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Sand Dune Disaster: $500K Washed Away in Massachusetts
Storms destroyed sand dune mitigation efforts in just 72 hours.
State Farm to Drop 72,000 Home, Landlord Policies in California
Says move is to ensure ‘long-term sustainability in California.’
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What Is Replacement Cost Coverage in Home Insurance?
Replacement cost coverage reimburses you for the cost of rebuilding your home or replacing personal items without adjusting for depreciation.
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What Happens If You Can’t Get Home Insurance?
Even if an insurer has denied you coverage in the past, you can find ways to lock in home insurance coverage.
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What Happens When Your Home Insurance Lapses?
A lapse leaves you on the hook financially for any damages that occur to your home and could make it more difficult to get coverage in the future.
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Are Rising Home Insurance Costs Sinking Western Florida’s Real Estate Market?
Florida home insurance prices rose 14% in 2023, Insurify data shows.
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How Insurify Scores Home Insurance Companies
We rate insurers on 8 key factors, including affordability and customer service, to help you decide which company is best for your needs.
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Earthquake Insurance for California Residents: Is It Worth It?
Depending on where you live in the Golden State, earthquake insurance may be a necessity.
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Florida May Issue Bonds to Shore Up Hurricane Catastrophe Fund
State could borrow between $1.5 and $3.8 billion in the effort.
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North Carolina Home Insurers Seek 42%+ Rate Hike
Some homeowners warn increases would be financially catastrophic.
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Does Homeowners Insurance Cover Dog Bites?
Home insurance covers dog bites in most situations, but breed restrictions may mean your policy doesn’t include dog-related liability.
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10 Best Cities for Homebuyers With a Household Income of $75,000
Revitalization projects and inexpensive housing make these cities attractive to homebuyers on a budget.
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The Hartford Halts New Home Policies in CA
Insurer will continue to renew existing homeowners policies
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Florida Weighs Tying Home Insurance to Unpaid Mortgage Balances
But bills may not cut costs and would increase homeowners’ financial risk, experts say
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Soaring Home Insurance Costs Could Push Homeowners Out of These 10 States
Climate catastrophes are driving insurers and homebuyers out of high-risk areas like Florida, but the American dream of homeownership lives on in less disaster-prone states.
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What Is an Escrow Shortage?
When the total of your mortgage escrow account falls below the amount you need to pay property taxes and insurance premiums, you have an escrow shortage.
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Questions to Ask When Buying a House
Information on finances, the home’s condition, and the neighborhood are critical for first-time homebuyers.
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Last-Resort Insurers Becoming First Choice for Homeowners
High cost and high enrollment a sign of the industry’s desperate times in some states.