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Fewer Californians Buying Flood Insurance Despite Record-Breaking Year
California federal flood claims topped $59M in 2023.
Florida Snagged Two-Thirds of National Flood Insurance Payouts in 2023
FEMA paid more than $629 million to Florida homeowners last year.
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The Most and Least Climate-Resilient Cities for Homeowners
Home insurance rates are skyrocketing due to increasingly severe weather. Insurify analyzed 100 metro areas to find the best and worst cities to avoid the damaging effects of climate change.
Connecticut Regulators Rap Insurers for Dropping Home Policies Over Roof Stains
Companies non-renewed policies for streaking and discoloration
Flood Payouts to Rhode Island Homeowners Were 417 Times Higher in 2023
FEMA payouts rose to $4.6 million in Rhode Island last year.
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Is Asbestos Removal Covered by Insurance?
Home insurance doesn’t typically cover asbestos issues, so you’ll likely need to pay out of pocket for asbestos removal.
Sand Dune Disaster: $500K Washed Away in Massachusetts
Storms destroyed sand dune mitigation efforts in just 72 hours.
State Farm to Drop 72,000 Home, Landlord Policies in California
Says move is to ensure ‘long-term sustainability in California.’
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What Is Replacement Cost Coverage in Home Insurance?
Replacement cost coverage reimburses you for the cost of rebuilding your home or replacing personal items without adjusting for depreciation.
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What Happens If You Can’t Get Home Insurance?
Even if an insurer has denied you coverage in the past, you can find ways to lock in home insurance coverage.
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What Happens When Your Home Insurance Lapses?
A lapse leaves you on the hook financially for any damages that occur to your home and could make it more difficult to get coverage in the future.
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Are Rising Home Insurance Costs Sinking Western Florida’s Real Estate Market?
Florida home insurance prices rose 14% in 2023, Insurify data shows.
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How Insurify Scores Home Insurance Companies
We rate insurers on 8 key factors, including affordability and customer service, to help you decide which company is best for your needs.
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Florida May Issue Bonds to Shore Up Hurricane Catastrophe Fund
State could borrow between $1.5 and $3.8 billion in the effort.
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North Carolina Home Insurers Seek 42%+ Rate Hike
Some homeowners warn increases would be financially catastrophic.
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Does Homeowners Insurance Cover Dog Bites?
Home insurance covers dog bites in most situations, but breed restrictions may mean your policy doesn’t include dog-related liability.
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10 Best Cities for Homebuyers With a Household Income of $75,000
Revitalization projects and inexpensive housing make these cities attractive to homebuyers on a budget.
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The Hartford Halts New Home Policies in CA
Insurer will continue to renew existing homeowners policies