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Insurify's insurance experts guide you through the basics of home insurance insurance.

Relief in Sight? 9 Home Insurers Cut Rates in Florida

Relief in Sight? 9 Home Insurers Cut Rates in Florida

Rate decreases are an early signal reforms are working, regulators say.
What Is a 4-Point Home Inspection?

What Is a 4-Point Home Inspection?

A 4-point inspection checks your house’s roof, HVAC, plumbing, and electrical systems to ensure the home is in good shape before an insurance company issues a policy.
Oklahoma Approves Grant Program for Homeowners to Build Climate-Resilient Homes

Oklahoma Approves Grant Program for Homeowners to Build Climate-Resilient Homes

New legislation provides financial support for homeowners to build or retrofit homes to be more resilient to tornadoes, windstorms, and hail.
Florida Insurer Fined for Treatment of Policyholders After Hurricane Ian

Florida Insurer Fined for Treatment of Policyholders After Hurricane Ian

Insurance regulators fined Heritage Property & Casualty Insurance $1 million for how it processed claims after Hurricane Ian.
Are Home Insurance Premiums Tax Deductible in 2026?

Are Home Insurance Premiums Tax Deductible in 2026?

Homeowners insurance isn’t tax deductible for most homeowners, but you can take advantage of several other tax breaks for homeowners.
Home Insurance Rates Set to Jump 10% for Texans on State’s FAIR Plan

Home Insurance Rates Set to Jump 10% for Texans on State’s FAIR Plan

The increase applies to new and renewing homeowners, condominium, dwelling, and renters policies.
Can’t Cover Your Home Insurance Deductible? New Disaster Insurance Could Help

Can’t Cover Your Home Insurance Deductible? New Disaster Insurance Could Help

Insurance offering could help homeowners and renters cover financial gaps between high deductibles and limited savings.
Louisiana Insurance Reform Allows Insurers to Raise Rates Before State Approves Hikes

Louisiana Insurance Reform Allows Insurers to Raise Rates Before State Approves Hikes

Insurers can also drop 5% or more of their policies annually — for no reason at all.
8 Insurers Get Greenlight to Enter Florida Home Insurance Market

8 Insurers Get Greenlight to Enter Florida Home Insurance Market

Insurer approval shows the state’s market is strengthening, Florida insurance office says.
Different States, Same Problem: A Home Insurance Crisis

Different States, Same Problem: A Home Insurance Crisis

California and Florida take different approaches to escalating costs, climate change, severe weather events, and shrinking markets, but neither has found a perfect solution.
Do Texas Floods Herald the Devastating Hurricane Season Experts Warn Of?

Do Texas Floods Herald the Devastating Hurricane Season Experts Warn Of?

Latest weather disaster brings fatal losses and massive property damage – and flood risks are only increasing in the Lone Star State.
Does Home Insurance Cover Mold?

Does Home Insurance Cover Mold?

Basic homeowners insurance plans cover some causes of mold, but you may need a separate endorsement to cover other causes.
6.1M American Homeowners Are Without Home Insurance, Report Finds

6.1M American Homeowners Are Without Home Insurance, Report Finds

Lower-income, minority, rural, and those who inherited their homes are most likely to be uninsured.
High Insurance Rates Driving Homeowners Out of Florida and California

High Insurance Rates Driving Homeowners Out of Florida and California

Rising costs take a financial and emotional toll, pair of surveys finds.
Attractive Nuisance: What It Is and Why You Should Care

Attractive Nuisance: What It Is and Why You Should Care

Features on your property that entice children, like a trampoline or swimming pool, are attractive nuisances that can lead to a lawsuit if someone gets injured while using them.
How Much Does a New HVAC System Cost?

How Much Does a New HVAC System Cost?

Replacing your HVAC system can cost several thousand dollars, but you may be able to save money through rebates and tax credits.
What Is a CLUE Report for Home Insurance?

What Is a CLUE Report for Home Insurance?

Your home’s CLUE report shows a comprehensive overview of the property’s home insurance claims.
Louisiana’s Flood Losses Skyrocket as Insurance Participation Dwindles

Louisiana’s Flood Losses Skyrocket as Insurance Participation Dwindles

NFIP nearly matched 2023 payouts in Q1 of this year.