Are Home Insurance Premiums Tax Deductible in 2026?

Homeowners insurance isn’t tax deductible for most homeowners, but you can take advantage of several other tax breaks for homeowners.
Home Insurance Rates Set to Jump 10% for Texans on State’s FAIR Plan

Home Insurance Rates Set to Jump 10% for Texans on State’s FAIR Plan

The increase applies to new and renewing homeowners, condominium, dwelling, and renters policies.
Can’t Cover Your Home Insurance Deductible? New Disaster Insurance Could Help

Can’t Cover Your Home Insurance Deductible? New Disaster Insurance Could Help

Insurance offering could help homeowners and renters cover financial gaps between high deductibles and limited savings.
Louisiana Insurance Reform Allows Insurers to Raise Rates Before State Approves Hikes

Louisiana Insurance Reform Allows Insurers to Raise Rates Before State Approves Hikes

Insurers can also drop 5% or more of their policies annually — for no reason at all.
8 Insurers Get Greenlight to Enter Florida Home Insurance Market

8 Insurers Get Greenlight to Enter Florida Home Insurance Market

Insurer approval shows the state’s market is strengthening, Florida insurance office says.
Different States, Same Problem: A Home Insurance Crisis

Different States, Same Problem: A Home Insurance Crisis

California and Florida take different approaches to escalating costs, climate change, severe weather events, and shrinking markets, but neither has found a perfect solution.
Do Texas Floods Herald the Devastating Hurricane Season Experts Warn Of?

Do Texas Floods Herald the Devastating Hurricane Season Experts Warn Of?

Latest weather disaster brings fatal losses and massive property damage – and flood risks are only increasing in the Lone Star State.
Does Home Insurance Cover Mold?

Does Home Insurance Cover Mold?

Basic homeowners insurance plans cover some causes of mold, but you may need a separate endorsement to cover other causes.