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Are Rising Home Insurance Costs Sinking Western Florida’s Real Estate Market?
Florida home insurance prices rose 14% in 2023, Insurify data shows.
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Florida May Issue Bonds to Shore Up Hurricane Catastrophe Fund
State could borrow between $1.5 and $3.8 billion in the effort.
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North Carolina Home Insurers Seek 42%+ Rate Hike
Some homeowners warn increases would be financially catastrophic.
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Does Homeowners Insurance Cover Dog Bites?
Home insurance covers dog bites in most situations, but breed restrictions may mean your policy doesn’t include dog-related liability.
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10 Best Cities for Homebuyers With a Household Income of $75,000
Revitalization projects and inexpensive housing make these cities attractive to homebuyers on a budget.
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The Hartford Halts New Home Policies in CA
Insurer will continue to renew existing homeowners policies
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Florida Weighs Tying Home Insurance to Unpaid Mortgage Balances
But bills may not cut costs and would increase homeowners’ financial risk, experts say
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Soaring Home Insurance Costs Could Push Homeowners Out of These 10 States
Climate catastrophes are driving insurers and homebuyers out of high-risk areas like Florida, but the American dream of homeownership lives on in less disaster-prone states.
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What Is an Escrow Shortage?
When the total of your mortgage escrow account falls below the amount you need to pay property taxes and insurance premiums, you have an escrow shortage.
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Questions to Ask When Buying a House
Information on finances, the home’s condition, and the neighborhood are critical for first-time homebuyers.
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Last-Resort Insurers Becoming First Choice for Homeowners
High cost and high enrollment a sign of the industry’s desperate times in some states.
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FL Budget Takes Aim at Insurance Crisis
More than $500 million tabbed for home insurance relief measures.
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PA Launches Flood Insurance Task Force
Move follows a year of 147 costly and deadly floods in the state.
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Would Homeowners Insurance Cover Kevin McCallister’s Destruction in ‘Home Alone’?
A licensed insurance agent weighs in on the McCallisters’ hefty repair bill, and a personal injury attorney analyzes the Wet Bandits’ case.
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Judge Greenlights Coverage Expansion for CA FAIR Plan
Expansion would bring last-resort home policies more on par with standard home insurance coverage.
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NY, NJ Home Sellers and Landlords Must Now Disclose Flood Risks
Disclosures could help buyers avoid costly claims on previously flooded properties.
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Government Shutdown Could Stall Home Purchases
Stopgap spending bill funds National Flood Insurance Program (NFIP) through Feb. 2, 2024.
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7 Things Landlords Can’t Do (And One That They Can)
State and federal regulations specify the rights and responsibilities of both property owners and tenants.