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Insurify's insurance experts guide you through the basics of home insurance insurance.

10 Best Cities for Homebuyers With a Household Income of $75,000

10 Best Cities for Homebuyers With a Household Income of $75,000

Revitalization projects and inexpensive housing make these cities attractive to homebuyers on a budget.
The Hartford Halts New Home Policies in CA

The Hartford Halts New Home Policies in CA

Insurer will continue to renew existing homeowners policies
Florida Weighs Tying Home Insurance to Unpaid Mortgage Balances

Florida Weighs Tying Home Insurance to Unpaid Mortgage Balances

But bills may not cut costs and would increase homeowners’ financial risk, experts say
Soaring Home Insurance Costs Could Push Homeowners Out of These 10 States

Soaring Home Insurance Costs Could Push Homeowners Out of These 10 States

Climate catastrophes are driving insurers and homebuyers out of high-risk areas like Florida, but the American dream of homeownership lives on in less disaster-prone states.
What Is an Escrow Shortage?

What Is an Escrow Shortage?

When the total of your mortgage escrow account falls below the amount you need to pay property taxes and insurance premiums, you have an escrow shortage.
Questions to Ask When Buying a House

Questions to Ask When Buying a House

Information on finances, the home’s condition, and the neighborhood are critical for first-time homebuyers.
Last-Resort Insurers Becoming First Choice for Homeowners

Last-Resort Insurers Becoming First Choice for Homeowners

High cost and high enrollment a sign of the industry’s desperate times in some states.
FL Budget Takes Aim at Insurance Crisis

FL Budget Takes Aim at Insurance Crisis

More than $500 million tabbed for home insurance relief measures.
PA Launches Flood Insurance Task Force

PA Launches Flood Insurance Task Force

Move follows a year of 147 costly and deadly floods in the state.
Would Homeowners Insurance Cover Kevin McCallister’s Destruction in ‘Home Alone’?

Would Homeowners Insurance Cover Kevin McCallister’s Destruction in ‘Home Alone’?

A licensed insurance agent weighs in on the McCallisters’ hefty repair bill, and a personal injury attorney analyzes the Wet Bandits’ case.
Judge Greenlights Coverage Expansion for CA FAIR Plan

Judge Greenlights Coverage Expansion for CA FAIR Plan

Expansion would bring last-resort home policies more on par with standard home insurance coverage.
NY, NJ Home Sellers and Landlords Must Now Disclose Flood Risks

NY, NJ Home Sellers and Landlords Must Now Disclose Flood Risks

Disclosures could help buyers avoid costly claims on previously flooded properties.
Government Shutdown Could Stall Home Purchases

Government Shutdown Could Stall Home Purchases

Stopgap spending bill funds National Flood Insurance Program (NFIP) through Feb. 2, 2024.
7 Things Landlords Can’t Do (And One That They Can)

7 Things Landlords Can’t Do (And One That They Can)

State and federal regulations specify the rights and responsibilities of both property owners and tenants.
How Virginia Wildfires Could Impact Home Insurance Rates

How Virginia Wildfires Could Impact Home Insurance Rates

Two massive wildfires have led to a state of emergency in Virginia, and their effects could burn homeowners across the state.
Maui Wildfire Insurance Claims Already Top $1.3 Billion

Maui Wildfire Insurance Claims Already Top $1.3 Billion

But damages may go as high as $6 billion, experts predict.
What to Know About California’s New Plan to Bolster Home Insurance Market

What to Know About California’s New Plan to Bolster Home Insurance Market

Sustainable Insurance Strategy aims to entice insurers to stay or return to the Golden State’s home insurance marketplace.
Louisiana Homeowners Can Still Get $10K for Roof Improvements

Louisiana Homeowners Can Still Get $10K for Roof Improvements

Next round of grant awards opens at noon on Nov. 6, Louisiana Department of Insurance says.