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Insurify's insurance experts guide you through the basics of home insurance insurance.

6.1M American Homeowners Are Without Home Insurance, Report Finds

6.1M American Homeowners Are Without Home Insurance, Report Finds

Lower-income, minority, rural, and those who inherited their homes are most likely to be uninsured.
High Insurance Rates Driving Homeowners Out of Florida and California

High Insurance Rates Driving Homeowners Out of Florida and California

Rising costs take a financial and emotional toll, pair of surveys finds.
Attractive Nuisance: What It Is and Why You Should Care

Attractive Nuisance: What It Is and Why You Should Care

Features on your property that entice children, like a trampoline or swimming pool, are attractive nuisances that can lead to a lawsuit if someone gets injured while using them.
How Much Does a New HVAC System Cost?

How Much Does a New HVAC System Cost?

Replacing your HVAC system can cost several thousand dollars, but you may be able to save money through rebates and tax credits.
What Is a CLUE Report for Home Insurance?

What Is a CLUE Report for Home Insurance?

Your home’s CLUE report shows a comprehensive overview of the property’s home insurance claims.
Louisiana’s Flood Losses Skyrocket as Insurance Participation Dwindles

Louisiana’s Flood Losses Skyrocket as Insurance Participation Dwindles

NFIP nearly matched 2023 payouts in Q1 of this year.
‘Hurricane Season from Hell’ Could Drive Up Home Insurance Costs on Vulnerable U.S. Coastline

‘Hurricane Season from Hell’ Could Drive Up Home Insurance Costs on Vulnerable U.S. Coastline

Experts predict a severe 2024 hurricane season, but outdated building codes leave homeowners vulnerable to weather-related damages and skyrocketing insurance rates.
Fewer Californians Buying Flood Insurance Despite Record-Breaking Year

Fewer Californians Buying Flood Insurance Despite Record-Breaking Year

California federal flood claims topped $59M in 2023.
Florida Snagged Two-Thirds of National Flood Insurance Payouts in 2023

Florida Snagged Two-Thirds of National Flood Insurance Payouts in 2023

FEMA paid more than $629 million to Florida homeowners last year.
The Most and Least Climate-Resilient Cities for Homeowners

The Most and Least Climate-Resilient Cities for Homeowners

Home insurance rates are skyrocketing due to increasingly severe weather. Insurify analyzed 100 metro areas to find the best and worst cities to avoid the damaging effects of climate change.
Connecticut Regulators Rap Insurers for Dropping Home Policies Over Roof Stains

Connecticut Regulators Rap Insurers for Dropping Home Policies Over Roof Stains

Companies non-renewed policies for streaking and discoloration
Flood Payouts to Rhode Island Homeowners Were 417 Times Higher in 2023

Flood Payouts to Rhode Island Homeowners Were 417 Times Higher in 2023

FEMA payouts rose to $4.6 million in Rhode Island last year.
Is Asbestos Removal Covered by Insurance? (2026)

Is Asbestos Removal Covered by Insurance?

Home insurance doesn’t typically cover asbestos issues, so you’ll likely need to pay out of pocket for asbestos removal.
Sand Dune Disaster: $500K Washed Away in Massachusetts

Sand Dune Disaster: $500K Washed Away in Massachusetts

Storms destroyed sand dune mitigation efforts in just 72 hours.
State Farm to Drop 72,000 Home, Landlord Policies in California

State Farm to Drop 72,000 Home, Landlord Policies in California

Says move is to ensure ‘long-term sustainability in California.’
What Is Replacement Cost Coverage in Home Insurance?

What Is Replacement Cost Coverage in Home Insurance?

Replacement cost coverage reimburses you for the cost of rebuilding your home or replacing personal items without adjusting for depreciation.
What Happens If You Can’t Get Home Insurance?

What Happens If You Can’t Get Home Insurance?

Even if an insurer has denied you coverage in the past, you can find ways to lock in home insurance coverage.
What Happens When Your Home Insurance Lapses?

What Happens When Your Home Insurance Lapses?

A lapse leaves you on the hook financially for any damages that occur to your home and could make it more difficult to get coverage in the future.